Annual Report - Bank of Baroda

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VII. ØeefleYeteflekeâjCe keâ. yeQkeâ keâer Skeâ ØeefleYetefle veerefle nw efpemes yees[& Éeje Devegceesefole efkeâÙee ieÙee nw. veerefle kesâ Devegmeej ØeefleYetle efkeâÙes peeves Jeeues mebefJeYeeie keâer Øeke=âefle efjšsue $e+Ce (DeeJeeme $e+Ce, Dee@šes $e+Ce, heefjmebheefòeÙeeW kesâ hesšs Deef«ece, JewÙeefòeâkeâ $e+Ce leLee ›esâef[š keâe[&dme) SmeSmeDeeF& SJeb DeeOeejYetle heefjÙeespevee $e+Ce nw. efoveebkeâ 31 ceeÛe&, 2011 lekeâ yeQkeâ kesâ heeme Deheveer DeeefmleÙeeW keâes ØeefleYetle keâjves keâe keâesF& ceeceuee veneR nw. Ke. ØeefleYeteflekeâjCe keâer Øeef›eâÙee ceW yeQkeâ ves efoveebkeâ 31.3.2011 keâes ®heÙes 11.47 keâjesÌ[ keâer jeefMe kesâ efueS ‘$e+Ce mebJeOe&ve Øeoelee’ kesâ ¤he ceW keâeÙe& efkeâÙee nw efpemes yeQkeâ keâer hetbpeer mes keâeše ieÙee nw. ie. ØeefleYeteflekeâjCe kesâ mebyebOe ceW ØeefleOeeefjle Skeämeheespej keâe keâesF& ceeceuee veneR nw. yeQkeâ Éeje Kejeros ieS ØeefleYeteflekeâjCe Skeämeheespej keâer jeefMe efvecveevegmeej nw: efJeosMeer $e+Ce jsefšbie kesâ Devegmeej peesefKece Yeej ßesCeer Risk weight category as per external credit rating 123 Jeeef
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Je
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Sve. jceCeer S. kesâ. ieghlee Deej
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efJe
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Equity (at 21.48%). Even as it has
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to the trend in 2011-12 (around 8.0
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2010-11 kesâ oewjeve yeQkeâ keâe
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YeeJeer meesÛe— efJeòeerÙe Je
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efšHHeefCeÙeeb / NOTES 1. HeÇe@k
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9. DeblejCeeW kesâ efueS HeÇmlegl
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Management Discussion and Analysis
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setting the Bank’s aggregate Risk
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19 Jeeef
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programmes internally and at the ex
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Pensioners under Single Window Sche
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also Syndication deals. The Divisio
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Shri M.D. Mallya, Chairman & Managi
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system and also to provide counseli
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Overseas Expansion During the year
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Risk Management measures such as Va
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• The Bank has implemented a Paym
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Project ‘Udaan’- A comprehensiv
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events. Some of the major events wh
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Signing of MoU by Bank of Baroda, B
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efveosMekeâeW keâer efjHeesš& ke
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ÙeÅeefhe KeeÅeeVeeW keâer cegõ
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• $e+Ce DevegmebOeeve/mebefJeYeei
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meeLe ner, Deheves Deblej&e°^erÙe
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efveosMekeâ keâe veece DeJeefOe G
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mebmeeOeve mebieÇnCe SJeb Deeefmle
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Je
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3. efveheševe meceÙe keâes efve
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šeWkeâ efpeuee, jepemLeeve ceW ef
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• • • • • efmJeHeäš kes
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peeie¤keâlee yeÌ{eves leLee efJe
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• • • • • • yeQkeâ ves
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Yeleer& DeefYeÙeeve yewkeâ ceW ce
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ueerkeâ mes nškeâj meesÛevee
Page 75 and 76: Iejsuet Deveg
Page 77 and 78: keâeHeexjsš ieJeveXme efjHeesš&
Page 79 and 80: ›eâce meb. Sr. No. veece Name 2
Page 85 and 86: 2.2 Je
Page 87 and 88: 4. efveosMekeâeW/keâeÙe&heeueke
Page 89 and 90: efJeòeerÙe Je
Page 91 and 92: Je
Page 93 and 94: efJeòeerÙe JeeefueefKele leejerKe
Page 95 and 96: 31 ceeÛe& 2011 lekeâ meefceefle k
Page 97 and 98: 93 Jeeef
Page 99 and 100: 7. HeÇkeâšerkeâjCe (keâ) yeQke
Page 101 and 102: keâeheexjsš ieJeveXme kesâ lenle
Page 103 and 104: 12. efJeòeerÙe kewâuesv[j Keelee
Page 105 and 106: ›eâce meb. Sr. No. jepÙe State
Page 107 and 108: 18.2 ßeer Deej. ieebOeer 103 18.2
Page 109 and 110: 18.4 ßeer Jeer. yeer. ÛeJneCe 105
Page 113 and 114: Iees
Page 115 and 116: YeejleerÙe meveoer uesKeekeâej me
Page 117 and 118: Ú. kegâue hee$e hetbpeer ceW efve
Page 119 and 120: iv) DeuheeJeefOe HeâmeueeW kesâ e
Page 121 and 122: $e+Ce ØemleeJeeW kesâ ceevekeâeW
Page 123 and 124: GÅeesieeW ceW $e+Ce Skeämehees]pe
Page 125: VI. Deef«ece peesefKece vÙetveerk
Page 129 and 130: cenlJehetCe& efJeòeerÙe metÛeke
Page 131 and 132: MeyoeJeueer / Glossary 127 Jeeef
Page 133 and 134: 31 ceeÛe&, 2011 keâes meceehle Je
Page 137 and 138: DevegmetÛeer - 5 SCHEDULE - 5 Dev
Page 139 and 140: (efkeäueÙeeEjie keâeheexjsMeve D
Page 141 and 142: DevegmetÛeer-10 DeÛeue DeeefmleÙ
Page 143 and 144: ueeYe neefve uesKes keâer Devegmet
Page 147 and 148: Ûe) GÅece Hetbpeer uesKeeHejeref#
Page 149 and 150: kebâheefveÙeeW kesâ MesÙejeW He
Page 151 and 152: (ie) Deeceoveer SJeb KeÛeeX keâes
Page 153 and 154: 2.1 efjhees mebJÙeJenej (Debefkeâ
Page 155 and 156: 2.3.3 [sjerJesefšJme ceW peesefKec
Page 157 and 158: Ke) iewj efve
Page 159 and 160: 2.4.4 Kejeroer ieF& / yesÛeer ieF&
Page 163 and 164: 2.7.6 peceeDeeW, Deef«eceeW, Skeä
Page 165 and 166: 4.2 DemLeeÙeer ØeeJeOeeve - JÙee
Page 167 and 168: SSme-15 keâce&Ûeejer ueeYe mebyeb
Page 169 and 170: legueve-He$e ceW ceevÙe jeefMe 165
Page 171 and 172: mesieceWš efjHeesefšËie Hej efš
Page 173 and 174: 7. HeefjÛeeueve yebo keâjvee (SSm
Page 175 and 176: yee@ye SHeâ Sme Sue ves yeQkeâ De
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Ke. efveJesMe mebyebOeer keâeÙe&k
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uesKee hejer#ekeâeW keâer efjhees
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Shri M. D. Mallya Chairman & Managi
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iv jepemJe SJeb DevÙe HeÇejef#ele
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181 Jeeef
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DevegmetÛeer-10 SCHEDULE - 10 DeÛ
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mecesefkeâle ueeYe Je neefve uesKe
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4. efveJesMe 4.1 JeieeakeâjCe cetu
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4.9 Iejsuet iewjefve
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9. keâce&Ûeejer ueeYe 9.1 YeefJe
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4. 31.03.2011 keâes meceehle Je
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10. mebyebefOele heešea Øekeâše
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mesJee ceW, efveosMekeâ ceb[ue, ye
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meer F& Dees / meer SHeâ Dees Øec
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Heâece& yeer HeÇe@keämeer - Heâ
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GHeefmLeefle HeÛeea 15JeeR Jeeef
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yeQkeâ Dee@]Heâ yeÌ[ewoe Fueske
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efšhheCeer / NOTES
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HeâeFveeefvmeÙeue SkeämeØesme
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Annual Report - Bank of Baroda

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