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Je
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Sve. jceCeer S. kesâ. ieghlee Deej
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efJe
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Equity (at 21.48%). Even as it has
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to the trend in 2011-12 (around 8.0
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2010-11 kesâ oewjeve yeQkeâ keâe
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YeeJeer meesÛe— efJeòeerÙe Je
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efšHHeefCeÙeeb / NOTES 1. HeÇe@k
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9. DeblejCeeW kesâ efueS HeÇmlegl
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Management Discussion and Analysis
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setting the Bank’s aggregate Risk
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19 Jeeef
- Page 25 and 26: programmes internally and at the ex
- Page 27 and 28: Pensioners under Single Window Sche
- Page 29 and 30: also Syndication deals. The Divisio
- Page 31 and 32: Shri M.D. Mallya, Chairman & Managi
- Page 33 and 34: system and also to provide counseli
- Page 35 and 36: Overseas Expansion During the year
- Page 37 and 38: Risk Management measures such as Va
- Page 39 and 40: • The Bank has implemented a Paym
- Page 41 and 42: Project ‘Udaan’- A comprehensiv
- Page 43 and 44: events. Some of the major events wh
- Page 45 and 46: Signing of MoU by Bank of Baroda, B
- Page 47 and 48: efveosMekeâeW keâer efjHeesš& ke
- Page 49 and 50: ÙeÅeefhe KeeÅeeVeeW keâer cegõ
- Page 51 and 52: • $e+Ce DevegmebOeeve/mebefJeYeei
- Page 53 and 54: meeLe ner, Deheves Deblej&e°^erÙe
- Page 55 and 56: efveosMekeâ keâe veece DeJeefOe G
- Page 57 and 58: mebmeeOeve mebieÇnCe SJeb Deeefmle
- Page 59 and 60: Je
- Page 61 and 62: 3. efveheševe meceÙe keâes efve
- Page 63 and 64: šeWkeâ efpeuee, jepemLeeve ceW ef
- Page 65 and 66: • • • • • efmJeHeäš kes
- Page 67 and 68: peeie¤keâlee yeÌ{eves leLee efJe
- Page 69 and 70: • • • • • • yeQkeâ ves
- Page 71 and 72: Yeleer& DeefYeÙeeve yewkeâ ceW ce
- Page 73 and 74: ueerkeâ mes nškeâj meesÛevee
- Page 75: Iejsuet Deveg
- Page 79 and 80: ›eâce meb. Sr. No. veece Name 2
- Page 81 and 82: ›eâce meb. Sr. No. veece Name 5
- Page 83 and 84: ›eâce meb. Sr. No. veece Name 11
- Page 85 and 86: 2.2 Je
- Page 87 and 88: 4. efveosMekeâeW/keâeÙe&heeueke
- Page 89 and 90: efJeòeerÙe Je
- Page 91 and 92: Je
- Page 93 and 94: efJeòeerÙe JeeefueefKele leejerKe
- Page 95 and 96: 31 ceeÛe& 2011 lekeâ meefceefle k
- Page 97 and 98: 93 Jeeef
- Page 99 and 100: 7. HeÇkeâšerkeâjCe (keâ) yeQke
- Page 101 and 102: keâeheexjsš ieJeveXme kesâ lenle
- Page 103 and 104: 12. efJeòeerÙe kewâuesv[j Keelee
- Page 105 and 106: ›eâce meb. Sr. No. jepÙe State
- Page 107 and 108: 18.2 ßeer Deej. ieebOeer 103 18.2
- Page 109 and 110: 18.4 ßeer Jeer. yeer. ÛeJneCe 105
- Page 111 and 112: 107 Jeeef
- Page 113 and 114: Iees
- Page 115 and 116: YeejleerÙe meveoer uesKeekeâej me
- Page 117 and 118: Ú. kegâue hee$e hetbpeer ceW efve
- Page 119 and 120: iv) DeuheeJeefOe HeâmeueeW kesâ e
- Page 121 and 122: $e+Ce ØemleeJeeW kesâ ceevekeâeW
- Page 123 and 124: GÅeesieeW ceW $e+Ce Skeämehees]pe
- Page 125 and 126: VI. Deef«ece peesefKece vÙetveerk
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VII. ØeefleYeteflekeâjCe keâ. ye
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cenlJehetCe& efJeòeerÙe metÛeke
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MeyoeJeueer / Glossary 127 Jeeef
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31 ceeÛe&, 2011 keâes meceehle Je
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131 Jeeef
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DevegmetÛeer - 5 SCHEDULE - 5 Dev
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(efkeäueÙeeEjie keâeheexjsMeve D
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DevegmetÛeer-10 DeÛeue DeeefmleÙ
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ueeYe neefve uesKes keâer Devegmet
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141 Jeeef
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Ûe) GÅece Hetbpeer uesKeeHejeref#
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kebâheefveÙeeW kesâ MesÙejeW He
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(ie) Deeceoveer SJeb KeÛeeX keâes
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2.1 efjhees mebJÙeJenej (Debefkeâ
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2.3.3 [sjerJesefšJme ceW peesefKec
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Ke) iewj efve
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2.4.4 Kejeroer ieF& / yesÛeer ieF&
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157 Jeeef
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2.7.6 peceeDeeW, Deef«eceeW, Skeä
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4.2 DemLeeÙeer ØeeJeOeeve - JÙee
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SSme-15 keâce&Ûeejer ueeYe mebyeb
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legueve-He$e ceW ceevÙe jeefMe 165
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mesieceWš efjHeesefšËie Hej efš
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7. HeefjÛeeueve yebo keâjvee (SSm
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yee@ye SHeâ Sme Sue ves yeQkeâ De
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Ke. efveJesMe mebyebOeer keâeÙe&k
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uesKee hejer#ekeâeW keâer efjhees
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Shri M. D. Mallya Chairman & Managi
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iv jepemJe SJeb DevÙe HeÇejef#ele
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181 Jeeef
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DevegmetÛeer-10 SCHEDULE - 10 DeÛ
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mecesefkeâle ueeYe Je neefve uesKe
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187 Jeeef
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4. efveJesMe 4.1 JeieeakeâjCe cetu
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4.9 Iejsuet iewjefve
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9. keâce&Ûeejer ueeYe 9.1 YeefJe
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195 Jeeef
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4. 31.03.2011 keâes meceehle Je
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10. mebyebefOele heešea Øekeâše
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201 Jeeef
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mesJee ceW, efveosMekeâ ceb[ue, ye
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meer F& Dees / meer SHeâ Dees Øec
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Heâece& yeer HeÇe@keämeer - Heâ
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GHeefmLeefle HeÛeea 15JeeR Jeeef
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yeQkeâ Dee@]Heâ yeÌ[ewoe Fueske
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efšhheCeer / NOTES
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HeâeFveeefvmeÙeue SkeämeØesme
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