Annual Report - Bank of Baroda

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uesKee hejer#ekeâeW keâer efjheesš& / Auditors' <strong>Report</strong> 7. nceejer jeÙe ceW, yeQkeâ keâer yeefnÙeeW ceW oMee&S ieS Devegmeej leLee nceejer DeefOekeâlece peevekeâejer Deewj nceW efoS ieS mhe°erkeâjCeeW kesâ Devegmeej : i veesš kesâ meeLe Heef"le Ùen legueve-He$e HetCe& Deewj mener nw, efpemeceW DeeJeMÙekeâ efJeJejCe efoS ieS nQ Deewj Fmes ÙeLeesefÛele {bie mes yeveeÙee ieÙee nQ, efpememes efkeâ, Yeejle ceW meeceevÙele: mJeerkeâeÙe& uesKeebkeâve efmeæebleeW kesâ mece¤He veesš kesâ meeLe Heef"le yeQkeâ kesâ 31 ceeÛe&, 2011 kesâ ef›eâÙeekeâueeHeeW keâe mener SJeb ÙeLeeÙeesiÙe efÛe$e meeceves Dee mekesâ. ii ueeYe-neefve uesKee, oer ieF& efšhheefCeÙeeW kesâ meeLe heef"le Yeejle ceW meeceevÙele: mJeerkeâeÙe& uesKeebkeâve efmeæebleeW kesâ mece¤He leLee Keeles kesâ Je
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Je
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Sve. jceCeer S. kesâ. ieghlee Deej
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efJe
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Equity (at 21.48%). Even as it has
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to the trend in 2011-12 (around 8.0
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2010-11 kesâ oewjeve yeQkeâ keâe
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YeeJeer meesÛe— efJeòeerÙe Je
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efšHHeefCeÙeeb / NOTES 1. HeÇe@k
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9. DeblejCeeW kesâ efueS HeÇmlegl
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Management Discussion and Analysis
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setting the Bank’s aggregate Risk
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19 Jeeef
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programmes internally and at the ex
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Pensioners under Single Window Sche
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also Syndication deals. The Divisio
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Shri M.D. Mallya, Chairman & Managi
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system and also to provide counseli
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Overseas Expansion During the year
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Risk Management measures such as Va
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• The Bank has implemented a Paym
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Project ‘Udaan’- A comprehensiv
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events. Some of the major events wh
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Signing of MoU by Bank of Baroda, B
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efveosMekeâeW keâer efjHeesš& ke
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ÙeÅeefhe KeeÅeeVeeW keâer cegõ
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• $e+Ce DevegmebOeeve/mebefJeYeei
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meeLe ner, Deheves Deblej&e°^erÙe
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efveosMekeâ keâe veece DeJeefOe G
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mebmeeOeve mebieÇnCe SJeb Deeefmle
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Je
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3. efveheševe meceÙe keâes efve
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šeWkeâ efpeuee, jepemLeeve ceW ef
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• • • • • efmJeHeäš kes
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peeie¤keâlee yeÌ{eves leLee efJe
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• • • • • • yeQkeâ ves
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Yeleer& DeefYeÙeeve yewkeâ ceW ce
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ueerkeâ mes nškeâj meesÛevee
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Iejsuet Deveg
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keâeHeexjsš ieJeveXme efjHeesš&
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›eâce meb. Sr. No. veece Name 2
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2.2 Je
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4. efveosMekeâeW/keâeÙe&heeueke
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efJeòeerÙe Je
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Je
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efJeòeerÙe JeeefueefKele leejerKe
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31 ceeÛe& 2011 lekeâ meefceefle k
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93 Jeeef
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7. HeÇkeâšerkeâjCe (keâ) yeQke
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keâeheexjsš ieJeveXme kesâ lenle
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12. efJeòeerÙe kewâuesv[j Keelee
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›eâce meb. Sr. No. jepÙe State
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18.2 ßeer Deej. ieebOeer 103 18.2
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18.4 ßeer Jeer. yeer. ÛeJneCe 105
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107 Jeeef
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Iees
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YeejleerÙe meveoer uesKeekeâej me
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Ú. kegâue hee$e hetbpeer ceW efve
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iv) DeuheeJeefOe HeâmeueeW kesâ e
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$e+Ce ØemleeJeeW kesâ ceevekeâeW
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GÅeesieeW ceW $e+Ce Skeämehees]pe
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VI. Deef«ece peesefKece vÙetveerk
Page 127 and 128: VII. ØeefleYeteflekeâjCe keâ. ye
Page 129 and 130: cenlJehetCe& efJeòeerÙe metÛeke
Page 131 and 132: MeyoeJeueer / Glossary 127 Jeeef
Page 133 and 134: 31 ceeÛe&, 2011 keâes meceehle Je
Page 135 and 136: 131 Jeeef
Page 137 and 138: DevegmetÛeer - 5 SCHEDULE - 5 Dev
Page 139 and 140: (efkeäueÙeeEjie keâeheexjsMeve D
Page 141 and 142: DevegmetÛeer-10 DeÛeue DeeefmleÙ
Page 143 and 144: ueeYe neefve uesKes keâer Devegmet
Page 147 and 148: Ûe) GÅece Hetbpeer uesKeeHejeref#
Page 149 and 150: kebâheefveÙeeW kesâ MesÙejeW He
Page 151 and 152: (ie) Deeceoveer SJeb KeÛeeX keâes
Page 153 and 154: 2.1 efjhees mebJÙeJenej (Debefkeâ
Page 155 and 156: 2.3.3 [sjerJesefšJme ceW peesefKec
Page 157 and 158: Ke) iewj efve
Page 159 and 160: 2.4.4 Kejeroer ieF& / yesÛeer ieF&
Page 163 and 164: 2.7.6 peceeDeeW, Deef«eceeW, Skeä
Page 165 and 166: 4.2 DemLeeÙeer ØeeJeOeeve - JÙee
Page 167 and 168: SSme-15 keâce&Ûeejer ueeYe mebyeb
Page 169 and 170: legueve-He$e ceW ceevÙe jeefMe 165
Page 171 and 172: mesieceWš efjHeesefšËie Hej efš
Page 173 and 174: 7. HeefjÛeeueve yebo keâjvee (SSm
Page 175 and 176: yee@ye SHeâ Sme Sue ves yeQkeâ De
Page 177: Ke. efveJesMe mebyebOeer keâeÙe&k
Page 181 and 182: Shri M. D. Mallya Chairman & Managi
Page 183 and 184: iv jepemJe SJeb DevÙe HeÇejef#ele
Page 187 and 188: DevegmetÛeer-10 SCHEDULE - 10 DeÛ
Page 189 and 190: mecesefkeâle ueeYe Je neefve uesKe
Page 193 and 194: 4. efveJesMe 4.1 JeieeakeâjCe cetu
Page 195 and 196: 4.9 Iejsuet iewjefve
Page 197 and 198: 9. keâce&Ûeejer ueeYe 9.1 YeefJe
Page 201 and 202: 4. 31.03.2011 keâes meceehle Je
Page 203 and 204: 10. mebyebefOele heešea Øekeâše
Page 207 and 208: mesJee ceW, efveosMekeâ ceb[ue, ye
Page 209 and 210: meer F& Dees / meer SHeâ Dees Øec
Page 211 and 212: Heâece& yeer HeÇe@keämeer - Heâ
Page 213 and 214: GHeefmLeefle HeÛeea 15JeeR Jeeef
Page 215 and 216: yeQkeâ Dee@]Heâ yeÌ[ewoe Fueske
Page 217 and 218: efšhheCeer / NOTES
Page 219: HeâeFveeefvmeÙeue SkeämeØesme
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Annual Report - Bank of Baroda

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