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The Alaska Contractor: Fall 2006

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with have a smaller business feel. It’s<br />

not like you’re dealing with this huge<br />

corporation from Outside. Our members<br />

can see that they do matter to us,”<br />

Hamilton said.<br />

Usera agreed.<br />

“Up here, credit unions are the primary<br />

fi nancial providers to individuals<br />

and business, unlike Outside. In<br />

<strong>Alaska</strong>, there’s a lot more<br />

accountability because<br />

we’re not nameless and<br />

faceless. <strong>Alaska</strong>USA is<br />

its people, its members.<br />

Helping small businesses<br />

grow and become successful<br />

is what we do.”<br />

Usera said <strong>Alaska</strong>USA<br />

holds a unique position in<br />

<strong>Alaska</strong>’s fi nancial landscape.<br />

“<strong>Alaska</strong>USA is the only credit union<br />

authorized by an act of Congress to<br />

provide fi nancial services to the Bush.<br />

We have a branch in Bethel, the hub<br />

of the Y-K Delta,” she said. That act of<br />

Congress, passed in 1984, gave the<br />

credit union congressional authority to<br />

serve <strong>Alaska</strong>’s Natives on a permanent<br />

basis. <strong>Alaska</strong>USA also has branches in<br />

Kodiak, North Pole, Soldotna, Homer,<br />

and Ketchikan, as well as Anchorage,<br />

Fairbanks, Juneau and the Matanuska<br />

Valley.<br />

<strong>Alaska</strong>USA FCU was also one of<br />

the fi rst credit unions to have a call<br />

center open 16 hours a day, seven<br />

days a week for customers, and it was<br />

the fi rst credit union to have a branch<br />

open seven days a week.<br />

Construction season keeps <strong>Alaska</strong>USA<br />

FCU hopping. <strong>The</strong> credit<br />

union recently helped Allure Day Spa<br />

in downtown Anchorage expand to a<br />

new facility after a fi re decimated its<br />

old building. <strong>Alaska</strong>USA assisted the<br />

owners of the recently completed Pet<br />

Emergency Center on Dowling and<br />

Lake Otis in Anchorage.<br />

In Palmer, they were heavily involved<br />

in a recent four-bay retail center<br />

that was just completed, home to<br />

a Great <strong>Alaska</strong> Pizza Company and<br />

Great Clips salon, among other businesses.<br />

<strong>The</strong>y also helped a couple in<br />

Sterling build their dream business: a<br />

taxidermy and gift shop.<br />

“When these projects start, they<br />

have a vision. You have to put it on<br />

paper and look at what’s feasible and<br />

what’s going to work and if the client<br />

has selected a contractor yet, “ Hamilton<br />

said. “We then put the fi nancing<br />

together that can accommodate what<br />

their request will be.”<br />

No matter where the future may<br />

take the cooperative, Hamilton, Usera<br />

and Vice President of Marketing Eliza-<br />

beth Behlke agree that <strong>Alaska</strong>USA has<br />

a responsibility to its <strong>Alaska</strong> roots.<br />

“<strong>Alaska</strong>USA allows all employees<br />

two days paid time off annually<br />

for charitable events - things like fun<br />

runs and Day of Caring,” she said. “Part<br />

of our community responsibility is to<br />

provide community fi nancial support<br />

as well. <strong>The</strong>re’s a giving program that<br />

PHOTO: COURTESY OF ALASKAUSA<br />

provides support to community initiatives,<br />

like spring cleaning, school<br />

carnivals, grad blasts, etc. Applications<br />

can just be downloaded by any organization<br />

off our Web site. One of our<br />

interests with AGC is sponsoring their<br />

awards banquet every year.”<br />

Usera said she has a clear picture<br />

in mind of the next 10 years and what<br />

<strong>Alaska</strong>USA Federal Credit<br />

Union’s place will be in the<br />

state’s fi nancial landscape.<br />

“We want to be the primary<br />

provider of fi nancial<br />

services to all <strong>Alaska</strong>ns,”<br />

she said. “We’re getting<br />

there. We also want to be<br />

a distinct neighborhood<br />

fi nancial institution in<br />

the Pacifi c Northwest. We<br />

want to continue to provide fi nancial<br />

services to customers everywhere in<br />

the world. When we think of our role<br />

moving into the future, we want to be<br />

the quality and preferred fi nancial institution.”<br />

Tiffany Horvath is a Wasilla-based<br />

freelance writer.<br />

<strong>Fall</strong> <strong>2006</strong> <strong>The</strong> <strong>Alaska</strong> CONTRACTOR 61

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