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equires that inf ormation about<br />
trustee sale postponements be<br />
made available to y ou and to the<br />
public, as a courtesy to those not<br />
present at the sale. If you wish to<br />
learn whether y our sale date has<br />
been postponed, and, if applicable,<br />
the rescheduled time and date f or<br />
the sale of this pr operty, you may<br />
call 800-280-2832 f or information<br />
regarding the trustee’s sale or visit<br />
this Internet Web site<br />
http://www.qualityloan.com , using<br />
the file n umber assigned to this<br />
foreclosure by the Trustee: CA-12-<br />
512126-AL . Information about<br />
postponements that are very short<br />
in duration or that occur close in<br />
time to the scheduled sale may not<br />
immediately be r eflected in the<br />
telephone information or on the<br />
Internet Web site. <strong>The</strong> best way to<br />
verify postponement inf ormation<br />
is to attend the scheduled sale. <strong>The</strong><br />
undersigned Trustee disclaims any<br />
liability for any incorrectness of<br />
the property address or other com-<br />
mon designation, if any, shown<br />
herein. If no street address or other<br />
common designation is sho wn,<br />
directions to the location of the<br />
property may be obtained by send-<br />
ing a written request to the benefi-<br />
ciary within 10 days of the date of<br />
first publication of this Notice of<br />
Sale. If the Trustee is una ble to<br />
convey title for any reason, the suc-<br />
cessful bidder's sole and e xclusive<br />
remedy shall be the r eturn of<br />
monies paid to the Trustee, and the<br />
successful bidder shall have no fur-<br />
ther recourse. If the sale is set<br />
aside for any reason, the Purchaser<br />
at the sale shall be entitled only to<br />
a return of the deposit paid. <strong>The</strong><br />
Purchaser shall ha ve no further<br />
recourse against the Mortgagor ,<br />
the Mortgagee, or the Mortgagee’s<br />
Attorney. Date: Quality Loan<br />
Service Corporation 2141 5th<br />
Avenue San Diego , CA 92101 619-<br />
645-7711 For NON SALE inf orma-<br />
tion only Sale Line: 800-280-2832<br />
Or Login to: http://www .quality-<br />
loan.com Reinstatement Line:<br />
(866) 645-7711 Ext 5318 Quality<br />
Loan Service Corp. If you have pre-<br />
viously been disc harged through<br />
bankruptcy, you may have been<br />
released of per sonal liability for<br />
this loan in which case this letter is<br />
intended to exercise the note hold-<br />
ers right’s against the real property<br />
only. THIS NOTICE IS SENT FOR<br />
THE PURPOSE OF COLLECTING<br />
A DEBT. THIS FIRM IS ATTEMPT-<br />
ING TO COLLECT A DEBT ON<br />
BEHALF OF THE HOLDER AND<br />
OWNER OF THE NOTE. ANY<br />
INFORMATION OBTAINED BY<br />
OR PROVIDED TO THIS FIRM OR<br />
THE CREDITOR WILL BE USED<br />
FOR THAT PURPOSE. As required<br />
by law, you are hereby notified that<br />
a negative credit report reflecting<br />
on your credit record may be sub-<br />
mitted to a cr edit report agency if<br />
you fail to fulfill the terms of y our<br />
credit obligations. TS No.: CA-12-<br />
512126-AL IDSPub #0046741<br />
3/15/<strong>2013</strong> 3/<strong>22</strong>/<strong>2013</strong> 3/29/<strong>2013</strong> CN<br />
14687<br />
NOTICE OF TRUSTEE’S SALE TS<br />
No. CA-10-382796-AB Order No.:<br />
4524536 YOU ARE IN DEF AULT<br />
UNDER A DEED OF TRUST<br />
DATED 5/21/2007. UNLESS YOU<br />
TAKE ACTION TO PROTECT<br />
YOUR PROPERTY, IT MAY BE<br />
SOLD AT A PUBLIC SALE. IF YOU<br />
NEED AN EXPLANATION OF<br />
THE NATURE OF THE PROCEED-<br />
ING AGAINST YOU, YOU<br />
SHOULD CONTACT A LAWYER.<br />
A public auction sale to the highest<br />
bidder for cash, cashier's check<br />
drawn on a state or national bank,<br />
check drawn by state or feder al<br />
credit union, or a check drawn by a<br />
state or feder al savings and loan<br />
association, or savings association,<br />
or savings bank specified in<br />
Section 5102 to the F inancial code<br />
and authorized to do business in<br />
this state, will be held b y duly<br />
appointed trustee. <strong>The</strong> sale will be<br />
made, but without covenant or war-<br />
ranty, expressed or implied, regard-<br />
ing title, possession, or encum-<br />
brances, to pay the remaining prin-<br />
cipal sum of the note(s) secured by<br />
the Deed of Trust, with interest and<br />
late charges thereon, as provided<br />
in the note(s), advances, under the<br />
terms of the Deed of Trust, interest<br />
thereon, fees, charges and expens-<br />
es of the Trustee for the total<br />
amount (at the time of the initial<br />
publication of the Notice of Sale)<br />
reasonably estimated to be set<br />
forth below. <strong>The</strong> amount ma y be<br />
greater on the day of sale. BENEFI-<br />
CIARY MAY ELECT TO BID LESS<br />
THAN THE TOTAL AMOUNT<br />
DUE. Trustor(s): ANTHONY S<br />
PAVACK, A SINGLE MAN AND<br />
CRYSTAL L POWELL, A SINGLE<br />
WOMAN AS JOINT TENANTS<br />
Recorded: 5/29/2007 as Instrument<br />
No. 2007-0360923 of Official<br />
Records in the office of the<br />
Recorder of SAN DIEGO County ,<br />
California; Date of Sale: 4/19/<strong>2013</strong><br />
at 9:00 AM Place of Sale: At the<br />
Sheraton San Diego Hotel &<br />
Marina, 1380 Harbor Island Dri ve,<br />
San Diego, CA 92101, in the<br />
Auction.com Room Amount of<br />
unpaid balance and other c harges:<br />
$460,207.<strong>22</strong> <strong>The</strong> purported proper-<br />
ty address is: 1412 ZEISS ST ,<br />
OCEANSIDE, CA 92054 Assessor’s<br />
Parcel No.: 145-041-04-00 NO TICE<br />
TO POTENTIAL BIDDERS: If y ou<br />
are considering bidding on this<br />
property lien, you should under -<br />
stand that there are risks involved<br />
in bidding at a trustee auction. You<br />
will be bidding on a lien, not on the<br />
property itself. Placing the highest<br />
bid at a trustee auction does not<br />
automatically entitle y ou to fr ee<br />
and clear ownership of the proper-<br />
ty. You should also be a ware that<br />
the lien being auctioned off may be<br />
a junior lien. If you are the highest<br />
bidder at the auction, you are or<br />
may be r esponsible for paying off<br />
all liens senior to the lien being<br />
auctioned off, before you can<br />
receive clear title to the pr operty.<br />
You are encouraged to investigate<br />
the existence, priority, and size of<br />
outstanding liens that may exist on<br />
this property by contacting the<br />
county recorder’s office or a title<br />
insurance company, either of which<br />
may charge you a fee for this infor-<br />
mation. If you consult either of<br />
these resources, you should be<br />
aware that the same lender ma y<br />
hold more than one mortgage or<br />
deed of trust on the pr operty.<br />
NOTICE TO PROPERTY OWNER:<br />
<strong>The</strong> sale date shown on this notice<br />
of sale may be postponed one or<br />
more times by the mortgagee, ben-<br />
eficiary, trustee, or a court, pur-<br />
suant to Section 2924g of the<br />
California Civil Code. <strong>The</strong> law<br />
requires that inf ormation about<br />
trustee sale postponements be<br />
made available to y ou and to the<br />
public, as a courtesy to those not<br />
present at the sale. If you wish to<br />
learn whether y our sale date has<br />
been postponed, and, if applicable,<br />
the rescheduled time and date f or<br />
the sale of this pr operty, you may<br />
call 800-280-2832 f or information<br />
regarding the trustee’s sale or visit<br />
this Internet Web site<br />
http://www.qualityloan.com , using<br />
the file n umber assigned to this<br />
foreclosure by the Trustee: CA-10-<br />
382796-AB . Information about<br />
postponements that are very short<br />
in duration or that occur close in<br />
time to the scheduled sale may not<br />
immediately be r eflected in the<br />
telephone information or on the<br />
Internet Web site. <strong>The</strong> best way to<br />
verify postponement inf ormation<br />
is to attend the scheduled sale. <strong>The</strong><br />
undersigned Trustee disclaims any<br />
liability for any incorrectness of<br />
the property address or other com-<br />
mon designation, if any, shown<br />
herein. If no street address or other<br />
common designation is sho wn,<br />
directions to the location of the<br />
property may be obtained by send-<br />
ing a written request to the benefi-<br />
ciary within 10 days of the date of<br />
first publication of this Notice of<br />
Sale. If the Trustee is una ble to<br />
convey title for any reason, the suc-<br />
cessful bidder's sole and e xclusive<br />
remedy shall be the r eturn of<br />
monies paid to the Trustee, and the<br />
successful bidder shall have no fur-<br />
ther recourse. If the sale is set<br />
aside for any reason, the Purchaser<br />
at the sale shall be entitled only to<br />
a return of the deposit paid. <strong>The</strong><br />
Purchaser shall ha ve no further<br />
recourse against the Mortgagor ,<br />
the Mortgagee, or the Mortgagee’s<br />
Attorney. Date: Quality Loan<br />
Service Corporation 2141 5th<br />
Avenue San Diego , CA 92101 619-<br />
645-7711 For NON SALE inf orma-<br />
tion only Sale Line: 800-280-2832<br />
Or Login to: http://www .quality-<br />
loan.com Reinstatement Line:<br />
(866) 645-7711 Ext 5318 Quality<br />
Loan Service Corp. If you have pre-<br />
viously been disc harged through<br />
bankruptcy, you may have been<br />
released of per sonal liability for<br />
this loan in which case this letter is<br />
intended to exercise the note hold-<br />
ers right’s against the real property<br />
only. THIS NOTICE IS SENT FOR<br />
THE PURPOSE OF COLLECTING<br />
A DEBT. THIS FIRM IS ATTEMPT-<br />
ING TO COLLECT A DEBT ON<br />
BEHALF OF THE HOLDER AND<br />
OWNER OF THE NOTE. ANY<br />
INFORMATION OBTAINED BY<br />
OR PROVIDED TO THIS FIRM OR<br />
THE CREDITOR WILL BE USED<br />
FOR THAT PURPOSE. As required<br />
by law, you are hereby notified that<br />
a negative credit report reflecting<br />
on your credit record may be sub-<br />
mitted to a cr edit report agency if<br />
you fail to fulfill the terms of y our<br />
credit obligations. TS No.: CA-10-<br />
382796-AB IDSPub #0046696<br />
3/15/<strong>2013</strong> 3/<strong>22</strong>/<strong>2013</strong> 3/29/<strong>2013</strong> CN<br />
14686<br />
Trustee Sale No. 12-26043 Loan No.<br />
941 CAMINO DEL MAR, L.P. Title<br />
Order No. 7162653 Sales Line:<br />
(714)573-1965 NOTICE OF<br />
TRUSTEE’S SALE YOU ARE IN<br />
DEFAULT UNDER A DEED OF<br />
TRUST DATED 01-05-2007.<br />
UNLESS YOU TAKE ACTION TO<br />
PROTECT YOUR PROPERTY, IT<br />
MAY BE SOLD AT A PUBLIC<br />
SALE. IF YOU NEED AN EXPLA-<br />
NATION OF THE NATURE OF<br />
THE PROCEEDINGS AGAINST<br />
YOU, YOU SHOULD CONTACT A<br />
LAWYER. On 04-02-<strong>2013</strong> at 10:00<br />
AM, FIRST AMERICAN TITLE<br />
INSURANCE COMPANY as the<br />
duly appointed Trustee under and<br />
pursuant to Deed of Trust,<br />
Recorded 01-17-2007, Instrument<br />
2007-0034768 and as modified b y<br />
the Modification of Deed of Trust,<br />
Recorded on 12-31-2007,<br />
Instrument 2007-08011<strong>22</strong> of offi-<br />
cial records in the Office of the<br />
Recorder of SAN DIEGO County ,<br />
California, executed by: 941<br />
CAMINO DEL MAR, L.P. A CALI-<br />
FORNIA LIMITED P ARTNER-<br />
SHIP, AS TO AN UNDIVIDED<br />
56.52% INTEREST AND BRYCE<br />
W. RHODES, TRUSTEE OF THE<br />
BRYCE W. RHODES TRUST U/D/T<br />
JUNE 4, 1975 AS TO AN UNDIVID-<br />
ED 43.48% INTEREST, as Trustor,<br />
VINEYARD BANK, N.A., as origi-<br />
nal Beneficiary, will sell at public<br />
auction sale to the highest bid der<br />
for cash, cashier's check drawn by a<br />
state or national bank, a cashier’s<br />
check drawn by a state or feder al<br />
credit union, or a cashier's c heck<br />
drawn by a state or federal savings<br />
and loan association, savings asso-<br />
ciation, or savings bank specified<br />
in section 5102 of the F inancial<br />
Code and authoriz ed to do busi-<br />
ness in this state. Sale will be held<br />
by the duly appointed trustee as<br />
shown below, of all right, title, and<br />
interest conveyed to and no w held<br />
by the trustee in the her einafter<br />
described property under and pur-<br />
suant to the Deed of Trust. <strong>The</strong> sale<br />
will be made, but without covenant<br />
or warranty, expressed or implied,<br />
regarding title, possession, or<br />
encumbrances, to pay the r emain-<br />
ing principal sum of the note(s)<br />
secured by the Deed of Trust, inter-<br />
est thereon, estimated fees,<br />
charges and e xpenses of the<br />
Trustee for the total amount (at the<br />
time of the initial publication of<br />
the Notice of Sale) reasonably esti-<br />
mated to be set f orth below. <strong>The</strong><br />
amount may be greater on the day<br />
of sale. Place of Sale: AT THE<br />
ENTRANCE TO THE EAST COUN-<br />
TY REGIONAL CENTER BY<br />
STATUE - 250 E. MAIN STREET,<br />
EL CAJON, CA Legal Description:<br />
LOTS 4, 5 AND 6 IN BLOCK 62 OF<br />
DEL MAR, IN THE CITY DEL<br />
MAR, COUNTY OF SAN DIEGO ,<br />
STATE OF C ALIFORNIA<br />
ACCORDING TO MAP THEREOF<br />
NO. 368, FILED IN THE OFFICE<br />
OF THE COUNTY RECORDER OF<br />
SAN DIEGO COUNTY, OCTOBER<br />
7, 1885, TOGETHER WITH THAT<br />
PORTION OF THE SOUTHERLY<br />
20.00 FEET OF TENTH STREET<br />
AS SHOWN ON SAID MAP ,<br />
WHICH LIES NOR THERLY OF<br />
AND IMMEDIATELY ADJOINS<br />
SAID LOTS, AS VACATED AND<br />
CLOSED TO PUBLIC USE BY<br />
ORDER OF THE BOARD OF<br />
SUPERVISORS OF SAID SAN<br />
DIEGO COUNTY, RECORDED<br />
APRIL 16, 1926 IN BOOK 1209,<br />
PAGE 125 OF DEEDS, TOGETHER<br />
WITH THAT PORTION OF THE<br />
NORTHERLY HALF OF THE<br />
ALLEY AS SHOWN ON SAID<br />
MAP, WHICH LIES SOUTHERLY<br />
OF AND IMMEDIATELY ADJOINS<br />
SAID LOTS, AS VACATED AND<br />
CLOSED TO PUBLIC USE BY<br />
ORDER OF SAID BOARD SUPER-<br />
VISORS, RECORDED MAY 17,<br />
1929 IN BOOK 1613, PAGE 470 OF<br />
DEEDS. Amount of unpaid balance<br />
and other c harges: $4,145,904.06<br />
(estimated) Street address and<br />
other common designation of the<br />
real property purported as: 307<br />
10TH STREET & 941 C AMINO<br />
DEL MAR DEL MAR, CA 92014<br />
APN Number: 300-<strong>22</strong>1-32-00 & 300-<br />
<strong>22</strong>1-33-00 <strong>The</strong> undersigned Trustee<br />
disclaims any liability for any<br />
incorrectness of the str eet address<br />
and other common designation, if<br />
any, shown herein. <strong>The</strong> property<br />
heretofore described is being sold<br />
“as is”. NOTICE TO POTENTIAL<br />
BIDDERS: If y ou are considering<br />
bidding on this pr operty lien, you<br />
should understand that ther e are<br />
risks involved in bid ding at a<br />
trustee auction. You will be bid-<br />
ding on a lien, not on the property<br />
itself. Placing the highest bid at a<br />
trustee auction does not automati-<br />
cally entitle you to free and clear<br />
ownership of the pr operty. You<br />
should also be a ware that the lien<br />
being auctioned off ma y be a jun-<br />
ior lien. If you are the highest bid-<br />
der at the auction, you are or may<br />
be responsible for paying off all<br />
liens senior to the lien being auc -<br />
tioned off, before you can r eceive<br />
clear title to the property. You are<br />
encouraged to investigate the exis-<br />
tence, priority, and size of out-<br />
standing liens that ma y exist on<br />
this property by contacting the<br />
county recorder’s office or a title<br />
insurance company, either of which<br />
may charge you a fee for this infor-<br />
mation. If you consult either of<br />
these resources, you should be<br />
aware that the same lender ma y<br />
hold more than one mortgage or<br />
deed of trust on the pr operty.<br />
NOTICE TO PROPERTY OWNER:<br />
<strong>The</strong> sale date shown on this notice<br />
of sale ma y be postponed one or<br />
more times by the mortgagee, ben-<br />
eficiary, trustee, or a court, pur-<br />
suant to Section 2924g of the<br />
California Civil Code. <strong>The</strong> law<br />
requires that inf ormation about<br />
trustee sale postponements be<br />
made available to y ou and to the<br />
public, as a courtesy to those not<br />
present at the sale. If you wish to<br />
learn whether y our sale date has<br />
been postponed, and, if applicable,<br />
the rescheduled time and date f or<br />
the sale of this pr operty, you may<br />
call (714)573-1965 f or information<br />
regarding the trustee’s sale, using<br />
the file number (Trustee Sale No.)<br />
assigned to this case. Information<br />
about postponements that are very<br />
short in dur ation or that occur<br />
close in time to the sc heduled sale<br />
may not immediatel y be reflected<br />
in the telephone inf ormation. <strong>The</strong><br />
best way to v erify postponement<br />
information is to attend the sc hed-<br />
ule sale. DATE: 3-01-<strong>2013</strong> FIRST<br />
AMERICAN TITLE INSURANCE<br />
COMPANY Sales Line: (714)573-<br />
1965 Trustee: (714)250-3572 J ulio<br />
Ceja, Trustee Sale Officer FIRST<br />
AMERICAN TITLE INSURANCE<br />
COMPANY 3 FIRST AMERICAN<br />
WAY NDTS DIVISION SANT A<br />
ANA, CA 92707 FIRST AMERI-<br />
CAN TITLE INSURANCE COMPA-<br />
NY IS A DEBT COLLECT OR<br />
ATTEMPTING TO COLLECT A<br />
DEBT. ANY INFORMATION<br />
OBTAINED WILL BE USED FOR<br />
THAT PURPOSE. P1024915 3/8,<br />
3/15, 03/<strong>22</strong>/<strong>2013</strong> CN 14672<br />
Trustee Sale No . 252030CA Loan<br />
No. 3013202316 Title Order No.<br />
878023 NOTICE OF TRUSTEE’S<br />
SALE YOU ARE IN DEF AULT<br />
UNDER A DEED OF TRUST<br />
DATED 01-26-2007. UNLESS YOU<br />
TAKE ACTION TO PROTECT<br />
YOUR PROPERTY, IT MAY BE<br />
SOLD AT A PUBLIC SALE. IF YOU<br />
NEED AN EXPLANATION OF<br />
THE NATURE OF THE PROCEED-<br />
INGS AGAINST YOU, YOU<br />
SHOULD CONTACT A LAWYER.<br />
On 04-02-<strong>2013</strong> at 10:00 AM, CALI-<br />
FORNIA RECONVEYANCE COM-<br />
PANY as the dul y appointed<br />
Trustee under and pur suant to<br />
Deed of Trust Recorded 02-06-<br />
2007, Book NA, Page NA,<br />
Instrument 2007-0082184, of offi-<br />
cial records in the Office of the<br />
Recorder of SAN DIEGO County ,<br />
California, executed by: PHILLIP<br />
E LIEBERMAN A MARRIED MAN<br />
AS HIS SOLE AND SEPARATE<br />
PROPERTY, as Trustor, WASHING-<br />
TON MUTUAL BANK, FA, as<br />
Beneficiary, will sell at public auc-<br />
tion sale to the highest bid der for<br />
cash, cashier's check drawn by a<br />
state or national bank, a cashier’s<br />
check drawn by a state or feder al<br />
credit union, or a cashier’ s check<br />
drawn by a state or federal savings<br />
and loan association, savings asso-<br />
ciation, or savings bank specified<br />
in section 5102 of the F inancial<br />
Code and authoriz ed to do busi-<br />
ness in this state. Sale will be held<br />
by the duly appointed trustee as<br />
shown below, of all right, title, and<br />
interest conveyed to and no w held<br />
by the trustee in the her einafter<br />
described property under and pur-<br />
suant to the Deed of Trust. <strong>The</strong> sale<br />
will be made, but without covenant<br />
or warranty, expressed or implied,<br />
regarding title, possession, or<br />
encumbrances, to pay the r emain-<br />
ing principal sum of the note(s)<br />
secured by the Deed of Trust, inter-<br />
est thereon, estimated fees,<br />
charges and e xpenses of the<br />
Trustee for the total amount (at the<br />
time of the initial publication of<br />
the Notice of Sale) reasonably esti-<br />
mated to be set f orth below. <strong>The</strong><br />
amount may be greater on the day<br />
of sale. Place of Sale: AT THE<br />
ENTRANCE TO THE EAST COUN-<br />
TY REGIONAL CENTER BY<br />
STATUE, 250 EAST MAIN<br />
STREET, EL CAJON, CA Legal<br />
Description: PARCEL 1: LO T 10<br />
OF RIVER RANCH SOUTH, IN<br />
THE CITY OF OCEANSIDE,<br />
COUNTY OF SAN DIEGO , STATE<br />
OF CALIFORNIA, ACCORDING<br />
TO MAP THEREOF NO. 14295,<br />
FILED IN THE OFFICE OF THE<br />
COUNTY RECORDER OF SAN<br />
DIEGO COUNTY, NOVEMBER 9,<br />
2001. EXCEPTING THEREFROM<br />
ALL OIL, OIL RIGHTS, MINER-<br />
ALS, MINERAL RIGHTS, NATUR-<br />
AL GAS RIGHTS AND OTHER<br />
HYDROCARBONS BY WHATSO-<br />
EVER NAME KNOWN, GEOT-<br />
HERMAL STEAM AND ALL<br />
PRODUCTS DERIVED FR OM<br />
ANY OF THE FOREGOING, THAT<br />
MAY BE WITHIN OR UNDER THE<br />
PARCEL OF PROPERTY HEREIN-<br />
ABOVE DESCRIBED, TOGETHER<br />
WITH THE PERPETUAL RIGHT<br />
OF DRILLING, MINING, EXPLOR-<br />
ING AND OPERATING THERE-<br />
FOR AND STORING IN AND<br />
REMOVING THE SAME FR OM<br />
SAID PROPERTY OR ANY<br />
OTHER PROPERTY, INCLUDING<br />
THE RIGHT TO WHIPSTOCK OR<br />
DIRECTIONALLY DRILL AND<br />
MINE FROM PROPERTIES<br />
OTHER THAN THOSE HEREIN-<br />
ABOVE DESCRIBED, OIL OR GAS<br />
WELLS, TUNNELS AND SHAFTS<br />
INTO, THROUGH OR ACROSS<br />
THE SUBSURFACE OF THE<br />
PROPERTY HEREINABOVE<br />
DESCRIBED AND TO BOTTOM<br />
SUCH WHIPSTOCKED OR<br />
DIRECTIONALLY DRILLED<br />
WELLS, TUNNELS AND SHAFTS<br />
UNDER AND BENEATH OR<br />
BEYOND THE EXTERIOR LIMITS<br />
THEREOF, AND TO REDRILL,<br />
RETUNNEL, EQUIP, MAINTAIN,<br />
REPAIR, DEEPEN AND OPER-<br />
ATE ANY SUCH WELLS OR<br />
MINES WITHOUT, HOWEVER<br />
THE RIGHT TO DRILL, MINE,<br />
STORE, EXPLORE OR OPERATE<br />
THROUGH THE SURFACE OR<br />
THE UPPER 500 FEET OF THE<br />
SUBSURFACE OF THE PROPER-<br />
TY HEREINABOVE DESCRIBED.<br />
ALSO EXCEPTING THEREFROM<br />
UNTO GRANTOR, THE RIGHT TO<br />
ENTER THE LOT FOR A TERM<br />
OF TWENTY-FOUR (24) MONTHS<br />
FOLLOWING THE RECORDA-<br />
TION DATE OF THIS GRANT<br />
DEED, TO COMPLETE AND<br />
REPAIR ANY IMPROVEMENT OR<br />
LANDSCAPING LOCATED<br />
THEREON AS DETERMINED<br />
NECESSARY BY GRANT OR, IN<br />
ITS SOLE DISCRETION , IN<br />
ORDER TO COMPLY WITH THE<br />
REQUIREMENTS FOR THE<br />
RECORDATION OF THE MAP,<br />
THE GRADING OF THE LOT, AND<br />
TO COMPLY WITH THE<br />
REQUIREMENTS OF APPLICA-<br />
BLE GOVERNMENTAL AGEN-<br />
CIES. SUCH ENTRY BY<br />
GRANTOR SHALL BE PRECED-<br />
ED BY REASONABLE NOTICE TO<br />
GRANTEE BEFORE SUCH<br />
ENTRY. IF THIS RESERVATION<br />
OF RIGHT OF ENTR Y IS NO T<br />
COMPLIED WITH BY GRANTEE,<br />
GRANTOR MAY ENFORCE THIS<br />
RIGHT OF ENTR Y IN A COURT<br />
OF LAW. GRANTEE SHALL BE<br />
RESPONSIBLE FOR ALL DAM-<br />
AGES ARISING OUT OF SAID<br />
BREACH INCLUDING ATTOR-<br />
NEYS FEES AND COURT COSTS.<br />
THIS RESERVATION OF RIGHT<br />
OF ENTRY SHALL AUTOMATI-<br />
CALLY EXPIRE TWENTY FOUR<br />
(24) MONTHS FR OM THE<br />
RECORDATION OF THIS PARCEL<br />
2: NONEXCLUSIVE EASEMENTS<br />
FOR USE, INGRESS, EGRESS,<br />
ACCESS, REPAIR, DRAINAGE,<br />
ENCROACHMENT, OR OTHER<br />
PURPOSES, ALL AS DESCRIBED<br />
AND/OR DEPICTED IN THE<br />
''DECLARATION OF<br />
COVENANTS, CONDITIONS AND<br />
RESTRICTIONS AND RESERVA-<br />
TION OF EASEMENTS FOR<br />
RIVER RANCH'' RECORDED ON<br />
OCTOBER 19, 2001 AS INSTRU-<br />
MENT NO, 2001-0758603, AND<br />
THE ''NOTICE OF ANNEXATION<br />
FOR PHASE 17 OF RIVER<br />
RANCH (PHASE 5 OF DEL SOL)'',<br />
RECORDED ON APRIL <strong>22</strong>, 2002<br />
AS INSTRUMENT NO, 2002-<br />
0255692, BOTH IN THE OFFICIAL<br />
RECORDS OF SAN DIEGO COUN-<br />
TY, CALIFORNIA, AS EACH MAY<br />
BE AMENDED, MODIFIED<br />
AND/OR RE-RECORDED, FROM<br />
TIME TO TIME (COLLECTIVELY,<br />
''DECLARATION''). PARCEL 3: A<br />
NONEXCLUSIVE EASEMENT<br />
APPURTENANT TO SUCH LO T<br />
FOR INGRESS, EGRESS, ACCESS,<br />
USE AND ENJOYMENT ON,<br />
OVER AND ACROSS THE COM-<br />
MON AREA WITHIN THE PRO-<br />
JECT, AS MORE PARTICULARLY<br />
DESCRIBED AND/OR DEPICTED<br />
IN THE DECLARATION. Amount<br />
of unpaid balance and other<br />
charges: $467,663.42 (estimated)<br />
Street address and other common<br />
designation of the r eal property:<br />
305 RIVER RANCH WAY OCEAN-<br />
SIDE, CA 92057 APN Number: 158-<br />
750-10-00 <strong>The</strong> undersigned Trustee<br />
disclaims any liability for any<br />
incorrectness of the str eet address<br />
and other common designation, if<br />
any, shown herein. <strong>The</strong> property<br />
heretofore described is being sold<br />
"as is". In compliance with<br />
California Civil Code 2923.5(c) the<br />
mortgagee, trustee, beneficiary, or<br />
authorized agent declares: that it<br />
has contacted the borr ower(s) to<br />
assess their financial situation and<br />
to explore options to avoid foreclo-<br />
sure; or that it has made eff orts to<br />
contact the borr ower(s) to assess<br />
their financial situation and to<br />
explore options to a void foreclo-<br />
sure by one of the f ollowing meth-<br />
ods: by telephone; by United<br />
States mail; either 1st class or cer -<br />
tified; by overnight delivery; by<br />
personal delivery; by e-mail; by<br />
face to face meeting. DATE: 03-05-<br />
<strong>2013</strong> CALIFORNIA RECON-<br />
VEYANCE COMPANY, as Trustee<br />
REGINA CANTRELL, ASSISTANT<br />
SECRETARY California<br />
Reconveyance Company 9200<br />
Oakdale Avenue Mail Stop: C A2-<br />
4379 Chatsworth, CA 91311 800-<br />
892-6902 For Sales Inf ormation:<br />
www.lpsasap.com or 1-714-730-<br />
2727 www.priorityposting.com or 1-<br />
714-573-1965 www.auction.com or<br />
1-800-280-2832 CALIFORNIA<br />
RECONVEYANCE COMPANY IS<br />
A DEBT COLLECTOR ATTEMPT-<br />
ING TO COLLECT A DEBT. ANY<br />
INFORMATION OBTAINED WILL<br />
BE USED FOR THAT PURPOSE.<br />
NOTICE TO POTENTIAL BID-<br />
DERS: If you are considering bid-<br />
ding on this pr operty lien, you<br />
should understand that ther e are<br />
risks involved in bid ding at a<br />
trustee auction. You will be bid-<br />
ding on a lien, not on the property<br />
itself. Placing the highest bid at a<br />
trustee auction does not automati-<br />
cally entitle you to free and clear<br />
ownership of the pr operty. You<br />
should also be a ware that the lien<br />
being auctioned off ma y be a jun-<br />
ior lien. If you are the highest bid-<br />
der at the auction, you are or may<br />
be responsible for paying off all<br />
liens senior to the lien being auc -<br />
tioned off, before you can r eceive<br />
clear title to the pr operty. You are<br />
encouraged to investigate the exis-<br />
tence, priority, and size of out-<br />
standing liens that ma y exist on<br />
this property by contacting the<br />
county recorder’s office or a title<br />
insurance company, either of which<br />
may charge you a fee for this infor-<br />
mation. If you consult either of<br />
these resources, you should be<br />
aware that t he same lender ma y<br />
hold more than one mortgage or<br />
deed of trust on the pr operty.<br />
NOTICE TO PROPERTY OWNER:<br />
<strong>The</strong> sale date shown on this notice<br />
of sale ma y be postponed one or<br />
more times by the mortgagee, ben-<br />
eficiary, trustee, or a court, pur-<br />
suant to Section 2924g of the<br />
California Civil Code. <strong>The</strong> law<br />
requires that inf ormation about<br />
trustee sale postponements be<br />
made available to y ou and to the<br />
public, as a courtesy to those not<br />
present at the sale. If you wish to<br />
learn whether y our sale date has<br />
been postponed, and, if applicable,<br />
the rescheduled time and date f or<br />
the sale of this property, this infor-<br />
mation can be obtained fr om one<br />
of the f ollowing three companies:<br />
LPS Agency Sales & P osting at<br />
(714) 730-2727, or visit the Internet<br />
Web site www .lpsasap.com<br />
(Registration required to sear ch<br />
for sale inf ormation) or Priority<br />
Posting & Publishing at (714) 573-<br />
1965 or visit the Internet Web site<br />
www.priorityposting.com (Click on<br />
the link for “Advanced Search” to<br />
search for sale inf ormation), or<br />
auction.com at 1-800-280-2832 or<br />
visit the Internet Web site<br />
www.auction.com, using the<br />
Trustee Sale No . shown above.<br />
Information about postponements<br />
that are very short in dur ation or<br />
that occur close in time to the<br />
scheduled sale may not immediate-<br />
ly be reflected in the telephone<br />
information or on the Internet Web<br />
site. <strong>The</strong> best w ay to v erify post-<br />
ponement information is to attend<br />
the scheduled sale. P10<strong>22</strong>821 3/8,<br />
3/15, 03/<strong>22</strong>/<strong>2013</strong> CN 14669<br />
APN: 260-720-29-00 TS No:<br />
CA05002380-12-1 TO No: 1312972<br />
NOTICE OF TRUSTEE'S SALE<br />
YOU ARE IN DEFAULT UNDER A<br />
DEED OF TRUST DATED January<br />
30, 2007. UNLESS YOU TAKE<br />
ACTION TO PROTECT YOUR<br />
PROPERTY, IT MAY BE SOLD AT<br />
A PUBLIC SALE. IF YOU NEED<br />
AN EXPLANATION OF THE<br />
NATURE OF THE PROCEEDINGS<br />
AGAINST YOU, YOU SHOULD<br />
CONTACT A LAWYER. On April 3,<br />
<strong>2013</strong> at 09:00 AM, Auction.com<br />
Room at Sheraton San Diego Hotel<br />
& Marina, 1380 Harbor Island<br />
Drive, San Diego, CA 92101, MTC<br />
FINANCIAL INC. dba TRUSTEE<br />
CORPS, as the dul y Appointed<br />
Trustee, under and pursuant to the<br />
power of sale contained in that cer-<br />
tain Deed of Trust Recorded on<br />
February 1, 2007 as Instrument No.<br />
2007-0072632 of official r ecords in<br />
the Office of the Recor der of San<br />
Diego County, California, executed<br />
by DEAN LYNCH, AND CLAIRE<br />
LYNCH, HUSBAND AND WIFE AS<br />
COMMUNITY PROPERTY, as<br />
Trustor(s), in favor of COUNTRY-<br />
WIDE HOME LO ANS, INC. as<br />
Lender and MOR TGAGE ELEC-<br />
TRONIC REGISTRATION SYS-<br />
TEMS, INC. as nominee for Lender,<br />
its successors and/or assigns, WILL<br />
SELL AT PUBLIC AUCTION TO<br />
THE HIGHEST BIDDER, in lawful<br />
money of the United States, all<br />
payable at the time of sale, that<br />
certain property situated in said<br />
County, California describing the<br />
land therein as: AS MORE FULLY<br />
DESCRIBED IN SAID DEED OF<br />
TRUST <strong>The</strong> property heretofore<br />
described is being sold "as is". <strong>The</strong><br />
street address and other common<br />
designation, if any, of the real prop-<br />
erty described a bove is pur ported<br />
to be: 1<strong>22</strong>3 C AMINITO SEPTIMO,<br />
CARDIFF, CA 92007 <strong>The</strong> under-<br />
signed Trustee disclaims any liabil-<br />
ity for any incorrectness of the<br />
street address and other common<br />
designation, if any, shown herein.<br />
Said sale will be made without<br />
covenant or w arranty, express or<br />
implied, regarding title, posses-<br />
sion, or encumbrances, to pay the<br />
remaining principal sum of the<br />
Note(s) secured by said Deed of<br />
Trust, with interest thereon, as pro-<br />
vided in said Note(s), advances if<br />
any, under the terms of the Deed of<br />
Trust, estimated fees, charges and<br />
expenses of the Trustee and of the<br />
trusts created by said Deed of<br />
Trust. <strong>The</strong> total amount of the<br />
unpaid balance of the obligations<br />
secured by the property to be sold<br />
and reasonable estimated costs,<br />
expenses and advances at the time<br />
of the initial publication of this<br />
Notice of Trustee`s Sale is estimat-<br />
ed to be $347,177.81 (Estimated),<br />
provided, however, prepayment<br />
premiums, accrued interest and<br />
advances will incr ease this figur e<br />
prior to sale. Beneficiary`s bid at<br />
said sale may include all or part of<br />
said amount. In addition to cash,<br />
the Trustee will accept a cashier`s<br />
check drawn on a state or national<br />
bank, a check drawn by a state or<br />
federal credit union or a c heck<br />
drawn by a state or federal savings<br />
and loan association, savings asso-<br />
ciation or savings bank specified in<br />
Section 5102 of the Calif ornia<br />
Financial Code and authoriz ed to<br />
do business in Calif ornia, or other<br />
such funds as may be acceptable to<br />
the Trustee. In the e vent tender<br />
other than cash is accepted, the<br />
Trustee may withhold the issuance<br />
of the Trustee`s Deed Upon Sale<br />
until funds become available to the<br />
payee or endor see as a matter of<br />
right. <strong>The</strong> property offered for sale<br />
excludes all funds held on account<br />
by the property receiver, if applica-<br />
ble. If the Trustee is unable to con-<br />
vey title f or any reason, the suc-<br />
cessful bidder`s sole and e xclusive<br />
remedy shall be the r eturn of<br />
monies paid to the Trustee and the<br />
successful bidder shall have no fur-<br />
ther recourse. Notice to P otential<br />
Bidders If you are considering bid-<br />
ding on this pr operty lien, you<br />
should understand that ther e are<br />
risks involved in bid ding at a<br />
Trustee auction. You will be bid-<br />
ding on a lien, not on the property<br />
itself. Placing the highest bid at a<br />
Trustee auction does not automati-<br />
cally entitle you to free and clear<br />
ownership of the pr operty. You<br />
should also be a ware that the lien<br />
being auctioned off ma y be a jun-<br />
ior lien. If you are the highest bid-<br />
der at the auction, you are or may<br />
be responsible for paying off all<br />
liens senior to the lien being auc-<br />
tioned off, before you can r eceive<br />
clear title to the property. You are<br />
encouraged to investigate the exis-<br />
tence, priority, and size of out-<br />
standing liens that ma y exist on<br />
this property by contacting the<br />
county recorder's office or a title<br />
insurance company, either of which<br />
may charge you a fee for this infor-<br />
mation. If you consult either of<br />
these resources, you should be<br />
aware that the same Lender ma y<br />
hold more than one mortgage or<br />
Deed of Trust on the pr operty.<br />
Notice to Property Owner <strong>The</strong> sale<br />
date shown on this Notice of Sale<br />
may be postponed one or mor e<br />
times by the Mortgagee,<br />
Beneficiary, Trustee, or a court,<br />
pursuant to Section 2924g of the<br />
California Civil Code. <strong>The</strong> law<br />
requires that inf ormation about<br />
Trustee Sale postponements be<br />
made available to y ou and to the<br />
public, as a courtesy to those not<br />
present at the sale. If you wish to<br />
learn whether y our sale date has<br />
been postponed, and, if applicable,<br />
the rescheduled time and date f or<br />
the sale of this pr operty, you may<br />
call Auction.com at 800.280.2832<br />
for information regarding the<br />
Trustee's Sale or visit the Internet<br />
Web site address www.Auction.com<br />
for information regarding the sale<br />
of this property, using the file num-<br />
ber assigned to this case,<br />
CA05002380-12-1. Information<br />
about postponements that are very<br />
short in dur ation or that occur<br />
close in time to the sc heduled sale<br />
may not immediatel y be reflected<br />
in the telephone information or on<br />
the Internet Web site. <strong>The</strong> best<br />
way to v erify postponement inf or-<br />
mation is to attend the sc heduled<br />
sale. Date: <strong>March</strong> 4, <strong>2013</strong><br />
TRUSTEE CORPS TS No.<br />
CA05002380-12-1 17100 Gillette<br />
Ave, Irvine, CA 92614 949-252-8300<br />
Stephanie Hoy, Authorized<br />
Signatory SALE INFORMATION<br />
CAN BE OBT AINED ONLINE AT<br />
www.Auction.com FOR AUTOMAT-<br />
ED SALES INFORMATION<br />
PLEASE CALL AUCTION.COM at<br />
800.280.2832 TRUSTEE CORPS<br />
MAY BE ACTING AS A DEBT COL-<br />
LECTOR ATTEMPTING TO COL-<br />
LECT A DEBT. ANY INFORMA-<br />
TION OBTAINED MAY BE USED<br />
FOR THAT PURPOSE. P1024900<br />
3/8, 3/15, 03/<strong>22</strong>/<strong>2013</strong> CN 14668<br />
T.S. No.: 1205662CA Loan No .:<br />
356034 A.P.N.: 167-250-43-10<br />
NOTICE OF TRUSTEE’S SALE<br />
YOU ARE IN DEFAULT UNDER A<br />
DEED OF TRUST DATED 5/1/2007.<br />
UNLESS YOU TAKE ACTION TO<br />
PROTECT YOUR PROPERTY, IT<br />
MAY BE SOLD AT A PUBLIC<br />
SALE. IF YOU NEED AN EXPLA-<br />
NATION OF THE NATURE OF<br />
THE PROCEEDING AGAINST<br />
YOU, YOU SHOULD CONTACT A<br />
LAWYER. A public auction sale to<br />
the highest bid der for cash,<br />
cashier’s check drawn on a state of<br />
national bank, check drawn by a<br />
state or feder al credit union, or a<br />
check drawn by a state or feder al<br />
savings and loan association, or<br />
savings association, or savings<br />
bank specified in Section 5102 of<br />
the Financial Code and authorized<br />
to do business in this state will be<br />
held by the duly appointed trustee<br />
as shown below, of all right, title,<br />
and interest conveyed to and no w<br />
held by the trustee in the her e-<br />
inafter described pr operty under<br />
and pursuant to a Deed of Trust<br />
described below. <strong>The</strong> sale will be<br />
made, but without covenant or war-<br />
ranty, express or implied, regard-<br />
ing title, possession, or encum-<br />
brances, to pay the remaining prin-<br />
cipal sum of the note(s) secured by<br />
the Deed of Trust, with interest and<br />
late charges thereon, as provided<br />
in the note(s), advances, under the<br />
terms of the Deed of Trust, interest<br />
thereon, fees, charges, and expens-<br />
es of the Trustee for the total<br />
amount (at the time of the initial<br />
publication of the Notice of Sale)<br />
reasonably estimated to be set<br />
forth below. <strong>The</strong> amount may be<br />
greater on the day of sale. Trustor:<br />
MIRIAM LUGO, A SINGLE<br />
WOMAN AND MARIA MONTES<br />
DE OCA, AN UNMARRIED<br />
WOMAN, AS JOINT TENANTS,<br />
Duly Appointed Trustee: Seaside<br />
Trustee Inc., Recorded 5/21/2007,<br />
as Instrument No. 2007-0343751, in<br />
book XXX, page, XXX of Official<br />
Records in the office of the<br />
Recorder of SAN DIEGO County ,<br />
California. Date of Sale: 4/2/<strong>2013</strong><br />
Time: 10:30 AM Place of Sale: AT<br />
THE ENTRANCE TO THE EAST<br />
COUNTY REGIONAL CENTER<br />
BY THE STATUE, 250 E. MAIN<br />
STREET, EL CAJON, CA Amount<br />
of unpaid balance and other<br />
charges: $296,969.96. Street<br />
Address or other common designa -<br />
tion of r eal property: 2334 HOSP<br />
WAY 110, CARLSBAD, CALIFOR-<br />
See more <strong>Coast</strong><br />
<strong>News</strong> Legals<br />
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THE COAST NEWS<br />
MARCH <strong>22</strong>, <strong>2013</strong><br />
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