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The Coast News, March 22, 2013

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equires that inf ormation about<br />

trustee sale postponements be<br />

made available to y ou and to the<br />

public, as a courtesy to those not<br />

present at the sale. If you wish to<br />

learn whether y our sale date has<br />

been postponed, and, if applicable,<br />

the rescheduled time and date f or<br />

the sale of this pr operty, you may<br />

call 800-280-2832 f or information<br />

regarding the trustee’s sale or visit<br />

this Internet Web site<br />

http://www.qualityloan.com , using<br />

the file n umber assigned to this<br />

foreclosure by the Trustee: CA-12-<br />

512126-AL . Information about<br />

postponements that are very short<br />

in duration or that occur close in<br />

time to the scheduled sale may not<br />

immediately be r eflected in the<br />

telephone information or on the<br />

Internet Web site. <strong>The</strong> best way to<br />

verify postponement inf ormation<br />

is to attend the scheduled sale. <strong>The</strong><br />

undersigned Trustee disclaims any<br />

liability for any incorrectness of<br />

the property address or other com-<br />

mon designation, if any, shown<br />

herein. If no street address or other<br />

common designation is sho wn,<br />

directions to the location of the<br />

property may be obtained by send-<br />

ing a written request to the benefi-<br />

ciary within 10 days of the date of<br />

first publication of this Notice of<br />

Sale. If the Trustee is una ble to<br />

convey title for any reason, the suc-<br />

cessful bidder's sole and e xclusive<br />

remedy shall be the r eturn of<br />

monies paid to the Trustee, and the<br />

successful bidder shall have no fur-<br />

ther recourse. If the sale is set<br />

aside for any reason, the Purchaser<br />

at the sale shall be entitled only to<br />

a return of the deposit paid. <strong>The</strong><br />

Purchaser shall ha ve no further<br />

recourse against the Mortgagor ,<br />

the Mortgagee, or the Mortgagee’s<br />

Attorney. Date: Quality Loan<br />

Service Corporation 2141 5th<br />

Avenue San Diego , CA 92101 619-<br />

645-7711 For NON SALE inf orma-<br />

tion only Sale Line: 800-280-2832<br />

Or Login to: http://www .quality-<br />

loan.com Reinstatement Line:<br />

(866) 645-7711 Ext 5318 Quality<br />

Loan Service Corp. If you have pre-<br />

viously been disc harged through<br />

bankruptcy, you may have been<br />

released of per sonal liability for<br />

this loan in which case this letter is<br />

intended to exercise the note hold-<br />

ers right’s against the real property<br />

only. THIS NOTICE IS SENT FOR<br />

THE PURPOSE OF COLLECTING<br />

A DEBT. THIS FIRM IS ATTEMPT-<br />

ING TO COLLECT A DEBT ON<br />

BEHALF OF THE HOLDER AND<br />

OWNER OF THE NOTE. ANY<br />

INFORMATION OBTAINED BY<br />

OR PROVIDED TO THIS FIRM OR<br />

THE CREDITOR WILL BE USED<br />

FOR THAT PURPOSE. As required<br />

by law, you are hereby notified that<br />

a negative credit report reflecting<br />

on your credit record may be sub-<br />

mitted to a cr edit report agency if<br />

you fail to fulfill the terms of y our<br />

credit obligations. TS No.: CA-12-<br />

512126-AL IDSPub #0046741<br />

3/15/<strong>2013</strong> 3/<strong>22</strong>/<strong>2013</strong> 3/29/<strong>2013</strong> CN<br />

14687<br />

NOTICE OF TRUSTEE’S SALE TS<br />

No. CA-10-382796-AB Order No.:<br />

4524536 YOU ARE IN DEF AULT<br />

UNDER A DEED OF TRUST<br />

DATED 5/21/2007. UNLESS YOU<br />

TAKE ACTION TO PROTECT<br />

YOUR PROPERTY, IT MAY BE<br />

SOLD AT A PUBLIC SALE. IF YOU<br />

NEED AN EXPLANATION OF<br />

THE NATURE OF THE PROCEED-<br />

ING AGAINST YOU, YOU<br />

SHOULD CONTACT A LAWYER.<br />

A public auction sale to the highest<br />

bidder for cash, cashier's check<br />

drawn on a state or national bank,<br />

check drawn by state or feder al<br />

credit union, or a check drawn by a<br />

state or feder al savings and loan<br />

association, or savings association,<br />

or savings bank specified in<br />

Section 5102 to the F inancial code<br />

and authorized to do business in<br />

this state, will be held b y duly<br />

appointed trustee. <strong>The</strong> sale will be<br />

made, but without covenant or war-<br />

ranty, expressed or implied, regard-<br />

ing title, possession, or encum-<br />

brances, to pay the remaining prin-<br />

cipal sum of the note(s) secured by<br />

the Deed of Trust, with interest and<br />

late charges thereon, as provided<br />

in the note(s), advances, under the<br />

terms of the Deed of Trust, interest<br />

thereon, fees, charges and expens-<br />

es of the Trustee for the total<br />

amount (at the time of the initial<br />

publication of the Notice of Sale)<br />

reasonably estimated to be set<br />

forth below. <strong>The</strong> amount ma y be<br />

greater on the day of sale. BENEFI-<br />

CIARY MAY ELECT TO BID LESS<br />

THAN THE TOTAL AMOUNT<br />

DUE. Trustor(s): ANTHONY S<br />

PAVACK, A SINGLE MAN AND<br />

CRYSTAL L POWELL, A SINGLE<br />

WOMAN AS JOINT TENANTS<br />

Recorded: 5/29/2007 as Instrument<br />

No. 2007-0360923 of Official<br />

Records in the office of the<br />

Recorder of SAN DIEGO County ,<br />

California; Date of Sale: 4/19/<strong>2013</strong><br />

at 9:00 AM Place of Sale: At the<br />

Sheraton San Diego Hotel &<br />

Marina, 1380 Harbor Island Dri ve,<br />

San Diego, CA 92101, in the<br />

Auction.com Room Amount of<br />

unpaid balance and other c harges:<br />

$460,207.<strong>22</strong> <strong>The</strong> purported proper-<br />

ty address is: 1412 ZEISS ST ,<br />

OCEANSIDE, CA 92054 Assessor’s<br />

Parcel No.: 145-041-04-00 NO TICE<br />

TO POTENTIAL BIDDERS: If y ou<br />

are considering bidding on this<br />

property lien, you should under -<br />

stand that there are risks involved<br />

in bidding at a trustee auction. You<br />

will be bidding on a lien, not on the<br />

property itself. Placing the highest<br />

bid at a trustee auction does not<br />

automatically entitle y ou to fr ee<br />

and clear ownership of the proper-<br />

ty. You should also be a ware that<br />

the lien being auctioned off may be<br />

a junior lien. If you are the highest<br />

bidder at the auction, you are or<br />

may be r esponsible for paying off<br />

all liens senior to the lien being<br />

auctioned off, before you can<br />

receive clear title to the pr operty.<br />

You are encouraged to investigate<br />

the existence, priority, and size of<br />

outstanding liens that may exist on<br />

this property by contacting the<br />

county recorder’s office or a title<br />

insurance company, either of which<br />

may charge you a fee for this infor-<br />

mation. If you consult either of<br />

these resources, you should be<br />

aware that the same lender ma y<br />

hold more than one mortgage or<br />

deed of trust on the pr operty.<br />

NOTICE TO PROPERTY OWNER:<br />

<strong>The</strong> sale date shown on this notice<br />

of sale may be postponed one or<br />

more times by the mortgagee, ben-<br />

eficiary, trustee, or a court, pur-<br />

suant to Section 2924g of the<br />

California Civil Code. <strong>The</strong> law<br />

requires that inf ormation about<br />

trustee sale postponements be<br />

made available to y ou and to the<br />

public, as a courtesy to those not<br />

present at the sale. If you wish to<br />

learn whether y our sale date has<br />

been postponed, and, if applicable,<br />

the rescheduled time and date f or<br />

the sale of this pr operty, you may<br />

call 800-280-2832 f or information<br />

regarding the trustee’s sale or visit<br />

this Internet Web site<br />

http://www.qualityloan.com , using<br />

the file n umber assigned to this<br />

foreclosure by the Trustee: CA-10-<br />

382796-AB . Information about<br />

postponements that are very short<br />

in duration or that occur close in<br />

time to the scheduled sale may not<br />

immediately be r eflected in the<br />

telephone information or on the<br />

Internet Web site. <strong>The</strong> best way to<br />

verify postponement inf ormation<br />

is to attend the scheduled sale. <strong>The</strong><br />

undersigned Trustee disclaims any<br />

liability for any incorrectness of<br />

the property address or other com-<br />

mon designation, if any, shown<br />

herein. If no street address or other<br />

common designation is sho wn,<br />

directions to the location of the<br />

property may be obtained by send-<br />

ing a written request to the benefi-<br />

ciary within 10 days of the date of<br />

first publication of this Notice of<br />

Sale. If the Trustee is una ble to<br />

convey title for any reason, the suc-<br />

cessful bidder's sole and e xclusive<br />

remedy shall be the r eturn of<br />

monies paid to the Trustee, and the<br />

successful bidder shall have no fur-<br />

ther recourse. If the sale is set<br />

aside for any reason, the Purchaser<br />

at the sale shall be entitled only to<br />

a return of the deposit paid. <strong>The</strong><br />

Purchaser shall ha ve no further<br />

recourse against the Mortgagor ,<br />

the Mortgagee, or the Mortgagee’s<br />

Attorney. Date: Quality Loan<br />

Service Corporation 2141 5th<br />

Avenue San Diego , CA 92101 619-<br />

645-7711 For NON SALE inf orma-<br />

tion only Sale Line: 800-280-2832<br />

Or Login to: http://www .quality-<br />

loan.com Reinstatement Line:<br />

(866) 645-7711 Ext 5318 Quality<br />

Loan Service Corp. If you have pre-<br />

viously been disc harged through<br />

bankruptcy, you may have been<br />

released of per sonal liability for<br />

this loan in which case this letter is<br />

intended to exercise the note hold-<br />

ers right’s against the real property<br />

only. THIS NOTICE IS SENT FOR<br />

THE PURPOSE OF COLLECTING<br />

A DEBT. THIS FIRM IS ATTEMPT-<br />

ING TO COLLECT A DEBT ON<br />

BEHALF OF THE HOLDER AND<br />

OWNER OF THE NOTE. ANY<br />

INFORMATION OBTAINED BY<br />

OR PROVIDED TO THIS FIRM OR<br />

THE CREDITOR WILL BE USED<br />

FOR THAT PURPOSE. As required<br />

by law, you are hereby notified that<br />

a negative credit report reflecting<br />

on your credit record may be sub-<br />

mitted to a cr edit report agency if<br />

you fail to fulfill the terms of y our<br />

credit obligations. TS No.: CA-10-<br />

382796-AB IDSPub #0046696<br />

3/15/<strong>2013</strong> 3/<strong>22</strong>/<strong>2013</strong> 3/29/<strong>2013</strong> CN<br />

14686<br />

Trustee Sale No. 12-26043 Loan No.<br />

941 CAMINO DEL MAR, L.P. Title<br />

Order No. 7162653 Sales Line:<br />

(714)573-1965 NOTICE OF<br />

TRUSTEE’S SALE YOU ARE IN<br />

DEFAULT UNDER A DEED OF<br />

TRUST DATED 01-05-2007.<br />

UNLESS YOU TAKE ACTION TO<br />

PROTECT YOUR PROPERTY, IT<br />

MAY BE SOLD AT A PUBLIC<br />

SALE. IF YOU NEED AN EXPLA-<br />

NATION OF THE NATURE OF<br />

THE PROCEEDINGS AGAINST<br />

YOU, YOU SHOULD CONTACT A<br />

LAWYER. On 04-02-<strong>2013</strong> at 10:00<br />

AM, FIRST AMERICAN TITLE<br />

INSURANCE COMPANY as the<br />

duly appointed Trustee under and<br />

pursuant to Deed of Trust,<br />

Recorded 01-17-2007, Instrument<br />

2007-0034768 and as modified b y<br />

the Modification of Deed of Trust,<br />

Recorded on 12-31-2007,<br />

Instrument 2007-08011<strong>22</strong> of offi-<br />

cial records in the Office of the<br />

Recorder of SAN DIEGO County ,<br />

California, executed by: 941<br />

CAMINO DEL MAR, L.P. A CALI-<br />

FORNIA LIMITED P ARTNER-<br />

SHIP, AS TO AN UNDIVIDED<br />

56.52% INTEREST AND BRYCE<br />

W. RHODES, TRUSTEE OF THE<br />

BRYCE W. RHODES TRUST U/D/T<br />

JUNE 4, 1975 AS TO AN UNDIVID-<br />

ED 43.48% INTEREST, as Trustor,<br />

VINEYARD BANK, N.A., as origi-<br />

nal Beneficiary, will sell at public<br />

auction sale to the highest bid der<br />

for cash, cashier's check drawn by a<br />

state or national bank, a cashier’s<br />

check drawn by a state or feder al<br />

credit union, or a cashier's c heck<br />

drawn by a state or federal savings<br />

and loan association, savings asso-<br />

ciation, or savings bank specified<br />

in section 5102 of the F inancial<br />

Code and authoriz ed to do busi-<br />

ness in this state. Sale will be held<br />

by the duly appointed trustee as<br />

shown below, of all right, title, and<br />

interest conveyed to and no w held<br />

by the trustee in the her einafter<br />

described property under and pur-<br />

suant to the Deed of Trust. <strong>The</strong> sale<br />

will be made, but without covenant<br />

or warranty, expressed or implied,<br />

regarding title, possession, or<br />

encumbrances, to pay the r emain-<br />

ing principal sum of the note(s)<br />

secured by the Deed of Trust, inter-<br />

est thereon, estimated fees,<br />

charges and e xpenses of the<br />

Trustee for the total amount (at the<br />

time of the initial publication of<br />

the Notice of Sale) reasonably esti-<br />

mated to be set f orth below. <strong>The</strong><br />

amount may be greater on the day<br />

of sale. Place of Sale: AT THE<br />

ENTRANCE TO THE EAST COUN-<br />

TY REGIONAL CENTER BY<br />

STATUE - 250 E. MAIN STREET,<br />

EL CAJON, CA Legal Description:<br />

LOTS 4, 5 AND 6 IN BLOCK 62 OF<br />

DEL MAR, IN THE CITY DEL<br />

MAR, COUNTY OF SAN DIEGO ,<br />

STATE OF C ALIFORNIA<br />

ACCORDING TO MAP THEREOF<br />

NO. 368, FILED IN THE OFFICE<br />

OF THE COUNTY RECORDER OF<br />

SAN DIEGO COUNTY, OCTOBER<br />

7, 1885, TOGETHER WITH THAT<br />

PORTION OF THE SOUTHERLY<br />

20.00 FEET OF TENTH STREET<br />

AS SHOWN ON SAID MAP ,<br />

WHICH LIES NOR THERLY OF<br />

AND IMMEDIATELY ADJOINS<br />

SAID LOTS, AS VACATED AND<br />

CLOSED TO PUBLIC USE BY<br />

ORDER OF THE BOARD OF<br />

SUPERVISORS OF SAID SAN<br />

DIEGO COUNTY, RECORDED<br />

APRIL 16, 1926 IN BOOK 1209,<br />

PAGE 125 OF DEEDS, TOGETHER<br />

WITH THAT PORTION OF THE<br />

NORTHERLY HALF OF THE<br />

ALLEY AS SHOWN ON SAID<br />

MAP, WHICH LIES SOUTHERLY<br />

OF AND IMMEDIATELY ADJOINS<br />

SAID LOTS, AS VACATED AND<br />

CLOSED TO PUBLIC USE BY<br />

ORDER OF SAID BOARD SUPER-<br />

VISORS, RECORDED MAY 17,<br />

1929 IN BOOK 1613, PAGE 470 OF<br />

DEEDS. Amount of unpaid balance<br />

and other c harges: $4,145,904.06<br />

(estimated) Street address and<br />

other common designation of the<br />

real property purported as: 307<br />

10TH STREET & 941 C AMINO<br />

DEL MAR DEL MAR, CA 92014<br />

APN Number: 300-<strong>22</strong>1-32-00 & 300-<br />

<strong>22</strong>1-33-00 <strong>The</strong> undersigned Trustee<br />

disclaims any liability for any<br />

incorrectness of the str eet address<br />

and other common designation, if<br />

any, shown herein. <strong>The</strong> property<br />

heretofore described is being sold<br />

“as is”. NOTICE TO POTENTIAL<br />

BIDDERS: If y ou are considering<br />

bidding on this pr operty lien, you<br />

should understand that ther e are<br />

risks involved in bid ding at a<br />

trustee auction. You will be bid-<br />

ding on a lien, not on the property<br />

itself. Placing the highest bid at a<br />

trustee auction does not automati-<br />

cally entitle you to free and clear<br />

ownership of the pr operty. You<br />

should also be a ware that the lien<br />

being auctioned off ma y be a jun-<br />

ior lien. If you are the highest bid-<br />

der at the auction, you are or may<br />

be responsible for paying off all<br />

liens senior to the lien being auc -<br />

tioned off, before you can r eceive<br />

clear title to the property. You are<br />

encouraged to investigate the exis-<br />

tence, priority, and size of out-<br />

standing liens that ma y exist on<br />

this property by contacting the<br />

county recorder’s office or a title<br />

insurance company, either of which<br />

may charge you a fee for this infor-<br />

mation. If you consult either of<br />

these resources, you should be<br />

aware that the same lender ma y<br />

hold more than one mortgage or<br />

deed of trust on the pr operty.<br />

NOTICE TO PROPERTY OWNER:<br />

<strong>The</strong> sale date shown on this notice<br />

of sale ma y be postponed one or<br />

more times by the mortgagee, ben-<br />

eficiary, trustee, or a court, pur-<br />

suant to Section 2924g of the<br />

California Civil Code. <strong>The</strong> law<br />

requires that inf ormation about<br />

trustee sale postponements be<br />

made available to y ou and to the<br />

public, as a courtesy to those not<br />

present at the sale. If you wish to<br />

learn whether y our sale date has<br />

been postponed, and, if applicable,<br />

the rescheduled time and date f or<br />

the sale of this pr operty, you may<br />

call (714)573-1965 f or information<br />

regarding the trustee’s sale, using<br />

the file number (Trustee Sale No.)<br />

assigned to this case. Information<br />

about postponements that are very<br />

short in dur ation or that occur<br />

close in time to the sc heduled sale<br />

may not immediatel y be reflected<br />

in the telephone inf ormation. <strong>The</strong><br />

best way to v erify postponement<br />

information is to attend the sc hed-<br />

ule sale. DATE: 3-01-<strong>2013</strong> FIRST<br />

AMERICAN TITLE INSURANCE<br />

COMPANY Sales Line: (714)573-<br />

1965 Trustee: (714)250-3572 J ulio<br />

Ceja, Trustee Sale Officer FIRST<br />

AMERICAN TITLE INSURANCE<br />

COMPANY 3 FIRST AMERICAN<br />

WAY NDTS DIVISION SANT A<br />

ANA, CA 92707 FIRST AMERI-<br />

CAN TITLE INSURANCE COMPA-<br />

NY IS A DEBT COLLECT OR<br />

ATTEMPTING TO COLLECT A<br />

DEBT. ANY INFORMATION<br />

OBTAINED WILL BE USED FOR<br />

THAT PURPOSE. P1024915 3/8,<br />

3/15, 03/<strong>22</strong>/<strong>2013</strong> CN 14672<br />

Trustee Sale No . 252030CA Loan<br />

No. 3013202316 Title Order No.<br />

878023 NOTICE OF TRUSTEE’S<br />

SALE YOU ARE IN DEF AULT<br />

UNDER A DEED OF TRUST<br />

DATED 01-26-2007. UNLESS YOU<br />

TAKE ACTION TO PROTECT<br />

YOUR PROPERTY, IT MAY BE<br />

SOLD AT A PUBLIC SALE. IF YOU<br />

NEED AN EXPLANATION OF<br />

THE NATURE OF THE PROCEED-<br />

INGS AGAINST YOU, YOU<br />

SHOULD CONTACT A LAWYER.<br />

On 04-02-<strong>2013</strong> at 10:00 AM, CALI-<br />

FORNIA RECONVEYANCE COM-<br />

PANY as the dul y appointed<br />

Trustee under and pur suant to<br />

Deed of Trust Recorded 02-06-<br />

2007, Book NA, Page NA,<br />

Instrument 2007-0082184, of offi-<br />

cial records in the Office of the<br />

Recorder of SAN DIEGO County ,<br />

California, executed by: PHILLIP<br />

E LIEBERMAN A MARRIED MAN<br />

AS HIS SOLE AND SEPARATE<br />

PROPERTY, as Trustor, WASHING-<br />

TON MUTUAL BANK, FA, as<br />

Beneficiary, will sell at public auc-<br />

tion sale to the highest bid der for<br />

cash, cashier's check drawn by a<br />

state or national bank, a cashier’s<br />

check drawn by a state or feder al<br />

credit union, or a cashier’ s check<br />

drawn by a state or federal savings<br />

and loan association, savings asso-<br />

ciation, or savings bank specified<br />

in section 5102 of the F inancial<br />

Code and authoriz ed to do busi-<br />

ness in this state. Sale will be held<br />

by the duly appointed trustee as<br />

shown below, of all right, title, and<br />

interest conveyed to and no w held<br />

by the trustee in the her einafter<br />

described property under and pur-<br />

suant to the Deed of Trust. <strong>The</strong> sale<br />

will be made, but without covenant<br />

or warranty, expressed or implied,<br />

regarding title, possession, or<br />

encumbrances, to pay the r emain-<br />

ing principal sum of the note(s)<br />

secured by the Deed of Trust, inter-<br />

est thereon, estimated fees,<br />

charges and e xpenses of the<br />

Trustee for the total amount (at the<br />

time of the initial publication of<br />

the Notice of Sale) reasonably esti-<br />

mated to be set f orth below. <strong>The</strong><br />

amount may be greater on the day<br />

of sale. Place of Sale: AT THE<br />

ENTRANCE TO THE EAST COUN-<br />

TY REGIONAL CENTER BY<br />

STATUE, 250 EAST MAIN<br />

STREET, EL CAJON, CA Legal<br />

Description: PARCEL 1: LO T 10<br />

OF RIVER RANCH SOUTH, IN<br />

THE CITY OF OCEANSIDE,<br />

COUNTY OF SAN DIEGO , STATE<br />

OF CALIFORNIA, ACCORDING<br />

TO MAP THEREOF NO. 14295,<br />

FILED IN THE OFFICE OF THE<br />

COUNTY RECORDER OF SAN<br />

DIEGO COUNTY, NOVEMBER 9,<br />

2001. EXCEPTING THEREFROM<br />

ALL OIL, OIL RIGHTS, MINER-<br />

ALS, MINERAL RIGHTS, NATUR-<br />

AL GAS RIGHTS AND OTHER<br />

HYDROCARBONS BY WHATSO-<br />

EVER NAME KNOWN, GEOT-<br />

HERMAL STEAM AND ALL<br />

PRODUCTS DERIVED FR OM<br />

ANY OF THE FOREGOING, THAT<br />

MAY BE WITHIN OR UNDER THE<br />

PARCEL OF PROPERTY HEREIN-<br />

ABOVE DESCRIBED, TOGETHER<br />

WITH THE PERPETUAL RIGHT<br />

OF DRILLING, MINING, EXPLOR-<br />

ING AND OPERATING THERE-<br />

FOR AND STORING IN AND<br />

REMOVING THE SAME FR OM<br />

SAID PROPERTY OR ANY<br />

OTHER PROPERTY, INCLUDING<br />

THE RIGHT TO WHIPSTOCK OR<br />

DIRECTIONALLY DRILL AND<br />

MINE FROM PROPERTIES<br />

OTHER THAN THOSE HEREIN-<br />

ABOVE DESCRIBED, OIL OR GAS<br />

WELLS, TUNNELS AND SHAFTS<br />

INTO, THROUGH OR ACROSS<br />

THE SUBSURFACE OF THE<br />

PROPERTY HEREINABOVE<br />

DESCRIBED AND TO BOTTOM<br />

SUCH WHIPSTOCKED OR<br />

DIRECTIONALLY DRILLED<br />

WELLS, TUNNELS AND SHAFTS<br />

UNDER AND BENEATH OR<br />

BEYOND THE EXTERIOR LIMITS<br />

THEREOF, AND TO REDRILL,<br />

RETUNNEL, EQUIP, MAINTAIN,<br />

REPAIR, DEEPEN AND OPER-<br />

ATE ANY SUCH WELLS OR<br />

MINES WITHOUT, HOWEVER<br />

THE RIGHT TO DRILL, MINE,<br />

STORE, EXPLORE OR OPERATE<br />

THROUGH THE SURFACE OR<br />

THE UPPER 500 FEET OF THE<br />

SUBSURFACE OF THE PROPER-<br />

TY HEREINABOVE DESCRIBED.<br />

ALSO EXCEPTING THEREFROM<br />

UNTO GRANTOR, THE RIGHT TO<br />

ENTER THE LOT FOR A TERM<br />

OF TWENTY-FOUR (24) MONTHS<br />

FOLLOWING THE RECORDA-<br />

TION DATE OF THIS GRANT<br />

DEED, TO COMPLETE AND<br />

REPAIR ANY IMPROVEMENT OR<br />

LANDSCAPING LOCATED<br />

THEREON AS DETERMINED<br />

NECESSARY BY GRANT OR, IN<br />

ITS SOLE DISCRETION , IN<br />

ORDER TO COMPLY WITH THE<br />

REQUIREMENTS FOR THE<br />

RECORDATION OF THE MAP,<br />

THE GRADING OF THE LOT, AND<br />

TO COMPLY WITH THE<br />

REQUIREMENTS OF APPLICA-<br />

BLE GOVERNMENTAL AGEN-<br />

CIES. SUCH ENTRY BY<br />

GRANTOR SHALL BE PRECED-<br />

ED BY REASONABLE NOTICE TO<br />

GRANTEE BEFORE SUCH<br />

ENTRY. IF THIS RESERVATION<br />

OF RIGHT OF ENTR Y IS NO T<br />

COMPLIED WITH BY GRANTEE,<br />

GRANTOR MAY ENFORCE THIS<br />

RIGHT OF ENTR Y IN A COURT<br />

OF LAW. GRANTEE SHALL BE<br />

RESPONSIBLE FOR ALL DAM-<br />

AGES ARISING OUT OF SAID<br />

BREACH INCLUDING ATTOR-<br />

NEYS FEES AND COURT COSTS.<br />

THIS RESERVATION OF RIGHT<br />

OF ENTRY SHALL AUTOMATI-<br />

CALLY EXPIRE TWENTY FOUR<br />

(24) MONTHS FR OM THE<br />

RECORDATION OF THIS PARCEL<br />

2: NONEXCLUSIVE EASEMENTS<br />

FOR USE, INGRESS, EGRESS,<br />

ACCESS, REPAIR, DRAINAGE,<br />

ENCROACHMENT, OR OTHER<br />

PURPOSES, ALL AS DESCRIBED<br />

AND/OR DEPICTED IN THE<br />

''DECLARATION OF<br />

COVENANTS, CONDITIONS AND<br />

RESTRICTIONS AND RESERVA-<br />

TION OF EASEMENTS FOR<br />

RIVER RANCH'' RECORDED ON<br />

OCTOBER 19, 2001 AS INSTRU-<br />

MENT NO, 2001-0758603, AND<br />

THE ''NOTICE OF ANNEXATION<br />

FOR PHASE 17 OF RIVER<br />

RANCH (PHASE 5 OF DEL SOL)'',<br />

RECORDED ON APRIL <strong>22</strong>, 2002<br />

AS INSTRUMENT NO, 2002-<br />

0255692, BOTH IN THE OFFICIAL<br />

RECORDS OF SAN DIEGO COUN-<br />

TY, CALIFORNIA, AS EACH MAY<br />

BE AMENDED, MODIFIED<br />

AND/OR RE-RECORDED, FROM<br />

TIME TO TIME (COLLECTIVELY,<br />

''DECLARATION''). PARCEL 3: A<br />

NONEXCLUSIVE EASEMENT<br />

APPURTENANT TO SUCH LO T<br />

FOR INGRESS, EGRESS, ACCESS,<br />

USE AND ENJOYMENT ON,<br />

OVER AND ACROSS THE COM-<br />

MON AREA WITHIN THE PRO-<br />

JECT, AS MORE PARTICULARLY<br />

DESCRIBED AND/OR DEPICTED<br />

IN THE DECLARATION. Amount<br />

of unpaid balance and other<br />

charges: $467,663.42 (estimated)<br />

Street address and other common<br />

designation of the r eal property:<br />

305 RIVER RANCH WAY OCEAN-<br />

SIDE, CA 92057 APN Number: 158-<br />

750-10-00 <strong>The</strong> undersigned Trustee<br />

disclaims any liability for any<br />

incorrectness of the str eet address<br />

and other common designation, if<br />

any, shown herein. <strong>The</strong> property<br />

heretofore described is being sold<br />

"as is". In compliance with<br />

California Civil Code 2923.5(c) the<br />

mortgagee, trustee, beneficiary, or<br />

authorized agent declares: that it<br />

has contacted the borr ower(s) to<br />

assess their financial situation and<br />

to explore options to avoid foreclo-<br />

sure; or that it has made eff orts to<br />

contact the borr ower(s) to assess<br />

their financial situation and to<br />

explore options to a void foreclo-<br />

sure by one of the f ollowing meth-<br />

ods: by telephone; by United<br />

States mail; either 1st class or cer -<br />

tified; by overnight delivery; by<br />

personal delivery; by e-mail; by<br />

face to face meeting. DATE: 03-05-<br />

<strong>2013</strong> CALIFORNIA RECON-<br />

VEYANCE COMPANY, as Trustee<br />

REGINA CANTRELL, ASSISTANT<br />

SECRETARY California<br />

Reconveyance Company 9200<br />

Oakdale Avenue Mail Stop: C A2-<br />

4379 Chatsworth, CA 91311 800-<br />

892-6902 For Sales Inf ormation:<br />

www.lpsasap.com or 1-714-730-<br />

2727 www.priorityposting.com or 1-<br />

714-573-1965 www.auction.com or<br />

1-800-280-2832 CALIFORNIA<br />

RECONVEYANCE COMPANY IS<br />

A DEBT COLLECTOR ATTEMPT-<br />

ING TO COLLECT A DEBT. ANY<br />

INFORMATION OBTAINED WILL<br />

BE USED FOR THAT PURPOSE.<br />

NOTICE TO POTENTIAL BID-<br />

DERS: If you are considering bid-<br />

ding on this pr operty lien, you<br />

should understand that ther e are<br />

risks involved in bid ding at a<br />

trustee auction. You will be bid-<br />

ding on a lien, not on the property<br />

itself. Placing the highest bid at a<br />

trustee auction does not automati-<br />

cally entitle you to free and clear<br />

ownership of the pr operty. You<br />

should also be a ware that the lien<br />

being auctioned off ma y be a jun-<br />

ior lien. If you are the highest bid-<br />

der at the auction, you are or may<br />

be responsible for paying off all<br />

liens senior to the lien being auc -<br />

tioned off, before you can r eceive<br />

clear title to the pr operty. You are<br />

encouraged to investigate the exis-<br />

tence, priority, and size of out-<br />

standing liens that ma y exist on<br />

this property by contacting the<br />

county recorder’s office or a title<br />

insurance company, either of which<br />

may charge you a fee for this infor-<br />

mation. If you consult either of<br />

these resources, you should be<br />

aware that t he same lender ma y<br />

hold more than one mortgage or<br />

deed of trust on the pr operty.<br />

NOTICE TO PROPERTY OWNER:<br />

<strong>The</strong> sale date shown on this notice<br />

of sale ma y be postponed one or<br />

more times by the mortgagee, ben-<br />

eficiary, trustee, or a court, pur-<br />

suant to Section 2924g of the<br />

California Civil Code. <strong>The</strong> law<br />

requires that inf ormation about<br />

trustee sale postponements be<br />

made available to y ou and to the<br />

public, as a courtesy to those not<br />

present at the sale. If you wish to<br />

learn whether y our sale date has<br />

been postponed, and, if applicable,<br />

the rescheduled time and date f or<br />

the sale of this property, this infor-<br />

mation can be obtained fr om one<br />

of the f ollowing three companies:<br />

LPS Agency Sales & P osting at<br />

(714) 730-2727, or visit the Internet<br />

Web site www .lpsasap.com<br />

(Registration required to sear ch<br />

for sale inf ormation) or Priority<br />

Posting & Publishing at (714) 573-<br />

1965 or visit the Internet Web site<br />

www.priorityposting.com (Click on<br />

the link for “Advanced Search” to<br />

search for sale inf ormation), or<br />

auction.com at 1-800-280-2832 or<br />

visit the Internet Web site<br />

www.auction.com, using the<br />

Trustee Sale No . shown above.<br />

Information about postponements<br />

that are very short in dur ation or<br />

that occur close in time to the<br />

scheduled sale may not immediate-<br />

ly be reflected in the telephone<br />

information or on the Internet Web<br />

site. <strong>The</strong> best w ay to v erify post-<br />

ponement information is to attend<br />

the scheduled sale. P10<strong>22</strong>821 3/8,<br />

3/15, 03/<strong>22</strong>/<strong>2013</strong> CN 14669<br />

APN: 260-720-29-00 TS No:<br />

CA05002380-12-1 TO No: 1312972<br />

NOTICE OF TRUSTEE'S SALE<br />

YOU ARE IN DEFAULT UNDER A<br />

DEED OF TRUST DATED January<br />

30, 2007. UNLESS YOU TAKE<br />

ACTION TO PROTECT YOUR<br />

PROPERTY, IT MAY BE SOLD AT<br />

A PUBLIC SALE. IF YOU NEED<br />

AN EXPLANATION OF THE<br />

NATURE OF THE PROCEEDINGS<br />

AGAINST YOU, YOU SHOULD<br />

CONTACT A LAWYER. On April 3,<br />

<strong>2013</strong> at 09:00 AM, Auction.com<br />

Room at Sheraton San Diego Hotel<br />

& Marina, 1380 Harbor Island<br />

Drive, San Diego, CA 92101, MTC<br />

FINANCIAL INC. dba TRUSTEE<br />

CORPS, as the dul y Appointed<br />

Trustee, under and pursuant to the<br />

power of sale contained in that cer-<br />

tain Deed of Trust Recorded on<br />

February 1, 2007 as Instrument No.<br />

2007-0072632 of official r ecords in<br />

the Office of the Recor der of San<br />

Diego County, California, executed<br />

by DEAN LYNCH, AND CLAIRE<br />

LYNCH, HUSBAND AND WIFE AS<br />

COMMUNITY PROPERTY, as<br />

Trustor(s), in favor of COUNTRY-<br />

WIDE HOME LO ANS, INC. as<br />

Lender and MOR TGAGE ELEC-<br />

TRONIC REGISTRATION SYS-<br />

TEMS, INC. as nominee for Lender,<br />

its successors and/or assigns, WILL<br />

SELL AT PUBLIC AUCTION TO<br />

THE HIGHEST BIDDER, in lawful<br />

money of the United States, all<br />

payable at the time of sale, that<br />

certain property situated in said<br />

County, California describing the<br />

land therein as: AS MORE FULLY<br />

DESCRIBED IN SAID DEED OF<br />

TRUST <strong>The</strong> property heretofore<br />

described is being sold "as is". <strong>The</strong><br />

street address and other common<br />

designation, if any, of the real prop-<br />

erty described a bove is pur ported<br />

to be: 1<strong>22</strong>3 C AMINITO SEPTIMO,<br />

CARDIFF, CA 92007 <strong>The</strong> under-<br />

signed Trustee disclaims any liabil-<br />

ity for any incorrectness of the<br />

street address and other common<br />

designation, if any, shown herein.<br />

Said sale will be made without<br />

covenant or w arranty, express or<br />

implied, regarding title, posses-<br />

sion, or encumbrances, to pay the<br />

remaining principal sum of the<br />

Note(s) secured by said Deed of<br />

Trust, with interest thereon, as pro-<br />

vided in said Note(s), advances if<br />

any, under the terms of the Deed of<br />

Trust, estimated fees, charges and<br />

expenses of the Trustee and of the<br />

trusts created by said Deed of<br />

Trust. <strong>The</strong> total amount of the<br />

unpaid balance of the obligations<br />

secured by the property to be sold<br />

and reasonable estimated costs,<br />

expenses and advances at the time<br />

of the initial publication of this<br />

Notice of Trustee`s Sale is estimat-<br />

ed to be $347,177.81 (Estimated),<br />

provided, however, prepayment<br />

premiums, accrued interest and<br />

advances will incr ease this figur e<br />

prior to sale. Beneficiary`s bid at<br />

said sale may include all or part of<br />

said amount. In addition to cash,<br />

the Trustee will accept a cashier`s<br />

check drawn on a state or national<br />

bank, a check drawn by a state or<br />

federal credit union or a c heck<br />

drawn by a state or federal savings<br />

and loan association, savings asso-<br />

ciation or savings bank specified in<br />

Section 5102 of the Calif ornia<br />

Financial Code and authoriz ed to<br />

do business in Calif ornia, or other<br />

such funds as may be acceptable to<br />

the Trustee. In the e vent tender<br />

other than cash is accepted, the<br />

Trustee may withhold the issuance<br />

of the Trustee`s Deed Upon Sale<br />

until funds become available to the<br />

payee or endor see as a matter of<br />

right. <strong>The</strong> property offered for sale<br />

excludes all funds held on account<br />

by the property receiver, if applica-<br />

ble. If the Trustee is unable to con-<br />

vey title f or any reason, the suc-<br />

cessful bidder`s sole and e xclusive<br />

remedy shall be the r eturn of<br />

monies paid to the Trustee and the<br />

successful bidder shall have no fur-<br />

ther recourse. Notice to P otential<br />

Bidders If you are considering bid-<br />

ding on this pr operty lien, you<br />

should understand that ther e are<br />

risks involved in bid ding at a<br />

Trustee auction. You will be bid-<br />

ding on a lien, not on the property<br />

itself. Placing the highest bid at a<br />

Trustee auction does not automati-<br />

cally entitle you to free and clear<br />

ownership of the pr operty. You<br />

should also be a ware that the lien<br />

being auctioned off ma y be a jun-<br />

ior lien. If you are the highest bid-<br />

der at the auction, you are or may<br />

be responsible for paying off all<br />

liens senior to the lien being auc-<br />

tioned off, before you can r eceive<br />

clear title to the property. You are<br />

encouraged to investigate the exis-<br />

tence, priority, and size of out-<br />

standing liens that ma y exist on<br />

this property by contacting the<br />

county recorder's office or a title<br />

insurance company, either of which<br />

may charge you a fee for this infor-<br />

mation. If you consult either of<br />

these resources, you should be<br />

aware that the same Lender ma y<br />

hold more than one mortgage or<br />

Deed of Trust on the pr operty.<br />

Notice to Property Owner <strong>The</strong> sale<br />

date shown on this Notice of Sale<br />

may be postponed one or mor e<br />

times by the Mortgagee,<br />

Beneficiary, Trustee, or a court,<br />

pursuant to Section 2924g of the<br />

California Civil Code. <strong>The</strong> law<br />

requires that inf ormation about<br />

Trustee Sale postponements be<br />

made available to y ou and to the<br />

public, as a courtesy to those not<br />

present at the sale. If you wish to<br />

learn whether y our sale date has<br />

been postponed, and, if applicable,<br />

the rescheduled time and date f or<br />

the sale of this pr operty, you may<br />

call Auction.com at 800.280.2832<br />

for information regarding the<br />

Trustee's Sale or visit the Internet<br />

Web site address www.Auction.com<br />

for information regarding the sale<br />

of this property, using the file num-<br />

ber assigned to this case,<br />

CA05002380-12-1. Information<br />

about postponements that are very<br />

short in dur ation or that occur<br />

close in time to the sc heduled sale<br />

may not immediatel y be reflected<br />

in the telephone information or on<br />

the Internet Web site. <strong>The</strong> best<br />

way to v erify postponement inf or-<br />

mation is to attend the sc heduled<br />

sale. Date: <strong>March</strong> 4, <strong>2013</strong><br />

TRUSTEE CORPS TS No.<br />

CA05002380-12-1 17100 Gillette<br />

Ave, Irvine, CA 92614 949-252-8300<br />

Stephanie Hoy, Authorized<br />

Signatory SALE INFORMATION<br />

CAN BE OBT AINED ONLINE AT<br />

www.Auction.com FOR AUTOMAT-<br />

ED SALES INFORMATION<br />

PLEASE CALL AUCTION.COM at<br />

800.280.2832 TRUSTEE CORPS<br />

MAY BE ACTING AS A DEBT COL-<br />

LECTOR ATTEMPTING TO COL-<br />

LECT A DEBT. ANY INFORMA-<br />

TION OBTAINED MAY BE USED<br />

FOR THAT PURPOSE. P1024900<br />

3/8, 3/15, 03/<strong>22</strong>/<strong>2013</strong> CN 14668<br />

T.S. No.: 1205662CA Loan No .:<br />

356034 A.P.N.: 167-250-43-10<br />

NOTICE OF TRUSTEE’S SALE<br />

YOU ARE IN DEFAULT UNDER A<br />

DEED OF TRUST DATED 5/1/2007.<br />

UNLESS YOU TAKE ACTION TO<br />

PROTECT YOUR PROPERTY, IT<br />

MAY BE SOLD AT A PUBLIC<br />

SALE. IF YOU NEED AN EXPLA-<br />

NATION OF THE NATURE OF<br />

THE PROCEEDING AGAINST<br />

YOU, YOU SHOULD CONTACT A<br />

LAWYER. A public auction sale to<br />

the highest bid der for cash,<br />

cashier’s check drawn on a state of<br />

national bank, check drawn by a<br />

state or feder al credit union, or a<br />

check drawn by a state or feder al<br />

savings and loan association, or<br />

savings association, or savings<br />

bank specified in Section 5102 of<br />

the Financial Code and authorized<br />

to do business in this state will be<br />

held by the duly appointed trustee<br />

as shown below, of all right, title,<br />

and interest conveyed to and no w<br />

held by the trustee in the her e-<br />

inafter described pr operty under<br />

and pursuant to a Deed of Trust<br />

described below. <strong>The</strong> sale will be<br />

made, but without covenant or war-<br />

ranty, express or implied, regard-<br />

ing title, possession, or encum-<br />

brances, to pay the remaining prin-<br />

cipal sum of the note(s) secured by<br />

the Deed of Trust, with interest and<br />

late charges thereon, as provided<br />

in the note(s), advances, under the<br />

terms of the Deed of Trust, interest<br />

thereon, fees, charges, and expens-<br />

es of the Trustee for the total<br />

amount (at the time of the initial<br />

publication of the Notice of Sale)<br />

reasonably estimated to be set<br />

forth below. <strong>The</strong> amount may be<br />

greater on the day of sale. Trustor:<br />

MIRIAM LUGO, A SINGLE<br />

WOMAN AND MARIA MONTES<br />

DE OCA, AN UNMARRIED<br />

WOMAN, AS JOINT TENANTS,<br />

Duly Appointed Trustee: Seaside<br />

Trustee Inc., Recorded 5/21/2007,<br />

as Instrument No. 2007-0343751, in<br />

book XXX, page, XXX of Official<br />

Records in the office of the<br />

Recorder of SAN DIEGO County ,<br />

California. Date of Sale: 4/2/<strong>2013</strong><br />

Time: 10:30 AM Place of Sale: AT<br />

THE ENTRANCE TO THE EAST<br />

COUNTY REGIONAL CENTER<br />

BY THE STATUE, 250 E. MAIN<br />

STREET, EL CAJON, CA Amount<br />

of unpaid balance and other<br />

charges: $296,969.96. Street<br />

Address or other common designa -<br />

tion of r eal property: 2334 HOSP<br />

WAY 110, CARLSBAD, CALIFOR-<br />

See more <strong>Coast</strong><br />

<strong>News</strong> Legals<br />

Page A36<br />

Legals 800<br />

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Legals 800<br />

Legals 800<br />

Legals 800<br />

Legals 800<br />

Legals 800<br />

THE COAST NEWS<br />

MARCH <strong>22</strong>, <strong>2013</strong><br />

A35

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