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Guidelines for Impact Monitoring & Assessment in Microfinance ...

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MONITORING & ASSESSMENT IN MICROFINANCE PROGRAMMES<br />

Population<br />

Sample Size<br />

Less Accuracy* Greater Accuracy**<br />

10 8 9<br />

50 28 44<br />

100 40 79<br />

150 46 108<br />

300 55 168<br />

500 59 217<br />

1000 63 277<br />

1500 64 305<br />

1800 65 316<br />

NON-PROBABILITY AND PROBABILITY SAMPLING<br />

The difference between non-probability and probability sampl<strong>in</strong>g is that non-probability<br />

sampl<strong>in</strong>g does not <strong>in</strong>volve random selection and probability sampl<strong>in</strong>g does.<br />

With a probability sample, we know the odds or probability that we have represented<br />

the population well. We are able to estimate confidence <strong>in</strong>tervals <strong>for</strong> the statistics.<br />

With non-probability samples, it is difficult to know whether we have represented the<br />

population well. It is thus important to choose the best sampl<strong>in</strong>g method and state<br />

the limitations and potential of the one selected.<br />

In science, probability or random sampl<strong>in</strong>g methods are preferred over nonprobability<br />

methods because they are considered to be more accurate and rigorous.<br />

However, <strong>in</strong> applied social research, which <strong>in</strong>cludes impact monitor<strong>in</strong>g and assessment,<br />

there may be circumstances when it is not feasible, practical, af<strong>for</strong>dable or<br />

theoretically sensible to do random sampl<strong>in</strong>g. Below, we consider a wide range of<br />

non-probability alternatives.<br />

Non-probability sampl<strong>in</strong>g<br />

We can divide non-probability sampl<strong>in</strong>g methods <strong>in</strong>to two broad categories:<br />

accidental and purposive. In many research contexts, we compose a sample by<br />

ask<strong>in</strong>g <strong>for</strong> volunteers either <strong>in</strong> an accidental or haphazard way or by convenience<br />

sampl<strong>in</strong>g. The problem with these types of samples is that we have no evidence<br />

that they are representative of the general population we are <strong>in</strong>terested <strong>in</strong> -<br />

question<strong>in</strong>g, and, <strong>in</strong> many cases, we clearly suspect that they are not.<br />

176<br />

* "Lesser" refers to a degree of<br />

accuracy = + 0.10; Proportion<br />

of Sample Size = 0.50;<br />

Confidence Level = 90%<br />

**"Greater" refers to a degree<br />

of accuracy = + 0.05;<br />

Proportion of Sample Size =<br />

0.50; Confidence Level = 95% .

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