Lessons from the Texas Homeowners Insurance Crisis Bob Puelz ...
Lessons from the Texas Homeowners Insurance Crisis Bob Puelz ...
Lessons from the Texas Homeowners Insurance Crisis Bob Puelz ...
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Table 5<br />
<strong>Texas</strong> Statewide <strong>Homeowners</strong> Loss Information by Peril<br />
Peril<br />
Fire<br />
Wind<br />
Water<br />
Theft<br />
VMM<br />
O<strong>the</strong>r<br />
Liability<br />
28<br />
(1)<br />
(2)<br />
$ Losses per $ Losses per<br />
Year<br />
policy $1,000 exposure<br />
1996 $100.88 $0.7958<br />
1997 $96.53 $0.7243<br />
1998 $89.88 $0.6645<br />
1999 $54.86 $0.3756<br />
2000 $57.02 $0.3757<br />
2001 $76.65 $0.4775<br />
1996 $200.36 $1.5805<br />
1997 $104.16 $0.7815<br />
1998 $117.46 $0.8684<br />
1999 $148.94 $1.0198<br />
2000 $344.21 $2.2679<br />
2001 $286.88 $1.7873<br />
1996 $126.48 $0.9977<br />
1997 $123.99 $0.9303<br />
1998 $126.17 $0.9328<br />
1999 $118.83 $0.8137<br />
2000 $166.51 $1.0971<br />
2001 $364.98 $2.2738<br />
1996 $31.39 $0.2476<br />
1997 $28.61 $0.2146<br />
1998 $26.30 $0.1944<br />
1999 $28.05 $0.1921<br />
2000 $27.76 $0.1829<br />
2001 $29.25 $0.1822<br />
1996 $3.14 $0.0247<br />
1997 $4.00 $0.0300<br />
1998 $2.80 $0.0207<br />
1999 $2.84 $0.0195<br />
2000 $2.41 $0.0159<br />
2001 $2.88 $0.0179<br />
1996 $22.41 $0.1768<br />
1997 $25.76 $0.1932<br />
1998 $23.66 $0.1749<br />
1999 $49.98 $0.3422<br />
2000 $51.62 $0.3401<br />
2001 $63.79 $0.3974<br />
1996 $19.71 $0.1555<br />
1997 $19.82 $0.1487<br />
1998 $20.93 $0.1547<br />
1999 $37.14 $0.2543<br />
2000 $38.59 $0.2543<br />
2001 $45.72 $0.2849<br />
Source: <strong>Texas</strong> Department of <strong>Insurance</strong>