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Lessons from the Texas Homeowners Insurance Crisis Bob Puelz ...

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Cumulative % of <strong>Texas</strong> Counties<br />

100%<br />

90%<br />

80%<br />

70%<br />

60%<br />

50%<br />

40%<br />

30%<br />

20%<br />

10%<br />

0%<br />

-100%<br />

0%<br />

75%<br />

Figure 5<br />

Change in value of water loss per policy by county<br />

about 2/3 of <strong>Texas</strong> Counties experienced at least 100% increase<br />

150%<br />

225%<br />

300%<br />

Source: <strong>Texas</strong> Department of <strong>Insurance</strong><br />

375%<br />

32<br />

450%<br />

525%<br />

600%<br />

675%<br />

750%<br />

% Change in Value, 1996 to 2001<br />

825%<br />

900%<br />

975%<br />

>1025

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