UniCredit Bank AG

GENERAL INFORMATION
Availability of Documents
Copies of the articles of association of HVB, the consolidated annual reports in respect of the fiscal years ended
31 December 2008 and 2009 of HVB, the consolidated interim report as at 31 March 2010 of HVB as well as the
unconsolidated annual financial statements of HVB prepared in accordance with the German Commercial Code
(Handelsgesetzbuch) in respect of the fiscal year ended 31 December 2009 will be available during usual
business hours on any weekday (except Saturdays and public holidays) at the offices of HVB. For the life of this
Registration Document, all documents incorporated by reference herein will be available for collection in the
English language, free of charge, at the specified offices of HVB as set out on the last page of this Registration
Document.
Significant Changes in HVB's Financial Position and Trend Information
There has been (i) no significant change in the financial position of the HVB Group which has occurred since 31
March 2010, and (ii) no material adverse change in the prospects of the HVB Group since the date of its last
published audited financial statements of 2009 (Annual Report 2009).
HVB Group expects economic conditions both worldwide and in Germany to remain difficult, marked by
considerable uncertainty. To cite one example, the high level of public debt in some European countries
represents a serious risk to growth and the development of interest and exchange rates.
This all means that the financial industry will again face major challenges in the 2010 financial year.
It still remains unclear whether the financial markets will continue returning to normal, notably against the
backdrop of the debt crisis currently looming in some European states. Consequently, HVB's performance in the
2010 financial year still remains dependent in part on the further development of the financial markets and the
real economy.
Information incorporated by reference
The section "Audited consolidated financial statements (Konzernabschluss) for the fiscal year ended
31 December 2008" set out in the Supplement dated 23 March 2009 relating to the Base Prospectus for the Euro
50,000,000,000 Debt Issuance Programme of Bayerische Hypo- und Vereinsbank AG dated 4 March 2009 is
incorporated by reference into this prospectus (see "General Information – Documtens incorporated by
reference").
Documents incorporated by reference
The following documents with respect to HVB shall be deemed to be incorporated in, and to form part of, this
Registration Document:
Audited consolidated financial
statements (Konzernabschluss) for the
fiscal year ended 31 December 2008
- List of Major HVB Group
Companies
- Consolidated Income Statement
(Konzern-Gewinn-und
Verlustrechnung)
- Consolidated Balance Sheet
(Konzernbilanz)
- Consolidated Statement of
Changes in Sharesholders'
Equity (Konzern-Eigenkapitalveränderungsrechnung)
- Consolidated Cash Flow
Statement (Konzern-
Kapitalflussrechnung)
- Notes to the Consolidated
Financial Statements
Extracted from the Supplement
dated 23 March 2009 relating to
the Base Propectus for the Euro
50,000,000,000 Debt Issuance
Programme of HVB dated 4
March 2009
- p. F-10-F-11 - p. 24
- p. F-1 - p. 24
- p. F-2-F-3 - p. 24
- p. F-4-F-5 - p. 24
- p. F-6-F-7 - p. 24
- p. F-8-F-87 - p. 24
Inserted in this Prospectus
on the following pages:
- 24 -