International Financial Reporting Standards_guide.pdf

Chapter 34 Financial Instruments: Disclosures (IFRS 7) 385
Credit quality of loans and advances neither past due nor individually impaired
Strong
£m
Satisfactory
£m
2009 2008
Higher
risk £m Total £m
Strong
£m
Satisfactory
£m
Higher
risk £m Total £m
The Group
Trading portfolio:
Traded loans 1,366 1,290 306 2,962 759 220 91 1,070
Financial assets designated at fair
value held on own account:
Loans and advances 15,909 3,809 2,492 22,210 25,665 2,792 725 29,182
Other financial assets 261 – 296 557 – 1,469 – 1,469
Loans and advances to banks 35,825 2,492 542 38,859 40,181 6,384 100 46,665
Loans and advances to customers:
Residential mortgage loans 66,956 69,919 2,324 139,199 86,937 42,770 1,310 131,017
Credit card receivables – 20,038 157 20,195 – 20,426 666 21,092
Other personal lending 3,417 18,108 2,271 23,796 2,975 21,750 1,160 25,885
Wholesale and corporate loans
and advances
119,764 70,132 9,904 199,800 141,868 94,453 10,184 246,505
Finance lease receivables 2,664 7,082 382 10,128 4,214 7,504 649 12,367
Total loans and advances 246,162 192,870 18,674 457,706 302,599 197,768 14,885 515,252
The Bank
Trading portfolio:
Traded loans 1,366 1,273 306 2,945 759 220 68 1,047
Financial assets designated at fair
value held on own account:
Loans and advances 17,657 2,892 918 21,467 21,211 1,518 1,054 23,783
Other financial assets 423 – – 423 – 1,472 – 1,472
Loans and advances to banks 37,160 1,851 1,773 40,784 34,708 1,981 89 36,778
Loans and advances to customers:
Residential mortgage loans 60,025 42,964 1,048 104,037 83,139 17,182 105 100,426
Credit card receivables – 10,920 – 10,920 – 10,783 – 10,783
Other personal lending 2,911 8,178 1,954 13,043 4,838 11,656 957 17,451
Wholesale and corporate loans
and advances
303,545 54,510 7,723 365,778 329,384 68,385 9,560 407,329
Finance lease receivables – 362 – 362 2 342 – 344
Total loans and advances 423,087 122,950 13,722 559,759 474,041 113,539 11,833 599,413
(continued)