Landeskreditbank Baden-Württemberg - L-Bank
Landeskreditbank Baden-Württemberg - L-Bank
Landeskreditbank Baden-Württemberg - L-Bank
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Notes to the annual financial statements of<br />
<strong>Landeskreditbank</strong> <strong>Baden</strong>-Württemberg – Förderbank –<br />
for the financial year ended December 31, 2003<br />
Notes individual balance sheet items<br />
Dec. 31, 2003 Dec. 31, 2002<br />
EUR ’000 EUR ’000<br />
Fiduciary assets<br />
This item is broken down as follows:<br />
• Receivables from credit institutions ..................................... 171,036 181,189<br />
• Receivables from customers ........................................... 340,841 485,361<br />
Tangible assets<br />
This item includes:<br />
• real estate and buildings utilized for the <strong>Bank</strong>’s own activities ................ 86,359 89,631<br />
• furniture and office equipment ......................................... 12,408 13,003<br />
Deferred charges, prepaid expenses and deferred items<br />
Assets<br />
• Difference between net loan proceeds or original cash outlay and lower par<br />
(nominal) value of receivables ......................................... 78,922 54,480<br />
• Difference between amount issued and higher amount repayable of payables .... 55,385 53,770<br />
Liabilities to credit institutions ..........................................<br />
Under this heading are shown:<br />
• liabilities to affiliated companies ....................................... — —<br />
• liabilities to non-affiliated companies .................................... 0 713<br />
Liabilities to customers<br />
Under this heading are shown:<br />
• liabilities to affiliated companies ....................................... 14,615 26,679<br />
• liabilities to non-affiliated companies .................................... — —<br />
Fiduciary liabilities<br />
Fiduciary liabilities are divided up into:<br />
• liabilities to credit institutions .......................................... 66,746 85,759<br />
• liabilities to customers ............................................... 445,131 580,790<br />
Deferred charges, prepaid expenses and deferred items<br />
Liabilities<br />
• Difference between net loan proceeds or original cash outlay and higher par<br />
(nominal) value of receivables ......................................... 28,982 36,485<br />
• Difference between amount issued and lower amount repayable of payables ..... 1,477 2,338<br />
Subordinated liabilities<br />
This item does not include any liabilities to affiliated or non-affiliated companies<br />
Interest expenses in respect of subordinated liabilities .......................... 21,493 18,412<br />
F-35
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