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A Nation Charred: Report on the inquiry into bushfires

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EXH.160.0006<br />

vi<br />

A NATION CHARRED<br />

7 Fire protecti<strong>on</strong>..................................................................................................... 245<br />

The structure and operati<strong>on</strong> of <strong>the</strong> Australian insurance industry ....................................245<br />

Types of insurance for protecting properties...............................................................................248<br />

Cost of insurance..........................................................................................................................249<br />

Recovery phase............................................................................................................................252<br />

To insure or not to insure .............................................................................................................255<br />

The Committee’s c<strong>on</strong>clusi<strong>on</strong>s ..................................................................................................257<br />

Individual preparedness............................................................................................................259<br />

Building maintenance ...................................................................................................................260<br />

Building design..............................................................................................................................262<br />

Planning and building codes ........................................................................................................263<br />

Fight or flight? ...............................................................................................................................268<br />

Community awareness.................................................................................................................270<br />

Property protecti<strong>on</strong> products and programs................................................................................272<br />

The Committee’s c<strong>on</strong>clusi<strong>on</strong>s ..................................................................................................272<br />

Liability.........................................................................................................................................276<br />

Compensati<strong>on</strong>...............................................................................................................................277<br />

Avoiding liability ............................................................................................................................279<br />

The Committee’s c<strong>on</strong>clusi<strong>on</strong>s ..................................................................................................281<br />

8 Future directi<strong>on</strong>s for <strong>the</strong> Comm<strong>on</strong>wealth: toward a nati<strong>on</strong>al<br />

bushfire policy .................................................................................................... 283<br />

Increased role and accountability for Comm<strong>on</strong>wealth agencies in bushfire policy ........283<br />

Research.......................................................................................................................................286<br />

<str<strong>on</strong>g>Nati<strong>on</strong></str<strong>on</strong>g>al standards .....................................................................................................................287<br />

Dissenting report ....................................................................................................... 289<br />

Mr Michael Organ MP<br />

Additi<strong>on</strong>al comments ................................................................................................ 315<br />

H<strong>on</strong> Dick Adams MP, Deputy Chair<br />

Ms Annette Ellis MP<br />

Mr Steve Gibb<strong>on</strong>s MP

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