It's Your Choice 2013 - Decision Guide (ET-2128d-13) - ETF
It's Your Choice 2013 - Decision Guide (ET-2128d-13) - ETF
It's Your Choice 2013 - Decision Guide (ET-2128d-13) - ETF
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Medicare Plus<br />
Administered by WPS Health Insurance<br />
(800) 634-6448 wpsic.com/state<br />
Not Available<br />
Overall Quality Rating<br />
See Report Card section<br />
What’s New for <strong>20<strong>13</strong></strong><br />
In the past, members have asked for a<br />
true Medicare supplement plan. Medicare<br />
Plus will be that plan for eligible annuitants<br />
and their dependents who select the<br />
Standard Plan. Medicare Plus will pay your<br />
Medicare Part A and B deductibles and<br />
coinsurance. This group plan is superior<br />
to individual Medicare supplements as it<br />
provides protections from fees that exceed<br />
usual, customary and reasonable amounts if<br />
members use a provider who is not affiliated<br />
with Medicare. It also offers coverage<br />
during foreign travel. Note, however, in<br />
other cases if Medicare excludes coverage<br />
for a service, this plan will also deny<br />
coverage.<br />
Last year WPS offered a basic health risk<br />
assessment (HRA) as an option to allow<br />
members to better understand the health<br />
risks associated with responses given to the<br />
health and wellness questions. To continue<br />
assisting our members with your health<br />
and wellness goals, WPS will offer a more<br />
complete HRA that will include biometric<br />
screenings, which determine the risk level of<br />
an individual for certain diseases and other<br />
medical conditions. By knowing risk levels an<br />
individual can better make decisions related<br />
to their health and wellness. To request an<br />
HRA, see the contact information below.<br />
General Information<br />
The Medicare Plus plan is designed to<br />
supplement, not duplicate, the benefits<br />
available under Medicare for Wisconsin<br />
Public Employers Group Health Insurance<br />
Program annuitants.<br />
For benefit differences, see the Comparison<br />
of Benefit Options section starting on Page<br />
22 and view the Health Care Benefit Plan<br />
booklet at etf.wi.gov/publications/et41<strong>13</strong>.<br />
pdf.<br />
Provider Directory<br />
None. This plan provides you with freedom<br />
of choice among hospitals and physicians<br />
in Wisconsin, nationwide and for travel<br />
abroad.<br />
Referrals and Prior Authorizations<br />
Referrals and prior authorizations are not<br />
necessary under this plan as benefits are<br />
only supplemental to approved Medicare<br />
benefits.<br />
Mental and Behavioral Health Services<br />
Medically necessary services are available<br />
when performed by licensed mental health<br />
professionals practicing within the scope of<br />
their license. Inpatient services will be limited<br />
to 120 days.<br />
Dental Benefits<br />
No dental coverage provided.<br />
Health Risk Assessment Information for Enrolled Members:<br />
Contact Mark Mitchell at (888) 333-5003<br />
<strong>Decision</strong> <strong>Guide</strong> Page 44