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It's Your Choice 2013 - Decision Guide (ET-2128d-13) - ETF

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Medicare Plus<br />

Administered by WPS Health Insurance<br />

(800) 634-6448 wpsic.com/state<br />

Not Available<br />

Overall Quality Rating<br />

See Report Card section<br />

What’s New for <strong>20<strong>13</strong></strong><br />

In the past, members have asked for a<br />

true Medicare supplement plan. Medicare<br />

Plus will be that plan for eligible annuitants<br />

and their dependents who select the<br />

Standard Plan. Medicare Plus will pay your<br />

Medicare Part A and B deductibles and<br />

coinsurance. This group plan is superior<br />

to individual Medicare supplements as it<br />

provides protections from fees that exceed<br />

usual, customary and reasonable amounts if<br />

members use a provider who is not affiliated<br />

with Medicare. It also offers coverage<br />

during foreign travel. Note, however, in<br />

other cases if Medicare excludes coverage<br />

for a service, this plan will also deny<br />

coverage.<br />

Last year WPS offered a basic health risk<br />

assessment (HRA) as an option to allow<br />

members to better understand the health<br />

risks associated with responses given to the<br />

health and wellness questions. To continue<br />

assisting our members with your health<br />

and wellness goals, WPS will offer a more<br />

complete HRA that will include biometric<br />

screenings, which determine the risk level of<br />

an individual for certain diseases and other<br />

medical conditions. By knowing risk levels an<br />

individual can better make decisions related<br />

to their health and wellness. To request an<br />

HRA, see the contact information below.<br />

General Information<br />

The Medicare Plus plan is designed to<br />

supplement, not duplicate, the benefits<br />

available under Medicare for Wisconsin<br />

Public Employers Group Health Insurance<br />

Program annuitants.<br />

For benefit differences, see the Comparison<br />

of Benefit Options section starting on Page<br />

22 and view the Health Care Benefit Plan<br />

booklet at etf.wi.gov/publications/et41<strong>13</strong>.<br />

pdf.<br />

Provider Directory<br />

None. This plan provides you with freedom<br />

of choice among hospitals and physicians<br />

in Wisconsin, nationwide and for travel<br />

abroad.<br />

Referrals and Prior Authorizations<br />

Referrals and prior authorizations are not<br />

necessary under this plan as benefits are<br />

only supplemental to approved Medicare<br />

benefits.<br />

Mental and Behavioral Health Services<br />

Medically necessary services are available<br />

when performed by licensed mental health<br />

professionals practicing within the scope of<br />

their license. Inpatient services will be limited<br />

to 120 days.<br />

Dental Benefits<br />

No dental coverage provided.<br />

Health Risk Assessment Information for Enrolled Members:<br />

Contact Mark Mitchell at (888) 333-5003<br />

<strong>Decision</strong> <strong>Guide</strong> Page 44

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