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It's Your Choice 2013 - Decision Guide (ET-2128d-13) - ETF

It's Your Choice 2013 - Decision Guide (ET-2128d-13) - ETF

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SMP - State Maintenance Plan<br />

Administered by WPS Health Insurance<br />

(800) 634-6448 wpsic.com/state<br />

Not Available<br />

Overall Quality Rating<br />

See Report Card section<br />

What’s New for <strong>20<strong>13</strong></strong><br />

SMP is newly available in Oneida, Price and<br />

Vilas counties.<br />

In the past, members have asked that<br />

SMP offer Uniform Benefits. This change, to<br />

offer the same medical benefits that are<br />

available through the HMOs, should make<br />

SMP easier to understand.<br />

Last year WPS offered a basic health risk<br />

assessment (HRA) as an option to allow<br />

members to better understand the health<br />

risks associated with responses given to the<br />

health and wellness questions. To assist our<br />

members with health and wellness goals,<br />

WPS will offer an HRA that will include<br />

biometric screening. Biometric screening<br />

determines the risk level of an individual<br />

for certain diseases and other medical<br />

conditions. By knowing risk levels, an<br />

individual can better make decisions related<br />

to their health and wellness. To request an<br />

HRA, see the contact information below.<br />

Provider Directory<br />

Please visit wpsic.com/state/pdf/dir<strong>20<strong>13</strong></strong>_<br />

state_smp.pdf to search for a provider or<br />

contact WPS member services.<br />

Referrals and Prior Authorizations<br />

You must get a referral approved by WPS<br />

before getting care outside the WPS SMP<br />

network. <strong>Your</strong> provider must request the<br />

referral. Retroactive referrals are not allowed.<br />

It is ultimately the member’s responsibility<br />

to make sure the referral is submitted and<br />

approved prior to receiving services.<br />

Members or providers may request prior<br />

authorization for services when concerned<br />

if WPS will pay and at what rate. Without<br />

an approved prior authorization, WPS may<br />

deny payment. Prior<br />

authorization is newly<br />

required for lower<br />

back surgery and<br />

high-tech radiology<br />

services. Please visit<br />

wpsic.com/state and<br />

follow the Member<br />

Materials link to obtain<br />

a copy of a Medical<br />

Preauthorization<br />

Request Form or call<br />

member services.<br />

Qualified Plan<br />

Non-Qualified Plan<br />

See Glossary for definitions<br />

Care Outside Service Area<br />

Emergency or Urgent Care: In-network<br />

hospital emergency rooms or urgent<br />

care facilities should be used whenever<br />

possible. Should you be unable to reach<br />

an in-network provider and cannot safely<br />

postpone the care, go to the nearest<br />

appropriate medical facility. Afterwards,<br />

contact member services by the next<br />

business day, or as soon as reasonably<br />

possible, and report where you received the<br />

care. Out-of-network care may be subject to<br />

usual and customary charges. Non-urgent<br />

follow-up care must be received from an innetwork<br />

provider.<br />

Mental and Behavioral Health Services<br />

Medically necessary services are available<br />

when performed by licensed mental health<br />

professionals practicing within the scope of<br />

their license. Inpatient services will be limited<br />

to 365 days.<br />

Dental Benefits<br />

No dental benefits available.<br />

Health Risk Assessment Information for Enrolled Members:<br />

Contact Mark Mitchell at (800) 333-5003<br />

<strong>Decision</strong> <strong>Guide</strong> Page 50

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