It's Your Choice 2013 - Decision Guide (ET-2128d-13) - ETF
It's Your Choice 2013 - Decision Guide (ET-2128d-13) - ETF
It's Your Choice 2013 - Decision Guide (ET-2128d-13) - ETF
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SMP - State Maintenance Plan<br />
Administered by WPS Health Insurance<br />
(800) 634-6448 wpsic.com/state<br />
Not Available<br />
Overall Quality Rating<br />
See Report Card section<br />
What’s New for <strong>20<strong>13</strong></strong><br />
SMP is newly available in Oneida, Price and<br />
Vilas counties.<br />
In the past, members have asked that<br />
SMP offer Uniform Benefits. This change, to<br />
offer the same medical benefits that are<br />
available through the HMOs, should make<br />
SMP easier to understand.<br />
Last year WPS offered a basic health risk<br />
assessment (HRA) as an option to allow<br />
members to better understand the health<br />
risks associated with responses given to the<br />
health and wellness questions. To assist our<br />
members with health and wellness goals,<br />
WPS will offer an HRA that will include<br />
biometric screening. Biometric screening<br />
determines the risk level of an individual<br />
for certain diseases and other medical<br />
conditions. By knowing risk levels, an<br />
individual can better make decisions related<br />
to their health and wellness. To request an<br />
HRA, see the contact information below.<br />
Provider Directory<br />
Please visit wpsic.com/state/pdf/dir<strong>20<strong>13</strong></strong>_<br />
state_smp.pdf to search for a provider or<br />
contact WPS member services.<br />
Referrals and Prior Authorizations<br />
You must get a referral approved by WPS<br />
before getting care outside the WPS SMP<br />
network. <strong>Your</strong> provider must request the<br />
referral. Retroactive referrals are not allowed.<br />
It is ultimately the member’s responsibility<br />
to make sure the referral is submitted and<br />
approved prior to receiving services.<br />
Members or providers may request prior<br />
authorization for services when concerned<br />
if WPS will pay and at what rate. Without<br />
an approved prior authorization, WPS may<br />
deny payment. Prior<br />
authorization is newly<br />
required for lower<br />
back surgery and<br />
high-tech radiology<br />
services. Please visit<br />
wpsic.com/state and<br />
follow the Member<br />
Materials link to obtain<br />
a copy of a Medical<br />
Preauthorization<br />
Request Form or call<br />
member services.<br />
Qualified Plan<br />
Non-Qualified Plan<br />
See Glossary for definitions<br />
Care Outside Service Area<br />
Emergency or Urgent Care: In-network<br />
hospital emergency rooms or urgent<br />
care facilities should be used whenever<br />
possible. Should you be unable to reach<br />
an in-network provider and cannot safely<br />
postpone the care, go to the nearest<br />
appropriate medical facility. Afterwards,<br />
contact member services by the next<br />
business day, or as soon as reasonably<br />
possible, and report where you received the<br />
care. Out-of-network care may be subject to<br />
usual and customary charges. Non-urgent<br />
follow-up care must be received from an innetwork<br />
provider.<br />
Mental and Behavioral Health Services<br />
Medically necessary services are available<br />
when performed by licensed mental health<br />
professionals practicing within the scope of<br />
their license. Inpatient services will be limited<br />
to 365 days.<br />
Dental Benefits<br />
No dental benefits available.<br />
Health Risk Assessment Information for Enrolled Members:<br />
Contact Mark Mitchell at (800) 333-5003<br />
<strong>Decision</strong> <strong>Guide</strong> Page 50