Annual Report - Raiffeisen Bank Kosovo JSC
Annual Report - Raiffeisen Bank Kosovo JSC
Annual Report - Raiffeisen Bank Kosovo JSC
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<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> – Overview<br />
<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong><br />
Overview<br />
<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> has continued to increase its total assets base in 2006 by 42.6% more or<br />
€113 million. The market share was calculated to be more than 34% up from 29% in 2005, which<br />
represents another 5 percentage points increase (In 2005 the increase of the market share was 8<br />
percentage points). The Credit <strong>Bank</strong> of Prishtina is included in the 2005 calculations: the market<br />
share of this bank before the close of business activity was around 5%.<br />
Note: The analysis is based on audited figures for the market.<br />
Total Assets<br />
Amount in € million<br />
Increase in %<br />
450 250%<br />
400<br />
232.9 %<br />
350<br />
376.4<br />
200%<br />
300<br />
250<br />
200<br />
150<br />
100<br />
50<br />
0<br />
70.4 %<br />
16.8<br />
56.0<br />
95.4<br />
Dec01 Dec02 Dec03 Dec04 Dec05 Dec06<br />
149.5<br />
56.7 %<br />
263.9<br />
76.6 %<br />
42.6 %<br />
150%<br />
100%<br />
50%<br />
0%<br />
Amount in € million<br />
Increase in %<br />
Total Assets Market Share - December 2006<br />
<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> (34.3%)<br />
Year-to-year, the range of the lending products offered by <strong>Raiffeisen</strong><br />
<strong>Bank</strong> <strong>Kosovo</strong> has increased. Customers were segmented based on<br />
their specific turnover or other criteria and the products were tailored<br />
to suit the customers’ needs. In addition to a customer focus, which<br />
is considered a very important aspect of our work, this process has<br />
contributed to the <strong>Bank</strong> being less reliant on one lending product or<br />
customer segment.<br />
<strong>Bank</strong>ing Sector (65.7%)<br />
Glossary Macroeconomic Environment Overview Segment <strong>Report</strong>s Financial Statements Addresses<br />
www.raiffeisen-kosovo.com<br />
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