21.11.2014 Views

Annual Report - Raiffeisen Bank Kosovo JSC

Annual Report - Raiffeisen Bank Kosovo JSC

Annual Report - Raiffeisen Bank Kosovo JSC

SHOW MORE
SHOW LESS

Create successful ePaper yourself

Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.

<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> – Overview<br />

<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong><br />

Overview<br />

<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> has continued to increase its total assets base in 2006 by 42.6% more or<br />

€113 million. The market share was calculated to be more than 34% up from 29% in 2005, which<br />

represents another 5 percentage points increase (In 2005 the increase of the market share was 8<br />

percentage points). The Credit <strong>Bank</strong> of Prishtina is included in the 2005 calculations: the market<br />

share of this bank before the close of business activity was around 5%.<br />

Note: The analysis is based on audited figures for the market.<br />

Total Assets<br />

Amount in € million<br />

Increase in %<br />

450 250%<br />

400<br />

232.9 %<br />

350<br />

376.4<br />

200%<br />

300<br />

250<br />

200<br />

150<br />

100<br />

50<br />

0<br />

70.4 %<br />

16.8<br />

56.0<br />

95.4<br />

Dec01 Dec02 Dec03 Dec04 Dec05 Dec06<br />

149.5<br />

56.7 %<br />

263.9<br />

76.6 %<br />

42.6 %<br />

150%<br />

100%<br />

50%<br />

0%<br />

Amount in € million<br />

Increase in %<br />

Total Assets Market Share - December 2006<br />

<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> (34.3%)<br />

Year-to-year, the range of the lending products offered by <strong>Raiffeisen</strong><br />

<strong>Bank</strong> <strong>Kosovo</strong> has increased. Customers were segmented based on<br />

their specific turnover or other criteria and the products were tailored<br />

to suit the customers’ needs. In addition to a customer focus, which<br />

is considered a very important aspect of our work, this process has<br />

contributed to the <strong>Bank</strong> being less reliant on one lending product or<br />

customer segment.<br />

<strong>Bank</strong>ing Sector (65.7%)<br />

Glossary Macroeconomic Environment Overview Segment <strong>Report</strong>s Financial Statements Addresses<br />

www.raiffeisen-kosovo.com<br />

15

Hooray! Your file is uploaded and ready to be published.

Saved successfully!

Ooh no, something went wrong!