Annual Report - Raiffeisen Bank Kosovo JSC

Financial Statements
Assets
The table below summarises the Bank’s exposure to interest rate risks. Included in the table are the
Bank’s assets and liabilities at carrying amounts, categorised by the earlier of contractual re-pricing
or maturity dates.
Demand and less From 1 to 3 From 3 to 12 More than 12 Non-interest
than 1 month months months months bearing Total
Cash and cash equivalents and
mandatory liquidity reserve 443 - - - 46,318 46,761
Due from other banks 33,401 19,363 49,007 673 - 102,444
Loans and advances to customers 9,838 10,898 42,681 158,626 - 222,043
Other assets - - - - 683 683
Leasehold improvements,
equipment and intangible assets - - - - 4,154 4,154
Deferred tax asset - - - - 268 268
Total assets 43,682 30,261 91,688 159,299 51,423 376,353
Liabilities
Customer accounts 24,589 55,394 101,570 11,524 116,937 310,014
Borrowings - - 1,025 16,493 160 17,678
Other liabilities - - - - 3,246 3,246
Corporate profit tax payable - - - - 1,180 1,180
Total liabilities 24,589 55,394 102,595 28,017 121,523 332,118
Net balance sheet position at
31 December 2006 19,093 (25,133) (10,907) 131,282 (70,100) 44,235
Net balance sheet position at
31 December 2005 48,529 (34,998) (23,692) 103,399 (69,798) 23,440
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www.raiffeisen-kosovo.com Supervisory Board Management Board Organisational Structure Vision and Mission RZB and RI .