Annual Report - Raiffeisen Bank Kosovo JSC

Financial Statements
Assets
Currency risk. The Bank takes on exposure to effects of fluctuations in the prevailing foreign currency
exchange rates on its financial position and cash flows. Management sets limits on the level of
exposure by currency and in total, which are monitored daily. The table below summarises the Bank’s
exposure to foreign currency exchange rate risk at 31 December 2006 and 2005. Included in the
table are the Bank’s assets and liabilities at carrying amounts, categorised by currency.
EUR USD Other Total
Cash and cash equivalents and mandatory liquidity reserve 38,748 2,630 5,383 46,761
Due from other banks 90,122 12,322 - 102,444
Loans and advances to customers 222,043 - - 222,043
Other assets 676 7 - 683
Leasehold improvements, equipment and intangible assets 4,154 - - 4,154
Deferred tax asset 268 - - 268
Total assets 356,011 14,959 5,383 376,353
Liabilities
Customer accounts 290,190 13,730 6,094 310,014
Borrowings 17,678 - - 17,678
Other liabilities 3,227 19 - 3,246
Corporate profit tax payable 1,180 - - 1,180
Total liabilities 312,275 13,749 6,094 332,118
Net balance sheet position at 31 December 2006 43,736 1,210 (711) 44,235
Net balance sheet position at 31 December 2005 23,524 (171) 87 23,440
Glossary Macroeconomic Environment Overview Segment Reports Financial Statements Addresses
www.raiffeisen-kosovo.com
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