Annual Report - Raiffeisen Bank Kosovo JSC
Annual Report - Raiffeisen Bank Kosovo JSC
Annual Report - Raiffeisen Bank Kosovo JSC
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<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> – Overview<br />
Total Loans and Overdrafts<br />
Amount in € million<br />
Increase in %<br />
300<br />
250<br />
309.8 %<br />
350%<br />
300%<br />
200<br />
150<br />
100<br />
50<br />
0<br />
82.7%<br />
13.7<br />
55.9<br />
102.2<br />
162.2<br />
229.5<br />
65.5%<br />
35.7%<br />
Dec02 Dec03 Dec04 Dec05 Dec06<br />
Amount in € million<br />
Increase in %<br />
250%<br />
200%<br />
150%<br />
100%<br />
50%<br />
0%<br />
Loans and Overdrafts Market Share - December 2006<br />
<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> (38.2 %)<br />
The Loan and Overdraft portfolio increased further in 2006. The balance<br />
increased by 35.7% or €60 million in comparison to 2005 and the<br />
market share increased further to 38.2% from 35% in 2005, which is<br />
another 3 percentage points gain of market share. Again, the portfolio of<br />
the Credit <strong>Bank</strong> of Prishtina is included in the calculations for 2005 and<br />
the market share of this bank before the close of business activity was<br />
around 7%.<br />
<strong>Bank</strong>ing Sector (61.8 %)<br />
Deposits Market Share - December 2006<br />
<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> (33.3 %)<br />
The <strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> deposits recorded a total increase of 34.1%<br />
for 2006. The market share increased further to 33.3% from 29% in<br />
2005, which is more than 4 percentage points increase in market share.<br />
The Credit <strong>Bank</strong> of Prishtina was included in the calculations for 2005<br />
and the market share of this bank before the close of business activity was<br />
around 5%.<br />
<strong>Bank</strong>ing Sector (66.7 %)<br />
The market deposits continued to increase during 2006. A significant part<br />
of this increase was due to <strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong>. Several campaigns<br />
were in place, which together with the Foreign Exchange offers and other<br />
services, such as standing orders, have contributed to this increase. In<br />
addition, the Term Deposit increased to around 41%.<br />
16<br />
www.raiffeisen-kosovo.com Supervisory Board Management Board Organisational Structure Vision and Mission RZB and RI .