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Annual Report - Raiffeisen Bank Kosovo JSC

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<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> – Overview<br />

Total Loans and Overdrafts<br />

Amount in € million<br />

Increase in %<br />

300<br />

250<br />

309.8 %<br />

350%<br />

300%<br />

200<br />

150<br />

100<br />

50<br />

0<br />

82.7%<br />

13.7<br />

55.9<br />

102.2<br />

162.2<br />

229.5<br />

65.5%<br />

35.7%<br />

Dec02 Dec03 Dec04 Dec05 Dec06<br />

Amount in € million<br />

Increase in %<br />

250%<br />

200%<br />

150%<br />

100%<br />

50%<br />

0%<br />

Loans and Overdrafts Market Share - December 2006<br />

<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> (38.2 %)<br />

The Loan and Overdraft portfolio increased further in 2006. The balance<br />

increased by 35.7% or €60 million in comparison to 2005 and the<br />

market share increased further to 38.2% from 35% in 2005, which is<br />

another 3 percentage points gain of market share. Again, the portfolio of<br />

the Credit <strong>Bank</strong> of Prishtina is included in the calculations for 2005 and<br />

the market share of this bank before the close of business activity was<br />

around 7%.<br />

<strong>Bank</strong>ing Sector (61.8 %)<br />

Deposits Market Share - December 2006<br />

<strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> (33.3 %)<br />

The <strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong> deposits recorded a total increase of 34.1%<br />

for 2006. The market share increased further to 33.3% from 29% in<br />

2005, which is more than 4 percentage points increase in market share.<br />

The Credit <strong>Bank</strong> of Prishtina was included in the calculations for 2005<br />

and the market share of this bank before the close of business activity was<br />

around 5%.<br />

<strong>Bank</strong>ing Sector (66.7 %)<br />

The market deposits continued to increase during 2006. A significant part<br />

of this increase was due to <strong>Raiffeisen</strong> <strong>Bank</strong> <strong>Kosovo</strong>. Several campaigns<br />

were in place, which together with the Foreign Exchange offers and other<br />

services, such as standing orders, have contributed to this increase. In<br />

addition, the Term Deposit increased to around 41%.<br />

16<br />

www.raiffeisen-kosovo.com Supervisory Board Management Board Organisational Structure Vision and Mission RZB and RI .

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