Prudential Home Insurance
Prudential Home Insurance
Prudential Home Insurance
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a) The failure of any computer or other<br />
electrical equipment or component<br />
to recognise correctly any date as its<br />
true calendar date<br />
b) Computer viruses.<br />
8 Terrorism<br />
We will not pay for any expense, loss,<br />
damage or legal liability directly or<br />
indirectly caused by terrorism.<br />
Terrorism is defined as the use of<br />
biological, chemical or nuclear force<br />
or contamination by any person(s) or<br />
group(s) of persons whether or not<br />
committed for political, religious, or<br />
ideological purposes, including the<br />
intention to influence any government or<br />
to put members of the public in fear.<br />
General information<br />
General conditions which apply to<br />
Sections 1-5 only<br />
To have full protection of Your policy You<br />
must keep to the following conditions. If<br />
You do not keep to them, this may make the<br />
policy invalid or We may refuse to deal with<br />
Your claim.<br />
1 Care of Your property<br />
You must take all reasonable steps<br />
to prevent any loss or damage to the<br />
property insured. You must keep all the<br />
property insured in good condition and<br />
in good repair.<br />
10 <strong>Prudential</strong> <strong>Home</strong> <strong>Insurance</strong><br />
2 Date of cause of any loss or damage<br />
To claim under this policy the cause of<br />
any loss or damage must occur during<br />
the Period of <strong>Insurance</strong>.<br />
3 Keeping to policy terms<br />
When claiming under the policy You<br />
must comply with all exclusions,<br />
Endorsements and conditions.<br />
4 Changes in Your circumstances<br />
You must tell Us in writing as soon as<br />
possible of any change which may<br />
affect the insurance, and in particular<br />
any change of address. If You are in any<br />
doubt as to whether a fact is relevant,<br />
please ask Us. As the premium is based<br />
on the number of Bedrooms in Your<br />
<strong>Home</strong> You must also tell Us of any<br />
change in the number of Bedrooms. It is<br />
essential that You inform Us if You have<br />
been convicted of any offence (other<br />
than motoring).<br />
5 How to claim<br />
You must:<br />
> Tell Us as soon as possible either by<br />
telephone or in writing of any loss,<br />
damage or claim<br />
> Tell the police immediately of any<br />
loss, theft or malicious damage