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Prudential Home Insurance

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a) The failure of any computer or other<br />

electrical equipment or component<br />

to recognise correctly any date as its<br />

true calendar date<br />

b) Computer viruses.<br />

8 Terrorism<br />

We will not pay for any expense, loss,<br />

damage or legal liability directly or<br />

indirectly caused by terrorism.<br />

Terrorism is defined as the use of<br />

biological, chemical or nuclear force<br />

or contamination by any person(s) or<br />

group(s) of persons whether or not<br />

committed for political, religious, or<br />

ideological purposes, including the<br />

intention to influence any government or<br />

to put members of the public in fear.<br />

General information<br />

General conditions which apply to<br />

Sections 1-5 only<br />

To have full protection of Your policy You<br />

must keep to the following conditions. If<br />

You do not keep to them, this may make the<br />

policy invalid or We may refuse to deal with<br />

Your claim.<br />

1 Care of Your property<br />

You must take all reasonable steps<br />

to prevent any loss or damage to the<br />

property insured. You must keep all the<br />

property insured in good condition and<br />

in good repair.<br />

10 <strong>Prudential</strong> <strong>Home</strong> <strong>Insurance</strong><br />

2 Date of cause of any loss or damage<br />

To claim under this policy the cause of<br />

any loss or damage must occur during<br />

the Period of <strong>Insurance</strong>.<br />

3 Keeping to policy terms<br />

When claiming under the policy You<br />

must comply with all exclusions,<br />

Endorsements and conditions.<br />

4 Changes in Your circumstances<br />

You must tell Us in writing as soon as<br />

possible of any change which may<br />

affect the insurance, and in particular<br />

any change of address. If You are in any<br />

doubt as to whether a fact is relevant,<br />

please ask Us. As the premium is based<br />

on the number of Bedrooms in Your<br />

<strong>Home</strong> You must also tell Us of any<br />

change in the number of Bedrooms. It is<br />

essential that You inform Us if You have<br />

been convicted of any offence (other<br />

than motoring).<br />

5 How to claim<br />

You must:<br />

> Tell Us as soon as possible either by<br />

telephone or in writing of any loss,<br />

damage or claim<br />

> Tell the police immediately of any<br />

loss, theft or malicious damage

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