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Prudential Home Insurance

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10 Administration Fees<br />

a) We may cancel the policy by sending<br />

You seven days notice in writing to Your<br />

last known address. We will refund any<br />

premium paid for the remainder of the<br />

Period of <strong>Insurance</strong>, providing that You<br />

have not made any claim during the<br />

current Period of <strong>Insurance</strong>.<br />

b) You may cancel the policy by<br />

contacting Us on 0845 605 9275 or<br />

sending Us notice in writing. We<br />

will refund any premium paid for the<br />

remaining Period of <strong>Insurance</strong> less an<br />

administration fee as shown in Your<br />

schedule, providing that You have not<br />

made any claim during the current<br />

Period of <strong>Insurance</strong>.<br />

c) If You make any change to the policy<br />

during the Period of <strong>Insurance</strong> You may<br />

have to pay an administration fee as<br />

shown in Your schedule..<br />

12 Auto renewal<br />

We may offer to renew Your policy for<br />

You automatically – this saves You the<br />

worry of remembering to call Us before<br />

Your policy expires. If We offer to do<br />

this for You, We will write to You before<br />

Your policy expires with full details of<br />

Your next year’s premium. If You do not<br />

want to renew this policy, all You need to<br />

do is call Our Customer Priority Line on<br />

0800 300 300 to let Us know.<br />

13 Locks discount<br />

If You have told Us the <strong>Home</strong> has<br />

security locks and these are not in<br />

effective and full operation at the time<br />

of a theft, You will be responsible for<br />

double the contents policy excess<br />

described in Your policy schedule in<br />

respect of any theft claim.<br />

11 Joint Policyholder<br />

Where the Schedule confirmation notes<br />

the interest(s) of other parties then these<br />

shall have the same rights and interests<br />

as the Policyholder.<br />

12 <strong>Prudential</strong> <strong>Home</strong> <strong>Insurance</strong>

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