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Prudential Home Insurance

Prudential Home Insurance

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What You are insured for<br />

What You are not insured for<br />

B - Additional cover<br />

The following are included in this section:<br />

1 Debris removal and fees<br />

For loss or damage as a result of any<br />

sections insured under this section We<br />

will pay necessary costs and expenses<br />

in connection with reinstating the<br />

Buildings for:<br />

> Dismantling, demolition, shoring or<br />

propping up of the Buildings and<br />

removing debris from the site<br />

> Fees incurred with Our consent<br />

> The extra costs of reinstating the<br />

Buildings that You have to pay<br />

in meeting government or local<br />

authority requirements.<br />

> The cost of preparing any claim You<br />

may have under this policy<br />

> The notice of government or local<br />

authority requirements had been<br />

served before the damage occurred.<br />

2 Loss of rent and alternative accommodation for You and Your pets<br />

While Your <strong>Home</strong> cannot be lived in<br />

following damage We will pay for:<br />

> The amount of rent You lose<br />

including ground rent<br />

> The cost of somewhere else, similar<br />

and reasonable, for You and Your<br />

pets to live.<br />

> Any cost or expense more than<br />

£15,000<br />

> Ground rent for more than 2 years<br />

> Any period after Your <strong>Home</strong> has been<br />

reinstated or the claim settled.<br />

16 <strong>Prudential</strong> <strong>Home</strong> <strong>Insurance</strong>

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