Prudential Home Insurance
Prudential Home Insurance
Prudential Home Insurance
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Welcome to <strong>Prudential</strong><br />
This is Your <strong>Prudential</strong> <strong>Home</strong><br />
<strong>Insurance</strong> Policy underwritten by<br />
U K <strong>Insurance</strong> Limited.<br />
Please read this policy carefully to make<br />
sure that it meets with Your needs and that<br />
You understand what You are (and are not)<br />
insured for.<br />
Contact Us immediately if any corrections<br />
are necessary.<br />
This policy is a contract between<br />
U K <strong>Insurance</strong> Limited and You.<br />
You have applied for this insurance. In<br />
return for the premium, We will insure<br />
You against loss, damage or legal liability<br />
arising during the Period of <strong>Insurance</strong>.<br />
We have not provided You with a personal<br />
recommendation as to whether this policy<br />
is suitable for Your specific needs.<br />
Under European law, You and We may<br />
choose which law will apply to this<br />
contract. English law will apply unless both<br />
parties agree otherwise.<br />
Your policy consists of:<br />
1 The policy document which explains:<br />
> The insurance provided by<br />
each section<br />
> The exclusions and conditions<br />
which apply to all sections of Your<br />
policy.<br />
2 The separate Schedule which shows:<br />
> Your personal details<br />
> The Period of <strong>Insurance</strong><br />
2 <strong>Prudential</strong> <strong>Home</strong> <strong>Insurance</strong><br />
> The sections You have chosen<br />
> Details of any Endorsements which<br />
apply to Your policy.<br />
The policy document and Schedule must<br />
be read together.<br />
Important information<br />
Your right to cancel<br />
If, after buying Your policy, You decide<br />
that the cover does not meet Your needs<br />
write to Us at: <strong>Prudential</strong> <strong>Home</strong> <strong>Insurance</strong>,<br />
PO Box 106, 37 Broad Street, Bristol<br />
BS99 7NQ within 14 days of receiving<br />
Your documents or of the start date of the<br />
policy (whichever is later) and We will<br />
refund any premium You have paid, less<br />
an administration fee as shown in Your<br />
schedule, providing that You have not<br />
made any claim.<br />
If You cancel Your policy after that time<br />
We will refund any premium paid for<br />
the remaining Period of <strong>Insurance</strong> less<br />
an administration fee, as shown in Your<br />
schedule, providing that You have not<br />
made any claim during the current Period<br />
of <strong>Insurance</strong>.<br />
Policy renewal<br />
If You decide not to renew Your policy<br />
contact us within 14 days of receiving Your<br />
renewal documents or of the start date of<br />
the new Period of <strong>Insurance</strong> (which ever<br />
is later) and We will refund any premium<br />
You have paid, providing that You have not
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