Prudential Home Insurance

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What You are insured for What You are not insured for > To repair, renovate or decorate Your temporary residence in the United Kingdom or the Republic of Ireland. Amount payable The maximum We will pay for all liability arising out of any one incident, plus legal costs recoverable from You and costs and expenses incurred by You with Our written consent is: > For claims under causes (a) and (b) up to - £2,000,000. > For claims under cause (c) up to - £10,000,000 In addition, if You die, We will provide legal liability cover for Your legal personal representatives for any accident covered by this section. > The ownership, possession or use of any lift, mechanically-propelled vehicle, aircraft or watercraft other than model aircraft, model watercraft, hand or footpropelled watercraft less than 5 metres long, surf or sail boards and domestic gardening equipment > The occupation of any land or building other than Your permanent or temporary residence containing property insured under the Contents section > The ownership of any land or building > Any death or bodily injury caused by a dog as specified in the Dangerous Dogs Act 1991 > The ownership, possession or use of any living creatures other than domestic animals > Any wilful or malicious act. Prudential Home Insurance 33
Section 3 - Personal Possessions A guide to Section 3 Your Schedule will show which sections You have chosen, and what Excess will normally apply. Personal Possessions are Personal Belongings, Valuables and Money (definitions of these are in the Meaning of Words, shown in the General Information Section of Your policy) and anything shown in the ‘Personal Possessions’ section of the Schedule. A - Loss or damage What You are insured for Accidental loss of or damage to anything shown in the ‘Personal Possessions’ section of the Schedule anywhere in the world. What You are not insured for You are not covered for: > Anything in the General Exclusions shown in the General Information Section of Your policy > Any causes excluded in the Schedule > Any causes excluded in the Endorsements > The Excess for this section as shown in Your Schedule. Loss of or damage to: > Valuables > Photographic equipment Worth over £2,000 in total, while left in an unoccupied vehicle or while left unattended in a place to which the public have or may obtain access. 34 Prudential Home Insurance
Page 1 and 2: Prudential Home Insurance Your Poli
Page 3 and 4: Welcome to Prudential This is Your
Page 5 and 6: General information Prudential Cust
Page 7 and 8: Home The private dwelling shown as
Page 9 and 10: promptly and the cost (except for t
Page 11 and 12: a) The failure of any computer or o
Page 13 and 14: 10 Administration Fees a) We may ca
Page 15 and 16: What You are insured for What You a
Page 19 and 20: D - Settling a claim under Section
Page 31 and 32: Amount payable The maximum amount p
Page 33: What You are insured for What You a
Page 37 and 38: B - Settling claims under Section 3
Page 41 and 42: ‘contract dispute’, the Territo
Page 43 and 44: Property protection > Any claim if
Page 45 and 46: on. If we cannot agree, the arbitra
Page 47 and 48: In the case of electrical storage h
Page 49 and 50: (i) (j) any cost relating to the at
Page 51 and 52: Prudential Home Insurance Privacy N
Page 53 and 54: Access to your information You have
Page 55: Contact Us Customer service 0845 60

Prudential Home Insurance

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