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First Data<br />
Headquarters: Atlanta, GA<br />
Website: firstdata.com<br />
Year founded: 1964<br />
FlowPay Corporation Inc.<br />
Headquarters: Highlands Ranch, CO<br />
Website: flowpaycorp.com<br />
Year founded: 2008<br />
Gemalto<br />
Headquarters: Austin, TX<br />
Website: gemalto.com<br />
Year founded: 2006<br />
Go Mobile Commerce<br />
CB<br />
Headquarters: Tacoma, WA<br />
Website: gomobilecommerce.com<br />
Year founded: 2008<br />
Google Inc.<br />
Headquarters: Mountain View, CA<br />
Website: google.com/wallet<br />
Year founded: 1998<br />
Groupon<br />
Headquarters: Chicago, IL<br />
Website: groupon.com<br />
Year founded: 2008<br />
First Data is a leader in the mobile commerce revolution with payment<br />
solutions and security to help its customers drive ROI and enable consumers<br />
to conveniently pay using their mobile devices. With the help of First Data<br />
SourceConnect SM TSM Solution and First Data uCommerce SM Solutions, any<br />
NFC-enabled mobile device can be turned into a secure wallet.<br />
First Data delivers its mobile commerce solutions directly to merchants and<br />
financial institutions as well as through ISOs and agents.<br />
FlowPay’s mobile solution allows any person in a congregation to make secure<br />
donations to nonprofit organizations and political campaigns and do so without<br />
transmitting any financial data.<br />
The solution is made available to churches, para-ministries, and nonprofit<br />
organizations via both a direct and an indirect sales distribution channel.<br />
Billions of people worldwide increasingly want the freedom to communicate,<br />
travel, shop, bank, entertain, and work—anytime, anywhere—in ways that<br />
are convenient, enjoyable, and secure. Gemalto, which has more than 10,000<br />
employees operating out of 74 offices and 14 research and development<br />
centers in 43 countries, delivers on their expanding needs for personal mobile<br />
services, identity protection, payment security, authenticated online services,<br />
Cloud computing access, modern transportation, M2M communication,<br />
eHealthcare, and eGovernment services.<br />
Gemalto is working diligently with its partners to ensure there is a smooth<br />
and efficient process in place for its users when it comes to getting its mobile<br />
commerce solutions to market.<br />
Go Mobile Commerce specializes in handheld, wireless credit card machine<br />
rentals for short-term use (such as at auctions, festivals, and golf tournaments),<br />
although it also has experience with mobile payment application development<br />
and pay-at-the-table POS systems.<br />
Go Mobile Commerce sells its solutions through ISOs as well as directly to<br />
merchants via a recently opened retail showroom and its website.<br />
Google has partnered with leading companies across the mobile, financial,<br />
and retail ecosystems to develop Google Wallet, a virtual wallet that stores<br />
consumers’ payment cards, offers, and more on their phones and online.<br />
Google Wallet is offered directly to consumers.<br />
On the consumer side, Chicago-based Groupon, which markets its mobile<br />
commerce solutions directly to its existing merchant base, has a mobile<br />
payments solution, an e-wallet, loyalty programs, reward programs, and offers.<br />
On the merchant side, it has an app that allows for acceptance of credit cards<br />
and offers.<br />
C<br />
carrier<br />
CB<br />
carrier billing<br />
mobile acceptance<br />
mobile payments<br />
P2P payments<br />
POS hardware/handsets<br />
promotions and offers<br />
software<br />
loyalty and rewards<br />
mobile wallets<br />
prepaid<br />
Transaction trends | October 2012 17