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Download PDF version - Electronic Transactions Association

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[ Mobile Commerce Providers Guide ]<br />

ShopKeep POS<br />

Headquarters: New York, NY<br />

Website: shopkeep.com<br />

Year founded: 2008<br />

SparkBase<br />

Headquarters: Cleveland, OH<br />

Website: sparkbase.com<br />

Year founded: 2004<br />

Spindle Inc.<br />

Headquarters: Scottsdale, AZ<br />

Website: spindle.com<br />

Year founded: 2010<br />

Square<br />

Headquarters: San Francisco, CA<br />

Website: squareup.com<br />

Year founded: 2009<br />

Street Savings<br />

Headquarters: Orange, CA<br />

Website: streetsavings.com<br />

Year founded: 2006<br />

Transaction Network Services Inc.<br />

Headquarters: Reston, VA<br />

Website: tnsi.com<br />

Year founded: 1990<br />

ShopKeep POS is a Cloud-based POS solution that allows any merchant to<br />

manage his/her business. By providing a front-end iPad register and BackOffice<br />

with detailed reporting on inventory, sales, and customer relationship<br />

management, the ShopKeep POS software-as-a-service never lets your system<br />

become outdated.<br />

ShopKeep POS is distributed through direct sales, ISOs, and VARs.<br />

SparkBase’s Paycloud makes loyalty easy for businesses by providing types of<br />

loyalty programs that work well for each industry and implementing as well<br />

as mobilizing them. Utilizing iPhone and Android smartphones in addition to<br />

plastic cards, Paycloud enables loyalty rewards, delivers merchant coupons, and<br />

provides insightful customer analytics.<br />

SparkBase’s solutions are distributed by ISOs as well as directly to merchants<br />

and consumers.<br />

Spindle Inc.’s mobile payment solutions incorporate credit, debit, stored value,<br />

ACH, and SMS payment methods. Its product portfolio includes RhinoPay,<br />

an alternative payment solution that is network- and device-agnostic. The<br />

company also owns and has developed an extensive intellectual property<br />

portfolio, including issued, pending, and provisional patents covering<br />

networked and mobile payments, credit card processing, and security.<br />

Spindle works with financial institutions and communications providers to<br />

reach merchants and consumers.<br />

Square hopes to revolutionize everyday transactions between buyers and<br />

sellers with its free credit card reader for the iPhone, iPad, and Android devices,<br />

allowing anyone to accept credit cards anywhere, anytime. Square Register<br />

serves as a full POS system for businesses to accept payments, track inventory,<br />

and share menu and location information. Pay with Square, on the other hand,<br />

enables individuals to pay with their name at their favorite local merchants,<br />

discover nearby businesses, explore menu listings, and store receipts.<br />

Square provides its card readers to merchants and consumers for free from<br />

its website. It’s also available in over 20,000 retail locations including Apple,<br />

Best Buy, FedEx Office, OfficeMax, Radio Shack, Target, Sprint, Walgreens, and<br />

Walmart.<br />

Street Savings provides certified mobile marketing and engagement solutions<br />

that increase revenue for merchants, acquiring banks, and resellers by costeffectively<br />

mobilizing gift and loyalty programs. The company’s products<br />

send text message offers that customers can redeem on merchant credit card<br />

terminals and POS systems, helping businesses both build loyalty and increase<br />

sales.<br />

Street Savings markets its product through agents, ISOs, and partners.<br />

TNS offers solutions for mobile payments acceptance, including payment<br />

gateway services that are pre-integrated with specific third-party hardware and<br />

software solutions and certified to the leading processing platforms, as well<br />

as services designed to enrich mobile commerce for merchants, issuers, and<br />

alternative payment service providers, where the mobile device represents the<br />

wallet and the vehicle for marketing to the mobile consumer.<br />

TNS sells via an ISO channel for its mobile POS gateway, via American Express<br />

for its mCommerce gateway, and direct to merchants and issuers for its mobile<br />

commerce offerings.<br />

C<br />

carrier<br />

CB<br />

carrier billing<br />

mobile acceptance<br />

mobile payments<br />

P2P payments<br />

POS hardware/handsets<br />

promotions and offers<br />

software<br />

loyalty and rewards<br />

mobile wallets<br />

prepaid<br />

24 October 2012 | Transaction trends

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