[ Mobile Commerce Providers Guide ] MobiSquad Headquarters: Phoenix, AZ Website: mobisquad.com Year founded: 2006 Mocapay Headquarters: Denver, CO Website: mocapay.com Year founded: 2008 PayAnywhere Headquarters: Troy, MI Website: payanywhere.com Year founded: 2011 Payment Alliance International Headquarters: Louisville, KY Website: GoPAI.com Year founded: 2005 PayOne C Headquarters: San Jose, CA Website: payone.com Year founded: 2000 PayPal Headquarters: San Jose, CA Website: paypal.com Year founded: 1998 MobiSquad provides equipment and training to local merchants, enabling them to accept contactless payments and offers from users of the Isis Mobile Wallet, which allows consumers to store debit, credit, and loyalty cards, as well as coupons and transit passes. MobiSquad’s direct sales team speeds around town in purple smart cars delivering NFC acceptance technology to small and mid-sized merchants. Mocapay provides merchants—including restaurants, hotels, spas, and retail— with the technology to open a new customer channel and access information in a way that allows them to truly own the customer relationship. Mocapay’s mobile marketing, loyalty, gift card, comp card, and payments solutions may be used independently of other marketing programs or integrated with existing programs and strategies. PayAnywhere’s enterprise-grade mobile POS solution allows merchants of any size to sell anything, anywhere with the swipe of a credit card on their mobile devices. PayAnywhere is a highly secure, feature-rich, “pay-as-you-go” mobile POS solution that allows merchants to engage customers and grow their businesses. PayAnywhere is available directly to merchants, who can sign up online, in-app, or purchase the reader at retail locations. PAI’s Mobile Acquiring solution includes “QwickPay,” which enables smartphones to act as POS terminals. Mobile loyalty/rewards products include the On Target Marketing product, which provides SMS text messaging and enrollment for couponing and rewards at its POS retail and ATM locations. P2P services include “QwickCodes” (cardless ATM cash access using tokens) and prepaid card money transfers as access accounts. PAI markets its solutions through distributors, direct sales, telemarketing, financial institutions, and via text marketing, as well as on-screen/digital advertising at its 60,000-plus ATMs. PayOne’s AnyPhone solution can be used by merchants and content owners to monetize their games and apps, charge for subscriptions and digital content, or give their customers an easy way to pay for parking, purchase tickets, and complete other transactions that are billed directly to their mobile phone bill. PayOne works directly with merchants and developers looking to monetize their digital content with easily integrated, friction-free billing services. PayPal created the first digital wallet more than 14 years ago as a way to ensure that consumers could make payments quickly, easily, and securely. Today, the company has mobile solutions on the market ranging from Mobile Express Checkout, which brings the convenience of PayPal Express Checkout online, to its mobile platform and PayPal Here, which offers merchants a complete payment solution by allowing them to accept almost any form of payment. PayPal offers solutions that benefit both consumers and retailers large and small. The company offers its customers the ability to access their PayPal accounts both offline and online without having to share their bank account or credit information, and as an added feature they’re able to unlock benefits such as online rewards and real-time account alerts via text message. For retailers, PayPal provides them with the tools to sell to anyone, anytime, anywhere. Ultimately, those who will use PayPal will be consumers and retailers looking for flexibility, security, and convenience in a payment solution. C carrier CB carrier billing mobile acceptance mobile payments P2P payments POS hardware/handsets promotions and offers software loyalty and rewards mobile wallets prepaid 20 October 2012 | Transaction trends
Managing Payments, Driving Solutions We’re Vantiv. Dedicated, strategic professionals with 40 years of experience developing innovative payment processing solutions for merchants across the nation. We’ll work with you to develop programs that simplify your payment acceptance strategies, while providing you with new sources of revenue. And we’ll help protect your business with our comprehensive data security and fraud prevention solutions. Our people, technology, and partnerships are the Vantiv difference. Let’s discuss your future success. Let’s talk payment processing 866.622.2833 vantiv.com/tt © Copyright 2012 Vantiv, LLC. All rights reserved. Expect more.