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Download PDF version - Electronic Transactions Association

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[ Mobile Commerce Providers Guide ]<br />

MobiSquad<br />

Headquarters: Phoenix, AZ<br />

Website: mobisquad.com<br />

Year founded: 2006<br />

Mocapay<br />

Headquarters: Denver, CO<br />

Website: mocapay.com<br />

Year founded: 2008<br />

PayAnywhere<br />

Headquarters: Troy, MI<br />

Website: payanywhere.com<br />

Year founded: 2011<br />

Payment Alliance International<br />

Headquarters: Louisville, KY<br />

Website: GoPAI.com<br />

Year founded: 2005<br />

PayOne<br />

C<br />

Headquarters: San Jose, CA<br />

Website: payone.com<br />

Year founded: 2000<br />

PayPal<br />

Headquarters: San Jose, CA<br />

Website: paypal.com<br />

Year founded: 1998<br />

MobiSquad provides equipment and training to local merchants, enabling<br />

them to accept contactless payments and offers from users of the Isis Mobile<br />

Wallet, which allows consumers to store debit, credit, and loyalty cards, as well<br />

as coupons and transit passes.<br />

MobiSquad’s direct sales team speeds around town in purple smart cars<br />

delivering NFC acceptance technology to small and mid-sized merchants.<br />

Mocapay provides merchants—including restaurants, hotels, spas, and retail—<br />

with the technology to open a new customer channel and access information<br />

in a way that allows them to truly own the customer relationship. Mocapay’s<br />

mobile marketing, loyalty, gift card, comp card, and payments solutions may be<br />

used independently of other marketing programs or integrated with existing<br />

programs and strategies.<br />

PayAnywhere’s enterprise-grade mobile POS solution allows merchants of any<br />

size to sell anything, anywhere with the swipe of a credit card on their mobile<br />

devices. PayAnywhere is a highly secure, feature-rich, “pay-as-you-go” mobile<br />

POS solution that allows merchants to engage customers and grow their<br />

businesses.<br />

PayAnywhere is available directly to merchants, who can sign up online, in-app,<br />

or purchase the reader at retail locations.<br />

PAI’s Mobile Acquiring solution includes “QwickPay,” which enables<br />

smartphones to act as POS terminals. Mobile loyalty/rewards products include<br />

the On Target Marketing product, which provides SMS text messaging and<br />

enrollment for couponing and rewards at its POS retail and ATM locations. P2P<br />

services include “QwickCodes” (cardless ATM cash access using tokens) and<br />

prepaid card money transfers as access accounts.<br />

PAI markets its solutions through distributors, direct sales, telemarketing,<br />

financial institutions, and via text marketing, as well as on-screen/digital<br />

advertising at its 60,000-plus ATMs.<br />

PayOne’s AnyPhone solution can be used by merchants and content owners to<br />

monetize their games and apps, charge for subscriptions and digital content,<br />

or give their customers an easy way to pay for parking, purchase tickets, and<br />

complete other transactions that are billed directly to their mobile phone bill.<br />

PayOne works directly with merchants and developers looking to monetize<br />

their digital content with easily integrated, friction-free billing services.<br />

PayPal created the first digital wallet more than 14 years ago as a way to ensure<br />

that consumers could make payments quickly, easily, and securely. Today, the<br />

company has mobile solutions on the market ranging from Mobile Express<br />

Checkout, which brings the convenience of PayPal Express Checkout online,<br />

to its mobile platform and PayPal Here, which offers merchants a complete<br />

payment solution by allowing them to accept almost any form of payment.<br />

PayPal offers solutions that benefit both consumers and retailers large and<br />

small. The company offers its customers the ability to access their PayPal<br />

accounts both offline and online without having to share their bank account or<br />

credit information, and as an added feature they’re able to unlock benefits such<br />

as online rewards and real-time account alerts via text message. For retailers,<br />

PayPal provides them with the tools to sell to anyone, anytime, anywhere.<br />

Ultimately, those who will use PayPal will be consumers and retailers looking for<br />

flexibility, security, and convenience in a payment solution.<br />

C<br />

carrier<br />

CB<br />

carrier billing<br />

mobile acceptance<br />

mobile payments<br />

P2P payments<br />

POS hardware/handsets<br />

promotions and offers<br />

software<br />

loyalty and rewards<br />

mobile wallets<br />

prepaid<br />

20 October 2012 | Transaction trends

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