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[ Mobile Commerce Providers Guide ]<br />
MobiSquad<br />
Headquarters: Phoenix, AZ<br />
Website: mobisquad.com<br />
Year founded: 2006<br />
Mocapay<br />
Headquarters: Denver, CO<br />
Website: mocapay.com<br />
Year founded: 2008<br />
PayAnywhere<br />
Headquarters: Troy, MI<br />
Website: payanywhere.com<br />
Year founded: 2011<br />
Payment Alliance International<br />
Headquarters: Louisville, KY<br />
Website: GoPAI.com<br />
Year founded: 2005<br />
PayOne<br />
C<br />
Headquarters: San Jose, CA<br />
Website: payone.com<br />
Year founded: 2000<br />
PayPal<br />
Headquarters: San Jose, CA<br />
Website: paypal.com<br />
Year founded: 1998<br />
MobiSquad provides equipment and training to local merchants, enabling<br />
them to accept contactless payments and offers from users of the Isis Mobile<br />
Wallet, which allows consumers to store debit, credit, and loyalty cards, as well<br />
as coupons and transit passes.<br />
MobiSquad’s direct sales team speeds around town in purple smart cars<br />
delivering NFC acceptance technology to small and mid-sized merchants.<br />
Mocapay provides merchants—including restaurants, hotels, spas, and retail—<br />
with the technology to open a new customer channel and access information<br />
in a way that allows them to truly own the customer relationship. Mocapay’s<br />
mobile marketing, loyalty, gift card, comp card, and payments solutions may be<br />
used independently of other marketing programs or integrated with existing<br />
programs and strategies.<br />
PayAnywhere’s enterprise-grade mobile POS solution allows merchants of any<br />
size to sell anything, anywhere with the swipe of a credit card on their mobile<br />
devices. PayAnywhere is a highly secure, feature-rich, “pay-as-you-go” mobile<br />
POS solution that allows merchants to engage customers and grow their<br />
businesses.<br />
PayAnywhere is available directly to merchants, who can sign up online, in-app,<br />
or purchase the reader at retail locations.<br />
PAI’s Mobile Acquiring solution includes “QwickPay,” which enables<br />
smartphones to act as POS terminals. Mobile loyalty/rewards products include<br />
the On Target Marketing product, which provides SMS text messaging and<br />
enrollment for couponing and rewards at its POS retail and ATM locations. P2P<br />
services include “QwickCodes” (cardless ATM cash access using tokens) and<br />
prepaid card money transfers as access accounts.<br />
PAI markets its solutions through distributors, direct sales, telemarketing,<br />
financial institutions, and via text marketing, as well as on-screen/digital<br />
advertising at its 60,000-plus ATMs.<br />
PayOne’s AnyPhone solution can be used by merchants and content owners to<br />
monetize their games and apps, charge for subscriptions and digital content,<br />
or give their customers an easy way to pay for parking, purchase tickets, and<br />
complete other transactions that are billed directly to their mobile phone bill.<br />
PayOne works directly with merchants and developers looking to monetize<br />
their digital content with easily integrated, friction-free billing services.<br />
PayPal created the first digital wallet more than 14 years ago as a way to ensure<br />
that consumers could make payments quickly, easily, and securely. Today, the<br />
company has mobile solutions on the market ranging from Mobile Express<br />
Checkout, which brings the convenience of PayPal Express Checkout online,<br />
to its mobile platform and PayPal Here, which offers merchants a complete<br />
payment solution by allowing them to accept almost any form of payment.<br />
PayPal offers solutions that benefit both consumers and retailers large and<br />
small. The company offers its customers the ability to access their PayPal<br />
accounts both offline and online without having to share their bank account or<br />
credit information, and as an added feature they’re able to unlock benefits such<br />
as online rewards and real-time account alerts via text message. For retailers,<br />
PayPal provides them with the tools to sell to anyone, anytime, anywhere.<br />
Ultimately, those who will use PayPal will be consumers and retailers looking for<br />
flexibility, security, and convenience in a payment solution.<br />
C<br />
carrier<br />
CB<br />
carrier billing<br />
mobile acceptance<br />
mobile payments<br />
P2P payments<br />
POS hardware/handsets<br />
promotions and offers<br />
software<br />
loyalty and rewards<br />
mobile wallets<br />
prepaid<br />
20 October 2012 | Transaction trends