Nipissing District Housing Needs, Supply & Affordability ... - dnssab

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KEY FINDINGS Aboriginal households comprise 11% of the District’s total number of households. The majority of these households are located in North Bay (46%) and West Nipissing (20%). The remaining Aboriginal households are located in Nipissing First Nation (10.5%), Mattawa (6.5%) Bonfield (3.5%) and other various communities throughout the District (13.5% -data unavailable). The percentage of 1-person (single) households varies significantly throughout the District as noted by the following chart: Household Size: Nipissing's Municipalities & Areas, and Ontario; 2006 120% 100% Households (%) 80% 60% 40% 20% 0% South Algon North Bay West Nip. 6+ Persons, % 1.2% 0.0% 1.8% 1.6% 2.5% 1.6% 3.5% 2.4% 1.8% 2.1% 4.0% 2.6% 4.5% 1.6% 4-5 Persons, % 16.8% 16.7% 14.0% 17.9% 14.8% 17.8% 23.8% 20.2% 18.8% 18.5% 18.8% 22.7% 22.7% 26.4% 3 Persons, % 14.5% 16.7% 12.3% 15.5% 12.3% 14.7% 16.6% 16.7% 17.9% 15.1% 15.8% 16.9% 15.9% 15.8% 2 Persons, % 32.4% 41.7% 43.9% 36.0% 42.0% 40.1% 31.8% 40.5% 42.0% 45.2% 42.6% 41.6% 36.4% 42.1% 1 Person, % 34.7% 33.3% 30.7% 29.0% 28.4% 25.9% 24.3% 20.2% 19.6% 19.2% 17.8% 16.2% 15.9% 13.5% ON Mattawa Mattawan Temagami Pap.- Cam. Nip. 10 (FN) Nip. North Chisholm Bonfield Calvin East Ferris This is particularly significant from an affordable housing standpoint due to the low incomes of these households. The table below displays the median income for single households in the above municipalities and areas for 2000 (the last period for which income data is available. Note: the data is presented in the same descending order as the chart above, i.e., starting with the greatest percentage of single households). Municipality /Area, 2000 Median Income (Single Households) Mattawa $14,192 Mattawan N/A South Algonquin $13,589 North Bay $18,212 Temagami $29,995 West Nipissing $13,575 Ontario $25,253 Papineau-Cameron $32,280 Nipissing First Nation $14,001 Nipissing North $31,733 Chisholm $13,119 Bonfield $15,216 Calvin N/A East Ferris $25,338 Nipissing District Housing Needs, Supply & Affordability Study, May 2008. XII
KEY FINDINGS It can be noted from the above that areas with the greatest share of single households have some of the lowest single-household incomes. In Mattawa and South Algonquin over one-third of the households in 2001 were singles, and half of these households had incomes below $15,000. To put this into a housing context, at this income level, housing costs –whether rental or ownership – need to be below $375/month to be considered affordable. As the largest populated centres, North Bay and West Nipissing have relatively high percentages of single households with low incomes. In 2001, approximately 5,800 households in North Bay were single households (27% of total households) and half of these households had an annual income of $18,200 or less. At this income level, housing costs would need to be lower than $455 /month to be considered affordable (for renters, this includes rent & utilities; for owners, it includes principal, interest & tax). The average rent for a 1-bedroom apartment in 2001 was $618 (including utilities) which presents an average monthly housing gap of $163. As incomes decrease from this level, the gap obviously widens. West Nipissing is in the same situation: in 2001, approximately 1,420 households in West Nipissing were single households (26.5% of total households) and half of these households had an annual income of $13,575 or less. At this income level, housing costs would need to be lower than $340/month to be considered affordable. The average rent for a 1-bedroom apartment in 2001 was $502 (including utilities) which presents an average monthly housing gap of $162. Regarding the upper income levels of the District’s single households, it’s interesting to note that new outliers emerge, namely Temagami, Papineau-Cameron and the unorganized area of Nipissing North. The median income (2000) of single households in these areas averaged $31,000 which is 80% higher than the District’s median income for single households – it is also significantly higher than the provincial median income. This income will support housing costs of up to $775 /month. The number of single households in most of Nipissing’s municipalities, is increasing at a greater rate than in Ontario. Again, they tend to have the lowest incomes and the highest incidence of core housing need. There are approximately 540 Aboriginal lone-parent households in Nipissing District, of which, 270 (50%) live in North Bay. In 2001, 50% of the Aboriginal lone-parent households living in the North Bay CA were in core housing need. North Bay has returned to the same levels of tenure it had in 1986: approximately 61.5% owners and 38.5% renters. In relative terms however, homeownership has not kept pace with the province. Between 1986- 2006, Ontario’s ownership rate increased from 63.5% to 71.0%. During this same period, North Bay’s ownership rate decreased from 62.0% to 57.0%, before recovering to 62% in 2006. Nipissing District Housing Needs, Supply & Affordability Study, May 2008. XIII
Page 1 and 2: 800 Housing Starts & Completions (#
Page 3 and 4: ACKNOWLEDGEMENTS This study involve
Page 5 and 6: 3) Purpose This study is being unde
Page 7 and 8: All of Nipissing’s municipalities
Page 9 and 10: TABLE OF CONTENTS KEY FINDINGS . .
Page 11 and 12: TABLE OF CONTENTS 14.0 Supportive &
Page 13 and 14: LIST OF FIGURES Figure Page Section
Page 15 and 16: LIST OF FIGURES Figure Page 81 Aver
Page 17 and 18: LIST OF TABLES Table Page Section V
Page 19 and 20: KEY FINDINGS The following key find
Page 21 and 22: The Districts urban areas (Mattawa
Page 23 and 24: KEY FINDINGS Nipissing District’
Page 25 and 26: KEY FINDINGS In family terms, the
Page 27 and 28: KEY FINDINGS Structural type of hou
Page 29: KEY FINDINGS • The decrease in av
Page 33 and 34: 10-YEAR POPULATION & HOUSEHOLD FORE
Page 35 and 36: 10-YEAR POPULATION & HOUSEHOLD FORE
Page 37 and 38: • Based on 2006 household incomes
Page 39 and 40: RECOMMENDATIONS The following are t
Page 41 and 42: # RECOMMENDATION BACKGROUND LEAD 10
Page 43 and 44: The construction of Toronto’s Reg
Page 45 and 46: 1.1 Social Housing Devolution Accom
Page 47 and 48: SECTION II: NIPISSING’S KEY HOUSI
Page 49 and 50: Figure 4: Income Distribution, Nipi
Page 51 and 52: Figure 8: Housing Starts & Completi
Page 53 and 54: Figure 12: Housing Roles & Responsi
Page 55 and 56: Nipissing District is not exempt -
Page 57 and 58: Likewise, jumps along the continuum
Page 59 and 60: On the supply side as rental prices
Page 61 and 62: At the District level, affordable h
Page 63 and 64: ii) Affordable housing for the Abor
Page 65 and 66: As the map above indicates, Nipissi
Page 67 and 68: West Nipissing is the next largest
Page 69 and 70: The District’s population peak in
Page 71 and 72: Of particular significance is the i
Page 73 and 74: The 3.5% increase in the number of
Page 75 and 76: One of the main questions facing th
Page 77 and 78: By 1998, migration was still negati
Page 79 and 80: The municipalities are presented in
Page 81 and 82:
During the 15-year period of declin
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The population of East Ferris has d
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Perhaps most significant for Bonfie
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As indicated by the dotted line on
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Below is a comparative summary of t
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In the past 20 years, Mattawa’s s
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As noted on the following chart, th
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Additionally, Chisholm has one of t
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The 20% increase in senior citizens
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Below is a comparative summary of t
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After steady growth in the children
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ii) Aboriginal Groups: Nipissing Di
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X) Unorganized Areas: Nipissing Nor
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The steady growth in households is
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5.3 Household & Family Types: Nipis
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5.3 vi) Multiple- family households
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General household incomes for rente
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These profiles are for households i
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Although they comprise just 11% of
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5.4 iv) Rental-supply implications
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Regarding the apartments that owner
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The number of Nipissing’s househo
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5.6 i) Period of Construction The t
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In 2006, there were 3,415 household
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In comparing the types of housing t
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• Public housing and Urban Native
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6.0 Household Trends: Nipissing’s
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It can be noted from the above tabl
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The chart above shows the percentag
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Notes: 1) The geographical changes
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6.3.2, i) Single Households As seen
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6.4.3) Bonfield, East Ferris and Te
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6.4.2) North Bay Homeownership Leve
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• During the past 20 years, the p
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For West Nipissing renters, the mos
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The clear anomaly in the above char
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Figure 60: Population Projections:
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Figure 62: Population Projections,
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The following table displays these
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The table reveals that a large perc
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• $20,000 - $29,000: approximatel
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8.0 Population and Household Foreca
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In the present low- vacancy environ
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Table 36: Average Tenure by Headshi
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In terms of real growth, the $20K -
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During information sessions, they i
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The above table also shows that the
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SECTION VI: SOCIOECONOMIC CHARACTER
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• The local health region has a g
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Income Figure 66: Individual Income
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Figure 70: Lowest Level of Schoolin
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This is in keeping with one of the
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T he above table pro vides insight
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• Three of the above shelters do
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• Violence Against Women (VAW) is
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The following table lists the suppo
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Some of the points refer to systemi
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It does include PHARA however, whic
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Table 48: Summary Results from Hous
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It can be noted that since Jan. 200
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There are broad affordability indic
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The other notable observation from
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Table 51: Housing Affordability Gap
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t The above indicates that there ar
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16.4) Information Session with Priv
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It can be noted that Nipissing’s
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The above chart is for the period S
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$180 sq. ft. • It can cost $40-$5
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Figure 87: Gaps along t he Nipissin
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18.2 Long-term Care (LTC) Facilitie
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- Renting a room in someone else’
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- This group of students has a larg
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Present Housing Arrangements - Appr
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- Another 23.5% of the employees pa
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19.3 Social Assistance Recipients S
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- For those who pay their rent & ut
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Seniors Present Housing Arrangement
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- In terms of requiring community h
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20.0 Canada-Ontario Affordable Hous
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Complete and Occupied Location: Cou
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The roles as defined in the second
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Earlier in the report it was noted
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In view of the information containe
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The overlapping circles in the abov
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26.2 Housing and Education Intuitiv
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Trying to grow a workforce with a l
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SECTION XI: BEST HOUSING PRACTICES
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27.3 Residential Intensification an
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This document provides a framework
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SECTION XII: MOVING FORWARD There a
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LIST OF ACRONYMS CA: Census Agglome
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Examples are shelters, lodging or r
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Long - Term Care (LTC) Long - Term
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Socioeconomic: Strong Communities S
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Bibliography Assembly of First Nati
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SHS Inc. (Social Housing Strategist
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The greater the difference between
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Additionally, population estimates
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Municipality /Area 1986 1991 1996 2
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) West Nipissing and Mattawa: House
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3.3) Household Type, 1986- 2006 Not
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Household Types: Airy /South Algonq
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East Nipissing Planning Area: House
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3.5) Households by Structural Type,
Page 289 and 290:
Households by Structural Type: Airy
Page 291 and 292:
Number of Dwellings by Period of Co
Page 293 and 294:
Registry Wait List By Month/Area/Fa
Page 295 and 296:
North Bay, Top 25 Employers (based
Page 297 and 298:
Report prepared for the Ontario Pro
Page 299 and 300:
d. Supply of Residential Lots and/o
Page 301 and 302:
8. LAND USE DEVELOPMENT a. General
Page 303 and 304:
c. Household Average Size: d. Suppl
Page 305 and 306:
j. Accessory Apartments: West Nipis
Page 307:
12. PERFORMANCE MEASURES a. Monitor
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