bao cao thuong nien bao minh
Create successful ePaper yourself
Turn your PDF publications into a flip-book with our unique Google optimized e-Paper software.
...Tôi tin tưởng rằng toàn thể cán bộ nhân viên<br />
sẽ đồng sức, đồng lòng, phát huy nội lực, cùng<br />
nhau vượt qua khó khăn, thách thức để hoàn<br />
thành tốt các chỉ tiêu kế hoạch và nhiệm vụ<br />
được giao cho năm 2014...<br />
…I believe that all member staff will unanimously foster our internal forces to<br />
overcome difficulties, challenges to well accomplish targets, plans and missions<br />
set forth in 2014…<br />
In 2013, a continues to be a challenging year and challenges<br />
Vietnam's economy. Although the world economy showing signs of<br />
a slight recovery but not yet stable. Vietnam's economy has had<br />
positive results as to control inflation at a low level, exports and<br />
imports increased sharply, however, the GDP up by is not as expected,<br />
only reach 5.42 % compared to the same period.<br />
All these factors have had a great influence on the development of<br />
insurance business. 2013, Viet Nam insurance market although<br />
maintaining up by momentum, but with a much lower rate<br />
compared to the previous year. Total premium income of the market<br />
reached 47,708 VND Billion, up by of 16%. In particular, sales of life<br />
insurance costs reached 23,254 VND Billion, up by of 26.4%<br />
compared to the same period. The premium income from non-life<br />
premiums reached 24,455 VND Billion, up by of 7.46% compared to<br />
the same period. Investments in national economy 105,340 VND<br />
Billion, up by of 17.6 % compared to the same period.<br />
The government and the Ministry of Finance has issued a number of<br />
regulations and policies to create favorable conditions for the<br />
development of the insurance industry effectively. Vietnam<br />
Insurance Association has also been active and proposed solutions<br />
to Vietnam's insurance market fair competition, promote business<br />
cooperation.<br />
For Bao Minh Joint Stock Corporation, in 2013 is the 3rd year business<br />
strategy implementation period 2011-2015. Given the problems<br />
above, but with the spirit of solidarity and work efforts of all staff and<br />
agency staff, especially the support of clients, Bao Minh has been<br />
partially implemented targets set by the Shareholders' Meeting with<br />
the results as follows: Total premium income was 2,792 VND Billion, or<br />
96% of the annual target, in which, the original insurance premium<br />
income reached 2,306 VND Billion; Reinsurance premium income<br />
reached 290 billion; Financial premium income reached 196 VND<br />
billion; Profit before tax was 105 VND Billion.<br />
In 2014, Vietnam's economy is still difficult, especially financial<br />
services sector - banks - insurance. The number of enterprises have<br />
narrowed operation, dissolution, bankruptcy will probably continue.<br />
Vietnam's insurance market continued to compete in various fields.<br />
But this is the year in which the insurer must focus on restructuring<br />
with the objective of sustainable development is to meet the<br />
insurance needs of the growing economy and all spheres of social<br />
life. The whole insurance industry strives premium income up by<br />
ranging from 10% to 13%.<br />
In 2014 is also the 20th anniversary year of the founding and<br />
development of Bao Minh. Stay consistent with the strategic<br />
objectives set out is "Effective and Sustainable Development", Bao<br />
Minh continued to restructure and implement solutions to enhance<br />
business operations, focusing on the local desks in key points in the<br />
business operations effectively, improve labor productivity, continued<br />
deployment of technology solutions to improve information<br />
quality customer service and business management accordance<br />
with the standards of a listed company.<br />
The specific objectives set for Bao Minh in 2014 as follows:<br />
Total premium income: 2,897 VND billion, up by 3.8% compared to<br />
the same period.<br />
Including:<br />
Premium income from direct insurance: 2,443 VND billion, up by<br />
6.2% compared to the same period.<br />
Premium income reinsurance: 300 VND billion, up by 5.3%<br />
compared to the same period.<br />
Financial premium income: 153.7 VND billion, equivalent to 78.5%<br />
of the same period.<br />
Profit before tax 129.2 VND billion, up by 22.6% compared to the<br />
same period.<br />
In the spirit of solidarity and consensus for the common struggle of<br />
Bao Minh and Vietnam entire insurance industry, I believe that the<br />
entire staff will co power, consensus, developing internal resources,<br />
together overcome difficulties and challenges to fulfill the targets<br />
and tasks assigned for 2014 in order to create favorable momentum<br />
for the development of Bao Minh in the next year.<br />
On this occasion, on behalf of the Board allow me to thank the<br />
agencies from the central to local levels, shareholders, board<br />
members, Board of Supervisors, all employees and agents Bao Minh,<br />
especially all of Customer support assistance Bao Minh in the normal<br />
course of business and are always eager want to continue to receive<br />
support and help you in the future.<br />
www.<strong>bao</strong><strong>minh</strong>.com.vn