Premier Bb Series - Prudential Annuities

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UNDERLYINGPORTFOLIOUNDERLYING MUTUAL FUND PORTFOLIO ANNUAL EXPENSESManagementFees(as a percentage of the average net assets of the underlying Portfolios)OtherExpensesDistributionand/orServiceFees(12b-1 fees)For the year ended December 31, 2013DividendExpense onShort SalesBroker Feesand Expenseson ShortSalesAcquiredPortfolioFees &ExpensesTotalAnnualPortfolioOperatingExpensesFee Waiveror ExpenseReimbursementNet AnnualPortfolioOperatingExpensesAST FI Pyramis ® QuantitativePortfolio 8 0.81% 0.02% 0.10% 0.00% 0.00% 0.00% 0.93% -0.09% 0.84%AST Franklin TempletonFounding Funds AllocationPortfolio 0.91% 0.02% 0.10% 0.00% 0.00% 0.00% 1.03% 0.00% 1.03%AST Franklin TempletonFounding Funds PlusPortfolio 0.02% 0.07% 0.00% 0.00% 0.00% 1.01% 1.10% 0.00% 1.10%AST Global Real EstatePortfolio 0.99% 0.05% 0.10% 0.00% 0.00% 0.00% 1.14% 0.00% 1.14%AST Goldman Sachs Large-Cap Value Portfolio 9 0.72% 0.02% 0.10% 0.00% 0.00% 0.00% 0.84% -0.01% 0.83%AST Goldman Sachs Mid-CapGrowth Portfolio 10 0.98% 0.03% 0.10% 0.00% 0.00% 0.00% 1.11% -0.01% 1.10%AST Goldman Sachs Multi-Asset Portfolio 11 0.92% 0.05% 0.10% 0.00% 0.00% 0.00% 1.07% -0.21% 0.86%AST Goldman Sachs Small-Cap Value Portfolio 12 0.93% 0.03% 0.10% 0.00% 0.00% 0.07% 1.13% -0.01% 1.12%AST Herndon Large-Cap ValuePortfolio 13 0.83% 0.03% 0.10% 0.00% 0.00% 0.00% 0.96% -0.04% 0.92%AST High Yield Portfolio 0.72% 0.04% 0.10% 0.00% 0.00% 0.00% 0.86% 0.00% 0.86%AST International GrowthPortfolio 14 0.97% 0.05% 0.10% 0.00% 0.00% 0.00% 1.12% -0.01% 1.11%AST International ValuePortfolio 0.97% 0.04% 0.10% 0.00% 0.00% 0.00% 1.11% 0.00% 1.11%AST Investment Grade Bond 15 0.63% 0.04% 0.10% 0.00% 0.00% 0.00% 0.77% -0.03% 0.74%AST J.P. Morgan GlobalThematic Portfolio 0.92% 0.05% 0.10% 0.00% 0.00% 0.00% 1.07% 0.00% 1.07%AST J.P. Morgan InternationalEquity Portfolio 0.86% 0.07% 0.10% 0.00% 0.00% 0.00% 1.03% 0.00% 1.03%AST J.P. Morgan StrategicOpportunities Portfolio 0.97% 0.07% 0.10% 0.11% 0.01% 0.00% 1.26% 0.00% 1.26%AST Jennison Large-CapGrowth Portfolio 0.88% 0.02% 0.10% 0.00% 0.00% 0.00% 1.00% 0.00% 1.00%AST Jennison Large-CapValue Portfolio 0.73% 0.02% 0.10% 0.00% 0.00% 0.00% 0.85% 0.00% 0.85%AST Large-Cap ValuePortfolio 0.72% 0.02% 0.10% 0.00% 0.00% 0.00% 0.84% 0.00% 0.84%AST Loomis Sayles Large-CapGrowth Portfolio 16 0.87% 0.02% 0.10% 0.00% 0.00% 0.00% 0.99% -0.06% 0.93%AST Lord Abbett Core FixedIncome Portfolio 17 0.77% 0.02% 0.10% 0.00% 0.00% 0.00% 0.89% -0.13% 0.76%AST MFS Global EquityPortfolio 0.99% 0.05% 0.10% 0.00% 0.00% 0.00% 1.14% 0.00% 1.14%AST MFS Growth Portfolio 0.87% 0.02% 0.10% 0.00% 0.00% 0.00% 0.99% 0.00% 0.99%AST MFS Large-Cap ValuePortfolio 0.84% 0.03% 0.10% 0.00% 0.00% 0.00% 0.97% 0.00% 0.97%AST Mid-Cap Value Portfolio 0.93% 0.03% 0.10% 0.00% 0.00% 0.00% 1.06% 0.00% 1.06%AST Money Market Portfolio 0.47% 0.02% 0.10% 0.00% 0.00% 0.00% 0.59% 0.00% 0.59%AST Neuberger Berman CoreBond Portfolio 0.68% 0.04% 0.10% 0.00% 0.00% 0.00% 0.82% 0.00% 0.82%AST Neuberger Berman Mid-Cap Growth Portfolio 18 0.88% 0.03% 0.10% 0.00% 0.00% 0.00% 1.01% -0.01% 1.00%10
UNDERLYINGPORTFOLIOUNDERLYING MUTUAL FUND PORTFOLIO ANNUAL EXPENSESManagementFees(as a percentage of the average net assets of the underlying Portfolios)OtherExpensesDistributionand/orServiceFees(12b-1 fees)For the year ended December 31, 2013DividendExpense onShort SalesBroker Feesand Expenseson ShortSalesAcquiredPortfolioFees &ExpensesTotalAnnualPortfolioOperatingExpensesFee Waiveror ExpenseReimbursementNet AnnualPortfolioOperatingExpensesAST Neuberger Berman/LSVMid-Cap Value Portfolio 19 0.88% 0.03% 0.10% 0.00% 0.00% 0.00% 1.01% 0.00% 1.01%AST New Discovery AssetAllocation Portfolio 20 0.83% 0.10% 0.10% 0.00% 0.00% 0.00% 1.03% -0.01% 1.02%AST Parametric EmergingMarkets Equity Portfolio 1.08% 0.23% 0.10% 0.00% 0.00% 0.00% 1.41% 0.00% 1.41%AST PIMCO Limited MaturityBond Portfolio 0.62% 0.04% 0.10% 0.00% 0.00% 0.00% 0.76% 0.00% 0.76%AST PIMCO Total ReturnBond Portfolio 0.60% 0.02% 0.10% 0.00% 0.00% 0.00% 0.72% 0.00% 0.72%AST Preservation AssetAllocation Portfolio 0.15% 0.01% 0.00% 0.00% 0.00% 0.76% 0.92% 0.00% 0.92%AST <strong>Prudential</strong> Core BondPortfolio 21 0.67% 0.02% 0.10% 0.00% 0.00% 0.00% 0.79% -0.04% 0.75%AST <strong>Prudential</strong> GrowthAllocation Portfolio 0.81% 0.02% 0.10% 0.00% 0.00% 0.01% 0.94% 0.00% 0.94%AST QMA Emerging MarketsEquity Portfolio 1.09% 0.24% 0.10% 0.00% 0.00% 0.03% 1.46% 0.00% 1.46%AST QMA Large-CapPortfolio 0.72% 0.02% 0.10% 0.00% 0.00% 0.00% 0.84% 0.00% 0.84%AST QMA US Equity AlphaPortfolio 0.99% 0.04% 0.10% 0.22% 0.25% 0.00% 1.60% 0.00% 1.60%AST Quantitative ModelingPortfolio 0.25% 0.05% 0.00% 0.00% 0.00% 0.88% 1.18% 0.00% 1.18%AST RCM World TrendsPortfolio 0.91% 0.03% 0.10% 0.00% 0.00% 0.00% 1.04% 0.00% 1.04%AST Schroders Global TacticalPortfolio 0.91% 0.04% 0.10% 0.00% 0.00% 0.12% 1.17% 0.00% 1.17%AST Schroders Multi-AssetWorld Strategies Portfolio 1.06% 0.04% 0.10% 0.00% 0.00% 0.12% 1.32% 0.00% 1.32%AST Small-Cap GrowthPortfolio 0.88% 0.03% 0.10% 0.00% 0.00% 0.00% 1.01% 0.00% 1.01%AST Small-Cap ValuePortfolio 0.88% 0.03% 0.10% 0.00% 0.00% 0.04% 1.05% 0.00% 1.05%AST T. Rowe Price AssetAllocation Portfolio 0.79% 0.03% 0.10% 0.00% 0.00% 0.00% 0.92% 0.00% 0.92%AST T. Rowe Price EquityIncome Portfolio 0.72% 0.02% 0.10% 0.00% 0.00% 0.00% 0.84% 0.00% 0.84%AST T. Rowe Price Large-CapGrowth Portfolio 0.85% 0.02% 0.10% 0.00% 0.00% 0.00% 0.97% 0.00% 0.97%AST T. Rowe Price NaturalResources Portfolio 0.88% 0.04% 0.10% 0.00% 0.00% 0.00% 1.02% 0.00% 1.02%AST Templeton Global BondPortfolio 0.79% 0.09% 0.10% 0.00% 0.00% 0.00% 0.98% 0.00% 0.98%AST Wellington ManagementHedged Equity Portfolio 0.97% 0.04% 0.10% 0.00% 0.00% 0.02% 1.13% 0.00% 1.13%AST Western Asset Core PlusBond Portfolio 22 0.67% 0.02% 0.10% 0.00% 0.00% 0.00% 0.79% -0.15% 0.64%AST Western Asset EmergingMarkets Debt Portfolio 23 0.84% 0.07% 0.10% 0.00% 0.00% 0.00% 1.01% -0.05% 0.96%11
Page 2 and 3: 4 AST Goldman Sachs Mid-Cap Growth
Page 5: CONTENTSGLOSSARY OF TERMS .........
Page 8 and 9: Good Order: An instruction received
Page 10 and 11: SUMMARY OF CONTRACT FEES AND CHARGE
Page 12 and 13: YOUR OPTIONAL BENEFIT FEES AND CHAR
Page 14 and 15: 1 How Living Benefit Charges are De
Page 18 and 19: 1 AST Advanced Strategies Portfolio
Page 20 and 21: EXPENSE EXAMPLEThis example is inte
Page 22 and 23: Where should I invest my money? Wit
Page 24 and 25: Charges for Optional Benefits: If y
Page 26 and 27: Group I: Allowable Benefit Allocati
Page 28 and 29: Certain optional living benefits (e
Page 30 and 31: ADVANCED SERIESTRUST (“AST”)POR
Page 36 and 37: ▪ If you are not participating in
Page 38 and 39: increase the Annual Maintenance Fee
Page 40 and 41: PURCHASING YOUR ANNUITYPlease note
Page 42 and 43: Owner, Annuitant and Beneficiary De
Page 44 and 45: Account. The ability to continue th
Page 46 and 47: MANAGING YOUR ACCOUNT VALUEHOW AND
Page 48 and 49: Any transfer to or from any Sub-acc
Page 50 and 51: HOW MUCH CAN I WITHDRAW AS A FREE W
Page 52 and 53: WHAT IS A MEDICALLY-RELATED SURREND
Page 54 and 55: LIVING BENEFITSDO YOU OFFER BENEFIT
Page 56 and 57: HIGHEST DAILY GUARANTEED RETURN OPT
Page 58 and 59: pre-determined mathematical formula
Page 60 and 61: Special Considerations under HD GRO
Page 62 and 63: HD GRO, by moving assets out of cer
Page 64 and 65: ▪▪▪▪▪You cannot participa
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Key Feature - Protected Income Valu
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On the date that you elect to begin
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Step-Up of the Protected Withdrawal
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Annual Income Amount for future Ann
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Additional Tax ConsiderationsIf you
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BENEFITS UNDER THE SPOUSAL LIFETIME
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As indicated, withdrawals made whil
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The Highest Daily Lifetime Five ben
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▪▪▪▪▪▪example, withdraw
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Depending on the results of the for
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Once the 90% cap feature is met, fu
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that varies based on the age of the
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▪▪If no withdrawal was ever tak
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we use 5% in the formula, irrespect
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Upon a death that triggers payment
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LIA amount at the first Withdrawal.
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Important Consideration When Electi
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each Annuity Anniversary, by perfor
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▪▪If no withdrawal was ever tak
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election to begin receiving annuity
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treatment of withdrawals. We do not
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are no assurances that future trans
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You may use the Systematic Withdraw
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In this example, 5% of the December
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▪▪If no Lifetime Withdrawal was
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difference by the amount held withi
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Additional Tax ConsiderationsIf you
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Eligibility Requirements for LIA Am
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withdraw an annual amount (the “A
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Highest Daily Auto Step-UpAn automa
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The Non-Lifetime Withdrawal will pr
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Other Important Considerations▪ W
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If you take a partial withdrawal to
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Value is equal to your Account Valu
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You must tell us if your withdrawal
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▪In the absence of an election wh
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which we are providing administrati
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to the Bond Sub-account occurs. The
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(2) The designated life is unable t
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annual amount (the “Annual Income
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Withdrawal Value and your Account V
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▪ The Account Value at benefit el
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If no Lifetime Withdrawal was ever
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designated life (except as may be n
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Calculation of the Combination 5% R
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Can I terminate the optional Death
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▪▪▪Withdrawals are not subjec
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The NYSE is closed on the following
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TAX CONSIDERATIONSThe tax considera
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If an Annuity is purchased through
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A Nonqualified annuity may also be
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account” described under Code Sec
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insurance/annuity products to plans
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WHAT IS THE SEPARATE ACCOUNT?The Se
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WHO DISTRIBUTES ANNUITIES OFFERED B
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Mutual of Omaha BankNational Planni
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concerning certain business or proc
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APPENDIX A-ACCUMULATION UNIT VALUES
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Sub-AccountsAccumulationUnit Value
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APPENDIX B-CALCULATION OF OPTIONAL
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APPENDIX C-FORMULA UNDER HIGHEST DA
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The following formula, which is set
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APPENDIX D-FORMULA UNDER HIGHEST DA
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The formula will transfer assets in
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The formula will transfer assets in
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APPENDIX E-FORMULA UNDER HIGHEST DA
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The following formula, which is set
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“a” Factors for Liability Calcu
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APPENDIX F-FORMULA FOR HIGHEST DAIL
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APPENDIX G-SPECIAL CONTRACT PROVISI
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APPENDIX H-FORMULA UNDER HIGHEST DA
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FORMULA FOR ELECTIONS OF HD GRO II
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APPENDIX I-FORMULA FOR HIGHEST DAIL
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PRUCO LIFE INSURANCE COMPANY (PRUCO
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Deducting ContributionsGenerally, y
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Required Minimum DistributionsIf yo
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traditional IRA at the end of your
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income), pension or annuity income,
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2. The payment or distribution is:a
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PRUCO LIFE INSURANCE COMPANY(A PRUD
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PLEASE SEND ME A STATEMENT OF ADDIT
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Premier Bb Series - Prudential Annuities

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