Premier Bb Series - Prudential Annuities

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ADVANCED SERIESTRUST (“AST”)PORTFOLIO NAMEAST Large-Cap ValuePortfolioAST Loomis SaylesLarge-Cap Growth PortfolioAST Lord Abbett Core FixedIncome PortfolioAST MFS Global EquityPortfolioAST MFS Growth PortfolioAST MFS Large-CapValue PortfolioAST Mid-Cap ValuePortfolioSTYLE/TYPELARGE-CAPVALUELARGE-CAPGROWTHFIXED INCOMEINTERNATIONALEQUITYLARGE-CAPGROWTHLARGE-CAPVALUEMID-CAPVALUEINVESTMENTOBJECTIVES/POLICIESSeeks current income and long-termgrowth of income, as well as capitalappreciation.Seeks capital growth. Incomerealization is not an investmentobjective and any income realized onthe Portfolio’s investments,therefore, will be incidental to thePortfolio’s objective.Seeks income and capitalappreciation to produce a high totalreturn.▪▪▪PORTFOLIOADVISOR/SUBADVISOR(S)Hotchkis and Wiley CapitalManagement, LLCLoomis, Sayles & Company,L.P.Lord, Abbett & Co. LLCSeeks capital growth. ▪ Massachusetts Financial ServicesCompanySeeks long-term capital growth andfuture, rather than current income.▪Massachusetts Financial ServicesCompanySeeks capital appreciation. ▪ Massachusetts Financial ServicesCompanySeeks to provide capital growth byinvesting primarily in midcapitalizationstocks that appear tobe undervalued.AST Money Market Portfolio FIXED INCOME Seeks high current income andmaintain high levels of liquidity.AST Neuberger BermanCore Bond PortfolioAST Neuberger BermanMid-Cap Growth PortfolioAST Neuberger Berman/LSV Mid-Cap ValuePortfolioAST New Discovery AssetAllocation PortfolioAST Parametric EmergingMarkets Equity PortfolioAST PIMCO LimitedMaturity Bond PortfolioAST PIMCO Total ReturnBond PortfolioFIXED INCOMEMID-CAPGROWTHMID-CAPVALUEASSETALLOCATIONINTERNATIONALEQUITYFIXED INCOMEFIXED INCOMESeeks to maximize total returnconsistent with the preservation ofcapital.▪▪▪▪EARNEST Partners, LLCWEDGE Capital ManagementL.L.P.Prudential InvestmentManagement, Inc.Neuberger Berman Fixed IncomeLLCSeeks capital growth. ▪ Neuberger Berman ManagementLLCSeeks capital growth. ▪ LSV Asset Management▪ Neuberger Berman ManagementLLCSeeks total return. ▪ Bradford & Marzec LLC▪ Brown Advisory, LLC▪ C.S. McKee, LP▪ EARNEST Partners, LLC▪ Epoch Investment Partners, Inc.▪ Parametric Portfolio AssociatesLLC Security Investors, LLC▪ Thompson, Siegel & WalmsleyLLCSeeks long-term capital appreciation. ▪ Parametric Portfolio AssociatesLLCSeeks to maximize total returnconsistent with preservation ofcapital and prudent investmentmanagement.Seeks to maximize total returnconsistent with preservation ofcapital and prudent investmentmanagement.▪▪Pacific Investment ManagementCompany LLC (PIMCO)Pacific Investment ManagementCompany LLC (PIMCO)26
ADVANCED SERIESTRUST (“AST”)PORTFOLIO NAMEAST Preservation AssetAllocation PortfolioAST Prudential Core BondPortfolioAST Prudential GrowthAllocation PortfolioAST QMA EmergingMarkets Equity PortfolioAST QMA Large-CapPortfolioAST QMA US Equity AlphaPortfolioAST Quantitative ModelingPortfolioAST RCM World TrendsPortfolio (formerly ASTModerate Asset AllocationPortfolio)AST Schroders GlobalTactical PortfolioAST Schroders Multi-AssetWorld Strategies PortfolioAST Small-Cap GrowthPortfolioAST Small-Cap ValuePortfolioAST T. Rowe Price AssetAllocation PortfolioAST T. Rowe Price EquityIncome PortfolioSTYLE/TYPEASSETALLOCATIONFIXED INCOMEASSETALLOCATIONINTERNATIONALEQUITYLARGE-CAPBLENDLARGE-CAPBLENDASSETALLOCATIONASSETALLOCATIONASSETALLOCATIONASSETALLOCATIONSMALL-CAPGROWTHSMALL-CAPVALUEASSETALLOCATIONLARGE-CAPVALUEINVESTMENTOBJECTIVES/POLICIESSeeks to obtain a total returnconsistent with its specified level ofrisk tolerance.Seeks to maximize total returnconsistent with the long-termpreservation of capital.▪▪▪PORTFOLIOADVISOR/SUBADVISOR(S)Prudential Investments LLCQuantitative ManagementAssociates LLCPrudential InvestmentManagement, Inc.Seeks total return. ▪ Prudential InvestmentManagement, Inc.▪ Quantitative ManagementAssociates LLCSeeks long-term capital appreciation. ▪ Quantitative ManagementAssociates LLCSeeks long-term capital appreciation. ▪ Quantitative ManagementAssociates LLCSeeks long term capital appreciation. ▪ Quantitative ManagementAssociates LLCSeeks a high potential return whileattempting to mitigate downside riskduring adverse market cycles.Seeks highest potential total returnconsistent with its specified level ofrisk tolerance.Seeks to outperform its blendedperformance benchmark.▪▪▪Quantitative ManagementAssociates LLCAllianz Global Investors U.S.LLCSchroder InvestmentManagement North AmericaInc./Schroder InvestmentManagement North America Ltd.Seeks long-term capital appreciation. ▪ Schroder InvestmentManagement North AmericaInc./Schroder InvestmentManagement North America Ltd.Seeks long-term capital growth. ▪ Eagle Asset Management, Inc.▪ Emerald Mutual Fund AdvisersTrustSeeks to provide long-term capitalgrowth by investing primarily insmall-capitalization stocks thatappear to be undervalued.Seeks a high level of total return byinvesting primarily in a diversifiedportfolio of equity and fixed incomesecurities.Seeks substantial dividend income aswell as long-term growth of capitalthrough investments in the commonstocks of established companies.▪▪▪▪▪ClearBridge Investments, LLCJ.P. Morgan InvestmentManagement, Inc.Lee Munder Capital Group, LLCT. Rowe Price Associates, Inc.T. Rowe Price Associates, Inc.27
Page 2 and 3: 4 AST Goldman Sachs Mid-Cap Growth
Page 5: CONTENTSGLOSSARY OF TERMS .........
Page 8 and 9: Good Order: An instruction received
Page 10 and 11: SUMMARY OF CONTRACT FEES AND CHARGE
Page 12 and 13: YOUR OPTIONAL BENEFIT FEES AND CHAR
Page 14 and 15: 1 How Living Benefit Charges are De
Page 16 and 17: UNDERLYINGPORTFOLIOUNDERLYING MUTUA
Page 18 and 19: 1 AST Advanced Strategies Portfolio
Page 20 and 21: EXPENSE EXAMPLEThis example is inte
Page 22 and 23: Where should I invest my money? Wit
Page 24 and 25: Charges for Optional Benefits: If y
Page 26 and 27: Group I: Allowable Benefit Allocati
Page 28 and 29: Certain optional living benefits (e
Page 30 and 31: ADVANCED SERIESTRUST (“AST”)POR
Page 34 and 35: ADVANCED SERIESTRUST (“AST”)POR
Page 36 and 37: ▪ If you are not participating in
Page 38 and 39: increase the Annual Maintenance Fee
Page 40 and 41: PURCHASING YOUR ANNUITYPlease note
Page 42 and 43: Owner, Annuitant and Beneficiary De
Page 44 and 45: Account. The ability to continue th
Page 46 and 47: MANAGING YOUR ACCOUNT VALUEHOW AND
Page 48 and 49: Any transfer to or from any Sub-acc
Page 50 and 51: HOW MUCH CAN I WITHDRAW AS A FREE W
Page 52 and 53: WHAT IS A MEDICALLY-RELATED SURREND
Page 54 and 55: LIVING BENEFITSDO YOU OFFER BENEFIT
Page 56 and 57: HIGHEST DAILY GUARANTEED RETURN OPT
Page 58 and 59: pre-determined mathematical formula
Page 60 and 61: Special Considerations under HD GRO
Page 62 and 63: HD GRO, by moving assets out of cer
Page 64 and 65: ▪▪▪▪▪You cannot participa
Page 66 and 67: Key Feature - Protected Income Valu
Page 68 and 69: On the date that you elect to begin
Page 70 and 71: Step-Up of the Protected Withdrawal
Page 72 and 73: Annual Income Amount for future Ann
Page 74 and 75: Additional Tax ConsiderationsIf you
Page 76 and 77: BENEFITS UNDER THE SPOUSAL LIFETIME
Page 78 and 79: As indicated, withdrawals made whil
Page 80 and 81: The Highest Daily Lifetime Five ben
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▪▪▪▪▪▪example, withdraw
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Depending on the results of the for
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Once the 90% cap feature is met, fu
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that varies based on the age of the
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▪▪If no withdrawal was ever tak
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we use 5% in the formula, irrespect
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Upon a death that triggers payment
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LIA amount at the first Withdrawal.
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Important Consideration When Electi
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each Annuity Anniversary, by perfor
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▪▪If no withdrawal was ever tak
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election to begin receiving annuity
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treatment of withdrawals. We do not
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are no assurances that future trans
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You may use the Systematic Withdraw
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In this example, 5% of the December
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▪▪If no Lifetime Withdrawal was
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difference by the amount held withi
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Additional Tax ConsiderationsIf you
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Eligibility Requirements for LIA Am
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withdraw an annual amount (the “A
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Highest Daily Auto Step-UpAn automa
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The Non-Lifetime Withdrawal will pr
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Other Important Considerations▪ W
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If you take a partial withdrawal to
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Value is equal to your Account Valu
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You must tell us if your withdrawal
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▪In the absence of an election wh
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which we are providing administrati
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to the Bond Sub-account occurs. The
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(2) The designated life is unable t
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annual amount (the “Annual Income
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Withdrawal Value and your Account V
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▪ The Account Value at benefit el
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If no Lifetime Withdrawal was ever
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designated life (except as may be n
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Calculation of the Combination 5% R
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Can I terminate the optional Death
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▪▪▪Withdrawals are not subjec
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The NYSE is closed on the following
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TAX CONSIDERATIONSThe tax considera
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If an Annuity is purchased through
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A Nonqualified annuity may also be
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account” described under Code Sec
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insurance/annuity products to plans
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WHAT IS THE SEPARATE ACCOUNT?The Se
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WHO DISTRIBUTES ANNUITIES OFFERED B
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Mutual of Omaha BankNational Planni
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concerning certain business or proc
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APPENDIX A-ACCUMULATION UNIT VALUES
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Sub-AccountsAccumulationUnit Value
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APPENDIX B-CALCULATION OF OPTIONAL
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APPENDIX C-FORMULA UNDER HIGHEST DA
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The following formula, which is set
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APPENDIX D-FORMULA UNDER HIGHEST DA
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The formula will transfer assets in
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The formula will transfer assets in
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APPENDIX E-FORMULA UNDER HIGHEST DA
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The following formula, which is set
Page 215 and 216:
“a” Factors for Liability Calcu
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APPENDIX F-FORMULA FOR HIGHEST DAIL
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APPENDIX G-SPECIAL CONTRACT PROVISI
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APPENDIX H-FORMULA UNDER HIGHEST DA
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FORMULA FOR ELECTIONS OF HD GRO II
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APPENDIX I-FORMULA FOR HIGHEST DAIL
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PRUCO LIFE INSURANCE COMPANY (PRUCO
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Deducting ContributionsGenerally, y
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Required Minimum DistributionsIf yo
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traditional IRA at the end of your
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income), pension or annuity income,
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2. The payment or distribution is:a
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PRUCO LIFE INSURANCE COMPANY(A PRUD
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PLEASE SEND ME A STATEMENT OF ADDIT
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Premier Bb Series - Prudential Annuities

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