Natural or Physical Science7 credit hoursMathematics/Quantitative Reasoning 3 credit hoursBenefit<strong>Student</strong>s completing the 34-credit general education transferblock (exclusive of developmental coursework) with a 2.0 orhigher grade point average will be entitled to the followingbenefit:Satisfies the general education requirements at the receivinginstitution with the receiving institution able to add nomore than six additional credits / two courses in compliancewith the New England Association of Schools and<strong>College</strong>s’ Standards for Accreditation. This will apply whenthe receiving institution already places these requirementson its native students and will determine at its discretionwhich credits, if any, shall be required. <strong>Student</strong>s enrolled ina specific major or degree program may be required to takeadditional courses if these courses are specifically required forthe major or program and are required of native students.For full details about the MassTransfer policy, please see theTransfer Counselor or go to www.mass.edu.Veteran/National Guard BenefitsFR 221, (413) 552-2265Armed Forces Veterans: Eligible veterans, active dutypersonnel, reservists, disabled veterans, and dependents ofdeceased or 100% total and permanent disabled veterans mayqualify for monthly educational benefit payments from theVeterans Administration. Certain eligible veterans residing inMassachusetts are also entitled to a tuition waiver for classes.<strong>Student</strong>s with tuition waivers are responsible for all fees otherthan tuition. Veterans may also be eligible for health benefitsto satisfy HCC's health insurance requirement.Voter RegistrationFR 221In accordance with state law, students who wish to registerto vote in Massachusetts may do so by filling out and providingpostage for, a voter registration form, available near theWelcome Center, Frost 221. For more information on howto vote, visit the HCC webpage at www.hcc.edu and click on“Life at HCC” to find a link to voter registration information.Welcome CenterFR 221-223, (413) 552-2000(Admissions and Transfer Affairs, Financial Aid, <strong>Student</strong>Records and Registration, <strong>Student</strong> Accounts)The Welcome Center is open year-round, 8:30 a.m.–6 p.m.,Monday–Thursday; and from 8:30 a.m.–4:30 p.m., on Friday.<strong>Student</strong> services include official HCC transcripts, enrollmentverification letters, admissions and financial aid applications,bill payment, ID validation, PVTA bus passes, add/dropclasses, certification of veterans for VA benefits, and graduationapplications. <strong>Student</strong>s can also sign up for the collegepayment plan, obtain degree and certificate information,advisor information, submit a change of address, get a copy oftheir academic schedule, grades, or unofficial HCC transcript,submit course withdrawal forms, and get answers to generalquestions about a bill, applying to the college, financial aidand advising services.To order HCC transcripts please go to www.hcc.edu or call(413) 552-2142.National Guard: Massachusetts National Guard membersin good standing are eligible for a tuition and fee waiver forclasses. For information, contact HCC’s veterans’ representative,(FR 221), the <strong>Student</strong> Records Office in the WelcomeCenter, (413) 552-2265.Transition 20
Financial InformationFinancial AidFR 201, (413) 552-2150The Financial Aid Office is open from 8:30 a.m.–6 p.m.,Monday–Thursday; and from 8:30 a.m.–4:30 p.m., on Friday.The staff is available to answer any financial aid questions.A student at <strong>Holyoke</strong> <strong>Community</strong> <strong>College</strong> can apply forfinancial aid to help cover the costs of tuition, fees andbooks, as well as other expenses such as lunches, transportation,child care, and room and board. Financial aid consistsof grants, loans, and work-study. High need students oftenreceive enough grant (“free”) aid to cover the direct cost oftuition, fees and books, particularly if they qualify for statefundedprograms and file by our May 1 priority deadline. If astudent does not qualify for enough grant aid to cover directcosts, educational loans are offered to cover the short-fall.The vast majority of financial aid funds at <strong>Holyoke</strong><strong>Community</strong> <strong>College</strong> come from federal and state programsfor which eligibility is need-based. <strong>Student</strong>s must reapplyfor this aid each academic year. State-funded programsrequire the student (and parent) to have been Massachusettsresidents for at least one year before the start of the schoolyear. All awards are subject to the availability of funds andchanges in federal, state, and college regulations, policies andprocedures.How to Apply for Financial AidFinancial aid applicants are required to annually submit aproperly completed Free Application for Federal <strong>Student</strong>Aid (FAFSA). This federal application is submitted electronicallythrough FAFSA on the Web (www.fafsa.gov). Inorder for HCC to receive the application, HCC’s FederalSchool Code (#002170) must be included on the FAFSA.Applicants are welcome to use the self-service computersin the lobby of HCC’s Financial Aid Office (Frost Building,Room 201) to submit the application.In order to meet both the HCC and the State MASSGrantdeadlines, the student’s FAFSA must reach the federalprocessor before May 1 for the school year starting inSeptember. In addition to meeting the May 1 deadline, toreceive the best possible aid award, applicants should alsosubmit all other required documentation to the FinancialAid Office by June 30. If a student misses the May 1 FAFSAdeadline, he/she should apply as soon as possible thereafterin order to receive the best possible aid package, even if notstarting school until the following spring.In addition to completing the general financial aid applicationrequirements described above, applicants should:PROMPTLY respond to all requests for additionalinformation.GET ADMITTED to a degree program or to aneligible certificate program.PREREGISTER for courses as early as possible.SIGN and return all award letters offering aid.NOTIFY the Financial Aid Office about fundingfrom any other source, such as a scholarship organizationIncomplete ApplicationsIf the financial aid applicant is selected for verification bythe federal processor, or the school, additional documentationis required, such as verification worksheets and taxreturns. It is our policy to ask that the documents be submittedto the Financial Aid Office within three weeks of thedate we notify the applicant that we need the additionalinformation. If we do not receive the documents withinthat time frame, we consider the file incomplete and takeno further action on the application while it remains inincomplete status. (If the documents are submitted afterthe 3-week period, we may take action on the applicationif federal and state rules allow us to do so). If correctionsto the application are required after receipt of the requesteddocuments, we make the corrections on our computer systemand, when necessary, submit the corrections to the federalprocessor.How Aid is Awarded and DistributedIn general, to receive financial aid students must meet thefollowing requirements: Development (GED) certificate, pass an approved“ability to benefit” test, or have completed a highschool education in a home school setting that isrecognized as a home school or private school underthe law. student seeking a degree or a financial aid eligiblecertificate. general, this applies to males age 18 through 25). school. money on a federal grant. only for educational purposes. occurred while enrolled in school and receiving federalfinancial aid.The types and amount of financial aid that a student is eligibleto receive is determined by the Financial Aid Officebased on the following factors:21