MORNBFI Vol. 1 - Planters Development Bank

INSTRUCTIONS TO USERS(2011 Edition)The Manual of Regulations for Non-Bank Financial Institutions (the “Manual”) containsthe rules and regulations which govern non-bank financial institutions (NBFIs) subject tothe supervision of the Bangko Sentral ng Pilipinas (BSP) under existing laws, i.e. : Quasibanks(Q Regulations), NSSLAs (S Regulations), Pawnshops (P Regulations), and other NBFIs,trust entities, subsidiaries and affiliates of banks and quasi-banks (N Regulations).The Manual is divided into four (4) books Q, S, P or N. Each book is divided intoparts. Each part is divided into sections containing four (4) digits and the letter Q, S, P or N,as applicable, i.e., 4143Q. The first digit “4” means that the regulation is applicable toNBFIs; the second digit “1” refers to the Part number, and the third and fourth digits “4”and “3” refer to the section number.Sections may contain subsections represented by number/s after the decimal point,i.e., 4143Q.1.To illustrate, Subsection 4143Q.1 indicates:Main Section on “Disqualification of Directors/Trustees and Officers”Subsection on “Persons disqualified to become officers”4 1 4 3 Q . 1Regulation addressed to quasi-banksPart One on “Organization, Management and Administration"Regulations addressed to NBFIsThe runners in the upper-right or left hand corners of each page show the sections/subsections of the regulations and the cut-off date of the regulatory issuances included inthe page of the Manual where the runner is shown.