MORNBFI Vol. 1 - Planters Development Bank

More documents

Recommendations

Info

APP. Q-38b08.12.31ACKNOWLEDGMENTBEFORE ME, a Notary Public for and in the City of _____________, personallyappeared:Name: CTC No. Date: Place of Issue:__________________________ ___________ ____________ ________________(Investor or Representative of Juridical Entity)known to me to be the same person who executed the foregoing instrument and he/sheacknowledged to me that the same is his/her free and voluntary act and deed (and the freeact and deed of the entity they represent).WITNESS MY HAND AND NOTARIAL SEAL this ___________ at _________________,Philippines.Doc. No.:Page No.:Book No.:Series ofNOTARY PUBLICManual of Regulations for Non-<strong>Bank</strong> Financial InstitutionsQ RegulationsAppendix Q-38b - Page 11
APP. Q-3909.12.31THE GUIDELINES FOR THE IMPOSITION OF MONETARY PENALTY FORVIOLATIONS/OFFENSES WITH SANCTIONS FALLING UNDER SECTION 37OF R. A. NO. 7653 ON QUASI-BANKS, DIRECTORS AND/OR OFFICERS(Appendix to Secs. 4199Q, 4299Q, 4399Q, 4499Q, 4699Q, 4799Q, 4899Q,4999Q, 4101N.1 and Circular No. 645 dated 13 February 2009)The schedule of penalty, categorized based on: (1) the nature of offenses such as minor,less serious, and/or serious, and (2) the assets size of the quasi-bank, shall be as follows:A. For Serious OffenseAsset SizePenaltyRangeMinimumMediumMaximumUp to P200millionP 5007501, 000Above P200million butnotexceedingP500 millionP 1, 0001, 5002, 000Above P500million butnotexceeding P1billionP 3, 0005, 0007, 000Above P1billion butnotexceedingP10 billionP 10, 00012, 50015, 000Above P10billion butnotexceedingP50 billionP 18, 00020, 00022, 000Above P50billionP 25, 00027, 50030, 000B. For Less Serious OffenseAsset SizePenaltyRangeMinimumMediumMaximumUp to P200millionP 300350400Above P200million butnotexceedingP500 millionP 600700800Above P500million butnotexceeding P1billionP 1, 0001, 2501, 500Above P1billion butnotexceedingP10 billionP 3, 0004, 0005, 000Above P10billion butnotexceedingP50 billionP 7, 0008, 50010, 000Above P50billionP 15, 00017, 50020, 000C. For Minor OffenseAsset SizePenaltyRangeMinimumMediumMaximumUp to P200millionP 150200250Above P200million butnotexceedingP500 millionP 300400500Above P500million butnotexceeding P1billionP 600700800Above P1billion butnotexceedingP10 billionP 1, 0001, 5002, 000Above P10billion butnotexceedingP50 billionP 3, 0004, 0005, 000Above P50billionP 6, 0008, 00010, 000For purposes of this Regulation, the following definition of terms shall mean:1. Serious Offense - This refers to unsafe or unsound quasi-banking practice. An unsafeor unsound practice is one (1) in which there has been some conduct, whether act oromission, which is contrary to accepted standards of prudent quasi-banking operationand may result to the exposure of the quasi-bank and its shareholders to abnormal riskor loss.Manual of Regulations for Non-<strong>Bank</strong> Financial InstitutionsQ RegulationsAppendix Q-39 - Page 1
Page 2:
FOREWORDThe 2011 Manual of Regulati
Page 5 and 6:
LIST OF APPENDICESList of Appendice
Page 7 and 8:
List of Appendices11.12.31No.SUBJEC
Page 9 and 10:
List of Appendices11.12.31No. SUBJE
Page 11 and 12:
POWER OF THE BANGKO SENTRAL TO EXAM
Page 13 and 14:
§§ 4101Q - 4101Q.108.12.31PART ON
Page 15 and 16:
§§ 4101Q.2 - 4101Q.308.12.31c. Tw
Page 17 and 18:
§§ 4101Q.5 - 4101Q.608.12.31§ 41
Page 19 and 20:
§§ 4102Q.1 - 4103Q08.12.31f. The
Page 21 and 22:
§§ 4108Q - 4108Q.309.12.31C. MERG
Page 23 and 24:
§ 4108Q.308.12.31f. Relocation of
Page 25 and 26:
§§ 4114Q - 4116Q.211.12.31Sec. 41
Page 27 and 28:
§ 4116Q.211.12.31(xii) It must be
Page 29 and 30:
§ 4116Q.308.12.31examination as ap
Page 31 and 32:
§§ 4116Q.3 - 4116Q.408.12.31(a) I
Page 33 and 34:
§ 4116Q.408.12.31m. Forward asset
Page 35 and 36:
§§ 4117Q - 4119Q09.12.31to risk a
Page 37 and 38:
§§ 4136Q.2 - 4136Q.408.12.31§ 41
Page 39 and 40:
§§ 4136Q.4 - 4141Q.108.12.31on su
Page 41 and 42:
§§ 4141Q.1 - 4141Q.308.12.31direc
Page 43 and 44:
§ 4141Q.308.12.31responsible for t
Page 45 and 46:
§ 4141Q.308.12.31practical strateg
Page 47 and 48:
§§ 4141Q.4 - 4142Q11.12.31Confirm
Page 49 and 50:
§ 4143Q.108.12.31government agency
Page 51 and 52:
§§ 4143Q.1 - 4143Q.210.12.31direc
Page 53 and 54:
§§ 4143Q.3 - 4143Q.408.12.31§ 41
Page 55 and 56:
§§ 4143Q.4 - 4143Q.508.12.31the f
Page 57 and 58:
§ 4145Q09.12.31disadvantages that
Page 59 and 60:
§§ 4146Q - 4148Q08.12.31schedule
Page 61 and 62:
§§ 4149Q.9 - 4150Q08.12.31The imp
Page 63 and 64:
§§ 4151Q.5 - 4160Q.310.12.31h. Bu
Page 65 and 66:
§ 4160Q.310.12.31or corrected cert
Page 67 and 68:
§§ 4174Q - 4180Q.108.12.31to prov
Page 69 and 70:
§§ 4180Q.4 - 4180Q.808.12.31direc
Page 71 and 72:
§§ 4185Q.9 - 4186Q.308.12.31direc
Page 73 and 74:
§ 4190Q08.12.31volume of past due
Page 75 and 76:
§§ 4190Q - 4190Q.408.12.31adjusti
Page 77 and 78:
§§ 4191Q - 4191Q.311.12.31Sec. 41
Page 79 and 80:
§§ 4192Q - 4192Q.208.12.31or subs
Page 81 and 82:
§§ 4192Q.2 - 4192Q.308.12.31b. Fi
Page 83 and 84:
§§ 4201Q - 4235Q.308.12.31PART TW
Page 85 and 86:
§§ 4235Q.5 - 4235Q.611.12.31date
Page 87 and 88:
§ 4235Q.1208.12.31being sold on a
Page 89 and 90:
§§ 4237Q.2 - 4237Q.308.12.31c. Th
Page 91 and 92:
§§ 4239Q.4 - 4239Q.608.12.31§ 42
Page 93 and 94:
§§ 4254Q - 4254Q.308.12.31capital
Page 95 and 96:
§§ 4256Q.5 - 4277Q08.12.31adopted
Page 97 and 98:
§ 4301Q08.12.31PART THREELOANS, IN
Page 99 and 100:
§ 4301Q.609.12.31concentrations of
Page 101 and 102:
§§ 4303Q11.12.31the payment of pr
Page 103 and 104:
§§ 4304Q.110.12.31amounts and for
Page 105 and 106:
§§ 4304Q.1 - 4304Q.1010.12.31exte
Page 107 and 108:
§§ 4304Q.12 - 4305Q.310.12.31b. r
Page 109 and 110:
§§ 4305Q.5 - 4306Q.108.12.31§ 43
Page 111 and 112:
§§ 4306Q.5 - 4307Q.108.12.31(5) B
Page 113 and 114:
§§ 4307Q.2 - 4309Q.108.12.31state
Page 115 and 116:
§§ 4320Q.1 - 4320Q.210.12.31penal
Page 117 and 118:
§§ 4320Q.4 - 4320Q.710.12.31amoun
Page 119 and 120:
§§ 4320Q.12 - 4320Q.1410.12.31aga
Page 121 and 122:
§§ 4322Q.1 - 4322Q.208.12.31(1) W
Page 123 and 124:
§§ 4326Q - 4326Q.108.12.31No QB s
Page 125 and 126:
§§ 4328Q - 4328Q.509.12.31where t
Page 127 and 128:
§ 4328Q.509.12.31ceilings until th
Page 129 and 130:
§§ 4330Q - 4333Q08.12.31Sec. 4330
Page 131 and 132:
§§ 4336Q - 4340Q08.12.31accommoda
Page 133 and 134:
§§ 4343Q.1 - 4382Q10.12.31§ 4343
Page 135 and 136:
§§ 4388Q.5 - 4394Q.211.12.31a. Fi
Page 137 and 138:
§§ 4394Q.3 - 4394Q.1508.12.31of t
Page 139 and 140:
§ 4394Q.1508.12.31(3) Relationship
Page 141 and 142:
§§ 4401Q - 4403Q11.12.31PART FOUR
Page 143 and 144:
§§ 4403Q - 4404Q.308.12.31which c
Page 145 and 146:
§§ 4404Q.4 - 4405Q.208.12.31§ 44
Page 147 and 148:
§§ 4405Q.4 - 4405Q.508.12.31(2) S
Page 149 and 150:
§§ 4405Q.6 - 4406Q.108.12.31Depar
Page 151 and 152:
§§ 4406Q.2 - 4406Q.409.12.31desig
Page 153 and 154:
§§ 4407Q - 4408Q09.12.31of a debt
Page 155 and 156:
§ 4408Q.908.12.31P30,000 a day on
Page 157 and 158:
§§ 4409Q.2 - 4409Q.408.12.31e. In
Page 159 and 160:
§§ 4409Q.7 - 4409Q.909.12.31§ 44
Page 161 and 162:
§ 4409Q.909.12.31under one (1) liv
Page 163 and 164:
§§ 4409Q.16 - 4409Q.1708.12.31f.
Page 165 and 166:
§§ 4409Q.17 - 4410Q.508.12.31and
Page 167 and 168:
§§ 4410Q.6 - 4410Q.708.12.31Fund
Page 169 and 170:
§§ 4410Q.7 - 4410Q.808.12.31In ad
Page 171 and 172:
§§ 4410Q.11 - 4411Q.108.12.31§ 4
Page 173 and 174:
§§ 4411Q.4 - 4411Q.708.12.31R.A.
Page 175 and 176:
§§ 4411Q.9 - 4413Q09.12.31b. Fund
Page 177 and 178:
§§ 4414Q.1 - 4415Q.308.12.31major
Page 179 and 180:
§§ 4416Q - 4421Q09.12.31a. Invest
Page 181 and 182:
§§ 4424Q - 4425Q.309.12.31obtaini
Page 183 and 184:
§§ 4426Q.1 - 4428Q09.12.31activit
Page 185 and 186:
§§ 4441Q.4 - 4441Q.511.12.31§ 44
Page 187 and 188:
§§ 4441Q.7 - 4441Q.911.12.31docum
Page 189 and 190:
§§ 4441Q.14 - 4499Q08.12.31§ 444
Page 191 and 192:
§§ 4506Q - 4599Q08.12.31Secs. 450
Page 193 and 194:
§§ 4601Q.1 - 4601Q.209.12.31Gover
Page 195 and 196:
§§ 4611Q - 4611Q.209.12.31to, the
Page 197 and 198:
§§ 4611Q.2 - 4611Q.309.12.31appli
Page 199 and 200:
§§ 4611Q.6 - 4625Q.209.12.31only
Page 201 and 202:
§§ 4625Q.5 - 4625Q.1408.12.31§ 4
Page 203 and 204:
§§ 4651Q.1 - 4651Q.408.12.31h. Is
Page 205 and 206:
§§ 4651Q.7 - 4651Q.1208.12.31Prov
Page 207 and 208:
§§ 4651Q.15 - 4651Q.1908.12.31and
Page 209 and 210:
§§ 4701Q - 4701Q.209.12.31PART SE
Page 211 and 212:
§§ 4701Q.5 - 4701Q.1209.12.31b. O
Page 213 and 214:
§ 4780Q.409.12.31shall be consolid
Page 215 and 216:
§§ 4781Q - 4799Q09.12.31Secs. 478
Page 217 and 218:
§ 4803Q11.12.31result of which he
Page 219 and 220:
§ 4803Q - 4805Q11.12.31beneficiary
Page 221 and 222:
§§ 4805Q.211.12.31terrorism finan
Page 223 and 224:
§§ 4805Q.4 - 4806Q.1.a.11.12.31of
Page 225 and 226:
§§ 4806Q.1.c. - 4806Q.1.e.1.11.12
Page 227 and 228:
§§ 4806Q.2.a. - 4806Q.2.c.11.12.3
Page 229 and 230:
§§ 4806Q.2.d. - 4806Q.2.e.1.a.11.
Page 231 and 232:
§§ 4806Q.2.h. - 4806Q.2.i.11.12.3
Page 233 and 234:
§§ 4806Q.2.j.2. - 4806Q.2.m.11.12
Page 235 and 236:
§§ 4806Q.3.a. - 4807Q.111.12.31b.
Page 237 and 238:
§§ 4807Q.5 - 4808Q11.12.31§ 4807
Page 239 and 240:
§§ 4810Q - 4899Q11.12.31F. BSP Au
Page 241 and 242:
§§ 4902Q.1 - 4902Q.209.12.31(2) T
Page 243 and 244:
§§ 4921Q - 4931Q.208.12.31g. Deli
Page 245 and 246:
§ 4931Q.208.12.31(2) The assessmen
Page 247 and 248:
§§ 4931Q.5 - 4999Q08.12.31(1) Fai
Page 249 and 250:
APP. Q-108.12.31e. Organization, Di
Page 251 and 252:
APP. Q-208.12.31E. Less:Present Com
Page 253 and 254:
Q RegulationsAppendix Q-3 - Page 2S
Page 255 and 256:
Page 257 and 258:
Page 259 and 260:
Page 261 and 262:
Q RegulationsAppendix Q-3 - Page 10
Page 263 and 264:
APP. Q-308.12.31Annex Q-3-aINFORMAT
Page 265 and 266:
APP. Q-308.12.31Annex Q-3-cREPORTIN
Page 267 and 268:
APP. Q-308.12.31Annex Q-3-eDOCUMENT
Page 269 and 270:
APP. Q-408.12.31GUIDELINES ON PRESC
Page 271 and 272:
APP. Q-408.12.31Annex Q-4-bFORMAT O
Page 273 and 274:
MINIMUM INTERNAL CONTROL STANDARDS
Page 275 and 276:
APP. Q-508.12.31these transactions
Page 277 and 278:
APP. Q-608.12.31STANDARDIZED DEPOSI
Page 279 and 280:
APP. Q-608.12.31Serial No.(Name of
Page 281 and 282:
Page 283 and 284:
Page 285 and 286:
APP. Q-608.12.31Serial No:(Name of
Page 287 and 288:
APP. Q-608.12.31Serial No:(Name of
Page 289 and 290:
APP. Q-708.12.31NEW RULES ON REGIST
Page 291 and 292:
APP. Q-708.12.31connection with the
Page 293 and 294:
APP. Q-708.12.31(f) Evidence of ind
Page 295 and 296:
APP. Q-708.12.31(b) These periodic
Page 297 and 298:
APP. Q-808.12.31Sec. 3. Conditions
Page 299 and 300:
APP. Q-808.12.31h. Projected annual
Page 301 and 302:
APP. Q-808.12.31Sec. 11. Conditions
Page 303 and 304:
APP. Q-808.12.31Sec. 19. Transitory
Page 305 and 306:
APP. Q-908.12.31B. The following go
Page 307 and 308:
APP. Q-1008.12.31a. Loans with unlo
Page 309 and 310:
APP. Q-1008.12.31C. Credit card rec
Page 311 and 312:
APP. Q-1008.12.31as a result of the
Page 313 and 314:
APP. Q-1108.12.316. Finance Charges
Page 315 and 316:
ABSTRACT OF "TRUTH IN LENDING ACT"
Page 317 and 318:
APP. Q-13a08.12.31SETTLEMENT PROCED
Page 319 and 320:
APP. Q-13b08.12.31executed, the ben
Page 321 and 322:
APP. Q-13b08.12.31PARTICIPATION AGR
Page 323 and 324:
APP. Q-13b08.12.31Annex 2LETTERHEAD
Page 325 and 326:
APP. Q-1408.12.31SAMPLE INVESTMENT
Page 327 and 328:
APP. Q-1408.12.31(4) Loans fully se
Page 329 and 330:
APP. Q-1408.12.31EFFECTIVITY AND TE
Page 331 and 332:
APP. Q-1509.12.31Considering that c
Page 333 and 334:
APP. Q-1509.12.31c. Appropriate ris
Page 335 and 336:
APP. Q-1509.12.31deteriorating posi
Page 337 and 338:
APP. Q-1509.12.31(c) Competent and
Page 339 and 340:
APP. Q-1609.12.31(2) The length of
Page 341 and 342:
APP. Q-1609.12.31unless a written a
Page 343 and 344:
APP. Q-1609.12.31knowledge in deriv
Page 345 and 346:
APP. Q-16-a09.12.31establish or mai
Page 347 and 348:
APP. Q-1808.12.31SECURITIES AND EXC
Page 349 and 350:
APP. Q-1808.12.31administration, as
Page 351 and 352:
APP. Q-1808.12.31Sec. 12. Bangko Se
Page 353 and 354:
APP. Q-1908.12.31f. PURCHASE DISCOU
Page 355 and 356:
APP. Q-1908.12.31a) Police clearanc
Page 357 and 358:
APP. Q-1908.12.31Sec. 8. Loans and
Page 359 and 360:
APP. Q-1908.12.31and shall be gover
Page 361 and 362:
APP. Q-2011.12.31(1%) shall be eval
Page 363 and 364:
APP. Q-2011.12.31in the fair value
Page 365 and 366:
APP. Q-2011.12.31recognition, an FI
Page 367 and 368:
APP. Q-2011.12.31securities since t
Page 369 and 370:
APP. Q-2008.12.31after 15 November
Page 371 and 372:
APP. Q-20a08.12.31ESTABLISHING THE
Page 373 and 374:
APP. Q-20a08.12.31Other GuidelinesF
Page 375 and 376:
APP. Q-2108.12.31the BTR and BSP to
Page 377 and 378:
APP. Q-2108.12.317. On the same day
Page 379 and 380:
APP. Q-2108.12.31Annex 1SUPERVISION
Page 381 and 382:
APP. Q-2108.12.31Annex 2-ATo be use
Page 383 and 384:
APP. Q-2108.12.31Annex 3Letterhead
Page 385 and 386:
APP. Q-2108.12.31MEMORANDUMAnnex 5D
Page 387 and 388:
APP. Q-2108.12.31Annex 7MEMORANDUMD
Page 389 and 390:
APP. Q-22-a09.12.31PROFORMA PAYMENT
Page 391 and 392:
APP. Q-23-a08.12.31CERTIFICATION OF
Page 393 and 394:
APP. Q-23-c08.12.31CUSTOMER DUE DIL
Page 395 and 396:
APP. Q-23-c08.12.312.2 Specific ide
Page 397 and 398:
APP. Q-23-c08.12.31by high-risk cus
Page 399 and 400:
APP. Q-23-d08.12.31GENERAL IDENTIFI
Page 401 and 402:
APP. Q-23-e08.12.318. These guideli
Page 403 and 404:
APP. Q-23-e08.12.31principals. What
Page 405 and 406:
APP. Q-23-f08.12.31Anti-Money Laund
Page 407 and 408:
APP. Q-2409.12.31(9) An excessive v
Page 409 and 410:
APP. Q-2508.12.31Presidential Decre
Page 411 and 412:
APP. Q-2508.12.31(o) “Property”
Page 413 and 414:
APP. Q-2508.12.31public funds or ra
Page 415 and 416:
APP. Q-2508.12.31(64) Sale of any c
Page 417 and 418:
APP. Q-2508.12.31(113) Violations o
Page 419 and 420:
APP. Q-2508.12.31(2) to issue order
Page 421 and 422:
APP. Q-2508.12.31verifying their le
Page 423 and 424:
APP. Q-2508.12.31existing laws and
Page 425 and 426:
APP. Q-2508.12.314. All relevant in
Page 427 and 428:
APP. Q-2508.12.31executory. This pr
Page 429 and 430:
APP. Q-2508.12.31execution and sati
Page 431 and 432:
APP. Q-2508.12.31monetary instrumen
Page 433 and 434:
APP. Q-2508.12.31final disposition
Page 435 and 436:
APP. Q-2708.12.31DETAILS ON THE COM
Page 437 and 438:
APP. Q-2808.12.31(1) the assets to
Page 439 and 440:
APP. Q-28-a08.12.31(which is compar
Page 441 and 442:
APP. Q-28-a08.12.31be objectively r
Page 443 and 444:
APP. Q-28-a08.12.311Accounting Entr
Page 445 and 446:
APP. Q-28-a08.12.31B. Statement of
Page 447 and 448:
APP. Q-2908.12.31GUIDELINES AND MIN
Page 449 and 450:
APP. Q-2908.12.31Circular No. 388 f
Page 451 and 452:
APP. Q-3009.12.31of the BSP or the
Page 453 and 454:
APP. Q-3009.12.31Category B and C u
Page 455 and 456:
APP. Q-3009.12.31b. A notarized und
Page 457 and 458: APP. Q-3009.12.313. In case there a
Page 459 and 460: APP. Q-3009.12.31a. An external aud
Page 461 and 462: APP. Q-3108.12.31QUALIFICATION REQU
Page 463 and 464: APP. Q-3209.12.31RULES AND REGULATI
Page 465 and 466: APP. Q-3209.12.31e. The interest of
Page 467 and 468: APP. Q-3308.12.31Information/Data R
Page 469 and 470: APP. Q-3308.12.31Information/Data R
Page 471 and 472: APP. Q-3408.12.31QUARTERLY INVESTME
Page 473 and 474: APP. Q-34a08.12.31cash is possible
Page 475 and 476: APP. Q-3508.12.31BANGKO SENTRAL RUL
Page 477 and 478: APP. Q-3508.12.31submit, within ten
Page 479 and 480: APP. Q-3608.12.31FORMAT CERTIFICATI
Page 481 and 482: App. Q-3608.12.31Annex Q-36-aFORMAT
Page 483 and 484: APP. Q-3709.12.31(iv) Responsibilit
Page 485 and 486: APP. Q-3709.12.31review and that BS
Page 487 and 488: APP. Q-3811.12.31IMPLEMENTATION OF
Page 489 and 490: APP. Q-3811.12.31or instruction dir
Page 491 and 492: APP. Q-3811.12.31Annex ATEMPLATE OF
Page 493 and 494: APP. Q-3811.12.31The custodian shal
Page 495 and 496: APP. Q-3808.12.31Moreover, Circular
Page 497 and 498: APP. Q-38a08.12.31DISPOSITION OF CO
Page 499 and 500: APP. Q-38b08.12.31Annex AKNOW ALL M
Page 501 and 502: APP. Q-38b08.12.31holdings of benef
Page 503 and 504: APP. Q-38b08.12.31Sec. 4. Settlemen
Page 505 and 506: APP. Q-38b08.12.31INVESTOR’S UNDE
Page 507: APP. Q-38b08.12.317. To hold the BT
Page 511 and 512: APP. Q-3909.12.316. Maximum refers
Page 513 and 514: App. Q-3908.12.31assets and capital
Page 515 and 516: PROMPT CORRECTIVE ACTION FRAMEWORK[
Page 517 and 518: APP. Q-4009.12.31facilities. The De
Page 519 and 520: APP. Q-4108.12.31Annex ADEBIT/CREDI
Page 521 and 522: APP. Q-4208.12.31of traded portfoli
Page 523 and 524: APP. Q-4208.12.31c. Ensure that str
Page 525 and 526: APP. Q-4308.12.31GUIDELINES ON MARK
Page 527 and 528: APP. Q-4308.12.31of this Appendix i
Page 529 and 530: APP. Q-4308.12.31expected net cash
Page 531 and 532: APP. Q-4308.12.31presented. In asse
Page 533 and 534: APP. Q-4308.12.315. Procedures to b
Page 535 and 536: APP. Q-4308.12.31Model risk is more
Page 537 and 538: APP. Q-4308.12.31simulation, a comp
Page 539 and 540: APP. Q-4308.12.31Policies and proce
Page 541 and 542: APP. Q-4308.12.31and complexity of
Page 543 and 544: APP. Q-4408.12.316. The adequacy of
Page 545 and 546: APP. Q-4408.12.31A. Active and Appr
Page 547 and 548: APP. Q-4408.12.31Liquidity risk mea
Page 549 and 550: APP. Q-4408.12.313. Address adminis
Page 551 and 552: APP. Q-4408.12.31of any foreign cur
Page 553 and 554: APP. Q-4508.12.31ACKNOWLEDGMENTREPU
Page 555 and 556: APP. Q-4611.12.316. The BSP reserve
Page 557 and 558: APP. Q-4611.12.31Remaining maturity
Page 559 and 560:
APP. Q-4611.12.31ii. There is a cha
Page 561 and 562:
APP. Q-4611.12.31iii. It does not q
Page 563 and 564:
APP. Q-4611.12.31the pricing date a
Page 565 and 566:
APP. Q-4611.12.31MSME exposure:a) T
Page 567 and 568:
APP. Q-4611.12.31ii. Inward bills f
Page 569 and 570:
APP. Q-4611.12.31charges, as will t
Page 571 and 572:
APP. Q-4611.12.31guarantee to be re
Page 573 and 574:
APP. Q-4611.12.31Agency INTERNATION
Page 575 and 576:
APP. Q-4611.12.31purchased out of t
Page 577 and 578:
APP. Q-4611.12.31that in which the
Page 579 and 580:
APP. Q-4611.12.31credit rating of a
Page 581 and 582:
APP. Q-4611.12.31exhausted; andd) R
Page 583 and 584:
APP. Q-4611.12.31implies that the e
Page 585 and 586:
APP. Q-4611.12.3128. A CCF of twent
Page 587 and 588:
APP. Q-4611.12.31in accordance with
Page 589 and 590:
APP. Q-4611.12.31Credit ratings of
Page 591 and 592:
APP. Q-4611.12.318. Gross income, f
Page 593 and 594:
APP. Q-4611.12.31following informat
Page 595 and 596:
GUIDELINES ON THE USE OF THE STANDA
Page 597 and 598:
APP. Q-46b08.12.31for operational r
Page 599 and 600:
APP. Q-4708.12.31Annex 1(Institutio
Page 601 and 602:
APP. Q-47a08.12.31SPECIAL DEPOSIT A
Page 603 and 604:
APP. Q-4811.12.31BASIC STANDARDS IN
Page 605 and 606:
APP. Q-4811.12.31accounts.iii. Inve
Page 607 and 608:
APP. Q-4811.12.31(b.) Identificatio
Page 609 and 610:
APP. Q-4811.12.31investment policie
Page 611 and 612:
APP. Q-4811.12.31various investment
Page 613 and 614:
APP. Q-4811.12.31accuracy and relia
Page 615 and 616:
Appendix Q-49 - Page 2Manual of Reg
Page 617 and 618:
Appendix Q-49 - Page 4Time of recei
Page 619 and 620:
APP. Q-5009.12.31j. Organizational
Page 621 and 622:
APP. Q-5111.12.31Tax DocumentsDue D
Page 623 and 624:
APP. Q-5209.12.31to ensure that ris
Page 625 and 626:
APP. Q-5209.12.31a. Risk identifica
Page 627 and 628:
APP. Q-5209.12.31vi. Commentary on
Page 629 and 630:
APP. Q-5209.12.31Details of the rel
Page 631 and 632:
APP. Q-5309.12.31GUIDELINES ON THE
Page 633 and 634:
APP. Q-5309.12.31risk profile, or d
Page 635 and 636:
GUIDELINES ON OUTSOURCING OFSERVICE
Page 637 and 638:
App. Q-5510.12.31In addition, the E
Page 639 and 640:
APP. Q-5611.31.12this Section shall
Page 641 and 642:
APP. Q-5611.31.12such creditor, deb
Page 643 and 644:
APP. Q-5611.31.12dissolved by quo w
Page 645 and 646:
APP. Q-5611.31.12may be deemed adva
Page 647 and 648:
APP. Q-5611.31.12Entity. If the liq
Page 649 and 650:
APP. Q-5611.31.128. Conduct physica
Page 651 and 652:
APP. Q-5611.31.12G. Termination of
Page 653 and 654:
APP. Q-5611.31.12Liquidator, to rec
Page 655 and 656:
APP. Q-5611.31.12information with t
Page 657:
APP. Q-57a11.12.31LIST OF DOCUMENTA
show all

MORNBFI Vol. 1 - Planters Development Bank

You also want an ePaper? Increase the reach of your titles

Delete template?

Save as template?