Your Policy Booklet - AllClear Travel Insurance

supply of goods and services on which YOUR trip depends.Surgery: Means any procedure which involves cutting of tissues or closure of a previouslysustained wound, angioplasty or endoscopy, any procedure requiring the use of a sterileenvironment, anaesthesia, antiseptic conditions, typical surgical instruments, and suturing orstapling, also includes non-invasive treatment such as laser ablation of the cornea and radiosurgical procedures.Terrorism: An act, including but not limited to the use of force or violence and/or the threatthereof, of any person or group(s) of persons, whether acting alone or on behalf of or inconnectionwith any organisation(s) or government(s), committed for political, religious, ideological or similarpurposes including the intention to influence any government and/or to put the public, or anysection of the public, in fear.Trip: The period between leaving YOUR home to commence travel on the outward journey andreturning to YOUR home in the UK (including the period of YOUR stay away from home betweenthese two events).United Kingdom (UK): England, Scotland, Wales, Northern Ireland, the Scilly Isles,Isle of Man.Unattended: Left away from YOUR person where YOU are unable to clearly see or retrieveYOUR personal possessions or money or passports, tickets and documents (unless packed inthe locked boot of a vehicle whilst YOU are travelling in it).Valuables: Means cameras, photographic equipment, camcorders, video, satellite navigationequipment, television equipment, radios, cassette players, CD players, ipods, MP3 players, audioequipment, laptops, mac or web books (Kindles), personal computers, computer equipment/accessories, hard drives, flash drives, computer games machines, binoculars, telescopes,antiques, jewellery, watches, furs, precious or semi-precious stones, articles made of or containinggold silver or other precious metals, films, tapes, cassettes, cartridges, discs or Compact Discs.WE/US/OUR: (a) for all sections of the policy except Section 15 – URV (Union ReisevericherungAG), UK Branch (b) for Section 15 only, Lloyd’s of London through International PassengerProtection Ltd.YOU/YOUR: Each Insured Person named in the Policy Schedule.13