Your Policy Booklet - AllClear Travel Insurance

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CONTENTSSchedule of Cover & Limits 4Policy Summary 6Important Notes 8Financial Services Compensation Scheme 9Important Conditions 9Conditions 10Definitions 11Claims/What to do in a medical emergency 14Returning Early to the United Kingdom 15Health/Pre Existing Medical Conditions 16Maximum Period of Insurance 18Age Limits 18Geographical Limits 18Hazardous Activities 19Section 1 – Cancellation 23Section 2 – Curtailment 24Section 3 – Missed Departure 25Section 4 – Travel Delay 26Section 5 – Personal Accident 27Section 6 – Medical Expenses 27Section 7 – Additional Medical Expenses 29Section 8 – Personal Property 29Section 9 – Mobility Aids 31Section 10 – Loss of Passport & Documents 32Section 11 – Personal Public Liability 32Section 12 – Legal Advice and Expenses 33Section 13 – Catastrophe 34
Section 14 – Hijack 34Section 15 – End Supplier Financial Failure 35WINTER SPORTS 37Section 16 – Ski Equipment 37Section 17 – Ski Pack 38Section 18 – Piste Closure 39GOLF 40Section 19 – Loss and Hire of Golf Equipment 40Section 20 – Loss of Green Fees 40Section 21 – Hole in One 41General Exclusions 42Things to Note when Making a Claim 44Complaints Procedures 46OK To Travel Ltd t: +44 (0) 1223 446 920Medical assistance whilst abroad t: +44 (0) 1732 853 333e: services@oktotravelinsurance.co.ukw: www.oktotravelinsurance.co.ukRichmond House, 16-20 Regent Street,Cambridge, CB2 1DBOK To Travel Ltd is registered in England Number 7853619 Financial Conduct Authority(FCA) number 570432. OK To Travel Ltd is an Appointed Representative of FreedomInsurance Services Ltd, registered in England Number 4399749 and authorised andregulated by the FCA number 306536.
Page 1: Your Policy BookletRelax… you’r
Page 6 and 7: POLICY SUMMARYThe purpose of the fo
Page 9 and 10: misrepresentation, abusive behaviou
Page 11 and 12: DEFINITIONSThe following words and
Page 13 and 14: supply of goods and services on whi
Page 15 and 16: and avoid language difficulties. If
Page 17 and 18: CHANGE IN YOUR STATE OF HEALTHAfter
Page 19 and 20: HAZARDOUS ACTIVITIESYOU are not cov
Page 21 and 22: • Hockey• Horse riding whilst w
Page 23 and 24: SECTION 1 - CANCELLATIONWE will pay
Page 25 and 26: eturn to duty.YOU ARE NOT COVERED1)
Page 27 and 28: SECTION 5 - PERSONAL ACCIDENTWE wil
Page 29 and 30: 15) for anything relating to a pre-
Page 31 and 32: a) from confiscation or detention b
Page 33 and 34: a) liability which YOU are responsi
Page 35 and 36: SECTION 15 - END SUPPLIER FINANCIAL
Page 37 and 38: SECTION 16-18 - WINTER SPORTSUpon p
Page 39 and 40: facilities;3) for anything mentione
Page 41 and 42: eing unable to play golf and use th
Page 43 and 44: anything mentioned in General Exclu
Page 45 and 46: MONEY, PASSPORTS, TICKETS OR DOCUME
Page 47 and 48: TRAVEL DELAY: Claims due to strike

Your Policy Booklet - AllClear Travel Insurance

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