Your Policy Booklet - AllClear Travel Insurance

paid out of that compensation.• Legal proceedings in the USA or Canada will follow the contingency fee system operating inNorth America.What you need to do if you wish to make a claim under this section of the policy:If YOU have an accident abroad and require legal advice YOU should telephone:Pannone LLP, 123 Deansgate, Manchester, M3 2BUThey will arrange for up to thirty minutes of advice to be given to YOU by a lawyer. To obtain thisservice YOU should telephone 0161 228 3851 or fax 0161 909 4444.SECTION 13 - CATASTROPHEWE will payUp to the amount shown in the Schedule of Cover & Limits, if YOU are forced to move fromYOUR pre-booked and pre-paid accommodation outside of the UK as a result of fire, lightning,explosion, earthquake, storm, tempest, hurricane, flood, medical epidemic or local Governmentdirective occurring while YOU are abroad and which is confirmed in writing by local or nationalauthority for the additional irrecoverable travel or accommodation costs necessarily incurred tocontinue with YOUR prepaid trip or, if the trip cannot be continued, for YOUR return to the UK.YOU ARE NOT COVERED1) disinclination to travel or to continue with YOUR trip when official directives from the local ornational authority state it is acceptable to do so.2) any cost or expense payable by or recoverable from the tour operator, airline, hotel or otherprovider of services.3) any cost or expense resulting from circumstances existing prior to YOUR arrival at YOUR prepaidand pre-booked accommodation.4) anything mentioned in the General Exclusions.SECTION 14 - HIJACKWE will pay£100 for each full 24 hours of delay up to the amount shown in the Schedule of Cover & Limits inall if YOU are prevented from reaching YOUR scheduled destination as a result of Hijack ofthe aircraft or ship in which YOU are travelling:1) Compensation is only payable if no claim is made under Section 1 (Cancellation) or Section 4(Travel Delay).2) YOU must produce independent evidence in writing in support of any claim.YOU ARE NOT COVEREDAnything mentioned in the General Exclusions.34