Your Policy Booklet - AllClear Travel Insurance

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Claims Procedure: International Passenger Protection claims only - any occurrence which maygive rise to a claim should be advised promptly and in any event within 14 days to:International Passenger Protection Claims OfficeIPP House Facsimile: +44 (0)20 8776 375122-26 Station Road Telephone: +44 (0)20 8776 3752West WickhamEmail: info@ipplondon.co.ukKent BR4 0PRUnited KingdomIPP will only accept claims submitted up to six months after the failure.Any claims submitted after the six month period will NOT be processed.ALL OTHER CLAIMS - REFER TO YOUR INSURANCE POLICY AND SEE ALTERNATIVECLAIMS PROCEDURE.36
SECTION 16-18 – WINTER SPORTSUpon payment of an additional premium for winter sports, YOUR policy will cover Wintersports onpiste, (as defined), skiing and snowboarding, for leisure purposes only and not participating in anytimed, competitive or off piste/specialist ski/snowboard activities) for the entire duration of yourSingle Trip or on your Multi Trip covers you for 24 days in one policy year.WINTER SPORTSThe exclusion of Winters Sports in the General Exclusions is deleted only with respect to coverunder Section 6 (Medical Expenses) and under Section 2 (Curtailment) but not Section 1(Cancellation) for participation in the following Winter Sports on a non-professional (amateur)and recreational basis provided that YOU ensure the activity is adequately supervised and thatappropriate safety equipment (such as protective head wear, etc.) are worn at all times and YOUdo not participate in such Winter Sports for more than 31 days in any one period of insurance.The acceptable Winter Sports list is:•Skiing (On Piste)•Skiing (Dry Slope)•Skiing, Big Foot•Sledging•Snow Boarding (On Piste)•Snow Boarding (Dry Slope)•Snow Kiting•Snow ShoeingSECTION 16 – SKI EQUIPMENTThis section of cover is applicable only if the appropriate winter sports premium has been paid.WE will pay1) Ski EquipmentUp to the amount shown in the Schedule of Cover & Limits for the value or repair of YOUR ownski equipment (after making proper allowance for wear and tear and depreciation) or hired skiequipment, if they are lost, stolen or damaged during YOUR trip, limited to the amount shown inthe schedule of cover & Limits for any one item.Please note: Claims for owned ski equipment will only be calculated as follows:6 to 12 months old 60% of purchase price13 to 24 months old 50% of purchase price25 to 36 months old 40% of purchase price37 to 60 months old 25% of purchase priceOver 60 months old NIL2) Ski Hire£10 per day, limited to the amount shown in the Schedule of Cover & Limits, in all for the reasonablecost of hiring replacement ski equipment as a result of the accidental loss, theft or damage ofYOUR own ski equipment during the period of insurance.37
Page 1 and 2: Your Policy BookletRelax… you’r
Page 3: Section 14 - Hijack 34Section 15 -
Page 6 and 7: POLICY SUMMARYThe purpose of the fo
Page 9 and 10: misrepresentation, abusive behaviou
Page 11 and 12: DEFINITIONSThe following words and
Page 13 and 14: supply of goods and services on whi
Page 15 and 16: and avoid language difficulties. If
Page 17 and 18: CHANGE IN YOUR STATE OF HEALTHAfter
Page 19 and 20: HAZARDOUS ACTIVITIESYOU are not cov
Page 21 and 22: • Hockey• Horse riding whilst w
Page 23 and 24: SECTION 1 - CANCELLATIONWE will pay
Page 25 and 26: eturn to duty.YOU ARE NOT COVERED1)
Page 27 and 28: SECTION 5 - PERSONAL ACCIDENTWE wil
Page 29 and 30: 15) for anything relating to a pre-
Page 31 and 32: a) from confiscation or detention b
Page 33 and 34: a) liability which YOU are responsi
Page 35: SECTION 15 - END SUPPLIER FINANCIAL
Page 39 and 40: facilities;3) for anything mentione
Page 41 and 42: eing unable to play golf and use th
Page 43 and 44: anything mentioned in General Exclu
Page 45 and 46: MONEY, PASSPORTS, TICKETS OR DOCUME
Page 47 and 48: TRAVEL DELAY: Claims due to strike

Your Policy Booklet - AllClear Travel Insurance

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