12.07.2015 Views

Your Policy Booklet - AllClear Travel Insurance

Your Policy Booklet - AllClear Travel Insurance

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un on time;4) unless YOU get confirmation of the delay from the authority who went to the accident orbreakdown affecting the car YOU were travelling in;5) for any delay caused by a riot, civil commotion, strike or industrial action which began orwas announced before the start date of YOUR policy and the date YOUR travel tickets orconfirmation of booking were issued;6) any claim relating to volcanic ash;7) for anything mentioned in the General Exclusions.SECTION 4 - TRAVEL DELAY(This section does not apply to trips within the UK)WE will pay1) a benefit of £20 for the first full 12 hours YOU are delayed and £10 for each further full 12 hoursYOU are delayed up to a maximum amount shown in the schedule of cover & Limits in all; or2) up to the amount under the cancellation section of this policy shown in the Schedule of Cover& Limits (after deduction of the excess shown in the Schedule of Cover & Limits per insuredperson) if YOU abandon the trip (on the outward journey only) after the first full 12 hours; dueto YOUR outward or return flight, sea crossing, coach or train departure to or from UK beingdelayed for more than 12 hours beyond the booked departure time as a result of:a) strike or industrial action (provided that, when this policy was taken out or whenYOUR trip was booked, there was no reasonable expectation that the strike orindustrial action would take place);b) adverse weather conditions;c) mechanical breakdown or technical fault of the aircraft, coach, train orsea vessel.YOU ARE NOT COVERED1) for the excess shown in the Schedule of Cover & Limits per insured person; (applicable to 2above, abandonment claims only);2) if YOU do not check-in for the flight, sea crossing, coach or train departure before the intendeddeparture time;3) if YOU do not obtain written confirmation from the airline, shipping, coach or train companystating the duration and the cause of the delay.4) for any claims arising from withdrawal from service temporarily or otherwise of the aircraft,coach, train or sea vessel on the orders or recommendation of the Civil Aviation Authority or aPort Authority or similar body in any Country;5) any claim relating to volcanic ash;6) for anything mentioned in the General Exclusions.N.B. This section applies in respect of delays only at the final point of international departure pointto and from UK.26

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