Dar Es Salaam, Tanz - SNHU Academic Archive - Southern New ...

109year 1997 , 199 9 an d 2001 . Th e complete d buildin g was buil t from othe r previou sreserves, whic h had huge accumulations. At the closin g stages of our study, the Boardwas working on allotting shares to members whose reserved dividends were involved inthe investment .4.1.4 SWO T ANALYSISAfter making the assessment and processing the collected data, SWOT analysis was usedin analysin g th e data . Togethe r wit h SWO T analysi s ther e wer e som e summarise dpriorities recommende d fo r managemen t t o tak e int o consideratio n fo r th e futur eperformance efficiency.Strengths1) Ther e is a committed management;2) Ther e is a sound liquidity situation;3) Capita l base is moving in the right direction;4) Profitabilit y is increasing;5) Th e SACCOs is situated in a convenient location6) Ther e is a potential for growth and expansionWeaknesses1) Assets : Loan portfolio quality is to improve.2) Lac k of credit management policy that guides3 the SACCOs best credit practice;3) Hig h level cooperative illiteracy amongst co-op membership and co-op leadership;4) Poo r management structure causing bureaucracy in providing credit service facility;