Dar Es Salaam, Tanz - SNHU Academic Archive - Southern New ...

115Management can set some categories of payment, where certain amount can be paid byeertain category of staff level and another category to be signed by committee membersalone. Apar t from delay s o f payments , 74.59% o f respondent s sho w tha t the y ar esatisfied that the loan policy really satisfy their needs, where 25.41% claiming that theyare not.Follow up done to establish what was the critical point where delays are mostly centredrevealed that recently, the burde n was heavily shouldere d by the chairma n followingresolutions passed regarding approval of TTCL staf f members. Management could notrisk society funds afte r realizin g that some of the TTCL staf f had also borrowed fromother financial institution s e.g . Stanbi c an d Standar d Chartere d banks . Concernedmembers were not transparent enough because they wanted to borrow fromthe SACCOswithout revealing the ban k loan s taken, knowing that its repayment als o focus a t th esame salaries.Another problem was the recent experience of mass retrenchment process of TTCL staff ,now unde r dispute. It was decided that, before they are paid, all TTCL loan s should beauthorized b y the chairma n himself. Considering supremac y of TTC L staf f in KKmembership (66.98% of all members , as per table 1 ) loans granted are supposed to bemore tha n othe r respectiv e organizations , s o an y sligh t chang e ma y affec t al lmembership. Those members from TTCL, who do not have loans in other institutions orare no t i n the redundanc y list , ha d th e righ t to claim s on bureaucracy. They had to