201509 CM September

PAYMENT TRENDS
9 7 7 6 6 5 54 4 3 3 2 2 1 1 0 0
0 0 1 1 2 2 3 34 4 5 5 6 6 7 7 8 8
Scotland +2.1 +2.1 Scotland Yorkshire -2.1 -2.1 && Humberside
+1.5 +1.5 +2.9West +2.9 North Midlands
West North West
5 4 3 2 1 0 0+3.1
+3.1 1 +2.1 2East East
+2.1 3Yorkshire Midlands 4 Yorkshire 5& Humberside
6 7& Humberside
8
23.8
Region
25
+0.7 +0.7 +1.5East +1.5 East West Anglia
Midlands
West Midlands
20
18.2
15.7 15.9 16.3 15.7
64 5 3 4 2 3 1 2 0 1 0 0 10+1.9
2+3.1
1 Wales 32 East 43 Midlands
45 East
65 Midlands 67 78
8
15
+3.1
Region
Getting Better
25
23.8
Region
+0.7 East Anglia UK DBT Trend
25 10
UK DBT Trend
20
20
18.2
Scotland -2.1
+2.1 +2.1 South +0.7West
East Anglia
5
1
+1.9 Wales
15.7 15.9 16.3 15.7 15
15 15
Getting Getting Better +2.8 +2.8 Better South +1.9East
East Wales
23.8
23.8
0
+2.9 North West +2.1 South West 25 25
10 10 Aug Sep Oct Nov Dec Jan
Scotland Scotland -2.1 -2.1 +2.6 +2.6 London
+2.1 South West 20
18.2 Scotland
55
17.4 17.3
+2.1 Yorkshire +2.8 & Humberside
South East 20
15.7
18.2 15.9 18.1 16.3 15.7 15.8 16.2 16.1 16 1
15.7
DBT
15.9 16.3 15.7 15.8 00
16.2 16.1 16
+2.9 +2.9 North North West West
15
Aug Sep Oct Nov Dec Jan Jan Fe
+1.5 West +1.8 Midlands +1.8 +2.6Northern +2.8 LondonSouth Ireland
East
15
10
Scotland
Scotland
+2.1 +2.1 Getting Getting
Yorkshire Yorkshire Worse Worse
& Humberside & +2.6 Humberside London
18.1
18.1 DBT
+3.1 East Midlands +1.8 Northern Ireland
DBT
510
+1.5 +1.5 West West Getting
Midlands Midlands
Worse +1.8 Northern Ireland
+0.7 East Anglia
0
East Midlands
East Midlands
Aug Sep Oct Nov Dec Jan Feb Mar Apr May Jun Jul
+3.1
+3.1
Getting Worse
5
Northern
Ireland
+1.9 Wales Sector
23.4 DBT
Yorkshire &
Scotland +0.7 East Anglia Sector0
North West
+0.7 East Anglia
20.5 Humberside
DBT
18.1 +2.1
DBT
South West
Northern
16.4 DBT
Northern Ireland
+1.9 Wales
Aug Sep Oct Nov Dec Jan Feb Mar Apr May J
Ireland
+1.9 Wales
Sector 23.4 DBT
+2.8 South East
North West Yorkshire &
23.4 DBT
North 20.5 West Yorkshire Humberside
DBT
& East
Scotland +2.1 South West
Finance Finance
20.5 Humberside 16.4 Midlands Wholesale
DBT
DBT
+2.1 South West
Finance and Wholesale
+2.6 London
and Insurance
Hospitality
and Retail
16.4 17.9 and Retail
Construction
DBT
DBT
18.1 DBT
and Insurance
Hospitality West
and Retail
Construction
+2.8 South East
Getting Getting Better Better
Getting Better
East
+2.8 South East
-12.5 -12.5
Midlands
-1.7 -1.7 -1.7 -0.3 -0.3 -0.3 -0.1 -0.1 -0.1
East Anglia
+1.8 Northern Ireland
Wales 19.3 DBT Midlands
Finance
East 14.5 DBT
Wholesale
+2.6 London
18.6 DBT
Midlands 17.9 DBT
and Insurance
West Hospitality
and Retail
Construction
Getting +2.6 WorseLondon
Getting Getting Worse
Worse
Mining Mining & & &
Business Business BusinessMidlands
IT & 17.9 Comms IT & IT Comms & Comms
DBT
Professional Professional
Education Education
London
West
East Anglia
+1.8 Northern Ireland
Getting Better
Quarrying
from Wales from Home -12.5 from Home Home -1.7 & Scientific &-0.3
Scientific & -0.1
19.3 DBT
Midlands +6.8 19.6 DBT
+6.8 +6.8 14.5 DBT
+6.2 +6.2 +6.2
18.6 DBT
East Anglia
+1.8 Northern Ireland
+12.2
Wales +9.7 +9.7 +9.7
South East
19.3
+6.5 +6.5 +6.5
DBT
Northern
Ireland
23.4 DBT
9 7 6 5 4 3 2 1Getting Getting 0 Better Better0 1 2 3 4 5 6 7 8
9 7 6 5 4 3 2 1 0 0 1 2 3 4 5 6 7 8
Scotland
-2.1 -2.1
Getting Worse
North West
Getting Worse 20.5 DBT
Yorkshire &
Humberside
16.4 DBT
14.5 DBT
18.6 DBT
IT & Comms
16.8 DBT
South West
18.6 DBT
Top Five Prompter Payers
Top Five Prompter Payers
Bottom Five Poorer Payers
East Top Top Five Bottom Five Prompter Five Poorer Payers
Payers
16.8 DBT
Bottom Five Five Poorer Payers
Sector July 15 Change on June 15
Sector July 15 Change on June 15
Midlands
Region July 15 Change on June 15 Sector Wholesale Sector Region and Retail
17.9 DBT
Finance
12.8 July July 15 July 15 15 -0.3Change Change Change on June on on 15June Mining 15 & Quarrying 35.1 +12.2
Wholesale
Sector Sector July July 15 15 Change Change on June on June 15 15
Top Five Prompter Payers
Bottom Five Poorer Payers
East Anglia 14.5 West +0.7
Wholesale Hospitality Northern and and Retail Ireland Retail Insurance12.8 12.8 12.8 23.4
-1.7 Hospitality -0.3 -0.3 +1.8
Professional and Retail Mining Mining & Scientific & Quarrying & Construction 27.2 35.1 +6.5 35.1 +12.2 +12.2
Midlands
Agriculture Top Five Prompter 14.2 Payers +1.3
Energy Supply Bottom Five 25.3 Poorer +6.1Payers
Yorkshire North &
Region West Humberside Yorkshire 16.4 & +2.1 East Anglia Bottom Five Poorer Payers
Wales
July 15 Change Getting on June Better Hospitality North West
15 IT & Comms Region -12.5 12.8 12.8 20.5
July 15 Change on June 15
19.3
Finance 14.5 +6.8
-1.7 -1.7 +2.9
Business -0.3 Professional & Scientific & Wholesale admin & support
-0.1 27.2 27.2 +6.5 +6.5
23.0 +2.8
DBT
South West 16.8 +2.1
Sector July 15 Change on June 15
14.5 Agriculture DBT
East Anglia 18.6 DBT
14.5 +0.7
Entertainment London
Northern Ireland Insurance 14.2 14.2
15.1 19.6 +1.3 +1.3
23.4 +1.8 Hospitality +2.6
Energy Energy Supply Supply 25.3 25.3 +6.1 +6.1
20.5
Humberside
+1.8
and Retail
Construction
DBT
Manufacturing 21.1 +3.6
Region East Midlands July 15 Change on June 15
Region Wholesale and Retail
Finance
July 15 12.8 Change on -0.3 June 15
Mining & Quarrying 35.1 +12.2
Yorkshire & Humberside
17.9
16.4
+3.1
IT & IT Comms &
+2.1
Wales 14.5 14.5
Getting Better North West
18.6 +6.8 +6.8
-12.5 20.5
+1.9
-1.7+2.9
Wholesale
Business admin admin & support & 23.0 23.0 +2.8 +2.8
16.4 DBT
-0.3 -0.1
East South Anglia 14.5 +0.7 London
Northern Hospitality Ireland Insurance
South
East
West
18.6
16.8
+2.8 Getting Worse
+2.1
Entertainment Scotland Mining &
London
15.1 Business 15.1 23.4 18.1
19.6 Hospitality 12.8 +1.8 +1.8
-1.2 IT &-1.7
Comms
+2.6 and Retail Manufacturing Professional Professional Construction & Scientific Education 21.1 21.1 27.2 +3.6 +3.6 +6.5
Quarrying
Yorkshire East & Humberside Midlands 16.4 17.9 +2.1 19.6 Getting +3.1
North West
Agriculture from Home
20.5
14.2
+2.9
+1.3
& Scientific Energy Supply 25.3 +6.1
DBT Better
Wales -12.5
18.6 -1.7 +1.9 +6.8 -0.3 -0.1 +6.2
South West South East 16.8 18.6 +2.1 +2.8 Getting South Worse IT & Comms 14.5
East London
+12.2
Scotland Mining &
+9.7
Business 19.618.1 +2.6 -1.2 IT +6.8 & Comms
Professional
+6.5 Business admin & Education support 23.0 +2.8
Quarrying Entertainment from Home 15.1 +1.8
& Scientific Manufacturing 21.1 +3.6
East Midlands South 17.9 West East +3.1 18.6 DBT Wales 18.6 +1.9 +6.8
+6.2
The recognised standard in credit management
South East 18.6 www.cicm.com September 2015 31
16.8 +2.8 Getting Worse Scotland Mining +12.2 &
Business +9.7 18.1 -1.2 IT & Comms
Professional +6.5
Education
DBTMidlands
Quarrying
from Home
& Scientific
Top Five Prompter Payers
+2.9 +2.9North West
Getting Better Getting Better
Getting Worse
18.6 DBT
Mining &
Quarrying
+12.2
South West
London
16.8 Business
DBT
19.6 DBT
from Home London
19.6 DBT
South West +9.7
+6.8
South East
18.6 DBT
South East
+6.8
Sector July 15 Change on June 15
+6.2
Professional
& Scientific
+6.5
Education
+6.2