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201509 CM September

THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

THE CICM JOURNAL FOR CONSUMER AND COMMERCIAL CREDIT PROFESSIONALS

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CREDIT MANAGEMENT<br />

<strong>CM</strong><br />

in association with<br />

MONTHLY PRIZE CROSSWORD<br />

CREDITCONUNDRUM<br />

FOR ALL EMAIL ENTRIES FOR THE CROSSWORD PLEASE EMAIL: andrew.morris@cicm.com<br />

Puzzle by © 2012 Mirroreyes Internet Services Corporation. All Rights Reserved - CROSSWORD NBR 32<br />

NAME ....................................................................................................................................<br />

ADDRESS ..............................................................................................................................<br />

...............................................................................................................................................<br />

POST CODE .................................. TELEPHONE NUMBER .....................................................<br />

The CI<strong>CM</strong> is registered with the UK's Information<br />

Commissioner under the Data Protection Act 1998 (the<br />

"Act"). All the data contained on this form, is held and<br />

processed electronically in accordance with the Act.<br />

The Institute holds and processes your personal data in<br />

order to give you the full benefits of being a member and<br />

for administrative purposes.<br />

We might from time to time notify you by post or email of<br />

details of CI<strong>CM</strong> events or other similar CI<strong>CM</strong> services or<br />

products which we think July / August be of interest to<br />

you. If you do not wish to receive such notification please<br />

tick here q<br />

If you subsequently decide that you do not wish to<br />

receive such notifications please email the Institute at<br />

unsubscribe@cicm.com or write to the Data Controller at<br />

the address given below.<br />

The Data Protection Act gives you the right at any time to<br />

see a copy of all the data that we hold about you. If you<br />

would like a copy, please send a letter requesting this<br />

information together with a cheque for £10 payable to :<br />

The Chartered Institute of Credit Management to:<br />

Data Controller, CI<strong>CM</strong>, The Water Mill, Station Road,<br />

South Luffenham, OAKHAM, LE15 8NB.<br />

CREDITMAN by MIKE FLANNAGAN<br />

ACROSS :<br />

1. Hairdo<br />

5. Potatoes<br />

10. Credit or playing<br />

14. Childlike<br />

15. Artist's workstand<br />

16. Double-reed woodwind<br />

17. Minor quarrel<br />

18. Perilous<br />

20. Blow up<br />

22. Pillar<br />

23. In song, the loneliest number<br />

24. Small islands<br />

25. Splashing<br />

32. Avoid<br />

33. Mortise and _____ joint<br />

34. A spider spins this<br />

37. To tax or access<br />

DOWN :<br />

1. Against<br />

2. Gladly (archaic)<br />

3. Jazz phrase<br />

4. Unloads<br />

5. 7 member group<br />

6. Trim<br />

7. Utilize<br />

8. A style of design<br />

9. Generous slice of the pie<br />

10. Spirals<br />

11. Agitated<br />

12. Awaken<br />

13. Davenports<br />

19. Rule<br />

21. Initial wager<br />

25. Religious offshoot<br />

26. Urgent request<br />

27. Craving<br />

28. Chopin composition<br />

29. Varnish ingredient<br />

38. Travelled by bus<br />

39. Disappear gradually<br />

40. Make lace<br />

41. Point of greatest despair<br />

42. Birch relative<br />

43. Recognizing<br />

45. A high-pitched woodwind<br />

49. Chart<br />

50. Otalgia<br />

53. Hardy coarse-haired sheep<br />

57. Mating of related people<br />

59. A coniferous tree<br />

60. Leave in a hurry<br />

61. Gibe<br />

62. Dash<br />

63. 10 10 10 10<br />

64. Children<br />

65. Defeat decisively<br />

30. Unreactive<br />

31. A gesture of assent<br />

34. Dry riverbed<br />

35. Biblical garden<br />

36. Large mass of ice<br />

38. Ill<br />

39. Fly killer<br />

41. Daughter of a sibling<br />

42. At a distance<br />

44. Pictures<br />

45. A belligerent little mongrel dog<br />

46. Javelin<br />

47. Not rural<br />

48. Small open pies<br />

51. Warmth<br />

52. Jittery<br />

53. Leg joint<br />

54. Prefix meaning 1000<br />

55. Two-toed sloth<br />

56. Gave temporarily<br />

58. Bother<br />

THERE WILL BE THREE PRIZES<br />

OF £20 EACH FOR THE FIRST THREE<br />

NAMES DRAWN<br />

CROSSWORD SOLUTION 31<br />

JULY/AUGUST CROSSWORD<br />

WINNERS ARE :<br />

Olga Zajaczkowski<br />

Angela Deverick<br />

Lynn Von Der Recke<br />

For the chance of winning £20,<br />

forward your completed solution to:<br />

Art Editor, Andrew Morris,<br />

Chartered Institute of Credit Management,<br />

The Water Mill, Station Road, South<br />

Luffenham, OAKHAM, LE15 8NB<br />

or email: andrew.morris@cicm.com<br />

DON’T ALLOW LONG-STANDING<br />

DEBTS AFFECT YOUR BUSINESS<br />

For a detailed discussion on how we can help your business or for a quotation for any of our services<br />

please do not hesitate to contact: Paul Daine FCI<strong>CM</strong>, MIoD, Managing Director<br />

Office 3, Caidan House Business Centre, Canal Road, Timperley, Altrincham, Cheshire, WA14 1TD<br />

F: 0333 121 3843 E: enquries@premiumcollections.co.uk W: www.premiumcollections.co.uk<br />

For all your credit management requirements Premium<br />

Collections Limited have the solution. Staffed by<br />

professionals with over 50 years combined experience.<br />

Call: 0161 962 4695<br />

The recognised standard in credit management www.cicm.com <strong>September</strong> 2015<br />

63

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