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23 June 2016

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8 Talk of the Town ADVERTISING / NEWSDESK: (046) 624 4356 Find us on Facebook<br />

<strong>June</strong> <strong>23</strong>, <strong>2016</strong><br />

Port Alfred<br />

BUSINESSFORUM<br />

Bulk up on your<br />

retirement fund<br />

Channel more income to your RA<br />

THERE has never been<br />

a better time than now<br />

to bulk your retirement<br />

savings Sanlam<br />

financial planner at<br />

Strata BlueStar<br />

Financial Solutions in<br />

Port Alfred, Sticks<br />

Stiglingh says.<br />

The taxable<br />

deductions have<br />

increased to 27.5% of<br />

individuals’ gross<br />

taxable income, and if<br />

you are saving<br />

through a retirement<br />

annuity (RA); that<br />

means getting an<br />

extra 12.5% tax<br />

deduction if you<br />

choose to contribute<br />

up to the allowed<br />

limit.<br />

Previously, you<br />

could contribute up to<br />

15% of your annual<br />

taxable income to your<br />

RA, but now that this<br />

has been increased, it<br />

means you may defer<br />

more of your income<br />

tax to after retirement,<br />

since this contribution<br />

is made from your<br />

pre-tax income. This is<br />

a major benefit as<br />

your individual tax<br />

rate, rebates and<br />

allowable deductions<br />

will be more<br />

favourable at<br />

retirement than now.<br />

Stiglingh believes<br />

that a retirement<br />

annuity is one of the<br />

best vehicles to use<br />

for retirement savings<br />

because, apart from<br />

the fact that it saves<br />

you income tax during<br />

your working years, it<br />

also earns tax-free<br />

investment returns.<br />

Furthermore, funds<br />

accumulated in an RA<br />

are exempt from<br />

estate duty and are<br />

protected from<br />

creditors.<br />

RAs have evolved a<br />

lot over the years to<br />

appeal to a wide<br />

investor audience.<br />

Sanlam’s Cumulus<br />

Echo RA, for instance,<br />

offers a bonus for<br />

every single payment<br />

you make. This is a<br />

very appealing factor<br />

and is particularly<br />

popular among<br />

younger investors.<br />

Sanlam designs<br />

products with people’s<br />

needs as well as their<br />

challenges in mind.<br />

We know that many<br />

people find it<br />

challenging to<br />

continue investing<br />

once they have started<br />

a savings plan. This is<br />

why our Cumulus Echo<br />

RA includes an<br />

incentive bonus<br />

structure that rewards<br />

people for staying the<br />

course. The more and<br />

longer you save, the<br />

higher the bonus.<br />

Contact Stiglingh on<br />

(046) 624-4948/<br />

071-612-7339 or<br />

sticks@<br />

stratabluestar.co.za fo r<br />

expert advice.<br />

Sanlam is a licensed<br />

financial services<br />

p r o v i d e r.<br />

Catch up with what’s happening on the PA business front<br />

New primary school is opening in Kenton<br />

A NEW era of education and<br />

learning is set to commence<br />

in Kenton early next year<br />

when new school Bushwillow<br />

Primary School is opening its<br />

doors in January providing<br />

primary education from Grade<br />

R to Grade 7 to Kenton and<br />

surrounding communities.<br />

The main aim of the school<br />

is to create a learning<br />

environment that is sensitive<br />

to each child's learning style<br />

and needs. The school<br />

curriculum is focused on<br />

holistic development of<br />

children, nurturing curiosity,<br />

critical thinking, self-initiative,<br />

problem solving and<br />

creativity in the learners’<br />

approach to the work.<br />

“Children most effectively<br />

learn through play and<br />

discovery. At Bushwillow<br />

Primary School we want to<br />

nurture their natural love for<br />

learning,” teacher Jessica van<br />

Graan said.<br />

The school is organising its<br />

first fundraiser, a five-day<br />

holiday camp from July 4 to<br />

8, for children aged six to 12<br />

at Beehaven smallholding,<br />

2km outside Kenton-on-Sea.<br />

Advanced life support with Holistic EMS<br />

JON HOUZET<br />

A NEW private<br />

ambulance service,<br />

Holistic EMS<br />

(Emergency Medical<br />

Services), opened in<br />

Port Alfred last week.<br />

They offer advanced<br />

life support, 24 hour<br />

emergency care in<br />

medical and trauma,<br />

ICU transfers, events,<br />

The camp offers a range of<br />

activities, including kayaking<br />

on the Bushman’s River,<br />

bamboo lantern making,<br />

wood work, fishing, dancing<br />

workshop, art lessons, bird<br />

walks and drumming around<br />

the fire.<br />

Anouk Verheijen, one of the<br />

initiators of Bushwillow<br />

Primary and a camp<br />

counsellor, said the camp<br />

focuses on each individual<br />

child's needs within the group<br />

and first aid training.<br />

Holistic EMS is<br />

headed by Karen<br />

Romans, an advanced<br />

life support<br />

paramedic. Romans<br />

obtained a national<br />

diploma in emergency<br />

medical care and<br />

rescue at Durban<br />

University of<br />

Technology, and has a<br />

BTech partner and two<br />

<br />

<br />

<br />

<br />

<br />

<br />

<br />

<br />

<br />

<br />

<br />

<br />

<br />

<br />

<br />

NEW LEARNING: Bushwillow Primary School is set to open in<br />

January and will offer a child-centred educational environment<br />

consulting doctors.<br />

Romans said she<br />

has a silent partner<br />

who comes from a<br />

d i s a d va n t a g e d<br />

background, whose<br />

motivation was to<br />

provide education and<br />

training opportunities<br />

for the community.<br />

“We chose the name<br />

Holistic because we<br />

care for the body, mind<br />

and spirit of the<br />

person, and because of<br />

our desire to give back<br />

to the community.<br />

We ’re starting small<br />

but our goal is to have<br />

two ambulances in<br />

Port Alfred,” she said.<br />

“I moved here in<br />

November last year.<br />

We recognised the<br />

need for an advanced<br />

life support<br />

ambulance service,”<br />

Romans said.<br />

“We visited many<br />

towns to see where<br />

there was a need. We<br />

recognised a gap in<br />

the market and reports<br />

of poor service<br />

delivery in this area.”<br />

Romans related the<br />

story of a local woman<br />

who was having a<br />

setting, and offers the<br />

opportunity for each child to<br />

build self confidence as they<br />

learn new skills.<br />

The camp fee for five days<br />

is R1 500 including food and<br />

a c c o m m o d at i o n .<br />

Day tickets are available at<br />

R300. Bookings can be made<br />

till <strong>June</strong> 29.<br />

For further information,<br />

contact Verheijen at<br />

Anouk@bushwillow.co.za or<br />

07 1 - 6 2 8 - 6 6 5 6 .<br />

heart attack driving<br />

herself to Greenacres<br />

Hospital in Port<br />

Elizabeth, as she had<br />

called for help but no<br />

ambulances came to<br />

her aid. Another man<br />

told of how often the<br />

community had to<br />

transport ill relatives<br />

in their private<br />

vehicles because<br />

ambulances don’t<br />

arrive after hours of<br />

wa i t i n g .<br />

Romans has<br />

previous experience<br />

working for<br />

Government EMS,<br />

Netcare and ER24,<br />

and has been in the<br />

emergency care<br />

industry for 32 years.<br />

She was one of the<br />

pioneers of the<br />

motorcycle response<br />

unit at Netcare in<br />

Pretoria.<br />

“At Holistic EMS<br />

we’ve got top of the<br />

range equipment. We<br />

can respond to<br />

neonatal and ICU<br />

transfers, cardiac<br />

arrest, motor vehicle<br />

accidents, drownings,<br />

any type of trauma<br />

and medical<br />

emergencies, ” she<br />

said.<br />

“We have a fully<br />

equipped and manned<br />

ambulance and a<br />

response vehicle with<br />

advanced life support<br />

– the vehicle I’m in.<br />

“I’m a really<br />

passionate paramedic<br />

–I will make sure my<br />

staff and I offer<br />

excellent service<br />

delivery and patient<br />

care, always putting<br />

the patient’s best<br />

interest first,” she<br />

said.<br />

Their office number<br />

is 063-460-0042, or<br />

e-mail<br />

info@holistic-ems.co.za or<br />

k a re n ro m a n s 6 2 @ g m a i l . c o m

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