23 June 2016
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8 Talk of the Town ADVERTISING / NEWSDESK: (046) 624 4356 Find us on Facebook<br />
<strong>June</strong> <strong>23</strong>, <strong>2016</strong><br />
Port Alfred<br />
BUSINESSFORUM<br />
Bulk up on your<br />
retirement fund<br />
Channel more income to your RA<br />
THERE has never been<br />
a better time than now<br />
to bulk your retirement<br />
savings Sanlam<br />
financial planner at<br />
Strata BlueStar<br />
Financial Solutions in<br />
Port Alfred, Sticks<br />
Stiglingh says.<br />
The taxable<br />
deductions have<br />
increased to 27.5% of<br />
individuals’ gross<br />
taxable income, and if<br />
you are saving<br />
through a retirement<br />
annuity (RA); that<br />
means getting an<br />
extra 12.5% tax<br />
deduction if you<br />
choose to contribute<br />
up to the allowed<br />
limit.<br />
Previously, you<br />
could contribute up to<br />
15% of your annual<br />
taxable income to your<br />
RA, but now that this<br />
has been increased, it<br />
means you may defer<br />
more of your income<br />
tax to after retirement,<br />
since this contribution<br />
is made from your<br />
pre-tax income. This is<br />
a major benefit as<br />
your individual tax<br />
rate, rebates and<br />
allowable deductions<br />
will be more<br />
favourable at<br />
retirement than now.<br />
Stiglingh believes<br />
that a retirement<br />
annuity is one of the<br />
best vehicles to use<br />
for retirement savings<br />
because, apart from<br />
the fact that it saves<br />
you income tax during<br />
your working years, it<br />
also earns tax-free<br />
investment returns.<br />
Furthermore, funds<br />
accumulated in an RA<br />
are exempt from<br />
estate duty and are<br />
protected from<br />
creditors.<br />
RAs have evolved a<br />
lot over the years to<br />
appeal to a wide<br />
investor audience.<br />
Sanlam’s Cumulus<br />
Echo RA, for instance,<br />
offers a bonus for<br />
every single payment<br />
you make. This is a<br />
very appealing factor<br />
and is particularly<br />
popular among<br />
younger investors.<br />
Sanlam designs<br />
products with people’s<br />
needs as well as their<br />
challenges in mind.<br />
We know that many<br />
people find it<br />
challenging to<br />
continue investing<br />
once they have started<br />
a savings plan. This is<br />
why our Cumulus Echo<br />
RA includes an<br />
incentive bonus<br />
structure that rewards<br />
people for staying the<br />
course. The more and<br />
longer you save, the<br />
higher the bonus.<br />
Contact Stiglingh on<br />
(046) 624-4948/<br />
071-612-7339 or<br />
sticks@<br />
stratabluestar.co.za fo r<br />
expert advice.<br />
Sanlam is a licensed<br />
financial services<br />
p r o v i d e r.<br />
Catch up with what’s happening on the PA business front<br />
New primary school is opening in Kenton<br />
A NEW era of education and<br />
learning is set to commence<br />
in Kenton early next year<br />
when new school Bushwillow<br />
Primary School is opening its<br />
doors in January providing<br />
primary education from Grade<br />
R to Grade 7 to Kenton and<br />
surrounding communities.<br />
The main aim of the school<br />
is to create a learning<br />
environment that is sensitive<br />
to each child's learning style<br />
and needs. The school<br />
curriculum is focused on<br />
holistic development of<br />
children, nurturing curiosity,<br />
critical thinking, self-initiative,<br />
problem solving and<br />
creativity in the learners’<br />
approach to the work.<br />
“Children most effectively<br />
learn through play and<br />
discovery. At Bushwillow<br />
Primary School we want to<br />
nurture their natural love for<br />
learning,” teacher Jessica van<br />
Graan said.<br />
The school is organising its<br />
first fundraiser, a five-day<br />
holiday camp from July 4 to<br />
8, for children aged six to 12<br />
at Beehaven smallholding,<br />
2km outside Kenton-on-Sea.<br />
Advanced life support with Holistic EMS<br />
JON HOUZET<br />
A NEW private<br />
ambulance service,<br />
Holistic EMS<br />
(Emergency Medical<br />
Services), opened in<br />
Port Alfred last week.<br />
They offer advanced<br />
life support, 24 hour<br />
emergency care in<br />
medical and trauma,<br />
ICU transfers, events,<br />
The camp offers a range of<br />
activities, including kayaking<br />
on the Bushman’s River,<br />
bamboo lantern making,<br />
wood work, fishing, dancing<br />
workshop, art lessons, bird<br />
walks and drumming around<br />
the fire.<br />
Anouk Verheijen, one of the<br />
initiators of Bushwillow<br />
Primary and a camp<br />
counsellor, said the camp<br />
focuses on each individual<br />
child's needs within the group<br />
and first aid training.<br />
Holistic EMS is<br />
headed by Karen<br />
Romans, an advanced<br />
life support<br />
paramedic. Romans<br />
obtained a national<br />
diploma in emergency<br />
medical care and<br />
rescue at Durban<br />
University of<br />
Technology, and has a<br />
BTech partner and two<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
<br />
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<br />
NEW LEARNING: Bushwillow Primary School is set to open in<br />
January and will offer a child-centred educational environment<br />
consulting doctors.<br />
Romans said she<br />
has a silent partner<br />
who comes from a<br />
d i s a d va n t a g e d<br />
background, whose<br />
motivation was to<br />
provide education and<br />
training opportunities<br />
for the community.<br />
“We chose the name<br />
Holistic because we<br />
care for the body, mind<br />
and spirit of the<br />
person, and because of<br />
our desire to give back<br />
to the community.<br />
We ’re starting small<br />
but our goal is to have<br />
two ambulances in<br />
Port Alfred,” she said.<br />
“I moved here in<br />
November last year.<br />
We recognised the<br />
need for an advanced<br />
life support<br />
ambulance service,”<br />
Romans said.<br />
“We visited many<br />
towns to see where<br />
there was a need. We<br />
recognised a gap in<br />
the market and reports<br />
of poor service<br />
delivery in this area.”<br />
Romans related the<br />
story of a local woman<br />
who was having a<br />
setting, and offers the<br />
opportunity for each child to<br />
build self confidence as they<br />
learn new skills.<br />
The camp fee for five days<br />
is R1 500 including food and<br />
a c c o m m o d at i o n .<br />
Day tickets are available at<br />
R300. Bookings can be made<br />
till <strong>June</strong> 29.<br />
For further information,<br />
contact Verheijen at<br />
Anouk@bushwillow.co.za or<br />
07 1 - 6 2 8 - 6 6 5 6 .<br />
heart attack driving<br />
herself to Greenacres<br />
Hospital in Port<br />
Elizabeth, as she had<br />
called for help but no<br />
ambulances came to<br />
her aid. Another man<br />
told of how often the<br />
community had to<br />
transport ill relatives<br />
in their private<br />
vehicles because<br />
ambulances don’t<br />
arrive after hours of<br />
wa i t i n g .<br />
Romans has<br />
previous experience<br />
working for<br />
Government EMS,<br />
Netcare and ER24,<br />
and has been in the<br />
emergency care<br />
industry for 32 years.<br />
She was one of the<br />
pioneers of the<br />
motorcycle response<br />
unit at Netcare in<br />
Pretoria.<br />
“At Holistic EMS<br />
we’ve got top of the<br />
range equipment. We<br />
can respond to<br />
neonatal and ICU<br />
transfers, cardiac<br />
arrest, motor vehicle<br />
accidents, drownings,<br />
any type of trauma<br />
and medical<br />
emergencies, ” she<br />
said.<br />
“We have a fully<br />
equipped and manned<br />
ambulance and a<br />
response vehicle with<br />
advanced life support<br />
– the vehicle I’m in.<br />
“I’m a really<br />
passionate paramedic<br />
–I will make sure my<br />
staff and I offer<br />
excellent service<br />
delivery and patient<br />
care, always putting<br />
the patient’s best<br />
interest first,” she<br />
said.<br />
Their office number<br />
is 063-460-0042, or<br />
e-mail<br />
info@holistic-ems.co.za or<br />
k a re n ro m a n s 6 2 @ g m a i l . c o m