Bounce Magazine 77
In this spring edition we feature the internet sensation dodie, we review The Swan House in Beccles, don't miss our Mother's Day Gift Guide, we also have two amazing competitions to win tickets to The Wailers and Brand New Heavies. We review the GlassVAC share our top gardening products, plus we have our top Bounce loves baby clothes and accessories. We also feature weddings, health and wellbeing, business, music and entertainment, fashion, sports and much more!
In this spring edition we feature the internet sensation dodie, we review The Swan House in Beccles, don't miss our Mother's Day Gift Guide, we also have two amazing competitions to win tickets to The Wailers and Brand New Heavies. We review the GlassVAC share our top gardening products, plus we have our top Bounce loves baby clothes and accessories. We also feature weddings, health and wellbeing, business, music and entertainment, fashion, sports and much more!
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MARCH 2019 MARCH | 2019 ISSUE | #<strong>77</strong> ISSUE | #<strong>77</strong> LIFESTYLE<br />
By Paul Blaking,<br />
Mortgage Consultant,<br />
Ipswich Building<br />
Society<br />
For anyone thinking<br />
of buying their first<br />
property you could be forgiven for thinking<br />
it is an impossible task.<br />
But there was good news last year<br />
according to industry group UK Finance,<br />
who reported the highest number of first<br />
time buyer mortgages since 2006, at<br />
370,000 completions.<br />
GETTING STARTED...<br />
It might seem obvious, but first you need<br />
to figure out how much your first home<br />
will cost – and then, how much you need<br />
to save.<br />
You may be able to access mortgages<br />
needing as little as a 5% deposit, but you<br />
may be paying more to borrow the money<br />
than if you save a larger sum.<br />
Generally, the more deposit you have, the<br />
more competitive mortgage deals you’ll be<br />
able to access.<br />
THE OPTIONS...<br />
Mortgages can be confusing, and it can<br />
seem like there are too many different<br />
options to choose from – whether it’s the<br />
interest rate, the term length or the basis<br />
on which it is repaid.<br />
You may have a gifted deposit from a<br />
family member, be considering a shared<br />
ownership (part-buy, part-rent) scheme<br />
or be using a Help to Buy ISA to fund your<br />
purchase.<br />
Whatever your circumstances, it’s<br />
important to get a mortgage that fits your<br />
own individual needs.<br />
At Ipswich Building Society we offer free,<br />
no-obligation mortgage advice through<br />
our team of Mortgage Consultants. If<br />
you’re looking for a mortgage with us<br />
we’ll do our best to find the right one for<br />
you. Give us a call on 0330 123 0<strong>77</strong>3 or<br />
visit www.ibs.co.uk<br />
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