Seaford Scene January 2020
Community magazine, Business Directory and What's On Guide
Community magazine, Business Directory and What's On Guide
You also want an ePaper? Increase the reach of your titles
YUMPU automatically turns print PDFs into web optimized ePapers that Google loves.
Lewes District Citizens Advice<br />
DEBT ADVICE<br />
Lewes District Citizens Advice expects <strong>January</strong><br />
to be the year’s busiest month for debt advice:<br />
Here are our six top tips to sort out your debts.<br />
1) Work out how much you owe: Make a list of<br />
who you owe money to and add up how much<br />
you need to pay each month.<br />
2) Prioritise your debts: Your rent or mortgage,<br />
energy and council tax are called priority debts<br />
and these should always be paid first. Separate<br />
these and work out how much you owe.<br />
3) Work out how much you can pay: Add up your<br />
essential living costs, such as food and housing, and<br />
take away these from your income. Any money<br />
you have spare can be put towards your debts.<br />
Citizens Advice budgeting tool can help.<br />
4) Pay urgent debts: You may have several<br />
priority debts and can’t pay them all. Contact<br />
all your creditors to find out if you negotiate<br />
Always pay priority creditors who are taking action<br />
against you.<br />
5) Pay non-urgent debts: If you have any<br />
money left after paying priority debts, consider<br />
getting a free debt-management plan. You’ll make<br />
one monthly payment to the plan provider, who<br />
will handle paying your creditors. Or contact your<br />
creditors and offer them what you can afford<br />
to pay.<br />
6) If you can’t pay your debts: If you’ve got little<br />
or no money spare to pay your priority debts seek<br />
advice from us straight away.<br />
For information and advice, call us on 03444<br />
111444, visit one of our offices in Newhaven,<br />
Lewes or <strong>Seaford</strong> or check out our website<br />
www.lewesdistrictcab.org.uk for further details.<br />
february ISSUE DEADLINE:<br />
WedNEsDAY 8th JANUARY<br />
Call for a friendly<br />
informal chat:<br />
01323 356008<br />
or email Brigitte<br />
directly<br />
FREE FIRST APPOINTMENT<br />
Brigitte Shakespeare<br />
Family Law Solicitor<br />
Resolution Member<br />
01323 356008<br />
brigitte.shakespeare@cognitivelaw.co.uk<br />
www.cognitivelaw.co.uk<br />
Your Local Family Law<br />
Specialist<br />
Friendly, comprehensive and<br />
affordable Family Law advice<br />
including:<br />
• Divorce<br />
• Dissolution of Civil Partnerships<br />
• Separation Agreements<br />
• Financial Settlements<br />
• Arrangements for children<br />
• Pre-nuptial Agreements<br />
• Cohabitation Agreements<br />
122 Please mention <strong>Seaford</strong> <strong>Scene</strong> when contacting advertisers
Change language