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VOLUME 31 • NUMBER 3 • MARCH <strong>2020</strong><br />
Zach Hall<br />
Appointed<br />
Temecula Sheriff’s Captain<br />
Patrick Ellis<br />
Earns Status as Acc redited Chamber<br />
by the Western Association of<br />
Chamber Executives<br />
SEE PAGE 12<br />
SEE PAGE 22<br />
Murrieta Fire Announces<br />
Mike Lopez<br />
as Deputy Fire Chief<br />
Lopez has over 26 years of<br />
public service experience<br />
After an extensive and competitive<br />
recruitment, Murrieta Fire & Rescue<br />
has selected Mike Lopez as Deputy Fire<br />
Chief, filling the role that has been vacant<br />
since last July following Fire Chief Scott<br />
Ferguson’s retirement and Chief David<br />
Lantzer’s promotion to Fire Chief. He<br />
begins on <strong>March</strong> 2, <strong>2020</strong>.<br />
Lopez has over 26 years of public<br />
service experience. He began his career<br />
as a paramedic with Gold Cross<br />
Ambulance in El Centro, California.<br />
In 1993 and was hired as a firefighter/<br />
SEE PAGE 25<br />
paramedic for the City of Calexico Fire<br />
Department, where his father was a fire<br />
captain and served for 40 years. Lopez<br />
went on to join the San Diego Fire-Rescue<br />
and Carlsbad Fire Departments and<br />
promoted through the ranks to his current<br />
position as Division Chief with Carlsbad<br />
Fire Department.<br />
SEE PAGE 25<br />
Chuck Washington<br />
Seeks Second Term<br />
on County Board of Supervisors<br />
Riverside County<br />
Supervisor Chuck<br />
Washington, who is well<br />
known in Southwest<br />
Riverside County for<br />
his long record of public<br />
service and community<br />
involvement, is seeking<br />
a second full term on<br />
the Board of Supervisors.<br />
Former Temecula,<br />
Murrieta Mayor<br />
Known as a Champion<br />
of Efficient Government,<br />
Strong Communities.<br />
SEE PAGE 27<br />
AND...<br />
Do I Really Want Renters<br />
Insurance?<br />
The Evolution of Regenerative<br />
Medicine<br />
S-Corporation Compensation<br />
LEGAL<br />
What Happens to<br />
Your Life<br />
Insurance Policy<br />
When You Make<br />
an Estate Plan?<br />
14<br />
HEALTH<br />
Playing with Your<br />
Child Can Help<br />
your Child’s Visual<br />
Development<br />
21<br />
TECH<br />
The California<br />
Consumer<br />
Privacy<br />
Act – What’s in<br />
it for Me?<br />
25
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
2 <strong>March</strong> <strong>2020</strong>
The New Menifee Police Department is Gearing up to Serve the Community<br />
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
The New Menifee Police Department<br />
Gearing up to Serve the Community<br />
<strong>2020</strong> State of the City to be held<br />
May 28th<br />
#Temecula FUN<br />
3<br />
Left to Right: Gina Gonzalez, Menifee’s Economic Development Director, Dean Dienes, Councilmember,<br />
Lesa Sobek, Councilmember, Nick Earle (Broker of the Year), and Mayor Bill Zimmerman),<br />
ICMA Police Recruitment Award, and Military Banner Policy.<br />
The new Menifee Police Department<br />
is gearing up to serve the community starting<br />
July 1st and the agency’s chief wants to<br />
know what’s most important to Menifee’s<br />
citizens when it comes to policing. To this<br />
end, the Menifee Police Department has<br />
posted an online Community Survey to<br />
learn what concerns City residents might<br />
have.<br />
“I’m a huge proponent of the concept<br />
of community policing – where there’s a<br />
sense of partnership between officers and<br />
our residents,” shared Chief of Police Pat<br />
Walsh. For several months in 2019 when<br />
Chief Walsh first came on board, he held<br />
open meetings during which he had the opportunity<br />
to meet community stakeholders<br />
and members of the public. He believes<br />
this experience was hugely valuable to his<br />
leadership. As the new agency is completing<br />
its initial hiring and is moving into a<br />
heavy training season with its new officers<br />
in anticipation of the summer launch, Chief<br />
wanted to keep the open communication<br />
going via the online survey.<br />
The survey is available online at<br />
https://menifeepolice.org/community-survey.<br />
“I encourage residents to fill it out,<br />
it’s quick and easy,” said Chief Walsh.<br />
“Plus, there’s space where you can ask us<br />
direct questions, and we’ll choose some<br />
of them to answer via video we’ll post<br />
to social and online.” Chief Walsh also<br />
hopes residents will sign up for department<br />
e-newsletter and follow the department on<br />
social media channels like Facebook and<br />
Instagram. “Menifee’s police department<br />
is going to be in the business of sharing<br />
information with our community, now<br />
and in the future,” added Chief Walsh. “I<br />
hope everyone who lives in Menifee will<br />
tune in.”<br />
The Menifee Police Department<br />
launches services on July 1, <strong>2020</strong>. The<br />
Riverside County Sheriff’s Department<br />
is responsible for all law enforcement<br />
services in Menifee until that date. The<br />
Menifee Police Department is currently<br />
in the process of renovating the former<br />
City Hall facility located at 29714 Haun<br />
Road in Menifee, to serve as its new<br />
headquarters. More information is available<br />
at menifeepolice.org.<br />
ABOUT MENIFEE: Situated in the<br />
heart of southern Riverside County along<br />
Interstate 215, Menifee is a vibrant, new<br />
city of more than 90,000 residents who<br />
enjoy a pleasant year-round climate,<br />
abundant recreational offerings, reasonably<br />
priced housing and convenient proximity<br />
to some of Southern California’s<br />
premiere attractions and employment<br />
centers. Within its 50 square miles, Menifee’s<br />
business, retail and entertainment<br />
outlets are starting to shape the community’s<br />
character and this growing economic<br />
base is also contributing favorably to the<br />
city’s strong financial position. Menifee’s<br />
growing family-oriented population<br />
values the city’s ongoing commitment<br />
to public safety, community events and<br />
smart growth for the future.<br />
All of these elements are working<br />
together to support the city’s strategic<br />
vision to make Menifee one of the state’s<br />
most promising new cities.<br />
City of Menifee, 29844 Haun<br />
Road, Menifee, California 92586 -<br />
cityofmenifee.us<br />
Temecula Mayor James “Stew”<br />
Stewart is all business, balanced with<br />
#Temecula FUN. “As a businessman,<br />
family-man, 30-year Temecula resident,<br />
Old Town Temecula Rotarian,<br />
landlord, handyman and property<br />
manager of multiple rental properties,<br />
owner of five barber shops, Council<br />
Member and <strong>2020</strong> Mayor, I am all<br />
about hard work and grit,” states<br />
Mayor Stewart who shares a common<br />
vision with his City Council colleagues<br />
to ensure Temecula remains a safe,<br />
vibrant, beautifully maintained, and<br />
economically prosperous City.<br />
As Temecula enters into the next<br />
decade, Mayor Stewart is likewise<br />
shining a spotlight in <strong>2020</strong> on the many<br />
#Temecula FUN amenities, activities,<br />
newly renovated parks, special events,<br />
parades, and other recreational opportunities<br />
that the City provides to its<br />
families, visitors and residents.<br />
“A balanced life is key, and I’m<br />
proud that Temecula is a unique and<br />
charming City that radiates a hometown<br />
family friendly environment<br />
which contributes to the happiness of<br />
our residents,” notes Mayor Stewart.<br />
City Manager Aaron Adams concurs,<br />
“The City has carefully planned, and<br />
strives to achieve, a ‘hometown feeling’<br />
for our residents by design; from<br />
constructing the Town Square in Old<br />
Town where our community gathers,<br />
to creatively re-inventing themed playgrounds,<br />
organizing traditional holiday<br />
parades, and providing countless activities<br />
and events that are listed in City’s<br />
‘Guide to Leisure Activities’ published<br />
online and mailed twice a year.”<br />
A work-life balance is important<br />
both personally and professionally.<br />
What does this have to do with city<br />
government? In the United States,<br />
overall well-being and happiness is<br />
often measured at the city level and<br />
based on the availability of economic<br />
opportunity, transportation, infrastructure,<br />
housing, safety, health services,<br />
the environment, social capital, and<br />
education. Urban Planners agree opportunities<br />
for civic engagement and<br />
community participation can further<br />
cement the feeling of a common purpose.<br />
In turn, more social investment<br />
leads to safer and more secure environments<br />
as everyone has a stake in<br />
the city’s success.<br />
“What this means to me in simple<br />
terms is this: Public safety and public<br />
works/infrastructure will always be<br />
Temecula’s top priority, but Temecula<br />
won’t lose sight of providing a<br />
charming environment that supports<br />
our small-town connectivity and the<br />
happiness of our residents. Check<br />
out what the City of Temecula offers!<br />
Focus on family, friends, community,<br />
kindness and #Temecula FUN,” adds<br />
Mayor Stewart.<br />
Do you know about all the #Temecula<br />
FUN activities, amenities, parades<br />
or events in the City of Temecula?<br />
Mark your calendar to learn about #Temecula<br />
FUN along with important City<br />
updates and developments for <strong>2020</strong>, at<br />
the annual Mayor’s State of the City<br />
Address hosted by the Temecula Valley<br />
Chamber of Commerce on May 28,<br />
<strong>2020</strong> at Pechanga.<br />
Doors open at 7am, breakfast is<br />
at 7:30am, and the Mayor’s presentation<br />
begins at 8am. This event sells<br />
out quickly. Reserve seats online at<br />
temecula.org/state-of-the-city address.<br />
Questions can be answered by<br />
calling 951-676-5090. All proceeds<br />
go to the Temecula Valley Chamber<br />
of Commerce in support of our local<br />
businesses. ###<br />
City of Temecula • 41000 Main Street<br />
• Temecula, CA 92590 • 951-694-6444<br />
• TemeculaCA.gov
THE VALLEY BUSINESS JOURNAL<br />
4 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
Alterative Surgery to Treat Atrial Fibrillation Now Available at<br />
Loma Linda University Medical Center – Murrieta<br />
Murrieta advances cardiology services by offering this minimally invasive heart procedure<br />
Loma Linda University Medical Center — Murrieta cardiology team including Niraj Parekh, MD,<br />
Harit Desai, MD, and Kari Herbert, RN, share joy in announcing the new Watchman device offering.<br />
by Cassandra Wagner<br />
Loma Linda University Medical<br />
Center – Murrieta successfully performed<br />
its first left atrial appendage<br />
closure with the use of a device called<br />
the Watchman to treat a patient with<br />
atrial fibrillation (AFib).<br />
AFib is a condition in which a patient<br />
experiences irregular heart rhythm. The<br />
condition is associated with a fivefold<br />
increase in stroke risk. Watchman is an<br />
FDA-approved device designed for patients<br />
with nonvalvular atrial fibrillation<br />
and is a one-time procedure that does not<br />
need to be replaced.<br />
To perform the minimally invasive<br />
procedure, the device is inserted through<br />
a catheter in the upper leg and guided to<br />
the heart. Once placed, the device expands<br />
to close off the extra space in the<br />
appendage. The procedure is conducted<br />
under general anesthesia and takes about<br />
an hour. Patients commonly stay in the<br />
hospital overnight and leave the next day.<br />
The inaugural surgery was performed<br />
Monday, Feb. 3 by Harit Desai,<br />
MD, an interventional cardiologist, and<br />
Niraj Parekh, MD, a cardiologist and<br />
director of cath lab and structural heart<br />
interventions at Loma Linda University<br />
Medical Center – Murrieta. Parekh said<br />
the structural heart team is proud to offer<br />
this latest breakthrough for those in the<br />
community diagnosed with AFib.<br />
“This device is an attractive alternative<br />
for patients with non-valvular Afib<br />
at risk for a stroke, especially those with<br />
a compelling reason not to be on blood<br />
thinners,” Parekh said. “The addition of<br />
the Watchman device to our cardiovascular<br />
services is a testament to our continued<br />
efforts to bring quality care and<br />
advanced structural heart treatments<br />
to Southwest Riverside communities.”<br />
AFib is the most common heart<br />
rhythm disorder, affecting 6 million<br />
people in the United States. Common<br />
symptoms include persistent heart palpitations,<br />
dizziness, light-headedness,<br />
fatigue, shortness of breath or confusion.<br />
Moreover, AFib can coexist with other<br />
diseases such as high blood pressure, diabetes,<br />
vascular disease or kidney disease.<br />
If left untreated, complications such as<br />
stroke and arrhythmia can occur. Parekh<br />
recommends that patients with AFib have<br />
their condition regularly monitored by a<br />
specialist to assess if treatment is needed.<br />
Parekh said having a minimally invasive<br />
treatment for those with AFib close<br />
to home is a necessity and will positively<br />
impact the patients and families in the<br />
community.<br />
“It’s estimated that AFib will grow in<br />
prevalence to over 12 million Americans<br />
by <strong>2020</strong>,” Parekh said. “It’s vital that we<br />
are able to provide advanced technologies<br />
and options for patients battling<br />
heart disease in our community.”<br />
To learn more about the Watchman<br />
device and other heart care services at<br />
Loma Linda University Medical Center<br />
— Murrieta, visit the Heart Care website<br />
or call 951-290-4314.<br />
In this issue:<br />
Patrick Ellis Earns Status as Accredited Chamber Executive 1<br />
Zach Hall Appointed Temecula Sheriff’s Captain 1<br />
Murrieta Fire Announces Mike Lopez as Deputy Fire Chief 1<br />
Chuck Washington Seeks 2nd Term on County Board of Supervisors 1<br />
Community 4-10<br />
Temecula’s Professional Women Toastmasters Reaches 4 Years 8<br />
Living Independently After Age 65 9<br />
The Evolution of Regenerative Medicine 11<br />
S-Corporation Compensation 12<br />
Do I Really Want Renters Insurance? 13<br />
What Happens to Your Life Insurance Policy When You Make an Estate Plan? 14<br />
Creating Excellent Customer Experiences 15<br />
EVMWD Awarded Gold Status for Water Conservation Standards 16<br />
A Promising Partnership 18<br />
February Temecula Students of the Month 19<br />
Playing with Your Child Can Help your Child’s Visual Development? 21<br />
TVH First UHS Accredited Geriatric Emergency Department in the Country 22<br />
Southwest Healthcare System Announces Expansion at Rancho Springs Campus 23<br />
Aaaand, They’re Off! 24<br />
The California Consumer Privacy<br />
Act – What’s in it for Me? 25<br />
Arts, Dining and Entertainment 27-31
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
5
THE VALLEY BUSINESS JOURNAL<br />
6 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
Chamber Staff Member,<br />
Kimberly Niebla<br />
Graduates from Professional<br />
Development Program<br />
Kimberly Niebla,, Business Relations<br />
Coordinator at the Murrieta/<br />
Wildomar Chamber of Commerce, was<br />
among the 29 chamber executives and<br />
staff to graduate last Friday from Academy,<br />
a professional development program<br />
presented by the Western Association of<br />
Chamber Executives (W.A.C.E.).<br />
Started in 2003, Academy is a threeday<br />
(three-year) high quality summer<br />
program on chamber management “essentials”<br />
geared for today’s chamber<br />
executives and professional staff. It has<br />
become the leading training program<br />
totally devoted to chamber professional<br />
in the West.<br />
“We congratulate all of the graduates<br />
and their chambers for having the vision<br />
to invest in professional development,”<br />
said W.A.C.E. President Dave Kilby.<br />
During the three-year Academy<br />
program, graduates participated in 18<br />
three-hour classes and must successfully<br />
complete additional independent study<br />
outside of the classroom.<br />
W.A.C.E is an association of chamber<br />
of commerce executives and staff<br />
professionals designed to promote and<br />
enhance professional development.<br />
With approximately 855 members from<br />
eighteen Western states and Canada,<br />
W.A.C.E. is the largest state or regional<br />
association of chamber of commerce<br />
executives in the United States.<br />
www.TheValleyBusinessJournal.com<br />
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For questions, comments, or story ideas, please<br />
e-mail publishertvbj@verizon.net or<br />
call (951) 461-0400.<br />
EDITOR/PUBLISHER/CEO<br />
Linda Wunderlich<br />
Email: publishertvbj@verizon.net<br />
ADVERTISING SALES INFORMATION<br />
(951) 461-0400<br />
CREATIVE DIRECTOR<br />
Helen M. Ryan<br />
VP OF DISTRIBUTION<br />
Dane Wunderlich<br />
STAFF WRITERS/<br />
CONTRIBUTING WRITERS<br />
Gene Wunderlich<br />
Ted Saul<br />
Craig Davis<br />
Stefani Laszko<br />
Nicole Albrecht<br />
Julie Ngo<br />
Tom Plant<br />
Esther Phahla<br />
Dr. Dennis Petersen<br />
Steve Amante<br />
Monique deGroot<br />
Andrea Shoup<br />
Gloria Wolnick<br />
Dr. Drake Levasheff, PhD<br />
Mort J. Grabel, Esq.<br />
John & Christine Hamby<br />
Brian Connors<br />
Tristin Collopy<br />
Dr. Pat Utnehmer<br />
CONTRIBUTING PHOTOGRAPHERS<br />
Cy Rathbun<br />
Todd Montgomery<br />
Tom Plant<br />
Pat Benter<br />
Michelle’s Place Offers Patricia Deroeux<br />
Scholarship on Behalf of Temecula Chamber<br />
Michelle’s Place is seeking applications<br />
for the Patricia Deroeux<br />
Scholarship. On behalf the Temecula<br />
Valley Chamber of Commerce, this<br />
scholarship is awarded to two individuals<br />
within the city of Temecula.<br />
Requirements include a candidate who<br />
is a full-time student and is in need of<br />
financial assistance due to the death of<br />
a parent as a result of cancer.<br />
Patricia Deroeux was a beloved<br />
staff member at the Temecula Valley<br />
Chamber of Commerce for many<br />
years. In December of 2002, Pattie was<br />
diagnosed with cancer and succumbed<br />
to her illness in May of 2003.<br />
The TVCC works with Michelle’s<br />
Place to offer this scholarship in honor<br />
of their friend Pattie.<br />
Applications are open online until<br />
February 28. To learn more or apply<br />
visit https://michellesplace.org/educational-scholarships/<br />
Criteria for Submitting Articles:<br />
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their articles will be given first priority. Other<br />
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3. Articles must be business-oriented and<br />
pertain to the author’s area of expertise. A<br />
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publisher.<br />
5. Send completed articles by e-mail to:<br />
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6. Article and advertising deadlines are the 15th<br />
of each month for the next issue.<br />
The Valley Business Journal is a California Corporation.<br />
All rights reserved. Reproduction in any form, in whole or<br />
in part, without the written permission of the Publisher<br />
is prohibited. The publication is published monthly. The<br />
opinions and views expressed in these pages are those<br />
of the writer or person interviewed and not necessarily<br />
those of The Valley Business Journal. The Valley Business<br />
Journal hereby expressly limits its liability resulting<br />
from any and all misprints, errors and/or inaccuracies<br />
any advertisement or editorial may contain, to the<br />
credit of the specific advertising payment and/or the<br />
running of a corrected advertisement or editorial<br />
correction notice.
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
7<br />
Finding news and information in<br />
Riverside County can be hard to come<br />
by. The region is classified as a media<br />
desert leaving local residents to rely on<br />
surrounding media coverage from Los<br />
Angeles, Orange County and San Diego<br />
to provide any information. Although<br />
these outlets produce a substantial<br />
amount of news, local Riverside County<br />
residents are often left out of knowing<br />
what is happening in their own backyard.<br />
Fortunately, for the past 16 months,<br />
Spectrum of Innovation has served as<br />
a go-to source for news and information<br />
in Riverside County with their local<br />
broadcast and online media coverage for<br />
the region.<br />
The 30-minute program focuses on<br />
a range of topics that affect Riverside<br />
County residents and businesses from<br />
impactful local economic stories, to<br />
business and community spotlights, to<br />
innovative need-to-know stories along<br />
with some weather, traffic and community<br />
events. The goal of the show is to<br />
keep residents in-the-know with what<br />
they need-to-know within their own<br />
communities.<br />
The magazine-style newscast provides<br />
a localized regional approach as<br />
opposed to the breaking news coming<br />
from the networks. Spectrum of Innovation<br />
informs, educates and enlightens<br />
while addressing important matters that<br />
affect the county as a whole with an emphasis<br />
on the communities of Southwest<br />
Riverside County, providing a service to<br />
the people who live there.<br />
Spectrum of Innovation is presented<br />
by JDS Creative Academy, a<br />
non-profit 501(c)(3) visual, performing<br />
and digital arts organization that aims<br />
to provide career pathway opportunities<br />
with education and hands-on training in<br />
multimedia digital arts.<br />
“Working with this unique crew of<br />
industry professionals, apprentices and<br />
job training participants from Inland<br />
Regional Center who are adults with Autism<br />
and developmental disabilities, that<br />
we refer to as the SOI Crew, provides a<br />
productive, engaging and rewarding work<br />
environment. Our collaboration of doing<br />
and teaching embodies the same characteristics<br />
as a trade school to a population<br />
that is overlooked,” said Diane Strand,<br />
Founder of JDS Creative Academy &<br />
Executive Producer of Spectrum of Innovation.<br />
Spectrum of Innovation has a spinoff<br />
show, the SOI Update, a 10-minute<br />
news and information microversion of the<br />
full program presented by the job-training<br />
participants with guidance from the<br />
industry professional mentors. The SOI<br />
Update streams LIVE two to three times<br />
a week covering local sports, weather,<br />
community events and road closures. In<br />
January <strong>2020</strong>, The SOI Update started<br />
going beyond television and is now providing<br />
news and information on the radio.<br />
Non-profit JDS Creative Academy is<br />
now in partnership with The Vine, 102.5<br />
delivering the S.W.I.E.T. Spot (Southwest<br />
Inland Empire Talk) SOI News Update.<br />
The SOI training crew has the opportunity<br />
to learn hands on skills in a variety<br />
of professions from video production, to<br />
radio broadcasting, to digital multimedia<br />
such as producing, directing, writing, DJ<br />
hosting, voice over, audio, editing, lighting,<br />
technical streaming skills, costumes,<br />
sets, acting, makeup, scheduling, logistics<br />
and professional soft skills, all in a busy<br />
work-based culture.<br />
Spectrum of Innovation wants<br />
you to be “In the Know.” The show can<br />
be found on Temecula and Murrieta<br />
Community Access stations and RivCo<br />
TV throughout the county. Head over to<br />
www.spectrumofinnovation.org to catch<br />
all previous episodes and individual segments.<br />
Subscribe and follow Spectrum<br />
of Innovation on YouTube, Facebook,<br />
Twitter and Instagram. Story ideas and<br />
suggestions are welcome.<br />
Temecula Sunrise Rotary Music<br />
Competition Winners<br />
The Temecula Sunrise Rotary Club<br />
has named the winners of its 21st Annual<br />
Music Competition held on February<br />
11th at Grace Presbyterian Church in<br />
Temecula. There were three categories<br />
of musical presentations: “vocal,” “piano,”<br />
and “other instrumental,” and 12<br />
high school students from the Temecula<br />
Valley area competed for cash prizes.<br />
In first place was clarinetist Joshua<br />
Julian Schaefer, a freshman at Vista<br />
Murrieta High School. Joshua, who<br />
won $400, played Time Pieces for Clarinet<br />
and Piano by Robert Muczynski.<br />
In second place was Brianna Chang, a<br />
pianist who was awarded $250. Brianna<br />
is a senior at Great Oak High School<br />
in Temecula, and she played Sonata in<br />
Cm, Op. 13 (1st Movement) - Pathetique<br />
by Ludwin Van Beethoven. The<br />
third- place winner was violinist Arissa<br />
Jeong, a sophomore at Great Oak High<br />
School. She played Salut d’amour by<br />
Edward Elgar and Perpetuum Mobile<br />
by Ottokar Nováček.<br />
In addition to the three cash prize<br />
winners, the judges chose two more<br />
to go on to the finals. Vocalist Robyn<br />
Morales, who is a junior at Murrieta<br />
Valley High, sang Ach, ich fühl’s from<br />
the opera Die Zauberflöte by Wolfgang<br />
Amadeus Mozart, and What Baking<br />
Can Do from Waitress the Musical by<br />
Sara Bareilles. Pianist Francis Saspa, a<br />
senior at Temecula Preparatory School,<br />
played La Campanella by Franz Liszt.<br />
Both Robyn and Francis were<br />
given high marks by the judges and<br />
will participate on an equal basis at the<br />
finals to be held at the University of<br />
Redlands, where the top prize in each<br />
category is $1,000. Second place winners<br />
will receive $500, and third prize<br />
will be $250. The first-place winners in<br />
the Rotary District 5330 finals will be<br />
invited to show off their talents at the<br />
June Rotary District Conference at the<br />
Soboba Resort.<br />
Adjudicators this year were Dave<br />
Bradley, Rhonda Parish and Michelle<br />
Risling, who are all talented performing<br />
and teaching musicians in their own<br />
right.<br />
Out of the more than 60 Rotary<br />
clubs in District 5330, encompassing all<br />
of Riverside County and much of San<br />
Bernardino County, about one third are<br />
participating in this year’s competition.<br />
In addition to<br />
Temecula Sunrise, the Rotary clubs<br />
of Temecula, Murrieta, Wildomar,<br />
Menifee, and Lake Elsinore are also<br />
having their competitions during February<br />
and <strong>March</strong>.<br />
Rotary International is a worldwide<br />
humanitarian service organization<br />
with 34,000 clubs in more than 200<br />
countries and territories. Founded in<br />
1905 in Chicago, members of Rotary<br />
are business and professional leaders<br />
united worldwide to provide humanitarian<br />
service, encourage high ethical<br />
standards in all vocations and help build<br />
good will and peace in the world. Rotary<br />
International is celebrating its 115th<br />
birthday on February 23rd and is the<br />
oldest service organization in the world.<br />
For information about membership in<br />
Rotary, call (951) 698-6116.<br />
The five winners are, left to right: Francis Dominic<br />
Saspa, Robyn Morales, Joshua Julian Schaefer, Brianna<br />
Chang and Arissa Jeong.
THE VALLEY BUSINESS JOURNAL<br />
8 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
Temecula’s Professional Women Toastmasters<br />
Reaches 4 Years of Shaping Lives<br />
Esther Phahla,<br />
CPA, CTS, MST<br />
Professional Women Toastmasters<br />
will mark its 4th anniversary on <strong>March</strong><br />
22, <strong>2020</strong>. In honor of the occasion, a<br />
celebratory meeting will be held on<br />
Monday, <strong>March</strong> 9, <strong>2020</strong>.<br />
Members of the public are invited<br />
to learn more about Toastmasters or<br />
may attend the event by emailing Vice<br />
President of Public Relations, Kathy<br />
Sizemore at vppr-5077319@toastmastersclubs.org.<br />
Since 2016, the club has<br />
been dedicated to helping people become<br />
better speakers and leaders.<br />
“Professional Women Toastmasters<br />
provides a supportive and positive environment<br />
where members have the opportunity<br />
to overcome their fear of public<br />
speaking and sharpen presentation<br />
skills,” says Mary O’Dwyer, President<br />
for Professional Women Toastmasters.<br />
“Other benefits include the opportunity<br />
to increase one’s confidence, build<br />
critical thinking skills and become an<br />
effective listener,” says Kathy Sizemore,<br />
Vice President of Public Relations for<br />
Professional Women Toastmasters.<br />
Some of the club’s charter members<br />
from the community include CPA Esther<br />
Phahla, DTM, and Alifah Achmad,<br />
DTM from the Interfaith Council of<br />
Murrieta & Temecula Valley.<br />
“Joining this group was one of the<br />
best decisions I’ve made!”, says Brooke<br />
Nunn of the Temecula Valley Chamber<br />
of Commerce, “I have never been good<br />
at public speaking and to be honest, do<br />
not like it at all. With that said, public<br />
speaking is a skill that I could use in both<br />
my professional and personal life. What<br />
caught my attention with this group were<br />
three elements. The first is they are a<br />
very diverse group of women with many<br />
different perspectives and backgrounds.<br />
Secondly, they are extremely supportive,<br />
kind and intelligent. Finally, they<br />
create a very safe environment to grow<br />
as a speaker.”<br />
Chartered with 20 members in<br />
2016, Toastmasters Professional Women<br />
Toastmasters is located in District 12.<br />
The club meets every Monday at 12:30<br />
p.m. at the University of Redlands,<br />
One Better World Circle, in the city of<br />
Temecula. For more information about<br />
the club, please visit www.professionalwomen.toastmastersclubs.org.<br />
About District 12<br />
District 12 serves approximately<br />
100 Clubs and 1700 members in the<br />
large Southern California region<br />
East of highway 57, South of Barstow,<br />
West of the Arizona border, and<br />
North of Temecula. District 12 includes<br />
two of California’s largest counties (by<br />
square miles) – Riverside and San Bernardino.<br />
To learn more about District 12,<br />
please visit http://www.d12toastmasters.<br />
org.<br />
About Toastmasters International<br />
Toastmasters International is a<br />
worldwide nonprofit educational organization<br />
that empowers individuals to<br />
become more effective communicators<br />
and leaders.<br />
Headquartered in Englewood, Colorado,<br />
the organization’s membership<br />
exceeds 357,000 in more than 16,600<br />
clubs in 143 countries. Since 1924,<br />
Toastmasters International has helped<br />
people from diverse backgrounds become<br />
more confident speakers, communicators<br />
and leaders.<br />
For information about local Toastmasters<br />
clubs, please visit www.toastmasters.org.<br />
Follow @Toastmasters on<br />
Twitter.<br />
“<br />
“I have never been good at public<br />
speaking and to be honest, do not like it<br />
at all. With that said, public speaking is a<br />
skill that I could use in both my professional<br />
and personal life.” ~ Brooke Nunn
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
9<br />
Living Independently After Age 65<br />
by John & Christine Hamby<br />
The number of American seniors<br />
is expected to reach 70 million by<br />
the year 2030, according to the U.S.<br />
Census. AARP reports that as many<br />
as 90% of seniors over the age of 65<br />
want to live in their homes for as long<br />
as they can.<br />
We get it. Living independently<br />
has its perks! Staying in the comfort of<br />
your home with all its amenities. Maintaining<br />
your privacy. Continuing to do<br />
all the things you love to do. There<br />
is no doubt the aging-in-place movement<br />
promotes senior self-reliance.<br />
Advancements in technology, home<br />
modifications and in-home senior<br />
assistance services have this growing<br />
segment of the American population<br />
proving that they can retain some level<br />
of independence.<br />
Modern Technology<br />
Technological advancements, especially<br />
related to senior devices and<br />
gadgets, are allowing elderly people to<br />
age at home. Tools, equipment, and Apps<br />
are being geared toward ensuring their<br />
safety as they continue to live on their<br />
own. Personal medical alert systems<br />
allow seniors to summon help quickly<br />
should they fall or need medical attention.<br />
Video monitoring, a trend that has<br />
been gaining popularity over the last few<br />
years as families spread out geographically,<br />
allows family members to keep<br />
an eye on their aging loved in real time.<br />
Other systems are changing how<br />
older people age at home, including<br />
digital pill dispensers; voice-activated<br />
talking clocks that remind seniors to eat,<br />
take a short walk, or even feed the cat;<br />
and GPS devices that call for the help<br />
of a response team and alert the family<br />
to the potential health or safety issue.<br />
Home Modifications<br />
The desire to age in place may not<br />
work if the home an aging loved one<br />
is living in cannot accommodate the<br />
changes that come with growing old.<br />
However, sometimes minor adjustments<br />
can enable them to live safely in<br />
their current home. This could include<br />
making simple changes, such as:<br />
• Adding wayfinding lights throughout<br />
the house to prevent accidents<br />
• Moving furniture around to accommodate<br />
a wheelchair, cane or walker<br />
• Adding handrails to assist them in<br />
and out of the shower<br />
Sometimes major renovations must<br />
occur to allow a senior to remain<br />
in their home longer and safer, including:<br />
• Updating outdoor lighting, walkways<br />
and stairs to simplify access<br />
• Adding a walk-in shower to help<br />
prevent stepping over the side of the<br />
bathtub every time they bathe<br />
• Reconfiguring cabinet shelves to<br />
make things easier to reach<br />
• Outfitting appliances with larger<br />
numbers and letters for easier visibility<br />
Non-Medical Assistance<br />
An elderly loved one may be more<br />
than capable of living independently,<br />
but they may need support with certain<br />
daily activities. Professional caregivers<br />
can provide quality, dependable<br />
services to help seniors age at home,<br />
including customized companion care<br />
and personal care.<br />
• Personal care, such as bathing, eating,<br />
dressing, toileting, grooming<br />
• Household care, including cleaning,<br />
laundry, organization, errands<br />
• Meal preparation, from grocery<br />
shopping to meal planning and prep<br />
• Emotional care, offering companionship,<br />
conversation and help with<br />
recreational activities<br />
For many aging family members,<br />
having someone to help them with<br />
weekly tasks and activities can mean<br />
the difference between living on their<br />
own and having to move into an assisted<br />
living facility.<br />
This article is provided by John and<br />
Christine Hamby, Owner’s, FirstLight<br />
Home Care of Temecula serving the<br />
Temecula Valley. For more information,<br />
visit us online at Temecula.<br />
FirstLightHomeCare.com or call us at<br />
(951) 395-0821.
THE VALLEY BUSINESS JOURNAL<br />
10 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
What Medicare Does and Doesn’t Cover<br />
by Cate Kortzeborn<br />
Temecula Valley Chamber of Commerce<br />
<strong>2020</strong> Board Members<br />
The Temecula Valley Chamber of Commerce is pleased to announce the election<br />
of six members to their <strong>2020</strong> Board of Directors. The ballots sent to chamber<br />
members in October resulted in the election of six newly elected members. Newly<br />
elected Directors were installed at the January <strong>2020</strong> Board Meeting.<br />
<strong>2020</strong> Newly Elected Board of Directors:<br />
Cherise Manning, A Grape Escape Balloon Adventures<br />
Tammy Marine, Habitat For Humanity Inland Valley<br />
Andrew Masiel, Sr., Pechanga Development Corporation<br />
Julie Ngo, Julie Ngo Agency State Farm Insurance<br />
Jackie Steed, Reliable Realty – Jackie Steed<br />
Bernie Truax, Truax Management Group<br />
<strong>2020</strong> Board of Director Incumbents:<br />
Al Rubio, Chairman of the Board, DCH Auto Group Temecula<br />
Kimberly Freize Uhler, 1st Vice Chairman of the Board, Clear Blue Promotions<br />
Mike Noon, 2nd Vice Chairman of the Board, Noon & Associates CPA’s, Inc.<br />
Leslie Doherty, Treasurer, Nigro & Nigro, PC<br />
Donna San Miguel, Secretary, California State University San Marcos<br />
Brian Connors, Past Chairman of the Board, Southwest Healthcare System<br />
BJ Fazeli, Fazeli Cellars Winery<br />
Jeff Kurtz, Promenade Temecula<br />
Dave Lester, Abbott<br />
Soledad Escobedo, Pacific Western Bank<br />
Peter Baker, Loma Linda University Medical Center, Murrieta<br />
David Beshay, Corner Bakery Café<br />
Kim Kelliher, Grapeline Wine Tours<br />
Linda Wunderlich, The Valley Business Journal<br />
“I am excited with the results of our election and the wonderful slate of Board<br />
members who will be representing our Chamber membership during <strong>2020</strong>,” says<br />
Al Rubio, TVCC Chairman of the Board. “Our new board members will help our<br />
Chamber continue its mission to promote positive economic growth while protecting<br />
the business environment throughout the valley. They are all well-recognized industry<br />
leaders who understand how to create real change that sustains the economic growth<br />
and lifestyle we have seen in our community.”<br />
The Temecula Valley Chamber of Commerce is a member-based, non-profit organization<br />
serving over 1,000 businesses in the community. Since 1966, the mission of<br />
the Temecula Valley Chamber of Commerce is to promote positive economic growth<br />
while protecting the environment for all businesses and by doing so, support the<br />
programs which preserve and improve the quality of life for the entire community.<br />
To learn more about the Temecula Valley Chamber of Commerce, please visit www.<br />
temecula.org or call (951) 676-5090.<br />
Medicare helps pay for a wide<br />
variety of medical services and goods<br />
in hospitals, doctor’s offices, and other<br />
healthcare settings. But it doesn’t cover<br />
everything, and it’s useful to know<br />
what is and isn’t covered.<br />
Services and goods are covered<br />
either under Medicare Part A or Part<br />
B. If you have both Part A and Part B,<br />
you can get many Medicare covered<br />
services whether you have Original<br />
Medicare or a Medicare health plan,<br />
such as Medicare Advantage.<br />
Part A is Hospital Insurance and it<br />
helps pay for:<br />
• Inpatient care in hospitals<br />
• Inpatient care in a skilled nursing facility<br />
(but not custodial or long-term care<br />
• Hospice care<br />
• Home health care<br />
• Inpatient care in a religious nonmedical<br />
health care institution.<br />
Part B (Medical Insurance) helps<br />
cover medically necessary doctors’<br />
services, outpatient care, home health<br />
services, durable medical equipment<br />
such as wheelchairs and walkers, and<br />
other medical services. Part B also<br />
covers many preventive-care services,<br />
such as vaccinations and cancer<br />
screenings.<br />
You can find out if you have Parts<br />
A and B by looking at your Medicare<br />
card. If you have Original Medicare,<br />
you’ll use this card to get your Medicare-covered<br />
services. If you join a<br />
Medicare Advantage plan, in most<br />
cases you must use the card from the<br />
plan to get your Medicare-covered<br />
services.<br />
Under Original Medicare, if the<br />
yearly Part B deductible ($198 in<br />
<strong>2020</strong>) applies, you must pay all costs<br />
(up to the Medicare-approved amount)<br />
until you meet the Part B deductible<br />
before Medicare begins to pay its<br />
share.<br />
After your deductible is met, you<br />
typically pay 20% of the Medicare<br />
approved amount of the service, if the<br />
doctor or other healthcare provider<br />
accepts assignment. (“Accepting assignment”<br />
means that a doctor or other<br />
provider agrees to be paid directly by<br />
Medicare, to accept the Medicare payment<br />
amount for the service, and not<br />
to bill you for more than the Medicare<br />
deductible and coinsurance.) There’s<br />
no yearly limit on what you pay outof-pocket<br />
under Original Medicare.<br />
If you’re in a Medicare Advantage<br />
plan (like an HMO or PPO) or have<br />
other insurance, your costs may be<br />
different. Contact your plan or benefits<br />
administrator directly to find out about<br />
the costs.<br />
Under Part B, Medicare pays for<br />
many preventive services that can<br />
detect health problems early when<br />
they’re easier to treat. You pay nothing<br />
for most covered preventive services if<br />
you get the services from a doctor or<br />
other qualified provider who accepts<br />
assignment.<br />
However, for some preventive<br />
services, you may have to pay a deductible,<br />
coinsurance, or both.<br />
Medicare doesn’t cover everything,<br />
of course. If you need certain<br />
services that aren’t covered under Part<br />
A or Part B, you’ll have to pay for them<br />
yourself unless:<br />
• You have other insurance (including<br />
Medicaid) to cover the costs<br />
• You’re in a Medicare Advantage plan<br />
that covers these services.<br />
Some of the services and goods<br />
that Medicare Parts A and B don’t<br />
cover are:<br />
• Most dental care<br />
• Eye exams related to prescribing<br />
glasses<br />
• Dentures<br />
• Cosmetic surgery<br />
• Massage therapy<br />
• Routine physical exams<br />
• Long-term care<br />
• Concierge care (also called concierge<br />
medicine, retainer-based medicine,<br />
and boutique medicine);<br />
• Hearing aids and exams for fitting<br />
them.<br />
Cate Kortzeborn is Medicare’s regional<br />
administrator for Arizona,<br />
California, Nevada, Hawaii, and the<br />
Pacific Territories. You can always get<br />
answers to your Medicare questions<br />
by calling 1-800-MEDICARE (1-800-<br />
633-4227).
<strong>March</strong> <strong>2020</strong><br />
The Evolution of Regenerative Medicine<br />
by Dr. Richard Jin<br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
11<br />
Regenerative medicine is a continuously<br />
evolving field changing the way<br />
in which therapeutics are being applied.<br />
They are most commonly used in conditions<br />
such as acute or chronic joint pain,<br />
hair regeneration, skin regeneration, and<br />
in some cases intravenous therapy. The<br />
aim is to treat or repair damaged cells,<br />
tissues, or organs. As the field of regenerative<br />
medicine continues to quickly transform,<br />
the potential of curing a particular<br />
condition brings along unknown safety<br />
and efficacy issues. Thus, being said,<br />
treatments can be broken down into two<br />
separate categories; autologous (cells or<br />
tissue obtained from our own individual<br />
body) and homologous/allogeneic (taking<br />
cells from a foreign donor).<br />
To date, Platelet Rich Plasma (PRP),<br />
is the tried and proven method to improve<br />
joint regeneration. Joint PRP is most<br />
effective over a series of treatments as<br />
opposed to a single treatment. However,<br />
many patients achieve optimal results<br />
with just a single treatment. PRP is well<br />
known in sports medicine and has been<br />
used by many professional athletes as a<br />
means to speed up recovery. PRP is considered<br />
autologous in which, it is isolated<br />
and purified from one’s own blood. It is<br />
often thought that the therapeutic potential<br />
lies within the platelet’s natural ability<br />
to release its growth factors ultimately<br />
stimulating the wound healing process.<br />
Another form of joint therapy utilizes<br />
Stem cells. Stem cell therapy can be either<br />
autologous or homologous. Sources<br />
from one’s body are usually from the<br />
bone or fat-derived tissues. The way in<br />
which the material is processed and the<br />
cells are isolated can be questionable.<br />
Foreign sources of stem cells derived<br />
from amniotic and placental tissue have<br />
a show to have great therapeutic potential.<br />
However, with any foreign cell or<br />
tissue type, we run into the possibility of<br />
complications such as the transmission of<br />
infections, transmission of unwanted viruses<br />
or even rejection because these are<br />
considered foreign materials to our body.<br />
The latest up and coming form of<br />
regenerative medicine are exosomes.<br />
Exosomes are nanoparticles that are<br />
extracellular vesicles naturally secreted<br />
from living cells including stem cells.<br />
Exosomes harness the therapeutic potential<br />
of stem cells as they contain numerous<br />
growth factors, proteins, micro RNA<br />
and exhibit anti-inflammatory properties.<br />
Despite the fact that exosomes may present<br />
more therapeutic effects than stem<br />
cells, they are commercially available<br />
and are usually derived from allogeneic<br />
adipose-derived mesenchymal stem cells,<br />
which may pose more harm than good.<br />
As the field of regenerative medicine<br />
continues to evolve, we are transforming<br />
the way we personalize medical therapeutics.<br />
At RJ Clinical Institute, with<br />
our translational approach to medicine,<br />
we customize every treatment plan<br />
according to the unique needs of our<br />
patients and can do so through our bench<br />
to bedside model and through the use of<br />
our own clinical laboratory. We have the<br />
potential to offer autologous regenerative<br />
therapies that yield the highest therapeutic<br />
potential while minimizing the risk<br />
for infection, rejection, and unwanted<br />
side effects.<br />
For more information on hair<br />
loss treatments visit www.<br />
rjclinicaltemecula.com or call<br />
951-319-2984<br />
Dr. Jin studied at the Boston<br />
University School of Medicine,<br />
Harvard Medical School and<br />
the University of California<br />
Irvine. He completed research<br />
in the areas of cardiovascular<br />
disease, pulmonary hypertension,<br />
antioxidant enzyme<br />
properties, cell signaling,<br />
cellular redox mechanisms,<br />
free radical-induced oxidant<br />
stress, platelet biology, growth<br />
factors, and wound healing.<br />
Dr. Jin serves as Chief Medical<br />
Officer for Benev Company<br />
Inc., driving their research<br />
and product pipeline development and<br />
continues to develop technological advances<br />
in wound healing and regenerative<br />
medicine.
THE VALLEY BUSINESS JOURNAL<br />
12 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
S-Corporation Compensation<br />
FINANCIAL<br />
Presented by<br />
Nicole Albrecht<br />
The number one audit risk that<br />
S-Corporations have to deal with is salary<br />
and wages paid to officers of there<br />
corporation. One of the fastest ways for<br />
the IRS to audit an S-Corporation is to<br />
file an 1120S tax return with no amount<br />
showing on Line 7. It is assumed by the<br />
IRS that no one works for free, and by<br />
that being said the IRS has made it clear<br />
that officers of the corporation must<br />
receive wages in a profitable enterprise.<br />
So as an owner of the corporation, you<br />
need to pay yourself a salary, pay payroll<br />
taxes on that salary that you set for yourself.<br />
The salary that you pay for yourself<br />
does not need to be high, but however it<br />
does need to be a “reasonable amount”<br />
according to the IRS.<br />
Compensation of an officer should<br />
be based on the same criteria as what<br />
you would pay someone to do the job<br />
that you do. Things that should be remembered<br />
when setting the salary is<br />
prevailing market rates, the individual’s<br />
knowledge skills, and abilities to do the<br />
job efficiently, amount of hours worked,<br />
and other factors that involves the line<br />
of work that goes with the corporation.<br />
Also, salary is reasonable if a non-officer<br />
would be willing to take a job that is set<br />
at a proposed salary level.<br />
Generally, the IRS will allow the corporation<br />
a set of standards for setting the<br />
compensation for the officers-employees.<br />
However, the salary must be paid and the<br />
level that the salary is set at must be reasonable.<br />
Zero salary is unreasonable, NO<br />
one works for free. You would not want<br />
to persuade an employee to accept a job<br />
offering below what minimum wage is.<br />
The IRS can collect payroll taxes<br />
on an officer’s compensation, and the<br />
penalty for falling to pay payroll taxes<br />
is 100% of the taxes owed by the corporation.<br />
To avoid this payroll tax penalty<br />
each officer and the employees should be<br />
paid a reasonable compensation.<br />
Financial Accounting Services not only<br />
specializes in corporation taxes but payroll<br />
as well. Give our office a call at 951-<br />
719-1515 to book your tax appointment.<br />
“<br />
Being a small-business owner isn’t easy.<br />
After all, balancing payroll, managing employees,<br />
drawing up marketing plans, and<br />
handling the bookkeeping can be stressful!<br />
Patrick Ellis Earns Status<br />
CONTINUED FROM PAGE 1<br />
Murrieta/ Wildomar Chamber President/CEO,<br />
Patrick Ellis was honored<br />
at the Western Association of Chamber<br />
Executives (WACE) <strong>2020</strong> Annual<br />
Conference in Portland, OR as an Accredited<br />
Chamber Executive (ACE) for<br />
his work in his Chamber, community<br />
and his commitment to the Chamber of<br />
Commerce Industry. Patrick is one of 22<br />
Chamber Executives to currently hold<br />
this distinction.<br />
ACE, a designation initiated in 1992<br />
by WACE, serves to encourage local<br />
Chamber Executives to strive for<br />
professionalism and seek formalized<br />
training in their field and contribute<br />
actively to the betterment of<br />
their industry. The ACE designation<br />
is awarded only to those Chamber<br />
Executives who meet stringent criteria<br />
set by WACE. WACE is the<br />
largest state or regional association<br />
of chamber of commerce executives<br />
in the United States.<br />
Murrieta/Wildomar Chamber<br />
of Commerce has been led by<br />
Patrick Ellis since 2012 and through his<br />
leadership continues to be a Catalyst for<br />
business growth, a Convener of leaders<br />
& influencers and a Champion for a<br />
stronger community.<br />
For more information, please contact<br />
Heather Estrada, Murrieta/Wildomar<br />
Chamber Communications & Program<br />
Coordinator at 951-677-7916 or via<br />
email at heather@mwcoc.org
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
13<br />
Do I Really Want Renters Insurance?<br />
Quick take: Reasons to consider<br />
renters insurance<br />
• Renters insurance can help you repair<br />
or replace property after loss due to<br />
many types of damage or theft.<br />
• It can provide coverage for an accident<br />
on your property.<br />
• Policies have very affordable annual<br />
premiums.<br />
• Your landlord’s property insurance<br />
doesn’t cover your personal property.<br />
Q: I just got my first apartment! It’s<br />
tiny, and I don’t own a lot of things,<br />
but my parents are encouraging me to<br />
get renters insurance. Here’s my question:<br />
Since my landlord already has<br />
insurance on the property, what reason<br />
would I have to get renters insurance?<br />
A: Simply put, renters need insurance<br />
to protect their stuff. As a renter,<br />
you don’t own the structure you live<br />
in and you are not likely to insure it.<br />
The belongings inside your rental, on<br />
the other hand, are probably important<br />
to you. One reason to carry renter’s<br />
insurance is to have coverage for your<br />
belongings.<br />
For example, renters could provide<br />
coverage in the event of:<br />
• A kitchen fire. A renter’s policy<br />
could help with the costs to replace<br />
items destroyed in the fire. If your place<br />
can’t be lived in while repairs are being<br />
done, renter’s insurance may also<br />
provide coverage for a place to stay,<br />
meals and related expenses.<br />
• A burglary. Renters insurance<br />
could help with the costs to replace the<br />
covered stolen items.<br />
• A guest falls and gets hurt.<br />
The personal liability coverage included<br />
in a renter’s policy could help with<br />
the payment of medical bills or other<br />
expenses related to the accident.<br />
Before you decide that you don’t<br />
have enough stuff to get damaged in a<br />
fire or what you have is not likely to be<br />
stolen, take a look around. You might<br />
see more items that are costly to replace<br />
than you’d expect. For instance,<br />
a smartphone, designer handbag, professional<br />
chef knife set, new laptop are<br />
all commonly used, high-ticket items.<br />
How about your grandmother’s antique<br />
china? Even the cost of replacing all<br />
your clothes could put quite a dent in<br />
your savings.<br />
“What does renters insurance<br />
cover?”<br />
In general, renters insurance provides<br />
coverage for your belongings,<br />
such as clothing, household items and<br />
furniture. It also includes electronics and<br />
jewelry, although limitations may apply.<br />
A renter’s policy also typically<br />
includes:<br />
• Personal liability coverage — in case<br />
you are found legally liable for bodily<br />
injury or property damage to someone<br />
else in an accident where coverage<br />
applies.<br />
• Personal property coverage – even<br />
when you are traveling and away from<br />
home.<br />
• Additional living expenses – when<br />
you can’t stay in your rental because<br />
of a claim.<br />
Some renter’s policies will provide<br />
a replacement cost for a lost or damaged<br />
item. Other policies may provide<br />
cash value, which takes into account<br />
depreciation of your item before the<br />
payout. What’s the difference? Say<br />
you purchased a new sofa 10 years<br />
ago, the cash value that you’d receive<br />
could potentially be well under $100.<br />
But if the same couch can be bought<br />
brand-new, that dollar amount would<br />
be the replacement cost amount.<br />
“Is renter’s insurance expensive?”<br />
Not really, which is one of the<br />
best reasons to recommend renters<br />
insurance. While several variables can<br />
affect the cost of your premium, overall,<br />
renter’s insurance is a cost-effective<br />
type of coverage. In fact, according to<br />
the Insurance Information Institute,<br />
the average yearly premium for renters<br />
insurance is just under $200.<br />
Talk to your local agent to help<br />
determine how much coverage you<br />
may want based on the value of what<br />
you own.<br />
INSURANCE<br />
by by<br />
Craig Steve Davis Fillingim<br />
“<br />
Before you decide that you don’t have<br />
enough stuff to get damaged in a fire or<br />
what you have is not likely to be stolen,<br />
take a look around.
THE VALLEY BUSINESS JOURNAL<br />
14 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
What Happens to Your Life<br />
Insurance Policy When You Make<br />
an Estate Plan?<br />
It is fairly common for an individual<br />
with a spouse or family to<br />
take out a life insurance policy, to<br />
provide financial security in the event<br />
they pass away. Depending on one’s<br />
age, life insurance policies are fairly<br />
inexpensive, and may even be offered<br />
as an employment benefit. For young<br />
people, the policy payout amount<br />
could be one of their primary ‘assets’<br />
if they die.<br />
However, if you are thinking<br />
about making an estate plan you might<br />
not know how life insurance will<br />
affect that plan or your choices. It is<br />
likely more people have life insurance<br />
policies than estate plans, so this is a<br />
frequent situation faced by those new<br />
to estate planning.<br />
Life Insurance Beneficiaries<br />
First, all life insurance policies<br />
have specific named beneficiaries,<br />
which can be changed at any time if<br />
desired. This is true whether you have<br />
a will or trust, or no estate plan at all,<br />
as the policy is a separate document.<br />
If you make an estate plan, it will<br />
not override the beneficiaries in the<br />
policy, and they will receive the proceeds<br />
as designated. One advantage<br />
to this is that life insurance payments<br />
are usually quicker than distributions<br />
of the estate plan assets, so the named<br />
heirs would have access to those resources.<br />
Estate Plan Beneficiaries<br />
Typically, your estate plan beneficiaries<br />
will be the same as in your<br />
life insurance policy, so the effect of<br />
having the two separate designations<br />
may be minimal. Also, some individuals<br />
will use the policy to take care of<br />
a single beneficiary who might only<br />
get a portion of the estate plan.<br />
The policy payout amounts will<br />
not affect distributions in the estate<br />
plan.<br />
Making the Estate the Beneficiary<br />
of the Policy<br />
One common strategy is to change<br />
the life insurance beneficiary to name<br />
the estate, such as a living trust. This<br />
essentially transfers the policy payout<br />
to the trust and then it is administered<br />
alongside all other assets.<br />
This is especially important for<br />
minor beneficiaries when you want<br />
the life insurance to be used for their<br />
care when they are minors.<br />
One overlooked advantage of this<br />
method is that by naming the trust as<br />
beneficiary in the policy, the trust then<br />
becomes ‘funded’, which is one legal<br />
requirement for a valid trust. Essentially<br />
it means that there is now a real<br />
asset in the trust, even if you don’t<br />
have other significant assets to list.<br />
If you have questions about how to<br />
integrate your life insurance policy<br />
into your estate plan, please contact<br />
the attorneys at Shoup Legal, A Professional<br />
Law Corporation, at 951-<br />
445-4114 for questions, or visit www.<br />
ShoupLegal.com<br />
ShoupLegal.com<br />
LEGAL<br />
by by<br />
Andrea Steve Fillingim Shoup<br />
“<br />
One advantage to this is that life<br />
insurance payments are usually<br />
quicker than distributions of the estate<br />
plan assets, so the named heirs would<br />
have access to those resources.
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
Creating Excellent Customer Experiences:<br />
Andy’s Glass Makes Glass Projects Simple<br />
and Stress-Free<br />
by Marina Rivera<br />
15<br />
Remodeling, updating and investing<br />
in your home can be an overwhelmingly<br />
stressful experience. With so many options,<br />
your vision for your home can seem<br />
like a long journey. Choosing the right<br />
company to collaborate with is often your<br />
first big decision, and when you select the<br />
right partner, you can have peace of mind.<br />
Andy’s Glass is here to be your<br />
guide. We’re a local company with years<br />
of experience and knowledge. We have a<br />
long history of supporting homeowners<br />
through the process, offering them guidance<br />
and expertise. We’ve been around<br />
for over 40 years; much impart to our<br />
customer-centric approach. We cover the<br />
entire landscape of glass services from<br />
shower enclosures to new windows to<br />
topping off your dining room table with<br />
the perfect piece of glass.<br />
When you work with us, you’ll get<br />
responsive service and answers to your<br />
most critical questions. We strive to be<br />
friendly, welcoming and helpful. We’re<br />
proud to say that our reputation is solid<br />
and backed by a long line of happy and<br />
satisfied customers.<br />
Shower Enclosures: Trust Us to Bring<br />
Your Vision to Life<br />
Shower enclosure remodels can<br />
be an expensive proposition, and often<br />
installations fail. When you trust us to<br />
complete your project, you’ll appreciate<br />
our cost-effective options and expert installation.<br />
We’re on a mission to remove<br />
the stress of a project, ensuring your<br />
needs are met. Designing a new shower<br />
enclosure offers you the opportunity<br />
to make every aspect unique from the<br />
hardware to the height. We can custom<br />
order any type of enclosure that will<br />
make your bathroom seem new again.<br />
High-quality products and precision<br />
installation make us a preferred choice<br />
for shower enclosures.<br />
What Type of Shower Enclosure Is<br />
Right for Your Space?<br />
Frameless shower enclosures are<br />
very popular; however, be aware this<br />
isn’t an available option if you have a fiberglass<br />
shower due the type of hardware<br />
required. If this describes your shower,<br />
you can opt for a semi-frameless or bipass<br />
enclosure. Regardless of the style<br />
you choose, your bathroom will have a<br />
modern feel.<br />
To get a better idea of the types of<br />
shower enclosures, we invite you to<br />
visit our showroom in Murrieta to see<br />
all the options for yourself. Our helpful<br />
team will be glad to provide you with<br />
information about enclosure styles, glass<br />
obscurity options and hardware.<br />
As a customer service representative<br />
at Andy’s Glass, I love working<br />
with customers and finding the best fit<br />
for their glass needs. Designing shower<br />
enclosures is a labor of love for me, and<br />
it’s always exciting to assist clients with<br />
reimagining their spaces. Let us be part<br />
of your project so that it can be enjoyable,<br />
not stressful. Get in touch today for a<br />
free estimate.<br />
Marina Rivera, Customer Service, Andy’s<br />
Glass.<br />
“<br />
Shower enclosure remodels can be<br />
an expensive proposition, and often<br />
installations fail.
THE VALLEY BUSINESS JOURNAL<br />
16 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
EVMWD Awarded Gold Status for Water<br />
Conservation Standards<br />
Elsinore Valley Municipal Water<br />
District (EVMWD) recently received<br />
gold status recognition for providing an<br />
effective Water Conservation Program<br />
from the Alliance for Water Efficiency<br />
(AWE).<br />
EVMWD was recognized for efforts<br />
related to customer billing and education<br />
practices as well as distribution system<br />
management. Critical elements included<br />
conservation and resources planning,<br />
public information and education, universal<br />
metering practices and landscape<br />
efficiency programs EVMWD is one<br />
of only three agencies in the nation to<br />
receive the gold status recognition.<br />
“It is an honor to be recognized for<br />
this achievement,” said Andy Morris,<br />
EVMWD’s president of the board. “It<br />
is the efforts of our customers and the<br />
work of our staff which ensures water<br />
sustainability for the future.”<br />
“This demonstrates staff’s commitment<br />
to ensuring water conservation both<br />
outside and inside the district,” said Haley<br />
Munson, Water Efficiency Specialist<br />
for EVMWD. “We are leading the way<br />
in water loss prevention.”<br />
The District has been added to<br />
AWE’s Leaderboard website to showcase<br />
this achievement. EVMWD offers a variety<br />
of programs and resources to help<br />
customers with their water conservation<br />
practices. Visit www.evmwd.com/conservation<br />
to learn more.<br />
EVMWD provides service to over<br />
155,000 water and wastewater customers<br />
in a 97-square mile service area in<br />
Western Riverside County. The District<br />
is a sub-agency of the Western Municipal<br />
Water District and a member agency of<br />
the Metropolitan Water District of Southern<br />
California. Visit the District’s Web<br />
site at www.evmwd.com for additional<br />
information.<br />
Michelle’s Place Annual Spring<br />
Fling to Take Place at Center<br />
Michelle’s Place Cancer Resource<br />
Center is planning for their biggest event<br />
of the year, the annual spring fling. Last<br />
year, the organization raised over $2<br />
million dollars to purchase their forever<br />
home. The center is now open to all<br />
cancers, which sparked a community to<br />
come together to support the valuable<br />
resources the center provides.<br />
The idea to host the spring fling at<br />
Michelle’s Place came to Kim Gerrish,<br />
Executive Director, when she was giving<br />
a tour of the facility. “Walking through<br />
the center, you see the vision. You get<br />
to feel the impact it’s going to have on<br />
cancer patients”, said Gerrish. “I think<br />
that it’s important to share this amazing<br />
resource with our community, which is<br />
why it is the perfect location to host our<br />
spring fling”. The Havana Nights themed<br />
event will take place on Saturday, May<br />
2nd from 6:00- 10:00 PM. There will be<br />
a special cocktail reception for Wings of<br />
Hope members starting at 5:00 PM.<br />
For sponsorship opportunities or to<br />
purchase tickets, please visit www.michellesplace.com/events<br />
or call Jennifer<br />
at (951) 699-5455.<br />
The center is now open to all cancers, which<br />
sparked a community to come together to support<br />
the valuable resources the center provides.
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
17<br />
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THE VALLEY BUSINESS JOURNAL<br />
18 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
A Promising Partnership<br />
EDUCATION<br />
by<br />
by<br />
Drake Levasheff, PhD.<br />
Steve Fillingim<br />
It began with a simple question:<br />
“What would you think about hosting<br />
our classes at your campus two mornings<br />
a week?” Just over a year later,<br />
Mt. San Jacinto College and Azusa<br />
Pacific University share a partnership<br />
that provides opportunities to more<br />
than 50 adult students in Murrieta.<br />
Wonderful possibilities exist when<br />
like-minded partners work together<br />
for the good of those they serve.<br />
Mt. San Jacinto College has offered<br />
ESL and GED courses in the region<br />
for some time, but their purchase<br />
of the Abbott building in Temecula<br />
precipitated a change for their Adult<br />
Education Programs. The move led<br />
the institution to adjust course offerings<br />
in Temecula, so Program Director<br />
Amy Campbell took advantage of<br />
the opportunity and moved their day<br />
classes from the former Temecula<br />
City Hall to Azusa Pacific.<br />
The new location allows students<br />
considering future education opportunities<br />
for themselves and their<br />
families to get an up-close look at<br />
the valley’s leading four-year private<br />
university.<br />
This partnership is mutually<br />
beneficial. Azusa Pacific’s Murrieta<br />
Campus, located by Sam’s Club at<br />
Murrieta Hot Springs and the 215<br />
Freeway, is conveniently located for<br />
students. Since we offer our classes<br />
in the late afternoon and evening, this<br />
arrangement with Mt. San Jacinto<br />
College provides the added bonus of<br />
making use of the space during the<br />
daytime.<br />
The campus learning environment<br />
serves MSJC students, faculty,<br />
and staff well and they regularly linger<br />
in our classrooms and common<br />
areas after class is done. As hosts, we<br />
enjoy interacting with these students<br />
and hope the arrangement will lead<br />
many from this diverse population to<br />
enroll at Azusa Pacific University in<br />
the years ahead.<br />
Our two schools share similar<br />
values and work well together. The<br />
MSJC Adult Education Program team<br />
brings a strong service mentality,<br />
is collaborative, and communicates<br />
directly and effectively.<br />
With an education-seeking population<br />
to serve and a host of common<br />
interests, the future is promising--both<br />
for the students we serve and for the<br />
partnership between Mt. San Jacinto<br />
College and Azusa Pacific University.<br />
It will be exciting to see what comes<br />
of it and how the community benefits<br />
in the years ahead!<br />
For more information about MS-<br />
JC’s Adult Education Program, please<br />
visit www.msjc.edu/adulted/.<br />
Dr. Drake Levasheff is Senior Director<br />
of Azusa Pacific University’s<br />
Murrieta Regional Campus. He can<br />
be reached via email at dlevasheff@<br />
apu.edu.<br />
“<br />
Just over a year later, Mt. San Jacinto<br />
College and Azusa Pacific University<br />
share a partnership that provides<br />
opportunities to more than 50 adult<br />
students in Murrieta. Wonderful<br />
possibilities exist when like-minded<br />
partners work together for the good<br />
of those they serve.
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
19<br />
FEBRUARY <strong>2020</strong><br />
TEMECULA STUDENTS OF THE MONTH<br />
(L to R): BACK ROW - Sally Myers with school administrators/representatives;<br />
FRONT ROW - Nathanael Mariano, Linfield Christian HS; Indiana Rivera Gandrung,<br />
TVHS; Angel Britton, RVHS; Julia Steinberg, SNHS; Caleb Kim, GOHS; Nilson<br />
Rodriquez Cadenas, CHS.<br />
Linfield Christian High School -<br />
Nathanael Marino - Administrators,<br />
teachers, and family members shared<br />
about Nathanael (Nathan). Principal<br />
Wilson shared that Nathan is the<br />
voice of Linfield every morning. He<br />
is Linfield’s’ student of the month<br />
because he is a culture maker. Nathan<br />
is all about people and stands for his<br />
beliefs. He cares more about others<br />
than himself. Nathan has a strength<br />
of character, authenticity, and genuine<br />
love for people. He shared that<br />
his biggest struggle in life so far has<br />
been the feeling of being a flash in the<br />
pan or one-hit-wonder. He shared his<br />
feelings of, “Is this the best I will ever<br />
be.” His service to others has helped<br />
him transition this feeling into his<br />
greatest lesson. Nathan shared that he<br />
has come to realize that you will never<br />
be a flash in the pan when you serve<br />
the light of the world. Nathan’s father<br />
shared that he hopes his son will not<br />
only move mountains but move people<br />
with his kindness and unwavering care<br />
and love.<br />
Temecula Valley High School -<br />
Indiana Rivera Gandrung - Administrators,<br />
teachers, and family members<br />
shared about Indiana. Principal<br />
Williams reflected on the movie character<br />
Indiana Jones and his qualities<br />
of being academic and adventurous.<br />
“He’s an actor. Our Indiana is the real<br />
deal!” Indiana is involved in aquaponics<br />
and was part of the inception of<br />
TVHS’ Bio-Sustainability Program at<br />
TVHS. She has also been instrumental<br />
in writing the curriculum for TVHS’<br />
elementary summer school science<br />
program. Indiana shared reflections<br />
on her own family’s life and circumstances.<br />
She shared, “There were many<br />
times where our family didn’t have<br />
enough money to cover bills or provide<br />
food.” All these problems caused her<br />
stress, but they also strengthened her. She<br />
realized she needed to open up and share<br />
with her school advisors. They were<br />
instrumental in assisting her, and she<br />
turned her family circumstance into a life<br />
lesson. Her teacher shared that Indiana<br />
consistently fosters group determination<br />
and comes from a place of how she can<br />
make things better for everyone. Indiana<br />
plans to attend UC Davis and study<br />
animal science and eventually become<br />
a veterinarian and work for the USDA.<br />
Rancho Vista High School - Angel<br />
Britton - Administrators, teachers, and<br />
family members shared about Angel<br />
(AJ). Principal Dignan shared that in his<br />
thirty-one years as an educator, Angel’s<br />
story has been one of the most inspiring<br />
to him. “She is going to do amazing<br />
things. AJ has gotten up so many times,<br />
nothing is going to keep her down,” said<br />
Mr. Dignan. Angel reflected on her life<br />
and shared that she previously didn’t put<br />
much effort into school. She struggled<br />
in life and made some poor decisions.<br />
In September of 2018, as a junior, after<br />
attending five different high schools,<br />
she ended up at RVHS. Angel reflected<br />
on what changed her life and direction.<br />
She shared, “My teacher believed in me,<br />
inspired me, and taught me that I could be<br />
anything I wanted to be.” She reflected on<br />
her mindset that she didn’t matter but said<br />
that she had overcome that. Angel shared,<br />
“I cannot wait to pursue my passion for<br />
helping others.” Her teacher said, “AJ<br />
is a solid, remarkable young lady. As a<br />
teacher, you wish these kids could see in<br />
themselves what we see in them.” Angel<br />
(AJ) plans to attend college and pursue a<br />
career as a juvenile attorney. She also has<br />
a passion for cosmetology and beauty.<br />
Susan H. Nelson High School<br />
- Julia Steinberg - Administrators,<br />
teachers, and family members shared<br />
about Julia. Principal Dignan shared,<br />
“Julia is independent and essentially has<br />
all her ducks in a row.” She is a young<br />
lady that knows where she’s headed and<br />
what she wants to do. Julia chose to<br />
attend an alternative school because of<br />
her focus on completing her education<br />
without distractions. She wanted to be<br />
able to get a job, travel, and move onto<br />
college. Julia shared about her family<br />
and that for the last several years, her<br />
father has had Parkinson’s disease. She<br />
reflected on her dad’s perseverance and<br />
worked to transition himself to a healthy<br />
lifestyle to extend his life with his grace<br />
and passion. She shared that he taught<br />
her, “With hard work and perseverance,<br />
anything can happen.” Julia’s teacher<br />
shared that she is dependable, courteous,<br />
and responsible. “She is amazing, an<br />
exemplary student for independent study,<br />
and achieves at an unprecedented level.”<br />
Julia will be graduating early and plans to<br />
attend Cal State San Marcos and major in<br />
psychology. She then plans to transition<br />
to a university to study neuroscience.<br />
Great Oak High School - Caleb<br />
Kim - Administrators, teachers, and family<br />
members shared about Caleb.<br />
Principal Ricken shared that Caleb is<br />
academic. He loves random facts. He is<br />
incredibly involved in science and math,<br />
but he is also philosophical. She also said,<br />
“He could probably pull a cot out and<br />
sleep at GOHS with the time he spends<br />
on campus due to his involvement in<br />
everything.” Caleb is involved in science<br />
olympiad and math. He’s a planner; he<br />
likes to lead and is a teamwork kind of<br />
student. For Caleb, it’s about teaching<br />
people how to live more prosperously.<br />
He’s also a gamer, but for Caleb, it’s<br />
about the strategy. Caleb shared that his<br />
most significant obstacle in life so far has<br />
been himself. He is a full IB Diploma<br />
student at GOHS. The program and commitment<br />
are intense. He made a decision<br />
not to take calculus one year and skip it<br />
despite his teacher’s expressed concern.<br />
Caleb shared, “That was a big mistake,<br />
and I paid for it with an incredible<br />
amount of stress.” He recognized the<br />
real problem was that he was getting<br />
in his way. He shared that he overcame<br />
the obstacle and boundaries of<br />
his mental prison that he had imposed<br />
on himself.<br />
Chaparral High School - Nilson<br />
Rodriguez Cadenas - Administrators,<br />
teachers, and family members shared<br />
about Nilson. Assistant Principal<br />
Fielstra shared that Nilson exemplifies<br />
the American dream. He is a four-year<br />
AVID student, and he will be the first<br />
in his family to attend college. Mrs.<br />
Miller, CHS’ Principal, was not able<br />
to participate in today’s event but<br />
wanted to share that she was Nilson’s<br />
middle school teacher, and she had<br />
the honor when he was in 8th grade to<br />
recognize him as a student of the year<br />
at DMS. Nilson shared his story about<br />
not being supported by his parents to<br />
attend college. He shared that while he<br />
experienced issues, he always put on a<br />
happy face for everyone else. He has<br />
had difficulty trusting people. Nilson<br />
shared, “My AVID teacher changed<br />
my life.” Nilson’s teachers, who also<br />
refer to themselves as his school mom<br />
and dad, shared about his campus life.<br />
They shared that Nilson is an academic,<br />
takes ten different AP classes, is the<br />
leader of four various clubs on campus,<br />
is a peer leader, and also works a parttime<br />
job. “Nilson demonstrates the<br />
courage to overcome his obstacles in<br />
life despite others blocking him. He<br />
is going to do tremendous things for<br />
other people to make sure they feel<br />
welcome and supported. He is this<br />
warm light that never turns off.” Nilson<br />
has already received acceptance<br />
from Stanford and Berkeley.
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
20 <strong>March</strong> <strong>2020</strong>
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
21<br />
Did You Know that Playing with Your Child Can Actually<br />
Help your Child’s Visual Development?<br />
Healthy<br />
Living<br />
by<br />
Tina Dr. Patrick M. Gottlieb, Utnehmer D.C.<br />
You can find a lot of ways to use<br />
playtime activities, games and toys to<br />
help your child, regardless of age, to<br />
learn or sharpen many different vision<br />
skills. And it can be done without<br />
interfering with the carefree fun and<br />
joy of playtime.<br />
From the moment of birth, you<br />
child is learning to see. He or she<br />
progresses from the newborn’s blurry<br />
world of light and dark to the schoolage<br />
child’s sophisticated ability to<br />
handle complex vision tasks. Toys,<br />
games and playtime activities help<br />
by stimulating this process of vision<br />
development. Sometimes, though,<br />
despite all your efforts, your child<br />
may still miss a step-in vision development.<br />
Your Doctor of Optometry can<br />
identify vision skill areas in need of attention<br />
and diagnose vision problems<br />
in their early stages, before they have<br />
a chance to interfere with your child’s<br />
total development or learning ability.<br />
Inexpensive homemade toys and<br />
simple childhood games can be just as<br />
effective as purchased toys in helping<br />
children develop and improve their<br />
vision skills.<br />
Here is a list of toys and activities<br />
that can help your child develop or<br />
improve various vision skills.<br />
Those suggested for birth through<br />
5 months of age will help stimulate<br />
your baby’s sense of sight. Those<br />
suggested for older age groups will<br />
help develop or sharpen your child’s<br />
general eye movement skills; eyehand<br />
coordination skills necessary for<br />
writing and sports; shape and size discrimination<br />
skills needed for reading;<br />
and visualization and visual memory<br />
skills needed for comprehension and<br />
for the ability to visualize abstract<br />
things.<br />
Birth Through 5 Months<br />
Toys: Sturdy crib mobiles and<br />
gyms; bright large rattles and rubber<br />
squeak toys.<br />
Activities: Peek-a-boo; patty-cake.<br />
6 Months Through 8 Months<br />
Toys: Stuffed animals; floating<br />
bath toys.<br />
Activities: Hide-and-Seek with<br />
toys; read to child.<br />
9 Months Through 12 Months<br />
Toys: Sturdy cardboard books;<br />
take-apart toys; snap-lock beads;<br />
blocks; stacking/nesting toys.<br />
Activities: Roll a ball back-andforth;<br />
read to child.<br />
One-Year Olds<br />
Toys: Bright balls; blocks; zippers;<br />
rocking horse; riding toys<br />
pushed with the feet.<br />
Activities: Throwing a ball; read<br />
to child.<br />
Two-Year Olds<br />
Toys: Pencils, markers, crayons;<br />
bean bag/ring toss games; peg hammering<br />
toys; sorting shapes/sizes toys;<br />
puzzles; blocks.<br />
Activities: Read to child; outdoor<br />
play; catch.<br />
3 to 6 Years<br />
Toys: Building toys with large<br />
snap-together components; stringing<br />
beads; puzzles; pegboards; crayons;<br />
finger paint; chalk; modeling clay;<br />
simple sewing cards; large balls;<br />
match-up-shape toys; tricycle; connect-the-dot<br />
games; sticker boots/<br />
games.<br />
Activities:<br />
Climbing, running; using balance<br />
beam; playground equipment.<br />
7 Years and Older<br />
Toys: Bicycle; jump ropes; pogo<br />
sticks; roller skates; different size<br />
and shape balls; target games; more<br />
sophisticated building toys; puzzles;<br />
remote-controlled toys; timed shape/<br />
size sorting games; plastic disks for<br />
tossing between players.<br />
Activities: Active sports; cycling.<br />
This list of toys and activities is<br />
not complete. There are many other<br />
ways you can aid your child’s vision<br />
development and teach him or her<br />
good eye safety and vision care habits.<br />
Use your creativity and imagination.<br />
Computer learning programs and<br />
games can be very useful, if available.<br />
Also, ask your optometrist to suggest<br />
other specific toys and activities.<br />
Come in and see us for a comprehensive<br />
eye exam and discuss personalized<br />
options for your eyes.<br />
Dr. Patrick Utnehmer, Promenade<br />
Optometry & Lasik, (951) 296-2211.<br />
“<br />
Inexpensive homemade toys and simple<br />
childhood games can be just as effective as<br />
purchased toys in helping children develop<br />
and improve their vision skills.<br />
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THE VALLEY BUSINESS JOURNAL<br />
22 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
Temecula Valley Hospital Becomes the First UHS Accredited Geriatric<br />
Emergency Department in the Country<br />
Temecula Valley Hospital is the first<br />
Universal Health Services hospital in the<br />
country to achieve accreditation from the<br />
American College of Emergency Physicians<br />
(ACEP) as a Geriatric Emergency<br />
Department.<br />
The Geriatric Emergency Department<br />
Guidelines state, “the purpose of<br />
the Geriatric Emergency Department<br />
Guidelines is to provide a standardized<br />
set of guidelines that can effectively improve<br />
the care of the geriatric population<br />
and which is feasible to implement in the<br />
ED. These guidelines create a template<br />
for staffing, equipment, education, policies<br />
and procedures, follow-up care, and<br />
performance improvement measures.”<br />
According to the 2010 Census, more<br />
than 40 million Americans were over the<br />
age of 65, which was “more people than<br />
in any previous census.” In addition,<br />
“between 2000 and 2010, the population<br />
65 years and over grew at a faster rate<br />
than the total U.S. population.” The<br />
census data also demonstrated that the<br />
population 85 and older is growing at a<br />
rate almost three times the general population.<br />
The subsequent increased need<br />
for healthcare for this burgeoning geriatric<br />
population represents an unprecedented<br />
and overwhelming challenge<br />
to the American healthcare system as<br />
a whole and to emergency departments<br />
(EDs) specifically.”<br />
“We are very proud to be the first<br />
hospital in the UHS portfolio to receive<br />
this Geriatric Emergency Department<br />
Accreditation,” said Darlene Wetton, CEO<br />
of Temecula Valley Hospital. “Our community<br />
can trust the care that our Emergency<br />
Department staff provides to seniors<br />
in a time that they need it the most.”<br />
According to ACEP, the GEDA<br />
program is the culmination of years of<br />
progress in the emergency care of older<br />
adults. The voluntary GEDA program,<br />
which includes three levels similar to trauma<br />
center designations, provides specific<br />
criteria and goals for emergency clinicians<br />
and administrators to target. The accreditation<br />
process provides more than two<br />
dozen best practices for geriatric care and<br />
the level of GEDA accreditation achieved<br />
depends upon how many of these best<br />
practices an emergency department is able<br />
to meet. Temecula Valley Hospital has<br />
achieved the Level 3 emergency department<br />
level and must incorporate many of<br />
these best practices, along with providing<br />
inter-disciplinary geriatric education and<br />
having geriatric appropriate equipment<br />
and supplies available.<br />
Jacquelyn Horton, RN, and Director<br />
of Emergency Services for Temecula Valley<br />
Hospital said, “We have gone above<br />
and beyond the criteria to make sure we<br />
have a safe and healing environment for<br />
our patients who are 65 and older. We<br />
have specialized supplies, such as upgraded<br />
thicker mattresses throughout our<br />
entire Emergency Department, to improve<br />
patient healing and outcomes. Our staff<br />
cares deeply about making the best experience<br />
we can for our patients at Temecula<br />
Valley Hospital!”<br />
Please see the attached photo featuring<br />
Jacquelyn Horton; RN and Director of<br />
Emergency Services, and Cori Cole; RN<br />
and Manager of Emergency Services, with<br />
some of their Emergency Department staff.<br />
About Temecula Valley Hospital<br />
- Temecula Valley Hospital brings advanced<br />
technology, innovative programs,<br />
patient-centered and family sensitive care<br />
to area residents. The hospital features<br />
140 private patient rooms; emergency care<br />
featuring ER Reserve; advanced cardiac<br />
and stroke care; orthopedics; and general<br />
and surgical specialties. TVH is nationally<br />
recognized for Patient Safety<br />
by The Leapfrog Group, with a<br />
2017 Top Hospital Award and<br />
patients’ consecutive ‘A’ Grades<br />
for Patient Safety in Spring<br />
2019, Fall 2018, Spring 2018,<br />
Fall 2017, Spring 2017, and Fall<br />
2016. The hospital also recently<br />
received Two 2019 Women’s<br />
Choice Award Achievements;<br />
One of America’s Best Hospitals<br />
for Patient Safety and One of<br />
America’s Best Stroke Centers,<br />
the American Heart Association/<br />
American Stroke Association’s<br />
Get With The Guidelines-Stroke<br />
Gold Plus with Target Stroke<br />
Elite Plus Quality Achievement<br />
Award and Mission: Lifeline<br />
Bronze Receiving Achievement<br />
Award, The Joint Commission’s<br />
Gold Seal of Approval for Certification<br />
for Hip and Knee<br />
Replacement, 5 Star Medicare<br />
Hospital Compare Rating, the American<br />
College of Cardiology Chest Pain<br />
Center with Primary PCI and Resuscitation<br />
Accreditation, the honor of<br />
the Inland Empire’s Top Workplaces<br />
2017 and 2018, has been designated an<br />
Aetna Institute of Quality Cardiac Care<br />
Facility for comprehensive heart and<br />
vascular treatment-including Cardiac<br />
Medical Intervention, Cardiac Rhythm<br />
Programs and Cardiac Surgery. For<br />
more information, please visit www.<br />
temeculavalleyhospital.com.<br />
Zach Hall Appointed Temecula Sheriff’s Captain<br />
CONTINUED FROM PAGE 1<br />
City Manager Aaron Adams announced<br />
that Captain Zach Hall, a 22-year<br />
veteran of the Riverside County Sheriff’s<br />
Department, will serve as the Sheriff’s<br />
Captain commanding over the Temecula<br />
Sheriff’s Station effective January 16,<br />
<strong>2020</strong>. Hall is succeeding Sheriff’s Captain<br />
Lisa McConnell, who has led Temecula’s<br />
Sheriff’s Station since July of 2017<br />
and will now lead the Riverside County<br />
Communications Center under Sheriff<br />
Chad Bianco.<br />
Temecula Mayor James “Stew” Stewart<br />
states, “Public Safety is Temecula’s<br />
highest priority and I’m proud of our long<br />
history of exemplary leadership in law<br />
enforcement. Temecula remains among<br />
the safest cities in the United States and<br />
we are confident Captain Hall will continue<br />
to build upon the strong momentum<br />
of Temecula’s outstanding public safety<br />
track record.”<br />
Captain Zach Hall joined the Riverside<br />
County Sheriff’s Department in<br />
1998. He gained experience working at<br />
each sworn rank from Deputy Sheriff to<br />
Captain. He worked numerous specialized<br />
assignments within the corrections division,<br />
field operations, and administration,<br />
and holds a Bachelor of Science degree in<br />
Organizational Leadership. Captain Hall<br />
resides locally with his wife and family.<br />
City Manager Aaron Adams states,<br />
“I am pleased to welcome Captain Hall<br />
to our Executive Staff. His decades of<br />
experience and leadership, including at every<br />
sworn rank level within the Riverside<br />
County Sheriff’s Department, provides a<br />
solid law enforcement background that<br />
will serve Temecula residents and businesses<br />
very well.” Adams added, “We<br />
wish Captain McConnell well in her new<br />
leadership opportunity and will continue<br />
to work with her as she takes command<br />
over the communications and dispatch<br />
services for the entire County, including<br />
Temecula dispatch.”<br />
The City of Temecula contracts with<br />
the Riverside County Sheriff’s Department<br />
for Police services. The City is proud<br />
of its high level of law enforcement staffing,<br />
services and commitment to public<br />
safety, which keeps Temecula among the<br />
Safest Cities in the United States.
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
Southwest Healthcare System Announces Expansion and Renovation<br />
Plans at Rancho Springs Campus<br />
23<br />
Southwest Healthcare System’s Rancho<br />
Springs Medical Center Campus in<br />
Murrieta announced today expansion and<br />
renovation plans. The project is expected<br />
to commence immediately and will occur<br />
in phases over the next three years, with<br />
particular focus to ensure that the facility<br />
remains open for patient care with minimum<br />
disruption. Southwest Healthcare<br />
System is additionally finalizing investment<br />
plans for the Inland Valley campus,<br />
details of which will be announced soon.<br />
“This project has been years in the<br />
making and is focused on continuing to<br />
meet the demands of the growing population,”<br />
stated Brad Neet, CEO of Southwest<br />
Healthcare System. “Our team does an<br />
amazing job at delivering award-winning,<br />
quality care to our patients and their families.<br />
I am proud to announce that we will<br />
be undertaking this exciting project to<br />
improve and expand Southwest’s position<br />
as the preferred provider of healthcare in<br />
our communities while offering enhanced<br />
capabilities to deliver superior care in a<br />
state-of-the-art environment.”<br />
The expansion and renovation at<br />
Rancho Springs will focus on Women’s<br />
and Children’s Services, the Emergency<br />
Department, and other key clinical offerings<br />
such as the health system’s Robotics<br />
program. New and renovated areas will<br />
feature private patient rooms, installation<br />
of industry leading clinical technologies<br />
for minimally invasive procedures, along<br />
with globally sustainable infrastructure<br />
enhancements.<br />
It has been more than 35 years since<br />
Rancho Springs broke ground in Murrieta.<br />
“Over the years, we have become a preferred<br />
destination for healthcare services<br />
in the region. We have renovated and<br />
updated the facility, but nothing of this<br />
magnitude,” stated Neet. “The meticulous<br />
attention to every detail and the hours of<br />
planning and preparation for this kind of<br />
project takes a massive team effort and we<br />
are very excited to get the project started.”<br />
Southwest Healthcare System services<br />
a vast and diverse population<br />
throughout Southwest Riverside County<br />
and anticipates steady growth in the years<br />
ahead. “This is exactly why our significant<br />
expansion plans are essential in order for<br />
our hospital system to continue meeting<br />
the advanced healthcare needs of our<br />
surrounding communities,” said Neet.<br />
“In partnership with the medical staff and<br />
community, our goal is to be the leading<br />
provider of safe, high-quality, innovative,<br />
patient-centric healthcare in the region.<br />
Our expansion and renovation project here<br />
at the Rancho Springs campus will also<br />
allow us to continue our vision of Building<br />
Relationships that Touch the Heart.”<br />
About Southwest Healthcare System<br />
Southwest Healthcare System currently<br />
services more than 100,000 patients<br />
through its emergency departments, delivers<br />
more than 3,000 babies, admits more<br />
than 15,000 patients and performs more<br />
than 8,500 surgeries per year. Southwest<br />
Healthcare System, both Inland Valley<br />
Medical Center and Rancho Springs<br />
Medical Center, were recently awarded<br />
the Top General Hospital Award from<br />
Leapfrog (only 35 hospitals earned this<br />
distinction nationwide) for outstanding<br />
quality of patient safety. www.swhealthcaresystem.com<br />
About Rancho Springs Medical<br />
Center Campus Southwest Healthcare<br />
System - Rancho Springs, awarded the<br />
Blue Distinction for Outstanding Maternity<br />
Care, features the largest Family Birth<br />
Center in the region, including a Rady<br />
Children’s Level III Neonatal Intensive<br />
Care Unit. The only hospital in SW Riverside<br />
County to offer pediatric ER Services<br />
from Rady Emergency Physicians for<br />
children 14 years and younger, Rancho<br />
Springs is also an Advanced Certified<br />
Primary Stroke Center, as well as the<br />
region’s first facility to perform virtually<br />
no-scar single-site procedures using the da<br />
Vinci® Robotic Surgical System.
THE VALLEY BUSINESS JOURNAL<br />
24 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
Aaaand, They’re Off!<br />
REAL ESTATE<br />
by by<br />
Gene Steve Wunderlich Fillingim<br />
Don’t know if you noticed ho<br />
media headlines for the first half of<br />
January trumpeted the onslaught of<br />
buyers heralding a jump on the spring<br />
buying season. Realtor.com told us:<br />
“Early-bird home buyers turn January<br />
into the new April” while MSNBC<br />
announced “Competition for housing<br />
is so high, the spring market is starting<br />
now”. But by mid-January Housing<br />
wire reported that “The Housing<br />
Market is off to a slow start in January”<br />
and Financial Samurai cautioned<br />
“It’s Time to Start Worrying About<br />
the Housing Market Again”. Not to<br />
be outdone, CNN just came out with<br />
“Coronavirus Threat Set to Trigger a<br />
Massive U.S. Housing Market Crash”.<br />
It’s not even mid-February and I’m<br />
already exhausted for the year. It’s less<br />
stressful to follow the election!<br />
So, ignoring the media crisis<br />
du jour, how did <strong>2020</strong> actually start<br />
in Southwest California? About as<br />
expected – no surprises, no rush, no<br />
crash. January is always a slow month<br />
and this year was no different.<br />
After a decent December that capped<br />
off a pretty good 2019 season, pending<br />
sales were down coming into the month<br />
so all things considered. we pretty much<br />
knew what was going to happen. And<br />
it did, but maybe not as bad as it could<br />
have. Sure that closed sales were down<br />
21% from December (860 / 679) but they<br />
were 16% better than January 2019 (583),<br />
so that’s not bad. And pending sales coming<br />
into February are up 20% (672 / 843),<br />
so subtract two holidays, add a leap day,<br />
multiply by low interest rates carry the<br />
seven, = February should be even better.<br />
What about prices, you ask? More<br />
good news. January median price ticked<br />
up 2% from December ($385,900 /<br />
$395,188) and improved 6% over last<br />
January ($370,706). That’s good news for<br />
home sellers, but not so good if you’re<br />
trying to buy– especially if you’re a firsttime<br />
home buyer.<br />
Not only that but there’s way fewer<br />
options to choose from right now. We’ve<br />
had eight straight months of inventory<br />
declines dropping us 6% month-overmonth<br />
(1,720 / 1,623) and down a<br />
whopping 30% from last January (2,317).<br />
Inventory is at its lowest level since January<br />
2018 and, after rising to 4+ months<br />
a few times in 2019, has now dropped to<br />
around 2monthsin most markets.<br />
As I’ve cautioned before, some<br />
percentage of sales and inventory can<br />
be attributed to increased new home<br />
construction across our region, and we<br />
are appreciative of the efforts our cities<br />
and county are making to address the<br />
housing crisis. But that’s still a grim<br />
inventory number coming into the year.<br />
If we’re going to have a robust buying<br />
season, it’s imperative we add to that<br />
listing inventory because you can’t sell<br />
what you don’t have. And right now<br />
we don’t have! Despite the Governor’s<br />
pledge to add 350,000 new dwelling<br />
units to the state every year, in 2019 the<br />
state actually produced fewer that it had<br />
in 2018 – down around 108,000 units.<br />
And projections from both the California<br />
Association of Realtors and the Building<br />
Industry Association are forecasting less<br />
than 1,000 additional homes built in <strong>2020</strong><br />
– from 108,170 to 108,620. Not only a<br />
far cry from the Governor’s 350,000, but<br />
less than the 180,000 we need just to keep<br />
pace with growth. Probably a good thing<br />
people are leaving the state – take some<br />
of the pressure off.<br />
The good news is that aside from<br />
CNN’s threat of a crash (when was the<br />
last time they were actually right?),<br />
most prognosticators of any repute<br />
remain optimistic for housing in <strong>2020</strong>.<br />
With economic indicators all still in<br />
positive territory and interest rates<br />
expected to remain near record lows<br />
for the year, there are few indicators<br />
of a recession, or even a correction,<br />
this year. C.A.R is forecasting modest<br />
gains in sales and price, while Core-<br />
Logic is even more bullish on the<br />
market this year than they were last,<br />
and they usually do a pretty good job.<br />
Let’s hope they’re right.<br />
Gene Wunderlich is Vice President,<br />
Government Affairs for Southwest Riverside<br />
County Association of Realtors.<br />
If you have questions on the market,<br />
please contact me at GAD@srcar.org.
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
25<br />
The California Consumer Privacy<br />
Act – What’s in it for Me?<br />
On January 1, <strong>2020</strong>, the California<br />
Consumer Privacy Act (CCPA)<br />
went into effect. Although the law is<br />
similar in some regards to the European<br />
Union’s GDPR (General Data<br />
Protection Regulation) the California<br />
law differs in one key aspect—it can<br />
potentially affect any company that<br />
does business in the Golden State.<br />
As a consumer and Californian, it is<br />
important that you know what rights<br />
you have under the law. For business<br />
owners, it is important to understand<br />
what is required to comply with the<br />
law, and whether you are required to<br />
do so.<br />
The intentions of the CCPA are<br />
relatively straightforward. The law<br />
provides California residents the<br />
right to: know what personal data is<br />
being collected about them, know<br />
whether their personal data is sold or<br />
is disclosed and to whom, say no to<br />
the sale of personal data, access their<br />
personal data, request a business delete<br />
any personal information about a consumer<br />
collected from that consumer,<br />
and to not be discriminated against for<br />
exercising their privacy rights.<br />
You may have seen pop-up notifications<br />
on websites that you visit<br />
informing you that the website collects<br />
your data and providing you with the<br />
ability to opt-out of this collection—<br />
these notifications are a direct result<br />
of compliance with the CCPA.<br />
Outside of the codified rights<br />
outlined above, many readers are<br />
probably asking themselves what this<br />
means for them. Perhaps the most<br />
prescient feature of the CCPA is the<br />
right to request that data be deleted.<br />
Sometimes called the right to be forgotten,<br />
this is something that privacy<br />
advocate groups, like the Electronic<br />
Frontier Foundation, have fought to<br />
have recognized for some time.<br />
This means that consumers can go<br />
a step beyond deleting their account<br />
if they no longer wish for a company<br />
to have identifying information<br />
about them, they can request that it<br />
be deleted.<br />
One major caveat to the law,<br />
however, is that is only applies to<br />
data collected about consumers from<br />
consumers themselves. Publicly available<br />
data, like property deeds, are still<br />
available for sale to advertisers.<br />
Another important feature of the<br />
CCPA is that it gives consumers the<br />
right to sue companies in the event of<br />
a data breach. Although most companies<br />
are less than thankful for another<br />
source of litigation; the threat of a<br />
lawsuit, or class action lawsuit, is a<br />
boon to consumers. Companies that<br />
must comply with the CCPA will take<br />
additional steps to secure consumer<br />
data to prevent legal action.<br />
Although these enumerated consumer<br />
rights seem relatively benign,<br />
business owners and HR managers<br />
across California are wondering<br />
whether they are required to comply<br />
with the CCPA, and what form<br />
that compliance will take. In short,<br />
the CCPA applies to any business,<br />
including any for-profit entity, that<br />
collects consumer’ personal data and<br />
which does business in California, and<br />
satisfies at least one of the following<br />
thresholds: has annual gross revenues<br />
in excess of 25 million dollars, buys<br />
or sells the personal information of<br />
50,000 or more consumers or households,<br />
or earns more than half of its<br />
annual revenue from consumer’s<br />
personal information.<br />
If your business meets any of<br />
those criteria, the CCPA requires that<br />
organizations implement and maintain<br />
reasonable security procedures and<br />
practices to protect consumer data.<br />
It is important that business do so, as<br />
each violation of the CCPA carries a<br />
fine up to $7,500.<br />
With any new regulation, it is important<br />
that consumers and business<br />
understand their rights and obligations.<br />
Those that would like further<br />
information on the legal aspects of the<br />
CCPA are advised to contact a legal<br />
professional. For more information on<br />
the technical aspects of the law, and<br />
what is required for an organization<br />
to be compliant, please contact an<br />
Information Technology professional.<br />
Mythos Technology is an IT consulting<br />
and management firm that provides<br />
Managed Technology Services including<br />
hosted cloud and compliance<br />
solutions. For more information,<br />
please visit www.mythostech.com or<br />
call (951) 813-2672.<br />
“<br />
TECHNOLOGY<br />
by<br />
by<br />
Tristan<br />
Steve<br />
Collopy<br />
Fillingim<br />
Perhaps the most prescient feature of<br />
the CCPA is the right to request that data<br />
be deleted.<br />
Mike Lopez as Deputy Fire Chief<br />
CONTINUED FROM PAGE 1<br />
He has been a chief officer since 2008,<br />
serving as a member of Carlsbad Fire’s<br />
leadership team and overseeing Administrative/Support<br />
Services, Emergency<br />
Medical Services, Training, and Fire Prevention.<br />
Lopez earned an A.S. Degree in<br />
Fire Technology from Miramar Community<br />
College, a BS Degree in Occupational<br />
Studies from California State University,<br />
Long Beach, a Master’s Degree in Public<br />
Administration from San Diego State<br />
University, and is a graduate of the Los<br />
Angeles Fire Department (LAFD) Leadership<br />
Academy (West Point curriculum)<br />
and the International Association of Fire<br />
Chiefs (IAFC) Fire Service Executive<br />
Development Institute program.<br />
Fire Chief David Lantzer describes<br />
the benefits of gaining a deputy with such<br />
diverse experience, “Chief Lopez brings<br />
experiences to Murrieta that will help us<br />
grow to continue serving the community<br />
at the highest level. We’ve identified a<br />
tremendous need for a fire training center<br />
(there are none in Southwest Riverside<br />
County) and Mike’s experience with these<br />
types of projects in Carlsbad will be a<br />
great benefit to our community. Additionally,<br />
he brings the values and work ethic<br />
that is consistent with the hard-working<br />
men and women at Murrieta Fire & Rescue.<br />
We are blessed to have him.”<br />
This experience includes serving as<br />
honor guard, as a SWAT Medic, and a<br />
YMCA volunteer. Lopez is also a task<br />
force leader for FEMA USAR California<br />
Task Force 8 and a safety officer for a<br />
Type III San Diego All-Risk Urban Area<br />
Incident Management Team. Lopez has<br />
earned awards for meritorious service<br />
during the fire-storms in 2003, 2007 and<br />
the Poinsettia Fire in 2014. He led the<br />
design and construction of Carlsbad’s state<br />
of the art Public Safety Training Center<br />
and new Fire Station 3.<br />
Lopez looks forward to this next<br />
phase in his career, “It’s a tremendous<br />
honor to be joining the Murrieta Fire &<br />
Rescue. MFR is a remarkable and progressive<br />
place with highly skilled, dedicated<br />
professionals who serve a great community.<br />
I am excited about this opportunity<br />
and look forward to working with the men<br />
and women of this agency to continue the<br />
long-standing tradition of providing firstrate<br />
professional service to the residents<br />
of Murrieta.”<br />
In Murrieta, Lopez will oversee the<br />
department’s Emergency Operations<br />
programs, as well as Administration,<br />
Training, and Fleet Maintenance.<br />
“Our Fire Department has set a high<br />
standard of excellence and we are thrilled<br />
to find an experienced and passionate<br />
Deputy Chief that can hit the ground running<br />
in this fast-paced department,” says<br />
Murrieta City Manager Kim Summers.<br />
“Chief Lopez will bring a robust skillset<br />
and tremendous experience to this<br />
important role.”
THE VALLEY BUSINESS JOURNAL<br />
26 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
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<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
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27<br />
The City of Temecula Presents The Carnival<br />
of Music, Performed by The Temecula Valley<br />
Symphony<br />
Bring your family and experience the<br />
Carnival of Music, a free, outdoor concert<br />
performed by the 60-piece Temecula<br />
Valley Symphony conducted by Music<br />
Director, John Mario, and Associate<br />
Conductor, Dr. Zun-Hin Woo, on Sunday,<br />
<strong>March</strong> 15th from 3:00 pm to 5:00 pm at<br />
Temecula’s Community Recreation Center<br />
(CRC) Outdoor Amphitheater (30875<br />
Rancho Vista Road).<br />
A Musical Instrument Petting Zoo<br />
will follow the concert program providing<br />
young people with an opportunity<br />
to try out some of the instruments and<br />
become more familiar with their various<br />
sounds. City of Temecula Mayor James<br />
(Stew) Stewart proclaimed, “This is<br />
going to be the year of Temecula FUN!<br />
Our Community Services Department<br />
does amazing things in this City, so I<br />
encourage you to go and have some Temecula<br />
FUN out there with your family<br />
and friends!”<br />
Carnival of Music will feature music<br />
selections from The Wizard of Oz; Lord<br />
of the Rings (The Fellowship of the<br />
Ring); Fiddler on the Roof; and Highlights<br />
from Wicked. Kate Prestia-Schaub<br />
and Kara Brennan-Wuchner will perform<br />
the first movement of the Bach Double<br />
Violin Concerto on flutes. The trombone<br />
section will lead the rousing 76<br />
Trombones and the trumpet section will<br />
be featured on the world’s best-known<br />
trumpet trio, Bugler’s Holiday, by Leroy<br />
Anderson. Listen for the bold sounds of<br />
the timpani and cymbals in Les Toreadors<br />
from Carmen Suite No. 1. As an introduction<br />
to classical music and some of the<br />
world’s most famous composers, Maestro<br />
John Mario will introduce the audience to<br />
Rossini’s Semiramide Overture, and the<br />
first movements of Haydn’s Symphony<br />
No. 104 and Beethoven’s Symphony<br />
No. 2.<br />
Temecula City Council Member and<br />
Temecula Community Services District<br />
President, Zak Schwank said, “The City<br />
of Temecula is committed to providing<br />
our community with free events such as<br />
these engaging and educational, classical<br />
music concerts to provide hands on access<br />
to the arts. The Musical Instrument<br />
Petting Zoo is a great opportunity to see,<br />
touch, and hear symphonic instruments<br />
up close and inspire the next generation<br />
of artists and musicians.” Temecula<br />
Valley Symphony Managing and Artistic<br />
Director, Alana Joos explains,“Variety is<br />
key to our successful performances. I sum<br />
up our concerts as Symphonic Music with<br />
a New Twist!”<br />
Bring the kids, family, friends, lawn<br />
chairs, and blankets to enjoy this Sunday<br />
afternoon of a free musical introduction<br />
to orchestral instruments and expect to<br />
have some Temecula Fun!<br />
Chuck Washington Seeks Second Term<br />
CONTINUED FROM PAGE 1<br />
Washington was first elected to the<br />
City Council in Murrieta in 1995-1999.<br />
He later was elected to the City Council<br />
in Temecula from 2003-2015 after he and<br />
his wife, Kathy, and daughter, Lindsey,<br />
moved there. He served as mayor of both<br />
cities during a time of unprecedented<br />
population growth; he prioritized public<br />
safety funding, new programs for kids,<br />
increased transparency at City Hall and<br />
the maintenance of infrastructure.<br />
He ultimately joined the Board of<br />
Supervisors in 2015 where he has served<br />
the large, diverse district ever since, representing<br />
residents from the unincorporated<br />
mountain communities along with<br />
Anza, Aguanga, Sage and French Valley<br />
plus the cities of Hemet, San Jacinto,<br />
Murrieta and Temecula.<br />
Washington maintained his focus<br />
on public safety, economic growth, efficiency<br />
and improved services during<br />
his time on the Board of Supervisors and<br />
wants to continue serving the growing<br />
Third District. He has worked to make<br />
our communities safer, add deputies and<br />
support construction of a new County<br />
detention center.<br />
His focus on the local economy has<br />
helped create more than 50,000 jobs, and<br />
he has emerged as a leader in helping<br />
reduce traffic congestion by bringing additional<br />
freeway lanes and new offramps<br />
to the region.<br />
Washington’s record of community<br />
involvement includes having served on<br />
the boards of the Temecula Community<br />
Services District, the Western Riverside<br />
Council of Governments, the Riverside<br />
County Airport Land Use Commission,<br />
the Temecula Chamber of Commerce,<br />
the Boys & Girls Clubs, Habitat for Humanity<br />
of Inland Valleys, the Temecula<br />
Economic Development Corporation<br />
and the Inland affiliate of the Susan G.<br />
Komen Breast Cancer Foundation.<br />
He is a proud recipient of the inaugural<br />
Michael Hestrin Family Justice Award<br />
for his support of “Safe Alternatives<br />
for Everyone.” District Attorney Hestrin<br />
presented the award to Supervisor<br />
Washington one year ago in recognition<br />
of his work as a founding board member<br />
and supporter of S.A.F.E. over the years.<br />
Washington is on the <strong>March</strong> 3 primary<br />
ballot.
THE VALLEY BUSINESS JOURNAL<br />
28 www.TheValleyBusinessJournal.com<br />
<strong>March</strong> <strong>2020</strong><br />
<strong>2020</strong><br />
Friday Night Live Music<br />
The Most Coveted Campsites and<br />
Seats at the Temecula Valley Balloon<br />
& Wine Festival<br />
May 29-31, <strong>2020</strong> are on Sale before the Basic Campsite<br />
Sales open 8 a.m., Tuesday, <strong>March</strong> 3rd<br />
Currently, a small selection of full<br />
hook-up sites are available with the<br />
Sunrise Exclusive Festival Experience<br />
package.<br />
This is the best of the best, with<br />
the cabana club passes at the main<br />
stage for all three days of the event. A<br />
unique VIP experience is included in<br />
cabana club passes with reserved seats<br />
front and center during all concerts, a<br />
catered meal, three beverages per day,<br />
and a shady and cool place to relax<br />
with private VIP restrooms.<br />
Balloon Sunrise Brunch for two<br />
can be either Saturday or Sunday and<br />
includes two reserved hot air balloon<br />
tethered rides before scrumptious<br />
breakfast brunch with three mimosas<br />
in the cabana club.<br />
The Balloon Sunrise Brunch ticket<br />
can also be purchased separately.<br />
It includes admission to the Festival,<br />
brunch with three mimosas and a<br />
tethered ride. Cost is $99 on Saturday<br />
and $89 on Sunday and the tethered<br />
rides are only offered before 8:30 a.m.,<br />
weather permitting.<br />
Campsites to the Festival sellout<br />
each year within two hours of the 8<br />
a.m. start time. This year’s Festival<br />
<strong>March</strong> Madness is Tuesday, <strong>March</strong><br />
3rd online at tvbwf.com. Prices range<br />
from $350 for dry camping to $575 for<br />
a full hook-up.<br />
The Temecula Valley Balloon & Wine<br />
Festival returns to Lake Skinner May<br />
29-31, <strong>2020</strong>. Located north of San<br />
Diego County, California, the Festival<br />
has celebrated Southern California<br />
Wine Country’s beauty and assets for<br />
over 36 years. All tickets are available<br />
at www.tvbwf.com or call (951) 676-<br />
6713.<br />
“<br />
This is the best of the best, with the cabana<br />
club passes at the main stage for all three<br />
days of the event. A unique VIP experience is<br />
included in cabana club passes with reserved<br />
seats front and center during all concerts, a<br />
catered meal, three beverages per day...<br />
B.I.G.<br />
Brothers Igniting a Groove<br />
Friday, <strong>March</strong> 20<br />
6:00PM<br />
JOURNEY TRIBUTE<br />
Journey Captured<br />
Friday, <strong>March</strong> 27<br />
6:00 PM<br />
ENDEAVOR<br />
Friday, April 3<br />
6:00 PM<br />
SARAH AGUILAR<br />
Friday, April 10<br />
6:00 PM<br />
JOHN DEMPS & FULL EFFECT<br />
Friday, April 17<br />
6:00 PM<br />
SANTANA TRIBUTE<br />
Santana Ways<br />
Friday, April 24<br />
6:00 PM<br />
32575 Rancho California Rd<br />
Temecula, CA 92589<br />
951-699-0099<br />
www.ThorntonWine.com
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
29
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THE VALLEY BUSINESS JOURNAL<br />
30 <strong>March</strong> <strong>2020</strong>
<strong>March</strong> <strong>2020</strong><br />
THE VALLEY BUSINESS JOURNAL<br />
www.TheValleyBusinessJournal.com<br />
YOUR LOCAL CHAMBERS<br />
31<br />
Temecula Valley Chamber of Commerce<br />
www.temecula.org<br />
Murrieta/Wildomar Chamber of Commerce<br />
www.MWCoC.org<br />
Menifee Valley Chamber of Commerce<br />
www.menifeevalleychamber.com<br />
Lake Elsinore Valley Chamber<br />
www.lakeelsinorechamber.com<br />
Hemet/San Jacinto Valley<br />
Chamber of Commerce<br />
www.hsjvc.com
www.TheValleyBusinessJournal.com<br />
THE VALLEY BUSINESS JOURNAL<br />
32 <strong>March</strong> <strong>2020</strong>