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Province d - The Service Mag

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TIME IS MONEY THEY SAY!<br />

LET’S SAVE IT.<br />

“I went to FINA Bank Remera recently to<br />

send some money through Moneygram.<br />

After sitting in a long line for about half<br />

an hour, I finally got to the teller who then<br />

told me the Moneygram transactions were<br />

done at the Customer Care desk. I had<br />

lined at this particular counter because<br />

the Moneygram rates were displayed<br />

there. I then went to the Customer <strong>Service</strong><br />

desk and received the forms and handed<br />

the guy the money in the understanding<br />

that the transaction would be completed<br />

there. I was wrong, he told me to take<br />

the form I had filled and go back to the<br />

counters and pay the money to them.<br />

<strong>The</strong>re were only two tellers and the<br />

lines had multiplied by now. I asked the<br />

Customer <strong>Service</strong> Manager why they<br />

did not open up another counter since<br />

there were too many customers and all<br />

he could do was bring more chairs for<br />

the waiting customers. I had to join one<br />

of the lines and wait another hour before<br />

I could reach the teller again. A simple<br />

transaction had taken me more than two<br />

hours and I was unhappy that the bank<br />

was not giving us the information we<br />

needed to save time but also they did not<br />

care to respond to the particular situation<br />

in the bank – that morning they needed to<br />

open up all their counters and work faster<br />

but who cares in Rwandan banks? “<br />

Nkurunziza<br />

“My general experience with all banks<br />

in Rwanda is that we have very few<br />

tellers which subjects customers to<br />

unnecessarily long waits in slow moving<br />

queues. Surprisingly, there are counters<br />

for more tellers but one will usually find<br />

only two operational out of the six or so.<br />

One of my worst experiences was when<br />

I had to deposit a huge sum of money at<br />

BCR after work. I had not been there for<br />

a while because my employees usually<br />

withdraw and deposit and I use the ATM.<br />

To my surprise, when I tried to enter the<br />

paradise banking I was stopped by the<br />

security guy who told me I had to talk to<br />

him first if I wanted to access the bank.<br />

Since when do I have to talk to security<br />

before entering the bank? I wondered!<br />

He went on to say that it was like going<br />

44 | <strong>The</strong> SERVICEMAG October - December 2011<br />

SOME HIGHLIGHTS OF THE<br />

RESPONSES:<br />

1. Be polite and give timely communication<br />

– Talk to clients – Tell<br />

them what they need to do to<br />

save their time and money.<br />

2. Give clients fast delivery of service<br />

– “Get off that phone, count<br />

that money and clear that queue!<br />

If you value our money, value the<br />

time we spend in the queues as<br />

well.”<br />

3. Efficient services – more tellers<br />

and functional ATM machines<br />

4. Information – you are offering<br />

a service not acting a suspense<br />

movie, let us know all we need to<br />

know to make our banking experience<br />

worth out time and money.<br />

5. Treat all clients with respect.<br />

6. Employees should understand<br />

that we pay their salaries<br />

to someone’s home and being asked to<br />

identify yourself before being invited in.<br />

Since when does my visit to the bank have<br />

to be monitored by a security guy who<br />

knows nothing about politeness? He went<br />

on to ask me what I needed from the bank<br />

and I told him I needed many things and<br />

did not need to explain to him. He denied<br />

me entrance and I had to leave.”<br />

“What does a bank or any other client<br />

oriented institution call “Customer<br />

Care”?<br />

<strong>Service</strong> providers need to consider caring<br />

for customers by way of providing parking,<br />

access to services and good customer<br />

service.”<br />

Name Withheld<br />

EXHORBITANT BANK TRANSFER AT BK.<br />

<strong>The</strong> fees on transfers are outrageous. It<br />

seems like every bank does what it wants<br />

to do. You should communicate to your<br />

customers on the fees of transfers.<br />

Mark Larsen<br />

mark@vegout.com<br />

KCB TRAIN YOUR EMPLOYEES<br />

KCB should train their<br />

employees to understand<br />

the importance of<br />

customers. After all it<br />

is our money that they<br />

use to make their own<br />

money.<br />

musa067@yahoo.com<br />

TSM

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