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Your Halifax Visa debit
card
The quick, safe way to pay
We’ll send you a Visa debit card that
you can use to:
• Pay for just about anything – here and
abroad. Just look out for the Visa sign
• Take out up to £500 cash (or
equivalent currency) per account
holder from cash machines around
the world. To ensure you can use
your card while you’re abroad,
register it with us before you travel by
calling us on 08457 20 30 40
• Buy things over the phone and online.
Your card is covered by Halifax
Secure for web purchases – visit
www.halifax.co.uk/secure
for more information.
You can even get cashback from some
shops and supermarkets when you use
your Visa debit card. And don’t forget
to keep your PIN safe at all times by
shielding it when using cash machines
and buying goods and services in shops.
Important point to note...
Remember – If you use your debit
card to withdraw cash or pay for goods
and services in a currency other than
sterling, the exchange rate we use will
be the Visa Payment Scheme Exchange
Rate. We will charge a non-sterling
transaction fee of 2.75% of the amount
of the transaction and a £1.50 nonsterling
purchase or non-sterling cash
fee for each payment or withdrawal.
Alternatively, if you choose to complete
your cash withdrawal using the overseas
Bureau or cash machine provider’s
conversion rate to sterling, we will only
charge a foreign cash fee of £1.50.
The provider of the foreign currency
may make a separate charge for
conversion.
Cash machines
A lot more than just cash
Use Halifax and Bank of Scotland
cash machines to:
• Pay in cheques
• Top up pay-as-you-go mobiles
• Change your PIN.
And of course you can use cash
machines to withdraw cash. It’s free
from most machines with a LINK logo,
but you might have to pay with other
cash machines, including overseas ones.
Your account explained
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