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Paying in money
and taking it out
Paying money in
You can pay in cash at any of our branches over the counter or at an Immediate
Deposit Machine (IDM) if they have one. You can even pay foreign currency or cheques
into your account. Just ask in branch and we’ll talk you through it – including any fees.
Taking money out
As long as your account allows, you can take out up to £500 a day from a cash machine
and £2,500 over the counter in any branch. If you need more than that, please let us
know beforehand.
Type of
payment
Cash
Where paid in When you can
withdraw funds
In branch or using an Immediate Deposit Machine before 5pm,
or using an Express Pay-In before 4pm
In branch or using an Immediate Deposit Machine after 5pm, or
using an Express Pay-In after 4pm
In branch or using an Immediate Deposit Machine or Express
Pay-In on a non-working day
Same day
Next working day
Same day
Via a cash machine Next working day
Cheques In branch or using an Immediate Deposit Machine before 5pm*,
or using an Express Pay-In before 4pm
In branch or using an Immediate Deposit Machine after 5pm*, or
using an Express Pay-In after 4pm or on a non-working day
4 working days after
the day of deposit
5 working days after
the day of deposit
Via a cash machine 5 working days after
the day of deposit
*2pm if using an Immediate Deposit Machine in Northern Ireland.
If the cheque is returned to us without being paid we may take the amount of the
cheque out of your account, unless more than 6 working days have passed since the day
you paid the cheque in. After 6 working days have passed, we cannot take the amount
of the cheque out of your account unless you have been a knowing party to fraud.
Faster payments
It’s possible to make faster payments electronically, and these normally just take two
hours instead of several days. It’s a free service but you’ll just need to check that the
bank or building society you’re paying money into accepts this type of payment.